HOSPITAL CLAIMS FOR MY EMERGENCY CONDITION DECLINED-**********
<p>I was urgently taken to the Hospital on 29/03/2017 because my fallopian tube had raptured because of ectopic condition which caused excessive internal bleeding which threatened my life. Firstly while I was in that condition Affirnity Health took more than 2 hours to approve my admission in hospital. My condition was bad and needed urgent attention and I had to go to theathe soon after admission. My hospital bill become high because of my emergency condition. Doctors had to charge for call out as they were not on duty and it was at night. My total bill was R 44171.55 but Affirnity health only paid R 20000 which is just the cover for my ectopic condition  and refused to pay the balance which arose because of the emergency condition. If i wasn't because of the fact the my life was threathned , the doctors would have made a normal appointment for me to go to theathe the following and deal with my ectopic condition or no need for me to go to theathe at all. While affirnity clearly advertise that they cover medical emergency on their website but the consultant refused my claim and said "we do not cover for medical emergencies, we are a medical insurance'' This really make me wonder because although Affirnity call itself Medical Insurance but they operate in the same space as other medical aids  , I don't know if this was done deliberately to deceive people and look affordable when compared to medical aids only for people to get surprised on day when they have a big lump sum bill to pay at the hospital like me.</p>