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# Shop Around to Get the Best Extended Auto Warranty Prices
BY: Endurance
Updated February 13, 2024
Most of today’s new cars come with a factory warranty that probably covers just about everything for a minimum of 36 months (3 years) or 36,000 miles. Some manufacturers even include “bumper-to-bumper warranty” coverage for up to five years or 50,000 miles. However, there is one key factor that these manufacturers fail to leave out… the majority of high-cost repairs will occur after this time period. And if your factory warranty has run out, you’re the one that is stuck with the repair bills.
This doesn’t mean that a driver should feel ungrateful to the manufacturer for supplying the initial coverage because, in reality, the  is merely a guarantee that the car that you just purchased is free from material and/or worker defects. While the coverage certainly comes in handy if something were to occur before the time period and mileage has passed, ultimately, the majority of drivers rarely see a mechanical breakdown during this time.
But it doesn’t mean that the  should fall directly on your lap and drain your bank account. Car owners who wish to extend their factory warranty on a used car do have options. Below we will go over the different types of extended auto warranties and give you some helpful tips to ensure you’re getting the absolute best extended auto warranty prices.
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### Dealer Extended Warranties: Should You Buy?
Foreseeing the time when your new car will no longer be so new, and the initial factory warranty will have run its course, many vehicle owners will consider the addition of an extended auto warranty. It’s a very smart move, as this coverage will protect drivers from the risk of a high-dollar breakdown or car repairs after the factory coverage has lapsed. While it’s a good idea to consider the cost/value benefits of buying an extended auto warranty, it’s certainly not something you have to do right away. After all, your car should still be covered by the factory warranty, at least if it’s new, for some time.
However, countless drivers have all admitted that when purchasing a new or used vehicle, they felt extreme pressure to purchase an extended car warranty immediately at the dealership. Some  have even been known to use dishonesty in their tactics to sell you an extended warranty plan with your new car purchase. Some may say that you must buy extended coverage to qualify for their financing or that an extended coverage contract can only be obtained when you’re purchasing the new car. Buyer beware! If you’re reading this, you will know that you have plenty of time to purchase your coverage and more than enough time to compare and shop to ensure you don’t overpay for your warranty.
Most dealers also sell third-party extended warranty coverage that brings them the most profits instead of providing you with the best coverage available. Even if everything seems above board, as a general rule, if a dealer is offering you either a manufacturer’s extended warranty or one from a third party, chances are strong that these will both be overpriced.
Helpful Hint: Avoid the dealership warranties if at all possible. By buying coverage directly from the supplier, you end up saving lots of money due to the lack of dealership markups. Above all, do not roll the price of the coverage into your payments. It might seem like it is easier and more economical, but you will end up paying interest on anything rolled into your payments, which will include the cost of the warranty.
### The Value of Extended Coverage and What Car Warranties Cover
An extended auto warranty can assure you that your aging car will not suddenly surprise you with a major, high-cost problem requiring immediate repair. While it’s true that today’s automotive vehicles are being built to be more durable and are being made with higher quality parts and manufacturing techniques, things , and, in many cases, it starts happening right after your original coverage has run out. It also must be taken into account that because of all the new technology that is being implemented into vehicles, what was once an easy fix for a mechanic now requires some mechanic/computer hacker hybrid.
Extending your car’s protective coverage allows you to relax, knowing that if something happens, you’re covered. It’s important, however, that you make sure the extended auto warranty you buy is backed by an established, reputable company with a proven record of paying claims fairly and in a timely manner. While price is important, and you want to do some  by seeking online information about different extended warranty providers, sometimes you still have to read between the lines.
Here are some things to consider:
1. **Timeliness** – While it’s true you can put extended auto warranty coverage on your vehicle at any time, even after termination of the factory warranty, the price of the coverage will generally increase as your car gets older. The best time to add the coverage is typically just before the , especially if you plan on keeping the vehicle rather than trading up for a new one.
2. **Covered Parts** – Each extended auto warranty has a different selling price than the others, and each may also cover (or not cover) different items on your vehicle. Make sure to read the contract thoroughly, understand it completely, and  and what’s not.
3. **Cost** – Some contracts pay repair shops directly for covered repairs, while others require you to pay the repair facility and then seek reimbursement. Most have deductibles you pay out of pocket, but the amount of that deductible may be different. Some will require you to take your vehicle to a specific shop for repair, while others allow you to go anywhere you want that employs certified mechanics. Some require a deductible payment for every repair done, while others require a deductible for each repair shop visit. Know  and what it includes, and you’ll save yourself from a sting of headaches in the long run. Also, ask about monthly payment plan options for your car coverage.
