new jersey law has prohibited insurance companies, or people with a majority interest in one, from making political donations. forrester's campaign was substantially funded by donations from himself, leading to claims that forrester was in violation of these regulations. forrester contended that because heartland insurance had been incorporated in washington, d.c., it was not covered by the restrictions. acting banking and insurance commissioner donald bryan, who had been reappointed by democratic governor jim mcgreevey, issued an opinion in august 2005 stating that forrester had not broken the law.