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S, Adams R, Ryan Ó, (2013), ‘Poorest students face £350m cut in grants’, The Guardian, 22 November 2013. OBR (2012), ’ Economic and fiscal outlook – December 2012’, OBR (2013), ’ Economic and fiscal outlook – December 2013’, OFFA (2012), ‘2013-14 access agreements: institutional expenditure and fee levels’, table 2a. OFFA (2013), ‘2014-15 access agreements: institutional expenditure and fee levels’, table 2a. Ramesh, R (2013), ‘University places restriction lifted and funded by student loans sell-off’, The Guardian, 5 December 2013. Shephard N, (2013), ‘The actual financing costs of English higher education student loans’ (8 May 2013) SLC, (2013), ‘Student support for higher education in England, academic year 2013/14 (provisional)’, SLC Statistical First Release 05/2013, 28 November 2013. Tables 4A(i,ii,iii), 4B(I,ii,iii) Thompson J and Bekhradnia B, (2011), ‘Higher Education: Students at the Heart of the System. An Analysis of the Higher Education White Paper’, HEPI Report (17 August 2011). Thompson J and Bekhradnia B, (2012), ‘The cost of the Government's reforms of the financing of higher education’, HEPI Report (25 October 2012). Walker I and Zhu Y, (2013), ‘The impact of university degrees on the lifecycle of earnings: some further analysis’, BIS research paper number 112. Willetts D, (2012), ‘There is no “unishambles” in education’, Independent 25 October 2012. Willetts D, (2013a), Minister for Universities and Science, HEPI Conference Speech - 15 May 2013