at the heart of the lourey health care plan was an expanded and reformed "minnesotacare", a state program providing health insurance coverage for low-income minnesotans that she, along with several others, had authored in the state legislature in 1993. under her health care security plan, all minnesotans would have been eligible to join the new minnesotacare by 2010. employers could participate by offering their employer plan via the new businesscare program to be created as part of the revised minnesotacare. there were several cost containment measures in lourey's health care security plan, including a requirement that any hmos, private health insurers or third party administrators receiving contracts to administer state-funded health plans spend no more than 5% on administrative expenses.