A review of the development of Icelandic society is essential to such an analysis, since dramatic changes have occured during the lifetime of the institution that have affected its operating environment.
Í ritsmíðinni er bent á tilvist markaðsbrestar og ójafnræðis á tilteknu tímabili og þróun íslensks samfélag sem breyttri rekstrarskilyrðum stofnunarinnar.