readiness The research wanted to study ICT infrastructure which includes Telecommunication network, internet connectivity, Technological environment. Both electronic and telecommunication act as a barrier to sustain growth of adoption E-banking the researcher found that table 4.35 below shows that 2 respondents equivalent to 10% responded strongly disagreed, 3 respondents equivalent to 15% responded disagree, 5 respondents equivalent to 25% responded neutral while 6 respondents equivalent to 30% responded agree and 4 respondents equivalent to 20% responded strongly agreed. Also under table no. 4.35 above, statistical analysis shows that sample population mean of 3.35 and estimated population mean at confidence limit of 95% ranged between 3.254 and 3.416 showing that ICT readiness in inhibitor of full adoption of E-banking. 4.8.5 Perceived regulatory support. The study wanted to investigate legislative laws and regulatory issues how are tackled to avoid financial loss and to safeguard customers. The researcher found that table 4.35 below shows 2 respondents equivalent to 10% responded strongly disagree, 2 respondents equivalent to 10% responded disagree, 4 respondents equivalent to 20% responded neutral, while 6 respondents equivalent to 30% responded agreed and 6 respondents equivalent to 30% responded strongly agree. Also table no. 4.34 above, the statistical analysis shows that sample population mean 3.6 and estimated population mean at confidence limit of 95% ranged from 3.508 to 3.692 which mean perceived regulatory support is most inhibitor of full adoption of E-banking in Tanzania banking industry
readiness The research wanted to study ICT infrastructure which includes Telecommunication network, internet connectivity, Technological environment. Both electronic and telecommunication act as a barrier to sustain growth of adoption E-banking the researcher found that table 4.35 below shows that 2 respondents equivalent to 10% responded strongly disagreed, 3 respondents equivalent to 15% responded disagree, 5 respondents equivalent to 25% responded neutral while 6 respondents equivalent to 30% responded agree and 4 respondents equivalent to 20% responded strongly agreed. Also under table no. 4.35 above, statistical analysis shows that sample population mean of 3.35 and estimated population mean at confidence limit of 95% ranged between 3.254 and 3.416 showing that ICT readiness in inhibitor of full adoption of E-banking. 4.8.5 Perceived regulatory support. The study wanted to investigate legislative laws and regulatory issues how are tackled to avoid financial loss and to safeguard customers. The researcher found that table 4.35 below shows 2 respondents equivalent to 10% responded strongly disagree, 2 respondents equivalent to 10% responded disagree, 4 respondents equivalent to 20% responded neutral, while 6 respondents equivalent to 30% responded agreed and 6 respondents equivalent to 30% responded strongly agree. Also table no. 4.34 above, the statistical analysis shows that sample population mean 3.6 and estimated population mean at confidence limit of 95% ranged from 3.508 to 3.692 which mean perceived regulatory support is most inhibitor of full adoption of E-banking in Tanzania banking industry
MKOKAS_DESERTATION_REPORT__FINAL2_234_SAWA.docx