28-year-old morgan buffkin (hephner) finds himself in charge of prestige payday loans, his eccentric family's enormously successful short-term loan business. any doubts morgan has about running his family's business are quickly replaced by dealing with family business. morgan's brother cooper (ferguson) insists on driving a silver-plated hummer, morgan's sister brandy (lowes) has questionable morals, he suspects that his mother (metcalfe) and father (searcy) are not being completely honest with him about his relation to the family, and every so often, part-time detective barry (reinhold) drops in.