Loan, ALA. CODE §§ , & forbearance of Not Not Not (West 2012); , 678 AL >$2000 Any 10 money, or credit unconscionable unconscionable unconscionable So. 2d 169 (Ala. Civ. App. 1996) sale ≤$25,000 ALASKA STAT. ANN. § AK Small Loan Any Any 10% None $25 (West 2012) Installment Loan ≤$10,000 ALASKA STAT. ANN. § AK (Maturity < 7 (excluding Any 15 5% None $15 (West 2012) years) interest) Consumer Lender ≤$10,000 ARIZ. REV. STAT. § AZ Any 7 5% None None Loan (principal) (2012) ARIZ. REV. STAT. § AZ Closed-End Loan ≤$5,000 Any 10 5% None $10 (2012) ARK. CODE ANN. § AR Industrial Loan Any Any Any 5% None None (West 2012) Real Property CAL. BUS. & PROF. CODE CA Any Any 10 10% $5 None Secured Loan (REL) § (West 2012) (LSMI x 10%) x Delinquent Balloon CAL. BUS. & PROF. CODE CA Any Any 10 None None Payment (REL) (1 + m) § (West 2012) Real Property (a single-family, CAL. CIV. CODE § CA Any Any 10 6% $5 None owner-occupied (West 2012) unit) Secured Loan (CRMLA) Insubstantial COLO. REV. STAT. Consumer Credit in relation to CO Secondary 10 5% None None ANN. § (West Transaction value of 2012) collateral CONN. GEN. STAT. ANN. § (West 2012); , 78 Conn. CT Any Type of Loan Any Any Any Reasonable None None App. 783 (Conn. App. Ct., 2003)
AL Loan, forbearance of money, or credit sale >$2000 Any 10 Not unconscionable Not unconscionable Not unconscionable ALA. CODE §§ , & (West 2012); , 678 So. 2d 169 (Ala. Civ. App. 1996) AK Small Loan ≤$25,000 Any Any 10% None $25 ALASKA STAT. ANN. § (West 2012) AK Installment Loan (Maturity < 7 years) ≤$10,000 (excluding interest) Any 15 5% None $15 ALASKA STAT. ANN. § (West 2012) AZ Consumer Lender Loan ≤$10,000 (principal) Any 7 5% None None ARIZ. REV. STAT. § (2012) AZ Closed-End Loan ≤$5,000 Any 10 5% None $10 ARIZ. REV. STAT. § (2012) AR Industrial Loan Any Any Any 5% None None ARK. CODE ANN. § (West 2012) CA Real Property Secured Loan (REL) Any Any 10 10% $5 None CAL. BUS. & PROF. CODE § (West 2012) CA Delinquent Balloon Payment (REL) Any Any 10 (LSMI x 10%) x (1 + m) None None CAL. BUS. & PROF. CODE § (West 2012) CA Real Property (a single-family, owner-occupied unit) Secured Loan (CRMLA) Any Any 10 6% $5 None CAL. CIV. CODE § (West 2012) CO Consumer Credit Transaction Insubstantial in relation to value of collateral Secondary 10 5% None None COLO. REV. STAT. ANN. § (West 2012) CT Any Type of Loan Any Any Any Reasonable None None CONN. GEN. STAT. ANN. § (West 2012); , 78 Conn. App. 783 (Conn. App. Ct., 2003)