N.Y. REAL PROP. LAW § Mortgage on (West 2012); N.Y. NY Any Any 15 2% None None Real Property COMP. CODES R. & REGS. tit. 3, § (2012) N.C. GEN. STAT. ANN. § NC Home Loans <$300,000 Any 15 4% None None (West 2012) Open-End Credit N.C. GEN. STAT. ANN §§ NC <$300,000 Any 30 Any None $5 OR $10 Plan, not offered & (West 2012) by a bank N.D. CENT. CODE Legal ND Any Any Any 15% None $15 ANN. § (West Indebtedness 2011) Consumer Transaction in OHIO REV. CODE ANN. OH Any Any Any Any Any Any Connection with a § (West 2012) Residential Mortgage OHIO REV. CODE ANN. §§ OH Small Loans ≤$5,000 Any 10 5% $15 Any , & (West 2012) Precomputed OKLA. STAT. ANN. tit. Consumer Loan, OK Any Any 10 5% $5 $23.50 14A, § (West Refinancing, or 2012) Consolidation Nonprecomputed Consumer Loan, OKLA. STAT. ANN. tit. Refinancing, OK Any Any 10 5% $5 $23.50 14A, § (West Consolidation, or 2012) Revolving Loan Account Amount in OR. REV. STAT. ANN. § OR Mortgage Any Any 15 5% None note/mortgage, (West 2012) if < 5%
NY Mortgage on Real Property Any Any 15 2% None None N.Y. REAL PROP. LAW § (West 2012); N.Y. COMP. CODES R. & REGS. tit. 3, § (2012) NC Home Loans <$300,000 Any 15 4% None None N.C. GEN. STAT. ANN. § (West 2012) NC Open-End Credit Plan, not offered by a bank <$300,000 Any 30 Any None $5 OR $10 N.C. GEN. STAT. ANN §§ & (West 2012) ND Legal Indebtedness Any Any Any 15% None $15 N.D. CENT. CODE ANN. § (West 2011) OH Consumer Transaction in Connection with a Residential Mortgage Any Any Any Any Any Any OHIO REV. CODE ANN. § (West 2012) OH Small Loans ≤$5,000 Any 10 5% $15 Any OHIO REV. CODE ANN. §§ , & (West 2012) OK Precomputed Consumer Loan, Refinancing, or Consolidation Any Any 10 5% $5 $23.50 OKLA. STAT. ANN. tit. 14A, § (West 2012) OK Nonprecomputed Consumer Loan, Refinancing, Consolidation, or Revolving Loan Account Any Any 10 5% $5 $23.50 OKLA. STAT. ANN. tit. 14A, § (West 2012) OR Mortgage Any Any 15 5% None Amount in note/mortgage, if < 5% OR. REV. STAT. ANN. § (West 2012)