<s>[INST] A 40-year-old woman is planning a trip to South Korea. She intends to stay for 3 months and will be living with her sister who resides there. The woman does not plan on working while abroad and has enough money to support herself during the trip. She is not sure if she would like to purchase travel insurance because she thinks it may be unnecessary. You are providing her with advice on this matter. 

Here's a medical emergency scenario: 

Imagine the woman has an allergic reaction and is rushed to the hospital. The hospital requires her to pay upfront for the medical bill which is approximately 4 million KRW (around USD $3,500). The woman does not have that amount of cash available and her credit cards do not work for such a large payment. 

Here are some questions you would ask the woman: 

1. Do you have a plan for emergency medical expenses like this allergic reaction scenario?[/INST]