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# Fast and Accurate Reconciliation for Banks and Fintechs
#### Never lose a single penny with our automated reconciliation engine.
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## Automatically Reconcile DDAs, FBOs, GLs, and Merchant Payouts.
#### Reconcile All Transactions Between Networks, Banks, Cores, and Processors with ReconSeer
ReconSeer reconciles all transactions for multiple card programs, ACH, and all other transactions at an unprecedented speed. It handles all file formats and provides a vast offering of reports, all of which are accessed through a convenient dashboard.
## Powerful Reconcilation Software
ReconSeer is a rule-based engine that oversees the reconciliation of cards and accounts at unprecedented speeds, ensuring financial accuracy data and effective money management. The DataSeers powerful reconciliation software for banks, payments companies, and Credit Unions balances accounts to the penny and moves money automatically with NACHA files. We provide Revenue Calculations. We can ensure your interchange is paid out correctly by loading interchange tables. By providing Money Movement files/messages, we can ensure money moves properly across different accounts automatically.
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3-Way Reconciliation
Account Exception Reports
MasterCard QMR
Visa QoC
QMR and QoC reporting
Transaction Matching
Revenue calculations
Automated Money Movement
Billing and Financial Reports
Call Reporting
## Never Miss A Cent
ReconSeer is responsible for reconciling over $50 billion in payments spanning across several billion transactions (as of 2020). The DataSeers fast, accurate, and easy-to-use solution is powering some of the largest money movers in the world.  CFOs can expect from ReconSeer the industry’s highest level of to-the-penny reconciliation.
* Visa Network Files (VSS)
* Mastercard network files (EBCDIC)
* ACH Files
* Wire Files/Messages
* RTP/FedNow Messages (20022)
* Bank/Core Files (BAI2)
* Processor files from 50+ processors such as Galileo, Marqeta, FIS, Fiserv, i2c, etc.
## FBO & DDA Recon
**Is your processor telling you the correct information?**
Our DDA recon ensures that the money in a customer’s account is properly reconciled. Whether you have one account or 100 million accounts, ReconSeer will sift through data at scale and provide you with crisp reporting outlining exceptions, if any.
**Is your FBO account reconciled?**
We have found issues in the industry where FBO accounts go out of balance due to complexity in payments and settlement times. ReconSeer can balance your FBO balances and provide daily reporting that guarantees FBO balancing.
## Network Recon
**Can you reconcile to your networks?**
* **Mastercard**
* **VISA**
* **Pulse**
* **Greendot, etc.**
ReconSeer ingests native network files and provides a transaction-by-transaction matching to provide proper reconciliation to network payments.
## GL Recon
**How do you reconcile your GL accounts?**
Most GL recons require proper mapping and debits and credits to the correct accounts. Fintechs move money fast and in unique ways. ReconSeer**automates your GL Recon** and keeps it accurate, so you never have to make a single recon entry manually! No more journal entries!
### Schedule a 15-minute discovery call with our sales team.
### We will review your information and a representative from our sales team will reach out to you within 24 hours.
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# Invisible Influences:
#### Interpret Subtle Signals and Reveal Customer Behavior to Understand Intent
## Do you know your customers' habits?
#### Predict churn, identify revenue opportunities, and market better using StrataSeer.
StrataSeer uses predictive analytics to uncover trends and insights helping with strategy, understanding clientele, and mitigating risk. Visualize this actionable data on preconfigured or custom dashboards.
## Stay Ahead of the Curve with
## Multi-Dimensional Predictive Analytics
StrataSeer is a multi-dimensional predictive analytics engine that provides real-time dashboards to visualize the What, When, and Where transactional data provides. Hundreds of customizable data analytics dashboards help you plan strategy, understand the clientele, and mitigate risk.
Searchable Data
Single Pane Of Glass View
Ad Hoc Reporting
Customizable Dashboards
Bulk Extraction
## Holistic Data Reports
Reports are great, but visualizations are the best way to communicate a point quickly and easily. StrataSeer provides countless dashboard visualizations. View details on locations, patterns, activity, and more. Dashboards are completely customizable, providing valuable insights on demographic, geographic, and countless other trends.
###### Mitigate Fraud and Risk While Verifying Potential Customers with IdentitySeer
# Onboard Globally with a Unified API
#### One API allows you to onboard consumers and businesses across 200+ countries and territories.
## Do You Really Know Your Customer?
IdentitySeer is an all-encompassing Know Your Customer (KYC) and/or Business (KYB) engine, focused on clients of financial institutions. IdentitySeer verifies, validates identities, and scores the risk associated with onboarding new customers. It defends against fraud, and dramatically reduces risk in onboarding new customers.
Data for assessing risk and confirming identities comes from a wide variety of domestic and international sources, including, governments, public records, as well as proprietary information.
