IMPORTANT NOTICE OF HSA INVESTMENT ACCOUNT CHANGES To: HSA Account Holder From: Lifetime Benefit Solutions as HSA Administrator and HealthcareBank, a division of Bell State Bank & Trust as HSA Custodian Date: June 30, 2015 This is to inform you of upcoming changes to the mutual funds currently offered in your HSA Investment Account. HealthcareBank is excited to announce our partnership with Devenir Investment Advisers, LLC. Devenir will serve as our registered investment advisor for HSA investment accounts. Devenir is a leading independent investment advisor and consultant in the HSA industry. As an early entrant into the HSA market and with its primary business focusing on investment solutions for the consumer driven healthcare market, Devenir has developed a passion and expertise in the HSA industry. Their experience with HSAs since their inception in 2004 has given Devenir a unique perspective and keen insight on the growth of health savings accounts and the needs of HSA custodians. Based on Devenir’s review of the existing fund line-up and to provide HSA consumers additional mutual fund options, Devenir recommends the following fund additions: Fund Name Ticker James Balanced Golden Rainbow GLRBX TRowe Price Capital Appreciation PACLX Ivy Asset Strategy WASAX Neuberger Berman Mid Cap Growth NMGAX JPMorgan Market Expansion Index OMEAX Fidelity Advisor Diversified International FDVAX Nuveen Real Estate Securities FREAX Templeton Global Bond TPINX The new mutual funds will be available in your HSA Investment Account to use, any time after 5:30 p.m. EST on July 17, 2015. At that time you can view the fund fact sheet and/or prospectus for the new mutual funds or any other mutual funds available by accessing you HSA Investment Account, online through the HSA Consumer Portal at lifetimebenefitsolutions.com, select “Manage Investments,” “Account Information” and then “Fund Performance.” In addition, over the past year, the Columbia Acorn fund has been closely monitored. This fund has not met consistent performance expectations and will no longer be available. If you have any questions, please call the Lifetime Benefit Solutions Customer Service Department at 800-327-7130.
IMPORTANT NOTICE OF HSA INVESTMENT ACCOUNT CHANGES To: HSA Account Holder From: Lifetime Benefit Solutions as HSA Administrator and HealthcareBank, a division of Bell State Bank & Trust as HSA Custodian Date: June 30, 2015 This is to inform you of upcoming changes to the mutual funds currently offered in your HSA Investment Account. HealthcareBank is excited to announce our partnership with Devenir Investment Advisers, LLC. Devenir will serve as our registered investment advisor for HSA investment accounts. Devenir is a leading independent investment advisor and consultant in the HSA industry. As an early entrant into the HSA market and with its primary business focusing on investment solutions for the consumer driven healthcare market, Devenir has developed a passion and expertise in the HSA industry. Their experience with HSAs since their inception in 2004 has given Devenir a unique perspective and keen insight on the growth of health savings accounts and the needs of HSA custodians. Based on Devenir’s review of the existing fund line-up and to provide HSA consumers additional mutual fund options, Devenir recommends the following fund additions: Fund Name Ticker James Balanced Golden Rainbow GLRBX TRowe Price Capital Appreciation PACLX Ivy Asset Strategy WASAX Neuberger Berman Mid Cap Growth NMGAX JPMorgan Market Expansion Index OMEAX Fidelity Advisor Diversified International FDVAX Nuveen Real Estate Securities FREAX Templeton Global Bond TPINX The new mutual funds will be available in your HSA Investment Account to use, any time after 5:30 p.m. EST on July 17, 2015. At that time you can view the fund fact sheet and/or prospectus for the new mutual funds or any other mutual funds available by accessing you HSA Investment Account, online through the HSA Consumer Portal at lifetimebenefitsolutions.com, select “Manage Investments,” “Account Information” and then “Fund Performance.” In addition, over the past year, the Columbia Acorn fund has been closely monitored. This fund has not met consistent performance expectations and will no longer be available. If you have any questions, please call the Lifetime Benefit Solutions Customer Service Department at 800-327-7130.