A dwelling (as defined in NMLS Unique Section 103[v] of TILA) or Initial Disclosure, Identifier Disclosed residential real estate On 4193 A residential On the GA. CODE ANN. § Processing, on 1003 Uniform upon which is (or is No No (FNMA) mortgage loan application (West 2012) Underwriting, Closing Residential Loan intended to be) Application constructed a dwelling, consisting of 1-to-4 units A high-cost home loan Real estate upon which is refinances a GA Disclosure of Net located a 1-to-4 family, GA. CODE ANN. § Initial Disclosure 4235 special home loan Not specified No No Tangible Benefit borrower-occupied (West 2012) consummated principal dwelling with the prior 5 years A 1-to-4 family residential property, which is the GA Lock-In 15969 (upon primary residence of a GA. CODE ANN. §§ A mortgage loan Not specified No Yes Initial Disclosure Agreement request) natural person, but does (West 2012) not include rental property or second homes On 5, all Real estate upon which is On all Notes and Notes, and A high-cost home located a 1-to-4 family, GA. CODE ANN. § Closing Georgia Security Not specified No No 318, 371, 477, loan borrower-occupied (West 2012) Deeds and 1406 principal dwelling GA. CODE ANN. § GA Affidavit of A sale or transfer (West 2012); GA. Closing Exemption Form 1010 of real property of Real property Not specified Yes No COMP. R. & REGS. & Withholding Seller $20,000 or more. (2013)
Initial Disclosure, Processing, Underwriting, Closing NMLS Unique Identifier Disclosed on 1003 Uniform Residential Loan Application On 4193 (FNMA) A residential mortgage loan A dwelling (as defined in Section 103[v] of TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling, consisting of 1-to-4 units On the application GA. CODE ANN. § (West 2012) No No Initial Disclosure GA Disclosure of Net Tangible Benefit 4235 A high-cost home loan refinances a special home loan consummated with the prior 5 years Real estate upon which is located a 1-to-4 family, borrower-occupied principal dwelling Not specified GA. CODE ANN. § (West 2012) No No Initial Disclosure GA Lock-In Agreement 15969 (upon request) A mortgage loan A 1-to-4 family residential property, which is the primary residence of a natural person, but does not include rental property or second homes Not specified GA. CODE ANN. §§ (West 2012) No Yes Closing On all Notes and Georgia Security Deeds On 5, all Notes, and 318, 371, 477, and 1406 A high-cost home loan Real estate upon which is located a 1-to-4 family, borrower-occupied principal dwelling Not specified GA. CODE ANN. § (West 2012) No No Closing GA Affidavit of Exemption Form Withholding Seller 1010 A sale or transfer of real property of $20,000 or more. Real property Not specified GA. CODE ANN. § (West 2012); GA. COMP. R. & REGS. & (2013) Yes No