Lender’s Kansas Proper Name of Generic Cx Borrower’s Signature Loan Type Property Timing Requirement Legal Reference Signature Disclosure Number Required? (Package Type) Required? A consumer loan, which is either: (1) a primary lien if the LTV Not less than 3 days Yes, based on KS High LTV Consumer exceeds 100% or A consumer’s KAN. STAT. ANN. § Initial Disclosure 1595 before the loan is promulgated (see No Notice the APR exceeds principal residence (West 2012) made. page 12) the code mortgage rate; or (2) a junior lien Either: (1) a lot Before entering into intended for any contract for KAN. STAT. ANN. § residential KS Borrower services, or receiving (West 2012); Initial Disclosure 3585 A mortgage loan purposes; or (2) a Yes No Acknowledgment compensation or KAN. ADMIN. 1-to-4 family promises of REGS. (2013) dwelling (as compensation. defined KAN. STAT. ANN. 3841 (upon Initial Disclosure Loan Broker Agreement A loan Not specified Not specified §§ & (West Yes Yes request) 2012)
Kansas (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure KS High LTV Consumer Notice 1595 A consumer loan, which is either: (1) a primary lien if the LTV exceeds 100% or the APR exceeds the code mortgage rate; or (2) a junior lien A consumer’s principal residence Not less than 3 days before the loan is made. KAN. STAT. ANN. § (West 2012) Yes, based on promulgated (see page 12) No Initial Disclosure KS Borrower Acknowledgment 3585 A mortgage loan Either: (1) a lot intended for residential purposes; or (2) a 1-to-4 family dwelling (as defined Before entering into any contract for services, or receiving compensation or promises of compensation. KAN. STAT. ANN. § (West 2012); KAN. ADMIN. REGS. (2013) Yes No Initial Disclosure Loan Broker Agreement 3841 (upon request) A loan Not specified Not specified KAN. STAT. ANN. §§ & (West 2012) Yes Yes