well, erm a lot of your tax relief under the miras system, which you're aware it gives you tax relief at source up to thirty thousand, has been absorbed up here, that's where most of your tax relief is, so down here the tax relief on the capital element is nil, and of, it's only, if it's only about three thousand outstanding, i might say, well, get rid of that, you know, just, just erm er cash it, and then you've got the l you c can forget your mortgage commitment altogether.