Adjustment Deadline (Ranges) Min $ With/Without Dr Party who Party to Information Group Reason Entry /Cr can Make whom Adj Needed Adjust Adj Can be made Late Return Claim 60 C Federal W Entry Dr Receiving Sending Party MICR Code line No Reserve Party Sequence # minimum Item Date Copy of Item Late Return Claim 61 C 1 year Federal W/O Entry Dr Receiving Sending Party MICR Code line No – Reserve Party Sequence # minimum Item Date Copy of Item Explanation: Item was returned outside applicable return time frames. Late Return Disclaimer 20 B Federal W Entry Dr Receiving Sending Party MICR Code line No Reserve Party Sequence # minimum Item Date Copy of Item Late Return Disclaimer 21 B 1 year Federal W/O Entry Dr Receiving Sending Party MICR Code line No – Reserve Party Sequence # minimum Item Date Copy of Item Explanation: Disclaimer of a late return claim adjustment. Mis-matched MICR 90 C None W Entry Dr/Cr Either Party Either Party MICR Code line Yes* Sequence # Item Date Copy of Item Mis-matched MICR 91 C - 1 year None W/O Entry Dr/Cr Either Party Either Party MICR Code line Yes* Sequence # Item Date Copy of Item Explanation: Item in which the MICR information associated with the item does not match the MICR information reflected on the image of the item. The traditional example is where the full MICR line of one item has been misaligned with the image of another item rather than a misread of a character or characters on the same item. For an encoding error of amount only use Amount Error adjustment reason. This reason can be used when the code line in the Check Detail Record (Type 25) does not exactly match the code line on the original check. This reason is used for any encoding errors other than an error in amount. Non Conforming Image (NCI) 20 B None W Entry Dr/Cr Either Party Either Party MICR Code line Yes* Image Missing Sequence # Ineligible item Item Date Invalid RT CL Date Type of NCI
Adjustment Reason Deadline (Ranges) Min $ With/Without Entry Dr /Cr Party who can Make Adj Party to whom Adj Can be made Information Needed Group Adjust Late Return Claim 60 C Federal Reserve minimum W Entry Dr Receiving Party Sending Party MICR Code line Sequence # Item Date Copy of Item No Late Return Claim 61 C – 1 year Federal Reserve minimum W/O Entry Dr Receiving Party Sending Party MICR Code line Sequence # Item Date Copy of Item No Explanation: Item was returned outside applicable return time frames. Late Return Disclaimer 20 B Federal Reserve minimum W Entry Dr Receiving Party Sending Party MICR Code line Sequence # Item Date Copy of Item No Late Return Disclaimer 21 B – 1 year Federal Reserve minimum W/O Entry Dr Receiving Party Sending Party MICR Code line Sequence # Item Date Copy of Item No Explanation: Disclaimer of a late return claim adjustment. Mis-matched MICR 90 C None W Entry Dr/Cr Either Party Either Party MICR Code line Sequence # Item Date Copy of Item Yes* Mis-matched MICR 91 C - 1 year None W/O Entry Dr/Cr Either Party Either Party MICR Code line Sequence # Item Date Copy of Item Yes* Explanation: Item in which the MICR information associated with the item does not match the MICR information reflected on the image of the item. The traditional example is where the full MICR line of one item has been misaligned with the image of another item rather than a misread of a character or characters on the same item. For an encoding error of amount only use Amount Error adjustment reason. This reason can be used when the code line in the Check Detail Record (Type 25) does not exactly match the code line on the original check. This reason is used for any encoding errors other than an error in amount. Non Conforming Image (NCI) Image Missing Ineligible item Invalid RT 20 B None W Entry Dr/Cr Either Party Either Party MICR Code line Sequence # Item Date CL Date Type of NCI Yes*