the minimum eligible age for a person joining apy is 18 years and the maximum is 40 years. an enrolled person would start receiving pension on attaining the age of 60 years. therefore, a minimum period of contribution by the subscriber under apy would be 20 years or more. the national aadhaar id number is the primary "know your customer" document for identification of beneficiaries, spouses, and nominees to avoid entitlement-related disputes in the long-term. for proof of address, an individual may submit a copy of their ration card or bank passbook.