what happened, people should have been paying in for ten years were suddenly taking out for ten years and these huge enormous sums and obviously the surplus which our members had helped to build up er and provide through the years and we've got seventy-five year olds on you know, extremely low pensions hardly making ends meet, and there were vast sums of money being given away to the employees, that the employers took a contribution holiday and so they weren't paying into the fund either you know, and all the profits of b t as you all know were soaring and partially because of the use of the pension funds and this has greatly obviously erm upset our members and we feel very strongly about it.