Borrower’s Lender’s Virginia Proper Name of Generic Cx Timing Loan Type Property Legal Reference Signature Signature Disclosure Number Requirement (Package Type) Required? Required? Before offering, Not specified. Personal household selling, or requiring VA Insurance VA. CODE ANN. §§ Initial Disclosure 3577 A loan or property. insurance when an No No Disclosure & (West 2013) extension of credit Not specified. application is pending. A mortgage loan 1-to-4 family At the time broker VA. CODE ANN. § VA Notice 3592 used to purchase residential property services are first Yes No Initial Disclosure (West 2013) real estate and real estate offered Loan Broker 1-to-4 family VA. CODE ANN. § Initial Disclosure 3841 A mortgage loan Not specified Yes No Agreement residential property (West 2013) In all contracts VA Choice of Real estate consisting involving the VA. CODE ANN. § Initial Disclosure Settlement Agent 5101 A purchase loan of 1-to-4 residential No No purchase of real (West 2013) Notice dwelling units estate. A loan secured by Owner-occupied At the time an VA Notification to a primary residential real estate application is VA. CODE ANN. § Initial Disclosure Mortgage Loan 5111 No No mortgage or deed consisting of 1-to-4 submitted by the (West 2013) Applicants of trust family dwelling units loan applicant Debt to a lender, Before entering secured by a first Real estate containing into an Affiliated Business VA. CODE ANN. § Initial Disclosure 11413 (Federal) mortgage or deed 1-to-4 residential arrangement with No No Disclosure (West 2013) of trust on real dwelling units an affiliated estate business A refinance of a Tangible Net 12531 (upon mortgage loan by 1-to-4 family VA. CODE ANN. § Initial Disclosure Not specified No No Benefit Worksheet request) another mortgage residential property (West 2013) loan VA Lock-In 1-to-4 family 10 VA. ADMIN. Initial Disclosure 14674 A mortgage loan Not specified Yes Yes Agreement residential property CODE §§ & (2012)
Virginia (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure VA Insurance Disclosure 3577 Not specified. A loan or extension of credit Personal household property. Not specified. Before offering, selling, or requiring insurance when an application is pending. VA. CODE ANN. §§ & (West 2013) No No Initial Disclosure VA Notice 3592 A mortgage loan used to purchase real estate 1-to-4 family residential property and real estate At the time broker services are first offered VA. CODE ANN. § (West 2013) Yes No Initial Disclosure Loan Broker Agreement 3841 A mortgage loan 1-to-4 family residential property Not specified VA. CODE ANN. § (West 2013) Yes No Initial Disclosure VA Choice of Settlement Agent Notice 5101 A purchase loan Real estate consisting of 1-to-4 residential dwelling units In all contracts involving the purchase of real estate. VA. CODE ANN. § (West 2013) No No Initial Disclosure VA Notification to Mortgage Loan Applicants 5111 A loan secured by a primary mortgage or deed of trust Owner-occupied residential real estate consisting of 1-to-4 family dwelling units At the time an application is submitted by the loan applicant VA. CODE ANN. § (West 2013) No No Initial Disclosure Affiliated Business Disclosure 11413 (Federal) Debt to a lender, secured by a first mortgage or deed of trust on real estate Real estate containing 1-to-4 residential dwelling units Before entering into an arrangement with an affiliated business VA. CODE ANN. § (West 2013) No No Initial Disclosure Tangible Net Benefit Worksheet 12531 (upon request) A refinance of a mortgage loan by another mortgage loan 1-to-4 family residential property Not specified VA. CODE ANN. § (West 2013) No No Initial Disclosure VA Lock-In Agreement 14674 A mortgage loan 1-to-4 family residential property Not specified 10 VA. ADMIN. CODE §§ & (2012) Yes Yes