that's probably a set of tyres or something -it's not a great deal of money in this day and age -but then failure is limited to actual breakage, wear and tear is excluded, it doesn't cover the cost of working materials such as gaskets, if the vehicle has been modified in any way it's excluded, it excludes any personal injury resulting from the breakdown, it covers  erm the schedule is invalid if you have not covered the servicing aspects on page ten, the servicing aspects on page ten require you within ten days or two hundred and fifty miles of three thousand miles intervals — most cars now are six thousand mile intervals — to have the oil changed, so there's a built-in additional service, and so it goes on.