A notice, conspicuously Potential displayed, in any of the At a time and place borrower languages specified that where a loan negotiates provision of the (negotiated primarily in terms through contract/agreement in one of the enumerated his/her own Spanish, N/A, disclosure the language in which it languages) or interpreter Chinese, CAL. CIV. requires a notice be was negotiated, or a extension of credit Tagalog, CODE § displayed rather than translation of the secured other than by Supervised Vietnamese, (West 2012) a document be disclosures required by real property, or Financial or Korean provided. law in the language in unsecured, for use Organization which the contract was primarily for personal, complies with § negotiated, is required to family or household 1632.5 instead be provided to the purposes is executed. borrower. Within three business days of an application for a non-conventional Plain English mortgage loan to a or in mortgage loan D.C. CODE § language of originator, loan officer, (2012) District of The Mortgage Disclosure the mortgage lender, or D.C. CODE § Columbia 15561 Form mortgage mortgage broker Registered (2012) lender’s licensed under Division Mortgage Loan presentation V, Title 26, Chapter 11 Originators to borrower when the presentation to borrower occurred in a language other than English.
A notice, conspicuously displayed, in any of the languages specified that provision of the contract/agreement in the language in which it was negotiated, or a translation of the disclosures required by law in the language in which the contract was negotiated, is required to be provided to the borrower. Spanish, Chinese, Tagalog, Vietnamese, or Korean At a time and place where a loan (negotiated primarily in one of the enumerated languages) or extension of credit secured other than by real property, or unsecured, for use primarily for personal, family or household purposes is executed. Potential borrower negotiates terms through his/her own interpreter Supervised Financial Organization complies with § 1632.5 instead CAL. CIV. CODE § (West 2012) N/A, disclosure requires a notice be displayed rather than a document be provided. District of Columbia The Mortgage Disclosure Form Plain English or in language of the mortgage lender’s presentation to borrower Within three business days of an application for a non-conventional mortgage loan to a mortgage loan originator, loan officer, mortgage lender, or mortgage broker licensed under Division V, Title 26, Chapter 11 when the presentation to borrower occurred in a language other than English. D.C. CODE § (2012) Registered Mortgage Loan Originators D.C. CODE § (2012) 15561