Moreover, an assessment has to be carried out on the issue whether the lender has fulfilled his obligations when drafting loan agreements. This includes an assessment of the creditworthiness of a borrower, together with notifying the guarantor of its results.
Þá þurfi að athuga hvort lánveitandi hafi uppfyllt þær skyldur sem á honum hvíla við gerð lánssamnings, þ.á m. framkvæmt greiðslumat á lántaka, ásamt því að tilkynna ábyrgðarmanni niðurstöðu þess.