joe borrows £4,000 from gail's father ted page (michael byrne) and gives it to rick and tells him he will not get anything else from him and that their debt is settled, which rick agrees with. however, a week later rick turns up at joe's wedding and tells him that he wants £500 a week for the next 10 weeks making a total of £5000 and that this is "interest". he also tells joe that if he doesn't pay up he will break his arms and legs. two weeks later after joe and gail return from their honeymoon joe is walking home from the pub alone and rick's car pulls up alongside joe and rick has one of his heavies. rick asks joe for his next instalment but as joe is unable to pay rick and the heavy gets out and chase him. joe is able to outrun them and hides in the ginnel, whilst rick looks around for him, unsuccessfully.