Paying for more expensive accommodation You may want to go into care that is more expensive than we are prepared to fund (for example, a home that has better facilities or is closer to friends or relatives). You may be able to make up the difference between what we pay and the cost of the home by making a from your own money or getting ‘top-up’ a friend, relative or voluntary organisation to pay the top-up. You should be aware of the following. You may be able to top up your care costs during the 12-week property disregard period and after that by going on the Deferred Payment Scheme. However, you can only use your money or savings to top up your care costs during this period. You cannot use the equity in your home during this period. After the 12-week property disregard period, if you have agreed to a deferred payment agreement, you may be able to use money from your property to top up your care costs. If we agree, we will pay the full cost of your accommodation but we will claim back any top-up we paid when your home is sold. We will also pay the debt that will build up under the deferred payment agreement. We must be certain that you have enough money or equity in your home to top up your care for as long as you need it. We advise you to talk to your social worker before you agree to pay for more expensive care. If you do not keep making the top-up payments, you may have to move to another home. You will
Paying for more expensive accommodation You may want to go into care that is more expensive than we are prepared to fund (for example, a home that has better facilities or is closer to friends or relatives). You may be able to make up the difference between what we pay and the cost of the home by making a ‘top-up’ from your own money or getting a friend, relative or voluntary organisation to pay the top-up. You should be aware of the following. You may be able to top up your care costs during the 12-week property disregard period and after that by going on the Deferred Payment Scheme. However, you can only use your money or savings to top up your care costs during this period. You cannot use the equity in your home during this period. After the 12-week property disregard period, if you have agreed to a deferred payment agreement, you may be able to use money from your property to top up your care costs. If we agree, we will pay the full cost of your accommodation but we will claim back any top-up we paid when your home is sold. We will also pay the debt that will build up under the deferred payment agreement. We must be certain that you have enough money or equity in your home to top up your care for as long as you need it. We advise you to talk to your social worker before you agree to pay for more expensive care. If you do not keep making the top-up payments, you may have to move to another home. You will