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#### Praestantia
[prey-stan-tee-uh]
It doesn’t exactly roll off the tongue.
It takes effort, attention, and focus.
So does EXCELLENCE, which is what Praestantia means.
Excellence in advice, and excellence in service.
It’s what we believe our clients deserve.
It’s why we exist and what we strive to deliver.
!
## About Praestantia
Praestantia Risk & Insurance Advisors was founded to help clients identify their exposure to risks of financial loss and implement strategies to minimize those risks.  And while there are thousands of insurance brokers in the market, we saw a need for a more personalized approach in developing both short- and long-term risk management strategies.  We saw a need for proactive advice tailored to each client.  And we saw a need to be accessible and quick to respond.
​
Let us show you how we’re different.
> “Mark has always had the patience and demeanor to help us navigate the insurance labyrinth.  Whether it is casualty or property, all the nuances that appear overwhelming he has broken down and simplified to assist in my making the right, educated decision."
President & CEO, Non-Emergency Medical Transportation Service
## Products & Services
We partner with organizations to gain a full understanding of their business in order to carefully evaluate their exposure to all types of risk and potential financial liability.
We make sure our clients understand the full range of their options and are equipped to make informed decisions to preserve and secure their business interests.
We want to be part of your team.
#### Our Team
The team at Praestantia Risk & Insurance Advisors is dedicated to providing personalized service and expert support to our clients, from identifying the best insurance carriers and placing coverage, to managing claims and resolving issues.
Let us put our expertise to work for you.
©2023 by Praestantia Risk & Insurance Advisors
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# About Us
Our Mission:  To help clients develop long-term strategies in managing their unique exposures to loss​
Our Values:​
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Excellence:  We prioritize providing top notch service to every client and building long-term relationships. We’re good at what we do.
Integrity:  We provide straightforward, honest advice. You can count on us to keep your best interests first and foremost.
Innovation:  We thrive when designing creative solutions for our clients. There is such a thing as insurance consultants who think outside the box.
Collaboration:  We want to demonstrate our value as a trusted business partner. Consider us an extension of your own team.​
Community:  We are committed to sharing our success and giving back. What’s important to you is important to us.
#### What makes us different?
Praestantia knows insurance.  We stay abreast of the legal environment and the latest types of risk transfer vehicles available.
We are investigators, which means we examine your operations, your exposures to loss, and your gaps in coverage. We ensure you understand the coverage you have in place, what indemnification you have, as well as what exposures you have that are not insured.
We take the time to review your policies in detail. We believe in helping you make informed decisions.
We consider our clients family and we endeavor to be considered an extension of theirs.  We are there when you need us.
> "I was so impressed with the service and support that Mark Packwood provided, I recruited him for our Board of Directors.  Mark is very intentional in his care for his clients.  He understands the needs of his clients and the need for security at a reasonable price.  I highly recommend him for all your insurance needs."
Director of Operations, Non-profit Residential and Dayhab Facility for Individuals with Intellectual Disabilities
# Products & Services
Our advisors provide access to world-class insurers to secure optimal coverage and manage the placement of coverage from start to finish, working with multiple insurers to evaluate all available coverage options.  We negotiate on your behalf to obtain the best terms and facilitate billing and contract execution.
We leverage the collective experience of our team and our insurance carrier partners to tailor solutions to your needs and help you manage risk.
#### Property and Casualty Insurance Products
* General Liability
* Commercial Auto Liability
* Umbrella Liability
* Property & Equipment
* Professional Liability
* Workers Compensation
* Directors & Officers Liability
* Employment Practices Liability
* Fiduciary Liability
* Cyber Risk
* Business Interruption
* Flood Insurance
* Captive Insurance Solutions
* Student & Volunteer Accident
* Active Shooter/Assailant Coverage
* Medical Malpractice Liability
##### Risk Management Advisory Services
Comprehensive
Policy Reviews
Identification of coverage gaps, limitations, duplication of coverage, and potentially hidden exclusions.
Risk Management Consulting
Comprehensive evaluation to quantify and provide a full understanding of your exposure to risk and financial liability to mitigate risk and ensure loss recovery.
Claims Review and Management
End-to-end claims management, from incident to resolution, providing insights and guidance to reduce further risk and losses.
Catastrophic Event
Plan and Response
Assistance in developing response and remediation plans to minimize suspension and/or down time in the event of a catastrophic claim.
Contractual Indemnification and Liability Review
Examination of indemnification and insurance requirements contained within business contracts to ensure compliance.
Experience
Rating Review
Analysis of your workers compensation experience modifier to avoid overpaying for workers compensation insurance due to errors.
Safety and Loss
Control Services
“Best practice” implementation and support services to help avoid OSHA fines/penalties, reduce loss frequency, and ultimately drive down costs.
Premium/Loss Trends and Data Analytics
Evaluation of claim trends, developing loss projections, loss ratios, and deductible expenditures to identify opportunities to reduce overall program costs.
##### “I’ve worked with many insurance brokers, and none have had the breadth of experience or provided the same level of attention and service as Mark.  His extensive knowledge is invaluable and has protected our company - and our clients - by addressing deficiencies that would have left us exposed.  His process of identifying risks, understanding insurance coverage, and relaying technical information in an easy-to-understand format is  exceptional.”
Chief Executive Officer, Commercial Real Estate Company
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# Our Team
The leadership of Praestantia Risk & Insurance Advisors has extensive insurance and risk management experience, serving Texas clients for more than two decades.
Mark Packwood
Founder and President
Mark Packwood is the founder and President of Praestantia Risk & Insurance Advisors (PRIA).  He has over 20 years of experience providing commercial property and casualty insurance solutions and risk management consulting, working with clients of all sizes across a wide range of industries.
Prior to founding PRIA, Mark served as Senior Vice President of Brown & Brown Lone Star Insurance Services of Texas, a division of one of the largest publicly-traded U.S. insurance brokers, Brown & Brown, Inc., where he led the property and casualty insurance teams in Houston, San Antonio, and Austin.  His career in risk management and insurance solutions began with Risk Control Services in Houston, Texas, advising temporary labor and staffing companies on strategies to reduce workers compensation costs and exposures.
Mark's licenses and certifications include:
* Certified Insurance Counselor (CIC)
* Certified Insurance Service Representative (CISR)
* Licensed Property & Casualty Insurance Agent since 2007
Mark is a graduate of Texas A&M University and holds a degree in Economics.  He is based in Houston, Texas, and is an active member of the local community, serving as a Board member and supporter of numerous non-profit charitable organizations.
# Contact Us
info@praestantia.com
> 20333 State Highway 249, Suite 200
> Houston, Texas  77070
> (832) 322-9260
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