A consumer credit transaction (consumer loan) of Yes when it $25,000 or less, Not specified, but involves life, excluding a first practically before accident, health Cost of Insurance 16488 (upon lien used to IOWA CODE ANN. § Initial Disclosure Not specified charging for or unemployment No Disclosure request) purchase the (West 2013) consumer credit insurance not property, refinance insurance required by the a purchase loan, or creditor construct a dwelling on the property A consumer credit 18, 1531, and Initial Disclosure and transaction IOWA CODE ANN. § TILA Disclosures TILA Not specified When applicable No No Closing (consumer loan) of (West 2013) Disclosures $25,000 or less. At the time a IA Acknowledgement IOWA CODE ANN. § Initial Disclosure and 15276 Debt Not specified document relating Yes No Closing of Receipt of Copies (West 2013) to a debt is signed A consumer credit Assignment, Sale, or transaction IOWA CODE ANN. § Closing 21 (Federal) Not specified Not specified No No Transfer of Servicing (consumer loan) of (West 2013) $25,000 or less. Notice to Consumer A consumer credit on IA Mortgage On 479 & transaction IOWA CODE ANN. § Closing Second and Fixed Not specified At closing No No 1044 (consumer loan) of (West 2013) Rate Note Iowa $25,000 or less. Second
Initial Disclosure Cost of Insurance Disclosure 16488 (upon request) A consumer credit transaction (consumer loan) of $25,000 or less, excluding a first lien used to purchase the property, refinance a purchase loan, or construct a dwelling on the property Not specified Not specified, but practically before charging for consumer credit insurance IOWA CODE ANN. § (West 2013) Yes when it involves life, accident, health or unemployment insurance not required by the creditor No Initial Disclosure and Closing TILA Disclosures 18, 1531, and TILA Disclosures A consumer credit transaction (consumer loan) of $25,000 or less. Not specified When applicable IOWA CODE ANN. § (West 2013) No No Initial Disclosure and Closing IA Acknowledgement of Receipt of Copies 15276 Debt Not specified At the time a document relating to a debt is signed IOWA CODE ANN. § (West 2013) Yes No Closing Assignment, Sale, or Transfer of Servicing 21 (Federal) A consumer credit transaction (consumer loan) of $25,000 or less. Not specified Not specified IOWA CODE ANN. § (West 2013) No No Closing Notice to Consumer on IA Mortgage Second and Fixed Rate Note Iowa Second On 479 & 1044 A consumer credit transaction (consumer loan) of $25,000 or less. Not specified At closing IOWA CODE ANN. § (West 2013) No No