OH Open-end Loan ≤$5,000 Any 5 years+ ≤ 1% of original principal amount OHIO REV. CODE Prohibited if refinancing ANN. §§ , , & (West 2012); OHIO ADMIN. CODE § (2012) OH Open-end Loan ≤$5,000 Any 2 years+ (<1st year) then ≤ 2% of original principal amount OHIO REV. CODE (Alternative) (>1st year but < 2nd year) ≤ 1% of original principal ANN. §§ , & (West amount 2012) Prohibited when prepayment due to: (1) refinancing by same registrant or assignee; (2) sale of secured real estate; or (3) proceeds from insurance claim for life of borrow or the secured property. OK Consumer Loan, Any Amount, but the Any Any Prohibited OKLA. STAT. ANN. tit. refinancing, or value of collateral must be 14A, § (West 2012) consolidation insubstantial in relation to loan amount OK Subsection 10 Any Any 2 years+ Penalties prohibited when prepayment is result of OKLA. STAT. ANN. tit Mortgage refinancing. 14A, § (West 2012) If within 1st year then ≤ 2% of loan amount prepaid If within 2nd year then ≤ 1% of loan amount prepaid OR Loan Any Any Contracted Contracted For OR. REV. STAT. ANN. For § (West 2012) OR. ADMIN. R. (2012) OR Loan Any Any Contracted Contracted For OR. REV. STAT. ANN. For § (West 2012) OR Negative Amortization >$50,000 Any 2 years+ Contracted for but OR. REV. STAT. ANN. Loan prohibited when lender refinances loan § (West 2012) OR Consumer Finance Loan ≤$50,000 Any Contracted Contracted for but must be reasonable and bona fide OR. REV. STAT. ANN. For §§ (West 2012)
OH Open-end Loan ≤$5,000 Any 5 years+ ≤ 1% of original principal amount Prohibited if refinancing OHIO REV. CODE ANN. §§ , , & (West 2012); OHIO ADMIN. CODE § (2012) OH Open-end Loan (Alternative) ≤$5,000 Any 2 years+ (<1st year) then ≤ 2% of original principal amount (>1st year but < 2nd year) ≤ 1% of original principal amount Prohibited when prepayment due to: (1) refinancing by same registrant or assignee; (2) sale of secured real estate; or (3) proceeds from insurance claim for life of borrow or the secured property. OHIO REV. CODE ANN. §§ , & (West 2012) OK Consumer Loan, refinancing, or consolidation Any Amount, but the value of collateral must be insubstantial in relation to loan amount Any Any Prohibited OKLA. STAT. ANN. tit. 14A, § (West 2012) OK Subsection 10 Mortgage Any Any 2 years+ Penalties prohibited when prepayment is result of refinancing. If within 1st year then ≤ 2% of loan amount prepaid If within 2nd year then ≤ 1% of loan amount prepaid OKLA. STAT. ANN. tit 14A, § (West 2012) OR Loan Any Any Contracted For Contracted For OR. REV. STAT. ANN. § (West 2012) OR. ADMIN. R. (2012) OR Loan Any Any Contracted For Contracted For OR. REV. STAT. ANN. § (West 2012) OR Negative Amortization Loan >$50,000 Any 2 years+ Contracted for but prohibited when lender refinances loan OR. REV. STAT. ANN. § (West 2012) OR Consumer Finance Loan ≤$50,000 Any Contracted For Contracted for but must be reasonable and bona fide OR. REV. STAT. ANN. §§ (West 2012)