Context: The first Tax-Free Savings Account was introduced by Jim Flaherty, then Canadian federal Minister of Finance, in the 2008 federal budget. It came into effect on January 1, 2009.\n\nQuestion: when did the tax free savings account start in canada?
Use reasoning to answer the following question.
January 1 , 2009
To answer this question, we should know that: It came into effect on January 1, 2009.

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The final answer: January 1 , 2009