(iv) Maximum weighted score-10) Ratio Marks Weight Company’s Company’s Company’s Weighted Band Ratio Score Score from = (e) x (c ) (b) (c) (d) ( b ) (a) (e) (f) >=3.00 10 >=2.75 9 >=2.50 8 1 >=2.25 7 >=2.00 6 >=1.50 5 >=1.00 3 <1.00 0 (v) PAT/Operating Income (%) (Maximum weighted score-10) (Operating Income = [Operating Revenue (OR) - Operating Expenses (OE)] OR = Net OE = (Cost of + (Selling, General & Administrative Expenses) +(Depreciation) + Other Expenses. Ratio Score Weight Company’s Company’s Company’s Weighted Band Ratio Score from ( Score = (e) x (c ) (%) (b) (c) (d) b ) (f) (a) (e) >=5.50 10 >=5.00 9 >=4.50 8 1 >=4.00 7 >=3.50 6 >=3.00 5 >=2.00 3 <2.00 0 (vi) CASE- I: GROSS Average DSCR for ALL Loans (Maximum score-20) (for term loan only) Range Marks Company’s Company’s Company’s Ratio Score Weighted Score = (a) (b) (d) from ( b ) (e) x (c ) (c) (e) (f) >= 2.00 10 >= 1.98 9 >= 1.95 8 >= 1.92 7 2 >= 1.90 6 >= 1.88 5 >= 1.85 4 >= 1.80 3 >= 1.78 2 >= 1.75 1
(iv) Maximum weighted score-10) Ratio Band (a) Marks (b) Weight (c) Company’s Ratio (d) Company’s Score from ( b ) (e) Company’s Weighted Score = (e) x (c ) (f) >=3.00 10 1 >=2.75 9 >=2.50 8 >=2.25 7 >=2.00 6 >=1.50 5 >=1.00 3 <1.00 0 (v) PAT/Operating Income (%) (Maximum weighted score-10) (Operating Income = [Operating Revenue (OR) - Operating Expenses (OE)] OR = Net OE = (Cost of + (Selling, General & Administrative Expenses) +(Depreciation) + Other Expenses. Ratio Band (%) (a) Score (b) Weight (c) Company’s Ratio (d) Company’s Score from ( b ) (e) Company’s Weighted Score = (e) x (c ) (f) >=5.50 10 1 >=5.00 9 >=4.50 8 >=4.00 7 >=3.50 6 >=3.00 5 >=2.00 3 <2.00 0 (vi) CASE- I: GROSS Average DSCR for ALL Loans (Maximum score-20) (for term loan only) Range (a) Marks (b) (c) Company’s Ratio (d) Company’s Score from ( b ) (e) Company’s Weighted Score = (e) x (c ) (f) >= 2.00 10 2 >= 1.98 9 >= 1.95 8 >= 1.92 7 >= 1.90 6 >= 1.88 5 >= 1.85 4 >= 1.80 3 >= 1.78 2 >= 1.75 1