Before charging Cost of Insurance for optional IND. CODE ANN. § Initial Disclosure 16488 A consumer loan Not specified No No Disclosure insurance (West 2012) premiums Either: (1) real estate, on which is (or will be) located a structure designed On 324 Either: (1) a high principally for Not specified, but (FNMA), 377 IND. CODE ANN. §§ Closing IN Mortgage cost home loan; or occupancy from practically at No No (FHA), 482, & & (West 2012) (2) not specified families and that is closing 1381 (or will be) by the borrower’s principal dwelling; or (2) not specified Real estate, on there is (or will be) located a structure designed principally Not later than 3 IN Notice to A high cost home for occupancy from business days IND. CODE ANN. § Closing 13003 No No Borrower loan 1-to-4 families and prior to (West 2012) that is (or will be) consummation. by the borrower’s principal dwelling.
Initial Disclosure Cost of Insurance Disclosure 16488 A consumer loan Not specified Before charging for optional insurance premiums IND. CODE ANN. § (West 2012) No No Closing IN Mortgage On 324 (FNMA), 377 (FHA), 482, & 1381 Either: (1) a high cost home loan; or (2) not specified Either: (1) real estate, on which is (or will be) located a structure designed principally for occupancy from families and that is (or will be) by the borrower’s principal dwelling; or (2) not specified Not specified, but practically at closing IND. CODE ANN. §§ & (West 2012) No No Closing IN Notice to Borrower 13003 A high cost home loan Real estate, on there is (or will be) located a structure designed principally for occupancy from 1-to-4 families and that is (or will be) by the borrower’s principal dwelling. Not later than 3 business days prior to consummation. IND. CODE ANN. § (West 2012) No No