Oklahoma Federally Related Any First Exempt from state limitations 12 USCA §§ & Mortgage Loans 12 CFR §§ Loan by a Any Any ≤ 21% per year (finance charge limitation) OKLA. STAT. ANN. tit. supervised 14A, § (West 2012) Lender Oregon Federally Related Any First Exempt from state limitations 12 USCA §§ & Mortgage Loans 12 CFR §§ Loan Any ≤ $50,000 The greater of: OR. REV. STAT. ANN. § ≤ 12%; or (West 2012) ≤ 5% + discount rate on 90-day commercial paper in effect at Federal Reserve Bank in district where person making the loan is located. Loan by a licensee Any Any The greater of: (finance charge limitations) OR. REV. STAT. ANN. § of the Consumer ≤ 36%; or (West 2012) Finance Act ≤ 30% points + discount window primary credit rate Pennsylvania Federally Related Any First Exempt from state limitations 12 USCA §§ & Mortgage Loans 12 CFR §§ Secondary Any Any ≤ 1.85% per month on unpaid principal balances 7 PA. CONS. STAT. ANN. Mortgage Loan § (West 2012) Open-End Loan Any Any ≤ 1.85% per month on unpaid principal balances 7 PA. CONS. STAT. ANN. §§ , & (West 2012) Residential ≤ $234, 692 Any ≤ 2½% + Monthly Index of Long Term U.S. 41 PA. CONS. STAT. Mortgage for Government Bond Yields for the 2nd preceding ANN. § (West 2012) Residential Real calendar month, per annum rounded off to nearest Property quarter of one percent per annum Rhode Island Federally Related Any First Exempt from state limitations 12 USCA §§ & Mortgage Loans 12 CFR §§
Oklahoma Federally Related Mortgage Loans Any First Exempt from state limitations 12 USCA §§ & 12 CFR §§ Loan by a supervised Lender Any Any ≤ 21% per year (finance charge limitation) OKLA. STAT. ANN. tit. 14A, § (West 2012) Oregon Federally Related Mortgage Loans Any First Exempt from state limitations 12 USCA §§ & 12 CFR §§ Loan Any ≤ $50,000 The greater of: ≤ 12%; or ≤ 5% + discount rate on 90-day commercial paper in effect at Federal Reserve Bank in district where person making the loan is located. OR. REV. STAT. ANN. § (West 2012) Loan by a licensee of the Consumer Finance Act Any Any The greater of: (finance charge limitations) ≤ 36%; or ≤ 30% points + discount window primary credit rate OR. REV. STAT. ANN. § (West 2012) Pennsylvania Federally Related Mortgage Loans Any First Exempt from state limitations 12 USCA §§ & 12 CFR §§ Secondary Mortgage Loan Any Any ≤ 1.85% per month on unpaid principal balances 7 PA. CONS. STAT. ANN. § (West 2012) Open-End Loan Any Any ≤ 1.85% per month on unpaid principal balances 7 PA. CONS. STAT. ANN. §§ , & (West 2012) Residential Mortgage for Residential Real Property ≤ $234, 692 Any ≤ 2½% + Monthly Index of Long Term U.S. Government Bond Yields for the 2nd preceding calendar month, per annum rounded off to nearest quarter of one percent per annum 41 PA. CONS. STAT. ANN. § (West 2012) Rhode Island Federally Related Mortgage Loans Any First Exempt from state limitations 12 USCA §§ & 12 CFR §§