in august 2014, first data expanded its presence in brazil with bin, the company's acquiring solution developed specifically for the local market. in september 2014, first data announced it would provide encryption technology for apple pay. apple pay allows payment with a single touch. with its integration into first data's star network, the company became a token service provider, supporting safe pos transactions in apple pay. such transactions are used in venues such as all mcdonald's restaurants in the us.