doesn't it come back to the issue of wh who they trustees are and who's interest, given that trustees are expected to be independent, in the end, who's interests do the trustees represent, because i've had experience of working with a pension fund that was in massive surplus and the actualar actuaries refused to agree their final report until that surplus was dealt with, so that the trade unions and the employer through the trustees had to negotiate a way of  spending that surplus and er given the pressures of the actuaries to say we were not allowed th the funds to continue unless you deal with this surplus, then it comes back to the issue of how the board of trustees is made up and if we accept that there is a degree of representation on that board, then just exactly how that representation is divided.