+ 
  + 
ROUTING # 253177308
Search
 Search
* Loans & Credit Cards
* Manage Your Account
    - 
# Do You Love Your CU? Tell Us Why!
!
## Fill out the form below and tell us why you love your CU and be entered into a drawing for a date night package! The package includes:
* $100 gift card to The Laughing Owl
* $50 gift card to the UEC Goldsboro Theatre
* $20 gift card to Sweet Frog
* $30 gift card to Pinewood Florist
For additional entries into the drawing, leave a review on our Facebook or Google page! Each platform equals one additional entry, so if you leave us a review on both, you will receive an additional TWO entries!
Click Here to Leave a Facebook Review
Click Here to leave a Google Review
### Get More From Your NC Community Credit Union
Sign up to receive promotional emails and helpful financial **CommonCents** tips.
Email
SUBSCRIBE
* 919.734.8224
Envelope
##### 
+1 (800) 734-8204
2401 E. Ash Street
Goldsboro, NC 27534
ROUTING NUMBER: 253177308
© 2025 North Carolina Community Federal Credit Union. All Rights Reserved.
**  |    |  **
**Federally Insured by NCUA**
***To report an error or request additional information in connection with your mortgage loan, write to us at 2401 E. Ash Street, Goldsboro, NC 27534.***
### PERSONAL
* Routing: 253177308
* (919) 734-8224
### BUSINESS
* Business Accounts
* Business Loans
* Business Services
# Checking Accounts At A Glance
## We Have The Perfect Checking Account Just For You!
Choosing the perfect checking account has never been easier! Browse a variety of options from our Essential Checking to our interest-bearing Select Checking Account!
### All Accounts Enjoy:
* Free E-Statements
* Free Bill Pay
* Member Rewards
* Free Visa® Debit Card
#### Essential Checking
Our Essential Checking Account crafted simply for our member’s everyday needs! This basic checking account is FREE with E-Statements and any direct deposit.
#### #MYCU Student Checking Account
Students need money too! Our #MYCU Student Checking Account is for students age 13-26. Your NC Community Credit Union not only provides students a place to keep their money but also helpful resources on how to save their money.
#### Get a FreshStart Checking Account
Press restart with our FreshStart Checking Account. Bad luck with other financial establishments in the past? This account is for you. Apply for our Fresh Start Checking Account today and get started on a fresh note.
#### WorkPerks™ Checking Account Program
Is your employer apart of our WorkPerks Program? Find out today and apply for our interest-bearing WorkPerks Checking Account! Learn more about our WorkPerks Member’s benefits and discounts.
#### Select Checking Premium Account
Our Select Checking is a premium checking account with no monthly fees. With more flexibility, more convenience, and more opportunity to earn interest, our Select Checking has more to offer**.**
#### Money Market Checking
Maximize your earning power with both of these tiered accounts, paying a higher rate for a higher balance.
Membership Eligibility
If you Live, Work, Worship or Attend School in Wayne County, NC you can join NC Community Credit Union with just $1 in a Savings account. If you do not meet one of these criteria, but reside within the State of North Carolina, you can make a one-time $5.00, tax-deductible donation to the  to become eligible for membership with us.
# Compare Checking Accounts
| ACCOUNT TYPE | DESCRIPTION | MINIMUM BALANCE | BILL PAY | NON-NCCFCU ATM USE | MONTHLY ACCOUNT FEE | STATEMENTS | EARNS INTEREST | NSF / OVERDRAFT FEE |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
|  | FREE basic checking with e-statements | $1.00 | FREE | $2.00 / transaction | $8.00 or FREE with direct deposit | e-statements required, or $2.00 / month fee | NO | >$35.00 |
|  | Our ‘second chance’ checking account | $1.00 (plus $10 fee) | FREE | $2.00 / transaction | $10.00 | e-statements required, or $2.00 / month fee | NO | $35.00 (No ODP or courtesy pay granted) |
|  | Interest-bearing checking account | $100.00 | FREE | $2.00 / transaction; 1 FREE per month | $10.00 or FREE with average daily balance of $2,500 (per statement cycle) or more or any active loan over $5,000 | e-statements required, or $2.00 / month fee | Yes! .05% (APY\*) on balances above $2,500 (based on average daily balance per statement cycle) | $35.00 |
|  | For students. Ages 13-26 to open. | $1.00 | FREE | $2.00 / transaction; 8 FREE per month | FREE | e-statements required, or $2.00 / month fee | NO | $35.00 (ONE fee refund per year) |
|  | Employer group relationship checking account | $25.00 | FREE | $2.00 / transaction; 1 FREE per month | $8.00 or FREE with direct deposit and e-statements | e-statements required, or $2.00 / month fee | Yes! .05% (APY\*) on balances above $2,500 (based on average daily balance per statement cycle) | $35.00 (ONE fee refund per year) |