Lin Hsien-tang suggested that those big tenants, whose once vast stretches of land had been traded for government bonds, should invest in the Changhua Bank. This became the Chang Hwa Commercial Bank of today.
對於原先更大的地主大租戶，林獻堂提倡得到公債的前大租戶出面設立彰化銀行，也就是今天的省立彰化銀行。