Item 4 The Licensing Manual, Selected Sections – Comptroller’s Item 5 FDIC Regulatory Insights on Marketplace Lending – Item 6 (C.D.Cal. Order for Partial Summary Judgment finding – CFPB v. CashCall Inc. et al. that bank partner was true lender in August 2016) Item 7 (2015 2d Cir. Case finding that national bank Madden v. Midland Funding, LLC – assignee could not export interest rate when collecting on behalf of itself as third party) Item 8 Chamber of Digital Commerce Comment Letter Responding to OCC White Paper pro – – charter Item 9 Circle (FinTech firm) Comment Letter Responding to OCC White Paper pro charter – – Item 10 Independent Community Comment Letter Responding to OCC – Bankers’ Association White Paper anti-charter – Item 11 National Consumer Law Center Comment Letter Responding to OCC White Paper – – anti-charter Item 12 American Banker at OCC Fintech 2016) – “State Regulators Balk Charter” (Aug. 19,
Item 4 – The Comptroller’s Licensing Manual, Selected Sections Item 5 – FDIC Regulatory Insights on Marketplace Lending Item 6 – CFPB v. CashCall Inc. et al. (C.D.Cal. Order for Partial Summary Judgment finding that bank partner was true lender in August 2016) Item 7 – Madden v. Midland Funding, LLC (2015 2d Cir. Case finding that national bank assignee could not export interest rate when collecting on behalf of itself as third party) Item 8 – Chamber of Digital Commerce Comment Letter Responding to OCC White Paper – pro charter Item 9 – Circle (FinTech firm) Comment Letter Responding to OCC White Paper – pro charter Item 10 – Independent Community Bankers’ Association Comment Letter Responding to OCC White Paper – anti-charter Item 11 – National Consumer Law Center Comment Letter Responding to OCC White Paper – anti-charter Item 12 – American Banker “State Regulators Balk at OCC Fintech Charter” (Aug. 19, 2016)
Execution%20Version%20of%20Charter%20Problem%20Memorandum.docx