@samsungmobileus u20 almost 3/4 paid off of 2 yr, can't afford 2 start another 2 yr unless price of bill stay same as t-mobile is now &amp; would need sd with all the snaps i take &amp; apps have current 📱,other 📱was 1/2 paid til had 2 replace fried in 🔋outage back 2 ⬛1with payments