The School encourages its students to exhaust their federal student aid options before seeking private loans. However, students and parents who do not qualify for Title IV funds or who need additional funds to cover educational expenses beyond what is covered by Title IV funds may apply for private loans through the lender of their choice. The School Financial Aid Office maintains a list of private lenders who have been known to lend funds to STJSN students in the recent past. To qualify, a student generally must be a US citizen, a US national, or a permanent resident and must be creditworthy. If the student has no credit history, he or she may still qualify for a loan by applying with a creditworthy co-borrower. Cancellation and Refund Policy CANCELLATION AND REFUND POLICY Cancellation and Refunds: Our Cancellation and refund policies comply with applicable federal and state laws and regulations and ACCET policies. The following are written policies covering cancellation and refund policies pertaining to cancellations, withdrawals, and terminations are clearly stated to prospective enrollees before enrollment, consistently followed, and publicly available. Refunds are calculated from the last date of attendance and are promptly made. Rationale: Saint Joseph’s School of nursing an ACCET accredited institutions seeks to promote good will through the use of explicitly stated fair and equitable cancellation and refund practices pertaining to cancellations, withdrawals, and terminations that take into consideration: 1. The legitimate reasons why an applicant or student may not be able to either start or complete the training; and 2. The reasonable expenses incurred by the institution. The requirements established in this policy are to be considered the minimum acceptable standards for making refunds. General Requirements: 1. St. Joseph’s School of Nursing has a fair and equitable, clearly defined, and uniformly administered cancellation and refund policy for cancellations, withdrawals, and terminations. Saint Joseph’s School of nursing utilizes state mandates a cancellation and refund policy, and compliance with that ACCET policy. Saint Joseph’s School of Nursing compares the state’s policy against ACCET’s and follows the one that is consistently more lenient towards the student. 3. Enrollment agreement is provided in English. Saint Joseph’s School of Nursing does not require written notification of withdrawal, unless required by federal or state laws or regulations. In addition, Saint Joseph’s School of nursing does not require notification of withdrawal in person as a condition for making refunds, nor charge any penalty for failure to notify the institution in writing.
The School encourages its students to exhaust their federal student aid options before seeking private loans. However, students and parents who do not qualify for Title IV funds or who need additional funds to cover educational expenses beyond what is covered by Title IV funds may apply for private loans through the lender of their choice. The School Financial Aid Office maintains a list of private lenders who have been known to lend funds to STJSN students in the recent past. To qualify, a student generally must be a US citizen, a US national, or a permanent resident and must be creditworthy. If the student has no credit history, he or she may still qualify for a loan by applying with a creditworthy co-borrower. Cancellation and Refund Policy CANCELLATION AND REFUND POLICY Cancellation and Refunds: Our Cancellation and refund policies comply with applicable federal and state laws and regulations and ACCET policies. The following are written policies covering cancellation and refund policies pertaining to cancellations, withdrawals, and terminations are clearly stated to prospective enrollees before enrollment, consistently followed, and publicly available. Refunds are calculated from the last date of attendance and are promptly made. Rationale: Saint Joseph’s School of nursing an ACCET accredited institutions seeks to promote good will through the use of explicitly stated fair and equitable cancellation and refund practices pertaining to cancellations, withdrawals, and terminations that take into consideration: 1. The legitimate reasons why an applicant or student may not be able to either start or complete the training; and 2. The reasonable expenses incurred by the institution. The requirements established in this policy are to be considered the minimum acceptable standards for making refunds. General Requirements: 1. St. Joseph’s School of Nursing has a fair and equitable, clearly defined, and uniformly administered cancellation and refund policy for cancellations, withdrawals, and terminations. Saint Joseph’s School of nursing utilizes state mandates a cancellation and refund policy, and compliance with that ACCET policy. Saint Joseph’s School of Nursing compares the state’s policy against ACCET’s and follows the one that is consistently more lenient towards the student. 3. Enrollment agreement is provided in English. Saint Joseph’s School of Nursing does not require written notification of withdrawal, unless required by federal or state laws or regulations. In addition, Saint Joseph’s School of nursing does not require notification of withdrawal in person as a condition for making refunds, nor charge any penalty for failure to notify the institution in writing.