after continuing his career as an actuary, consulting for friendly societies including the manchester unity of oddfellows. in 1903, he published an article titled "sickness and mortality experience (1893–97) of the manchester unity of oddfellows" in the journal of the institute of actuaries. in the article, he demonstrated an increase in sickness and a reduction in mortality, with links between occupation and sickness and between region and mortality, and that sickness benefit claims had risen for all groups of members, but most significantly for members older than 65. he began consulting in london from 1910. he gave a series of lectures on the subject of friendly society finance to the institute of actuaries in 1911 and 1912.