### The Importance of a Direct Provider
When considering a third-party company for extended warranty coverage, it is important to prioritize those that directly offer their own extended warranty plans. Opting for a company that acts as a “direct provider” of its own plans ensures several advantages and benefits and is something you should consider when reviewing the best extended car warranty companies.
Firstly, you can better understand the warranty terms, conditions, and coverage options by dealing directly with the provider. This direct relationship eliminates any intermediaries or middlemen, reducing the chances of miscommunication or confusion regarding the warranty details.
A direct provider of extended warranty plans is often better equipped to handle claims and provide efficient customer service. They have in-depth knowledge of their own plans and can offer prompt assistance when it comes to claims processing, repairs, and customer inquiries. This streamlined process helps ensure a smoother experience for warranty holders.
Additionally, a reputable third-party company that offers its own extended warranty plans demonstrates a higher level of commitment and accountability. They take direct responsibility for the coverage they provide and are more likely to prioritize customer satisfaction and the fulfillment of their warranty obligations.
**Take control of your car’s repair costs. Discover how Endurance Warranty can save you money!**
****
### How to Get the Best Extended Car Warranty Prices
You can use the following techniques to aid in obtaining the most attractive extended auto warranty coverage for the fairest price. Remember, the lowest bid isn’t always the best bid. You want the best coverage for the best price to avoid scams. Try these steps:
Call on the Phone – Speaking to someone directly on the phone will likely give you a more accurate cost estimate than simply filling out a form on the Internet. Certain questions that can’t adequately be covered on a boilerplate form must be asked and answered. You also get an opportunity to go over  instead of just accepting the first one your computer popped out.
Answer Questions Honestly and Accurately – Stating that nothing is wrong with a vehicle that has problems or misrepresenting the correct mileage reading can be cause for contract denial. What’s even worse is that if these lies do allow coverage to be placed on the vehicle, it will most likely lead to a . Be truthful, and you’ll get the most bang for your buck!
Seek Discounts – Many coverage providers give discounts for military or government personnel, seniors, or those claiming hardship. You won’t know what’s offered unless you ask, so inquire immediately!
There are many ways to save on extended protection, but the best way is to get it when your car is running well. This might seem odd since the purpose of your protection is to cover your vehicle when it breaks down, but by placing protection on your car when it is functioning properly, you will qualify for the , the best price, and most of all you’ll protect your investment with a quality coverage plan. It only takes a few minutes to enter the worry-free driving world and gain peace of mind, and  can get you there.
### Get Comprehensive Coverage with Endurance
Endurance Warranty offers customizable breakdown protection to help you with repair costs on your newer car, used car, or high-mileage vehicle. We are a direct provider of most of our auto protection plans, meaning you won’t deal with a middleman for repairs. We’ll handle your covered repairs, from quote to claim, one-on-one with your chosen repair facility.
With each Endurance vehicle service contract, you can enjoy standard perks like 24/7 roadside assistance, towing, trip interruption coverage, rental car reimbursement, and more. And, if you find yourself unsatisfied with our service plans, cancel your Endurance Warranty contract in the first month with our 30-day money-back guarantee.
We also offer car warranty plans in the form of mechanical breakdown insurance (MBI) in the state of California.  and this special type of vehicle protection plan.
Call Endurance today to find out how much you could save on auto repairs. Dial (800) 253-8203 to speak to our representatives or . You can also shop online to !
Interested in more things automotive? Visit the  for coverage comparisons with CARCHEX, CarShield, and Protect My Car, top picks for insurance company contracts, new vehicle reviews, expert how-tos, , and more.
Endurance
For media inquiries, please contact Jessica Campbell, Director of Marketing at Endurance Warranty Services, at 
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Copyright 2025 Endurance Warranty Services, LLC. All Rights Reserved. Disclosure: A Vehicle Service Contract (VSC) is often referred to as an “auto warranty” or an “extended car warranty,” but it is not a warranty. A VSC does, however, provide repair coverage for your vehicle after the manufacturer’s car warranty expires. A VSC is a contract between you and a VSC provider or administrator that states what is a covered repair and what is not. Not all vehicles qualify for coverage, and not all repairs may be covered by the VSC you purchase. See contract for details. Not available in MA. In California Endurance sells Mechanical Breakdown Insurance (MBI) underwritten by Security National Insurance Company and administered through Endurance Warranty Insurance Services, CA License #6009544. MBI is not a manufacturer's warranty; it provides repair coverage after your manufacturer's warranty expires.
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