negligent act or omission of an Indemnitee; or, (b) an Indemnitee's misuse or modification of the Service or Work Product. The obligations in this Section are separate and apart from, and in no way limit Citizens' rights under any insurance provided by Vendor pursuant to this Agreement or otherwise. The provisions of this Section shall survive the termination of this Agreement. Insurance. Vendor Insurance Requirements. During the term of this Agreement, Vendor will maintain at its sole expense the following insurance, purchased from an insurer licensed to transact business in the State of Florida: Workers’ Compensation provides coverage for Vendor’s employees and independent contractors’ employees, regardless of the state of hire, in at least the minimum statutory limits required by the State of Florida, and Employers’ Liability with limits of $1 million per accident; provided, however, that such workers’ compensation policy may exclude coverage for independent contractor employees who are covered by a workers’ compensation policy that meets the requirements (including Employers’ Liability coverage) set forth herein. Commercial General Liability with minimum limits of $1 million per occurrence (to include contractual liability for liability assumed hereunder) and $2 million in the aggregate; Umbrella Excess General Liability and Auto Liability insurance with minimum limits of $4 million in the aggregate; Automobile Liability with combined single limits of not less than $1 million per accident (this policy must include Symbol 1 Auto” coverage); “Any Professional Liability (errors and omissions) with minimum limits of $1 million per claim and $2 million in the aggregate, coverage shall be provided on a claims made and reported basis; Business Interruption with coverage limits of not less than $5 million; and, Network Security Liability with data breach coverage limits of $10 million per occurrence and $10 million in the aggregate. Subcontractor Insurance Requirements. Each subcontractor used by Vendor to provide Services this Agreement shall provide insurance as follows: Workers’ Compensation provides coverage for the subcontractor’s employees and independent contractors’ employees, regardless of the state of hire, in at least the minimum statutory limits required by the State of Florida, and Employers’ Liability with limits of $1 million per accident; Commercial General Liability with minimum limits of $1 million per occurrence (to include contractual liability for liability assumed hereunder) and $2 million in the aggregate; and, Automobile Liability with combined single limits of not less than $1 million
negligent act or omission of an Indemnitee; or, (b) an Indemnitee's misuse or modification of the Service or Work Product. The obligations in this Section are separate and apart from, and in no way limit Citizens' rights under any insurance provided by Vendor pursuant to this Agreement or otherwise. The provisions of this Section shall survive the termination of this Agreement. Insurance. Vendor Insurance Requirements. During the term of this Agreement, Vendor will maintain at its sole expense the following insurance, purchased from an insurer licensed to transact business in the State of Florida: Workers’ Compensation provides coverage for Vendor’s employees and independent contractors’ employees, regardless of the state of hire, in at least the minimum statutory limits required by the State of Florida, and Employers’ Liability with limits of $1 million per accident; provided, however, that such workers’ compensation policy may exclude coverage for independent contractor employees who are covered by a workers’ compensation policy that meets the requirements (including Employers’ Liability coverage) set forth herein. Commercial General Liability with minimum limits of $1 million per occurrence (to include contractual liability for liability assumed hereunder) and $2 million in the aggregate; Umbrella Excess General Liability and Auto Liability insurance with minimum limits of $4 million in the aggregate; Automobile Liability with combined single limits of not less than $1 million per accident (this policy must include Symbol 1 “Any Auto” coverage); Professional Liability (errors and omissions) with minimum limits of $1 million per claim and $2 million in the aggregate, coverage shall be provided on a claims made and reported basis; Business Interruption with coverage limits of not less than $5 million; and, Network Security Liability with data breach coverage limits of $10 million per occurrence and $10 million in the aggregate. Subcontractor Insurance Requirements. Each subcontractor used by Vendor to provide Services this Agreement shall provide insurance as follows: Workers’ Compensation provides coverage for the subcontractor’s employees and independent contractors’ employees, regardless of the state of hire, in at least the minimum statutory limits required by the State of Florida, and Employers’ Liability with limits of $1 million per accident; Commercial General Liability with minimum limits of $1 million per occurrence (to include contractual liability for liability assumed hereunder) and $2 million in the aggregate; and, Automobile Liability with combined single limits of not less than $1 million