Practitioner. Expenses on Diagnostic, X-Ray, or Laboratory examinations unless related to the treatment of Critical Note:- Illness falling within ambit of Hospitalisation claim. The Hospitalisation expenses incurred for treatment of any one Critical Illness under agreed package charges Any expense on treatment of Insured Person as of the Hospital/Nursing Home will be restricted to 80% outpatient in a Hospital. of the Sum Insured under this Section of the Policy or actuals whichever is less. Any expense related to Critical Illness suffered whilst engaged in speed contest or racing of any kind (other Hospitalisation expenses of person donating an organ than on foot), bungee jumping, parasailing, ballooning, during the course of organ transplant will also be parachuting, skydiving, paragliding, hang gliding, payable subject to the above sub limits applicable to mountain or rock climbing necessitating the use of the Insured person and within the overall Sum Insured guides or ropes, deep sea diving using hard helmet of the Insured person. For the Donor, no payment will and breathing apparatus, polo, snow and ice sports be made towards Ambulance charges, Pre and Post and activities of similar hazard. Hospitalisation expenses and Daily Allowance. External medical equipment of any kind used at home Pre-Hospitalisation and Post Hospitalisation expenses as post hospitalisation care like wheelchairs, crutches, as defined under the Policy will also be reimbursed instruments used in treatment of sleep apnea along with the aforesaid Hospitalisation expenses syndrome (C.P.A.P) or continuous peritoneal subject to the overall Sum Insured limit of the Insured ambulatory dialysis (C.P.A.D) and oxygen concentrator person. Any Nursing expenses during Pre and Post for bronchial asthamatic condition, etc. Hospitalisation will be considered only if Qualified Nurse is employed on the advice of the attending 9. Any Insured Person under 5 years of age or aged 65 Medical Practitioner for the duration specified. years or more. SECTION 6 TRACTOR PROPERTY INSURED Property Covered Tractor shall be covered while used for Agricultural and Forestry purposes only. Property Not Covered Tractor shall not be covered While used for hire and reward or for racing, pace making, reliability trial or speed testing. While used for the carriage of passengers for hire or reward. While drawing a greater number of trailers in all than is permitted by law.
Practitioner. Note:- The Hospitalisation expenses incurred for treatment of any one Critical Illness under agreed package charges of the Hospital/Nursing Home will be restricted to 80% of the Sum Insured under this Section of the Policy or actuals whichever is less. Hospitalisation expenses of person donating an organ during the course of organ transplant will also be payable subject to the above sub limits applicable to the Insured person and within the overall Sum Insured of the Insured person. For the Donor, no payment will be made towards Ambulance charges, Pre and Post Hospitalisation expenses and Daily Allowance. Pre-Hospitalisation and Post Hospitalisation expenses as defined under the Policy will also be reimbursed along with the aforesaid Hospitalisation expenses subject to the overall Sum Insured limit of the Insured person. Any Nursing expenses during Pre and Post Hospitalisation will be considered only if Qualified Nurse is employed on the advice of the attending Medical Practitioner for the duration specified. Expenses on Diagnostic, X-Ray, or Laboratory examinations unless related to the treatment of Critical Illness falling within ambit of Hospitalisation claim. Any expense on treatment of Insured Person as outpatient in a Hospital. Any expense related to Critical Illness suffered whilst engaged in speed contest or racing of any kind (other than on foot), bungee jumping, parasailing, ballooning, parachuting, skydiving, paragliding, hang gliding, mountain or rock climbing necessitating the use of guides or ropes, deep sea diving using hard helmet and breathing apparatus, polo, snow and ice sports and activities of similar hazard. External medical equipment of any kind used at home as post hospitalisation care like wheelchairs, crutches, instruments used in treatment of sleep apnea syndrome (C.P.A.P) or continuous peritoneal ambulatory dialysis (C.P.A.D) and oxygen concentrator for bronchial asthamatic condition, etc. 9. Any Insured Person under 5 years of age or aged 65 years or more. SECTION 6 TRACTOR PROPERTY INSURED Property Covered Tractor shall be covered while used for Agricultural and Forestry purposes only. Property Not Covered Tractor shall not be covered While used for hire and reward or for racing, pace making, reliability trial or speed testing. While used for the carriage of passengers for hire or reward. While drawing a greater number of trailers in all than is permitted by law.
128.Kisan%20Suvidha%20Bima%20-%20Policy%20Wordings.docx