terry howes, played by neal swettenham, is the estranged husband of phil mitchell's (steve mcfadden) girlfriend, anne (cassie stuart), although this is not revealed straight away. originally anne claims that terry is a former lover, who has taken their separation badly. phil becomes suspicious when he sees anne and terry rowing and, later that evening, terry is spotted lurking outside phil's house. furious, phil tries to warn him off, but terry stuns him by revealing that he and anne are actually married.