in 1803 the ober procurator of the most holy synod prince aleksandr golitsyn proposed to residents of kalnivka redemption to freedom. but they were unable to make huge redeeming pay in one time. then the prince took out a land contract through a state bank obligating his peasants for the next 40 years to make deposits to bank on the sum of money with a defined percent. thus, residents of kalnivka and neighboring settlements, former serfs of princes golitsyns, officially became bank's peasants. they had to pay the bank 35 rubles a year from each soul of male gender. from these excessive payments after 10 years the peasants has become absolutely impoverished turning into beggars.