i think it was to pay back all of our debt but we were doing it and it was a plan but we came to cap money and it just completely revolutionised our income and our finances from having the cash account and knowing what i was going to spend each week and knowing i had to go to the cash point every friday and take out my money and then my regular payments so i knew what was going out monthly from my account and then my savings where i could put everything i had to save for monthly we managed to reduce my debt repayment plan down to 4 years which is really exciting, i'll be debt free next year so that's really exciting!