i'm going to put it over there now as we move on to talk about how you might deal with all your other debts now there's a number different ways you might go about doing this now the first way and i know people who haver done this is what they want to do is take the smallest debt and get rid of that they see all their different debts and all they need to do in terms of actually getting them cleared and they just think if i just got one of these debts of my back and so they literally decide this is the one that i am going to get cleared