I’m I’m just moving on in time first, and then I will show you you said that – there were phone contacts. What I want to suggest to you is that one of those phone contacts was in September. And there’s a diary note, which is exhibit 39 to your statement, dated 26 September 2011, that deals with that phone conversation, ANZ.800.644.0260. Can you see in the background section there that Mr Davis from the bank had spoken to Rod Grieve, who was the Harleys agricultural consultant or farm adviser?Yes, I can. And they discussed a potential meeting between the ANZ and the Harleys. And Mr records that he decided to ring the Harleys directly to discuss the meeting the – proposed meeting?Yes. He was unable to travel to the farm to meet with the Harleys. He said he was happy to meet them in Perth?That’s right. And did Mr Davis ever travel to the farm to meet with the Harleys?I don’t believe he did, no. Was that acceptable?No. There’s then a reference to a phone call between Mr Davis and Mrs Harley underneath this. They discuss the Harleys’ financial position and the bank’s requirement, which we saw from the letter of offer that I showed you, that the Harleys repay their $2.3 million loan by the end of March 2012?Can you take me to a bullet point on that one. Yes?Please. It’s the fifth sixth bullet point down?Yes, I can see that. – So they’ve discussed the bank’s requirement that they repay their $2.3 million loan by the end of March 2012, which at this stage is about six months away?Yes. And they discuss three possible options, which we see over the page at 0261, three possible options to meet the deadline. And they were asset sales, refinance, or assistance from the Harleys’ extended family?Yes. And Mrs Harley told Mr Davis that they had attempted to refinance, but that had been unsuccessful. Do you see that? About halfway down: Regarding refinance – ?Yes. And do you see that she also told Mr Davis that their extended family weren’t in a position to assist them financially? Second dot point from the bottom?Yes. and
I’m I’m just moving on in time first, and then I will show you – you said that there were phone contacts. What I want to suggest to you is that one of those phone contacts was in September. And there’s a diary note, which is exhibit 39 to your statement, dated 26 September 2011, that deals with that phone conversation, ANZ.800.644.0260. Can you see in the background section there that Mr Davis from the bank had spoken to Rod Grieve, who was the Harleys agricultural consultant or farm adviser?Yes, I can. And they discussed a potential meeting between the ANZ and the Harleys. And Mr records that he decided to ring the Harleys directly to discuss the meeting – the proposed meeting?Yes. He was unable to travel to the farm to meet with the Harleys. He said he was happy to meet them in Perth?That’s right. And did Mr Davis ever travel to the farm to meet with the Harleys?I don’t believe he did, no. Was that acceptable?No. There’s then a reference to a phone call between Mr Davis and Mrs Harley underneath this. They discuss the Harleys’ financial position and the bank’s requirement, which we saw from the letter of offer that I showed you, that the Harleys repay their $2.3 million loan by the end of March 2012?Can you take me to a bullet point on that one. Yes?Please. It’s the fifth – sixth bullet point down?Yes, I can see that. So they’ve discussed the bank’s requirement that they repay their $2.3 million loan by the end of March 2012, which at this stage is about six months away?Yes. And they discuss three possible options, which we see over the page at 0261, three possible options to meet the deadline. And they were asset sales, refinance, or assistance from the Harleys’ extended family?Yes. And Mrs Harley told Mr Davis that they had attempted to refinance, but that had been unsuccessful. Do you see that? About halfway down: Regarding refinance – ?Yes. And do you see that she also told Mr Davis that their extended family weren’t in a position to assist them financially? Second dot point from the bottom?Yes. and