nandy was born in moshi, tanzania to mary charles, a tailor and charles mfinanga, a mechanic. the name nandy is shortened from her real name nandera. she started performing at a very tender age. at 5 years of age, she was an active member of her sunday school choir at kkkt lutheran church in moshi. she attended mawenzi primary school and later joined lomwe high school where she became the head of school choir. after high school, she joined college of business education (cbe), dar es salaam, tanzania.