contribute to the effectiveness of the selfexclusion measure—a reduced timeframe would prevent excluded customers from engaging in online wagering for at most between 14 days and 72 hours provide a shorter timeframe in which customers are able to gain full functionality of their accounts, such as withdrawal of funds, which may help in discouraging customers registering with illegal offshore operators further encourage operators to use thirdparty verfication systems in order to achieve a shorter verification timeframe—these systems will reduce administrative requirements for operators to complete verification in addition to reducing the number of manual verifications necessary deliver the greatest consumer protection as the speed of verification would significantly reduce the opportunity for online wagering accounts to be used by underage and selfexcluded customers or for purposes that contravene the AML/CTF Rules. Key costs/disadvantages: Operators may require access to government systems and databases in order to facilitate verification of documents between 14 days and 72 hours. This may incur additional subscription costs for operators to gain access to thirdparty verification systems. Providing operators with additional access to thirdparty verification systems may also pose privacy concerns in relation to the security of customer information, including how operators share and store that information. Operators may require additional staff in the initial setup of this new system in order to meet the significantly reduced customer verification timeframe. This option may impose a competitive disadvantage on smaller operators who may lack the technological capability to complete the process within the proposed timeframe. Access to databases would require significant considerations as to staffing, privacy concerns and administration of the database. Option four: Mandatory verification prior to any wagering activity This option proposes that mandatory customer verification be completed prior to a customer being able to wager with an online operator. Impact analysis of option four Key saves/benefits: This option will: harmonise the customer verification policy across jurisdictions deliver the greatest consumer protection as it would almost entirely remove the opportunity for online wagering accounts to be used by underage and selfexcluded customers, or for purposes that contravene the AML/CTF Rules. Key costs/disadvantages:
contribute to the effectiveness of the selfexclusion measure—a reduced timeframe would prevent excluded customers from engaging in online wagering for at most between 14 days and 72 hours provide a shorter timeframe in which customers are able to gain full functionality of their accounts, such as withdrawal of funds, which may help in discouraging customers registering with illegal offshore operators further encourage operators to use thirdparty verfication systems in order to achieve a shorter verification timeframe—these systems will reduce administrative requirements for operators to complete verification in addition to reducing the number of manual verifications necessary deliver the greatest consumer protection as the speed of verification would significantly reduce the opportunity for online wagering accounts to be used by underage and selfexcluded customers or for purposes that contravene the AML/CTF Rules. Key costs/disadvantages: Operators may require access to government systems and databases in order to facilitate verification of documents between 14 days and 72 hours. This may incur additional subscription costs for operators to gain access to thirdparty verification systems. Providing operators with additional access to thirdparty verification systems may also pose privacy concerns in relation to the security of customer information, including how operators share and store that information. Operators may require additional staff in the initial setup of this new system in order to meet the significantly reduced customer verification timeframe. This option may impose a competitive disadvantage on smaller operators who may lack the technological capability to complete the process within the proposed timeframe. Access to databases would require significant considerations as to staffing, privacy concerns and administration of the database. Option four: Mandatory verification prior to any wagering activity This option proposes that mandatory customer verification be completed prior to a customer being able to wager with an online operator. Impact analysis of option four Key saves/benefits: This option will: harmonise the customer verification policy across jurisdictions deliver the greatest consumer protection as it would almost entirely remove the opportunity for online wagering accounts to be used by underage and selfexcluded customers, or for purposes that contravene the AML/CTF Rules. Key costs/disadvantages: