Three municipalities, Savnik, Andrijevica and Plav, have HDI indices in the range from 0.600 to 0.700, while the HDI of the majority of other municipalities -- Berane, Bijelo Polje, Danilovgrad, Zabljak, Kolasin, Kotor, Mojkovac, Niksic, Pljevlja, Rozaje, Tivat, Ulcinj, Herceg Novi and Cetinje -- is in the range of 0.700 to 0.800.
Savnik, Andrijevica ve Plav kentlerinde HDI endeksleri 0.600-0.700 düzeyindeyken, diğer kentlerin çoğunluğunda (Berane, Bijelo Polje, Danilovgrad, Zabljak, Kolasin, Kotor, Mojkovac, Niksic, Pljevlja, Rozaje, Tivat, Ulcinj, Herceg Novi ve Cetinje) endeks 0.700-0.800 aralığında yer alıyor.