how does one in US go about building investment portfolio? I have about 30k now and making more than I spend on living so Id like to save save and invest some. do I just walk into chase and ask for help?also, 401k - can I only change settings in certain period? confused.also, is there any way I can invest pretax? and if I can should I?please help.edit: goal is passive investing for comfortable
retirement at appropriate age.im happy working 9-5, not planning on getting rich. jaust want to save some so that I dont have to think about it when I can no longer work.