<s>[INST] One day my ex's phone calls a number stored in his contacts labeled "Insurance" at 3:45 PM and on the same day another call is placed to the same number labeled "Insurance" at 9:05 PM. These are the only two calls placed to this number on that day.

The phone bill provides the following information: 
- Peak hours are from 7:00 AM to 5:00 PM and cost $0.10 per minute.
- Off peak hours are from 5:00 PM to 7:00 AM and cost $0.05 per minute.
- Each call is rounded up to the nearest minute.
- A 3 minute minimum is applied to each call.

Assuming the duration of the first call (at 3:45 PM) is X minutes and the duration of the second call (at 9:05 PM) is Y minutes, what are the total costs of the calls?[/INST]