we have suffered from the same thing as the other two er abalance have said today of money being used from our surplus to provide for redundancy and erm i it's been exacerbated by money being available from the people who are made, made redundant, going to the company and swelling their balance sheets, while all the cost side of it comes out of the pension fund and that has caused a lot of ill-feeling particularly from the older pensioners who have seen years of inflation when their pensions were not made up to the same extent.