. This Act is designed to encourage HAMP CRA loans in all segments of communities. HMDA CRE Commercial Real Estate HOEPA CSBS HPML . Filed for each deposit, withdrawal, HUD exchange of currency that involves a CTR IRS transaction in currency of more than MLO Mortgage Loan Originator $10,000. MOU Memorandum of Understanding Dodd-Frank Act . U.S. government program to allow the NFIP purchase of flood insurance from the DOJ government. FDIC NMLS EFTA OCC Federal bank OFAC regulatory FDIC, FRB, and OCC agencies OREO Federal QRM Qualified Residential Mortgage financial Reg. B institution CFPB, FDIC, FRB, NCUA, and OCC Reg. C regulatory agencies Reg. DD FEMA Reg. E FFIEC Reg. G FHFA Reg. P FHA Reg. X FinCEN Reg. Z . U.S. government daily publication RESPA that contains proposed and final – Report financial institutions file with FR administrative regulations of federal the U.S. government (FinCEN) SAR agencies. regarding activity that may be criminal FRB, Fed or in nature. Federal SDN Specially Designated National Reserve TILA FSOC TIN Tax Identification Number FTC Treasury GAO HARP This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is provided with the understanding that the publisher is not engaged in the rendering of legal, accounting or other professional advice - from a Declaration of Principles adopted by the American Bar Association and a Committee of Publishers and Associations; All rights reserved; Kelly Goulart Editor; Oklahoma Edition, copyrighted by Craig Buford, CBAO President and CEO. Capitol Comments Craig Buford, CAE President and CEO Community Bankers Association of Oklahoma
CRA . This Act is designed to encourage loans in all segments of communities. CRE Commercial Real Estate CSBS CTR . Filed for each deposit, withdrawal, exchange of currency that involves a transaction in currency of more than $10,000. Dodd-Frank Act DOJ FDIC EFTA Federal bank regulatory agencies FDIC, FRB, and OCC Federal financial institution regulatory agencies CFPB, FDIC, FRB, NCUA, and OCC FEMA FFIEC FHFA FHA FinCEN FR . U.S. government daily publication that contains proposed and final administrative regulations of federal agencies. FRB, Fed or Federal Reserve FSOC FTC GAO HARP HAMP HMDA HOEPA HPML HUD IRS MLO Mortgage Loan Originator MOU Memorandum of Understanding NFIP . U.S. government program to allow the purchase of flood insurance from the government. NMLS OCC OFAC OREO QRM Qualified Residential Mortgage Reg. B Reg. C Reg. DD Reg. E Reg. G Reg. P Reg. X Reg. Z RESPA SAR – Report financial institutions file with the U.S. government (FinCEN) regarding activity that may be criminal in nature. SDN Specially Designated National TILA TIN Tax Identification Number Treasury This publication is designed to provide accurate and authoritative information in regard to the subject matter covered. It is provided with the understanding that the publisher is not engaged in the rendering of legal, accounting or other professional advice - from a Declaration of Principles adopted by the American Bar Association and a Committee of Publishers and Associations; All rights reserved; Kelly Goulart Editor; Oklahoma Edition, copyrighted by Craig Buford, CBAO President and CEO. Capitol Comments Craig Buford, CAE President and CEO Community Bankers Association of Oklahoma