Problem under Preparing consideration reliable Methodology issues affecting Business Impact Target and scope classification SMB NPV & options estimates risk Issue Matrix options to recovery dereg & profit cost rationale Secondary regulation systemic charges / non-business / options indirect net & reg / and of international / Mix Wider Non-regulatory Direct Non-compliance Gross/ Problem problem Counterfactual Proportionality Pro-competition Primary Regulators EU Fees Financial Enforcement Permissive SaMBA Linking impacts Problem/ rationale √ Linking options to √ √ problem Non-reg options √ √ √ Counterfactual Proportionality √ √ Direct/ indirect √ √ √ √ √ √ EU / international √ Non-compliance Fees and charges Financial systemic risk Pro-competition √ √ √ √ √ √ √ Enforcement Primary / secondary √ √ Regulators cost recovery √ √ √ √ Permissive regulation √ √ Mix of reg/dereg Gross / net profit √ √ SaMBA √ √ √ √ Wider impacts √ √ √ √
Problem under consideration & options Preparing reliable estimates Methodology issues affecting Business Impact Target and scope classification SMB NPV Issue Matrix Problem / rationale Linking options to problem Non-regulatory options Counterfactual Proportionality Direct / indirect EU / international Non-compliance Fees and charges Financial systemic risk Pro-competition Enforcement Primary / Secondary Regulators cost recovery Permissive regulation Mix of reg & dereg Gross/ net profit SaMBA Wider & non-business impacts Problem/ rationale √ Linking options to problem √ √ Non-reg options √ √ √ Counterfactual Proportionality √ √ Direct/ indirect √ √ √ √ √ √ EU / international √ Non-compliance Fees and charges Financial systemic risk Pro-competition √ √ √ √ √ √ √ Enforcement Primary / secondary √ √ Regulators cost recovery √ √ √ √ Permissive regulation √ Mix of reg/dereg √ Gross / net profit √ √ SaMBA √ √ √ √ Wider impacts √ √ √ √