Use reasoning to lead to the answer of the following question:
James hurts himself and decides to go to his primary care doctor. His primary care doctor charges $300 for the visit and James's insurance covers 80%. What is James's out-of-pocket cost?

60
The insurance covered 300 *.

8 = $240.

So he owed 300 - 240 = $60.

.

The final answer: 60