## STEP 1 - DILIGENCE
Perform Customer Due Diligence (CDD) risk rating calculations and Enhanced Due Diligence (EDD) on consumers and businesses using preconfigured or your tailored custom models to fit your unique use case.
SeerDiligence
SeerDiligence captures datapoints from source of funds, annual income, residence, and demographics to risk rate individuals and ensure compliance with .
SeerDiligenceB
SeerDiligenceB captures datapoints such as volume, revenue, industry, geography, and UBOs/directors to risk rate businesses.
## STEP 2 - VALIDATE
Validate individual and business information provided at the time of onboarding against known government sources while staying compliant with country-specific laws such as Customer Identification Program (CIP) checks in the US and AMLDx in UK/EU.
SeerID
Perform CIP checks on individuals residing in the US by providing key identifying information. This product checks for individuals and their associated risk factors, verifies address, SSN, drivers license, phone number.
SeerIDI
Validates international identification numbers and associated name and addresses such as Aadhar (India), CUPS (Mexico), etc.
SeerIDB
Performs a CIP check on Businesses, with their UBOs by providing basic information. This product returns associated risk indicators and other risk factors as they related to the business or its UBOs.
SeerIDBI
Performs a check against 100+ international company registries such as UK’s companies house, India’s MCI etc. to validate business information along with the UBOs.
## STEP 3 - VERIFY
For higher-risk onboarding, **SeerScan** and **SeerIQ** may be called for. SeerScan authenticates documents from more than 200 countries and can validate selfie photos, including liveness. SeerIQ takes this a step further, asking prospective clients to answer questions that a fraudster would have difficulty with, like choosing a car one owned decades ago from a multiple-choice list.
SeerIQ
Verify a US based individual by presenting challenge questions of their past that only a individual would know.
SeerScan
This product provides Document Scanning, ID Verification along with liveness detection in over 150+ countries across tens of thousands of documents scanning for their authenticity and validity.
## STEP 4 - DeRisk
To de-risk institutions further: **Seer360** focuses on identity fraud, such as stolen and synthetic identities; **SeerPEP** checks to make sure onboards aren’t high risk Politically Exposed Persons; **SeerWLS** checks to make sure would-be customers aren’t on global Watch Lists or Sanction lists; and **SeerMedia** scans the worldwide media for negative articles on prospective or current clients.
Seer360
Perform an anti-fraud check against individuals residing in the US by combining credit, DMV and other data sources. This product returns a risk score associated with an identity with indicators for identity theft, synthetic and stolen identities, elderly abuse, friendly fraud & scams.
SeerWLSPM
Perform a global watchlists and sanctions, PEP as well as Adverse media check against tens of thousands of sources to identify predicate crimes along and comply with global AML directives.
SeerIP
Geolocation and IP address proxy piercing to understand the true IP for the customer. Check for VPNs, forged IPs and other things.
SeerMatch
Match a merchant account against Mastercards Match database to ensure you stay compliant with Merchant Acquiring regulations
## STEP 5 - DEFEND
For potentially higher risk onboards, IdentitySeer provides five additional screens to defend against fraudulent account openings: **SeerPhone** to gain deep insights into the smartphone of a potential customer; **SeerEmail** to guard against email fraud; **SeerDevice** provides real-time device (normally laptop) intelligence; **SeerWeb** risk scores business and merchant websites; **SeerIP** provides geolocation information.
SeerPhone
Identity the risk of an individual using phone numbers. Detect inactive numbers, VOIP numbers, phone ports, phone spoofs, etc.
SeerEmail
Identify the risk of an individual based on their email. Email is the most common attribute while shopping online. This product returns back addresses, and risk associated with the specific individual using the email address.
SeerDevice
Behavior biometrics meets Device compliance. Through our java script widgets you can now identify if the person opening an account is real or fake. Whether they are copy pasting or typing the values in.  With access to over few billion devices and up to the second information, you can identify fraud immediately.
SeerWeb
Risk rate a online merchant by scanning their e-commerce or business website. for things such as domain reputation, hosting risk, SSL and other issues.
## Mitigate Fraud and Risk While Verifying Potential Customers
## Customer Validation
## Generate Reports & Understand Gaps
Validate identities and documents across 220 countries
Check against authentic government data sources
Check against Sanctions, PEP, Watchlists and Negative News Sources
Validate 10000+ government issued documents
Validate customers based on 50+ primary and secondary question sets
Take a Selfie with Liveness Check
Use advanced Phone Intelligence, Email Intelligence, IP Intelligence
Identity Monitoring throughout the entire customer lifecycle
## Control Is In Your Court
IdentitySeer allows businesses to perform checks based on their own risk appetite. From scorecard customizations to personalized verification flows/steps, this tool allows the user company to control who utilizes their platforms & services.
IdentitySeer provides customizable workflows that run an entity through multiple layers of verification. Higher-risk programs require extra due diligence, so they pass through more layers of identity verification.
