Iowa Federally Related Any First Subject to state law limitations 12 USCA §§ & Mortgage Loans 12 CFR §§ Loan to acquire Any Any As contracted for IOWA CODE ANN. § or refinance real (West 2012) property Loan to construct > $25,000 Any As contracted for IOWA CODE ANN. § improvement on (West 2012) real property HELOC Any Any ≤ 1¾% per month IOWA CODE ANN. § (West 2012) Kansas Federally Related Any First Subject to state law limitations KAN. STAT. ANN. § Mortgage Loans (West 2012) Loan where the Any Any ≤ 15% per annum KAN. STAT. ANN. § interest rate, (West 2012) amortization schedule or term of loan are not permitted to be adjusted Consumer Loan Any Any ≤ 18% per annum (finance charge limitation) KAN. STAT. ANN. § subject to the (West 2012) uniform consumer credit code Kentucky Federally Related Any First Exempt from state law limitations 12 USCA §§ & Mortgage Loans 12 CFR §§ Loan > $15,000 Any As contracted for KY. REV. STAT. ANN. § (West 2012)
Iowa Federally Related Mortgage Loans Any First Subject to state law limitations 12 USCA §§ & 12 CFR §§ Loan to acquire or refinance real property Any Any As contracted for IOWA CODE ANN. § (West 2012) Loan to construct improvement on real property > $25,000 Any As contracted for IOWA CODE ANN. § (West 2012) HELOC Any Any ≤ 1¾% per month IOWA CODE ANN. § (West 2012) Kansas Federally Related Mortgage Loans Any First Subject to state law limitations KAN. STAT. ANN. § (West 2012) Loan where the interest rate, amortization schedule or term of loan are not permitted to be adjusted Any Any ≤ 15% per annum KAN. STAT. ANN. § (West 2012) Consumer Loan subject to the uniform consumer credit code Any Any ≤ 18% per annum (finance charge limitation) KAN. STAT. ANN. § (West 2012) Kentucky Federally Related Mortgage Loans Any First Exempt from state law limitations 12 USCA §§ & 12 CFR §§ Loan > $15,000 Any As contracted for KY. REV. STAT. ANN. § (West 2012)