MAV CIVIC MUTUAL PLUS INCORPORATING AND THE MUNICIPAL OFFICERS FIDELITY GUARANTEE FUND CONTENTS 4 5 Welcome 6 MAV Insurance Statement 8 Year in Focus 10 Chairman’s Report 14 Committee 16 CMP Scheme 18 Tort Reform 20 Claims Risk Management 22 Fidelity 24 Australian Prudential Regulation 25 Authority 26 Fidelity Members 44 CMP Members Financial Report Glossary 2 1 MAV INSURANCE ANNUAL REPORT 2003/4
MAV INCORPORATING CIVIC MUTUAL PLUS AND THE MUNICIPAL OFFICERS FIDELITY GUARANTEE FUND CONTENTS 1 MAV INSURANCE ANNUAL REPORT 2003/4 Welcome MAV Insurance Statement Year in Focus Chairman’s Report Committee CMP Scheme Tort Reform Claims Risk Management Fidelity Australian Prudential Regulation Authority Fidelity Members CMP Members Financial Report Glossary 2 4 5 6 8 10 14 16 18 20 22 24 25 26 44