##### High Risk Onboarding
##### Medium Risk Onboarding
##### Low Risk Onboarding
**SeerID** verifies US customer data against known government sources. The product validates Social Security Numbers, Driver’s License, Passport Numbers, Names, Addresses, and Date of Birth.
**SeerIQ** validates customers by asking questions that only a bona fide customer could answer, ensuring a greater layer of confidence when onboarding. Questions are customized to reflect conditions and requirements.
**SeerScan** authenticates documentation by comparing documents and photos to worldwide databases to greatly limit stolen and synthetic ID fraud.
**Seer360** will search the Internet using the onboarding person’s identifying information to look for evidence of a synthetic identity.
## Multiple Levels of Protection
Perform CDD/EDD and risk rating calculations on individuals by understanding nature and purpose of customer relationships to stay compliant with FinCEN’s CDD Final Rule.
Perform CDD/EDD and risk rating calculations on businesses and their UBOs/Key Officials by understanding nature and purpose of customer relationships to stay compliant with FinCEN’s CDD Final Rule.
Validate international identification numbers and associated name and addresses such as Aadhar (India), CUPS (Mexico), etc.
Perform a CIP check on Businesses, with their UBOs by providing basic information. This product returns associated risk indicators and other risk factors as they related to the business or its UBOs.
Perform a check against 100+ international company registries such as UK’s companies house, India’s MCI etc. to validate business information along with the UBOs.
Perform an anti-fraud check against individuals residing in the US by combining credit, DMV and other data sources. This products returns a risk score associated with an identity with indicators for identity theft, synthetic and stolen identities, elderly abuse, friendly fraud & scams.
# multichannel data solution for Banks
# ONBOARDING | COMPLIANCE | RECONCILIATION | FRAUD | ANALYTICS
#### Banks have long struggled to tame their Data Demon. With new products, new systems, and technology changing daily, combating the complexity of transactional data requires an advanced, automated, and accurate approach. FinanSeer®, the first multichannel data solution for Banks, provides modules focused on Compliance, Reconciliation, Fraud, and Analytics to keep accounts balanced, compliant with the latest rules, less susceptible to fraud, and able to utilize their data to reduce churn and increase revenue. IdentitySeer provides an onboarding engine, for KYC and KYB, to stop fraudsters before they can start.
## All-in-one Data Partner
## KYC/KYB Onboarding
In addition to premium data analytics via FinanSeer®, DataSeers now offers KYC and KYB for onboarding via  providing the best identity data verification available. With ongoing monitoring available, DataSeers is an all-in-one data partner. FinanSeer® is both secure (PCI and PII compliant) and entirely scalable.
## The Power of AI​
FinanSeer® is a multichannel data solution for Banks consolidating the four services of , , , and  into one AI-powered data solution. Transaction data collected from all possible sources is cleaned, homogenized, ingested, labeled, augmented, encrypted, and distributed to the “Seer” modules that complete the four data services. By maintaining control of the data throughout each process, FinanSeer® creates a cycle of “Quality In, Quality Out.”
Suspicious Activity Monitoring
UDAAP
Disputes & RegE
Complaints Management
Settlement Reconciliation
Quarterly Network Reporting
CDD Risk Rating
Fraud Monitoring
KYC/KYB
Case Management
Revenue Calculation
Churn
Segmentation
FinCEN/Global FIU e-Filing
Monitor and report suspicious activities including money laundering using complex behavior-based algorithms combined with traditional rules.
Unfair Deceptive and Abusive Acts or Practices monitoring as part of consumer compliance allows fintechs to monitor for incorrectly charged fees across programs.
Automated workflows to monitor disputes in electronic transitions to ensure the regulations are followed.
Manage complaints with an automated end to end workflow between regulatory bodies, issuers, partners, and programs with the ability to document evidence.
Settlement Reconciliation within the system helps fintech match drawdowns to the specific network activity, ensuring the settlements match.
FinanSeer can easily configure reports to meet the specific needs of networks, which require quarterly reporting.
IdentitySeer can create custom models for CDD risk rating and categorize customers as requiring additional documentation when opening new accounts.
Monitor complex fraudulent activities with sophisticated self-learning algorithms that stay up to date with industry trends.
Onboard customers and businesses in 200+ countries by performing government checks, ID Validation, Watchlists, Sanctions, PEP and Adverse Media with the ability to detect synthetic, manipulated, and stolen identities.
The case management system pulls data from all internal and external systems into a single place for investigating cases.
Ensures that money is moved to the right accounts for the purpose of settlement, mitigating issues associated with sweeps and negative balances.
Calculate revenues of a specific program.
The DataSeers churn models predict behavior that leads to churn and account closure allowing institutions to react before a customer churns.
Proprietary segmentation models allow financial institutions to communicate with different customer groups in different manners and then to analyze the impact of the differentiated campaigns on the various groups/segments separately.
The DataSeers fully automated filing service assists in the regulatory timeliness of reports and investigations – without interruptions.