A high-cost home loan that A 1-to-4 family High Cost Tangible refinances, within structure that is or (upon TENN. CODE ANN. § Initial Disclosure Net Benefit 30 months, an will be occupied by Not specified No No request) (West 2012) Worksheet existing home loan the borrower as his or high-cost home principal dwelling loan A 1-to-4 family structure that is or At least 3 business TN High Cost A high-cost home TENN. CODE ANN. § Initial Disclosure 13071 will be occupied by days prior to Yes No Notice to Borrower loan (West 2012) the borrower as his consummation principal dwelling A 1-to-4 family Not than the TN High Cost Home structure that is or A high-cost home time that the GFE TENN. CODE ANN. § Initial Disclosure Loan Counseling 13072 will be occupied by No No loan is required to be (West 2012) Notice the borrower as his given. principal dwelling No, if in form of Yes, if in form of promissory note promissory note and is intended TN Commitment A loan of money or TENN. CODE ANN. § and intended to Initial Disclosure 15810 Not specified Not specified to be signed by Letter extension of credit (West 2012) be signed by the the debtor but debtor but not the not the lender/creditor lender/creditor
Initial Disclosure High Cost Tangible Net Benefit Worksheet (upon request) A high-cost home loan that refinances, within 30 months, an existing home loan or high-cost home loan A 1-to-4 family structure that is or will be occupied by the borrower as his principal dwelling Not specified TENN. CODE ANN. § (West 2012) No No Initial Disclosure TN High Cost Notice to Borrower 13071 A high-cost home loan A 1-to-4 family structure that is or will be occupied by the borrower as his principal dwelling At least 3 business days prior to consummation TENN. CODE ANN. § (West 2012) Yes No Initial Disclosure TN High Cost Home Loan Counseling Notice 13072 A high-cost home loan A 1-to-4 family structure that is or will be occupied by the borrower as his principal dwelling Not than the time that the GFE is required to be given. TENN. CODE ANN. § (West 2012) No No Initial Disclosure TN Commitment Letter 15810 A loan of money or extension of credit Not specified Not specified TENN. CODE ANN. § (West 2012) Yes, if in form of promissory note and intended to be signed by the debtor but not the lender/creditor No, if in form of promissory note and is intended to be signed by the debtor but not the lender/creditor