generated or whatever, who do you wish to pay to, and  we have four erm electricity board, the gas board, the er er er  credit card and the, can't remember what the fourth one is, you simply say i wanna  pay number four  how much do you wish to pay to the royal bank of scotland  and you say how much you wish to pay in, er in pence  and it immediately says you wish to pay blah blah blah  it will be done.