请判断下面这段来自电子银行的口语文本,对文本的意图进行分类. 文本以text:<>的格式给出,意图一共有14种,分别是"BUSINESS LOAN","FREEZE","ABROAD","APP ERROR","DIRECT DEBIT","CARD ISSUES","JOINT ACCOUNT","BALANCE","HIGH VALUE PAYMENT","ATM LIMIT","ADDRESS","PAY BILL","CASH DEPOSIT","LATEST TRANSACTIONS"请以{"PREDICTION": $INTENT}的格式作答
text:<嗨你好我想了解一下这样可以开一个联名的账号我想和妻子开一个里面正好这样我们才可以一起管理这个这个账号谢谢>
{"PREDICTION": "JOINT_ACCOUNT"}