"in the dress is a pocket. in the pocket is a card-case. in the card-case is a note. and here is the very note." he slapped it down upon the table in front of him. "listen to this: ‘you will see me when all is ready. come at once. f. h. m.’ now my theory all along has been that lady st. simon was decoyed away by flora millar, and that she, with confederates, no doubt, was responsible for her disappearance.