Segment Reporting We analyze the results of our business through the following reportable segments: GMNA, GMI, Cruise and GM Financial. The chief operating decision maker evaluates the operating results and performance of our automotive segments and Cruise through earnings before interest and income taxes (EBIT)-adjusted, which is presented net of noncontrolling interests. The chief operating decision maker evaluates GM Financial through earnings before income taxes (EBT)-adjusted because interest income and interest expense are part of operating results when assessing and measuring the operational and financial performance of the segment. Each segment has a manager responsible for executing our strategic initiatives. While not all vehicles within a segment are individually profitable on a fully allocated cost basis, those vehicles attract customers to dealer showrooms and help maintain sales volumes for other, more profitable vehicles and contribute towards meeting required fuel efficiency standards. As a result of these and other factors, we do not manage our business on an individual brand or vehicle basis. Substantially all of the trucks, crossovers, cars and automobile parts produced are marketed through retail dealers in North America and through distributors and dealers outside of North America, the substantial majority of which are independently owned. In addition to the products sold to dealers for consumer retail sales, trucks, crossovers and cars are also sold to fleet customers, including daily rental car companies, commercial fleet customers, leasing companies and governments. Fleet sales are completed through the dealer network and in some cases directly with fleet customers. Retail and fleet customers can obtain a wide range of after-sale vehicle services and products through the dealer network, such as maintenance, light repairs, collision repairs, vehicle accessories and extended service warranties. GMNA meets the demands of customers in North America with vehicles developed, manufactured and/or marketed under the Buick, Cadillac, Chevrolet and GMC brands. GMI primarily meets the demands of customers outside North America with vehicles developed, manufactured and/or marketed under the Buick, Cadillac, Chevrolet, GMC and Holden brands. We also have equity ownership stakes in entities that meet the demands of customers in other countries, primarily China, with vehicles developed, manufactured and/or marketed under the Baojun, Buick, Cadillac, Chevrolet and Wuling brands. Cruise is our global segment responsible for the development and commercialization of autonomous vehicle technology, and includes autonomous vehicle-related engineering and other costs. Our automotive interest income and interest expense, legacy costs from the Opel/Vauxhall Business (primarily pension costs), corporate expenditures and certain nonsegment-specific revenues and expenses are recorded centrally in Corporate. Corporate assets primarily consist of cash and cash equivalents, marketable debt securities, PSA warrants and intercompany balances. Retained net underfunded pension liabilities related to the European Business are also recorded in Corporate. All intersegment balances and transactions have been eliminated in consolidation. The following tables summarize key financial information by segment: At and For the Three Months Ended September 30, 2020 GMNA GMI Corporate Eliminations Total Automotive Cruise GM Financial Eliminations/Reclassifications Total Net sales and revenue $ 29,128 $ 2,735 $ 203 $ 32,066 $ 26 $ 3,421 $ (33) $ 35,480 Earnings (loss) before interest and taxes-adjusted $ 4,366 $ 10 $ (87) $ 4,289 $ (204) $ 1,207 $ (8) $ 5,284 Adjustments(a) $  $ (76) $  $ (76) $  $  $  (76) Automotive interest income 51 Automotive interest expense (327) Net (loss) attributable to noncontrolling interests (27) Income before income taxes 4,905 Income tax expense (887) Net income 4,018 Net loss attributable to noncontrolling interests 27 Net income attributable to stockholders $ 4,045 Equity in net assets of nonconsolidated affiliates $ 187 $ 6,374 $  $  $ 6,561 $  $ 1,485 $  $ 8,046 Goodwill and intangibles $ 2,372 $ 811 $ 1 $  $ 3,184 $ 724 $ 1,337 $  $ 5,245 Total assets $ 111,426 $ 22,365 $ 45,059 $ (50,609) $ 128,241 $ 3,815 $ 108,926 $ (1,311) $ 239,671 Depreciation and amortization $ 1,182 $ 146 $ 5 $  $ 1,333 $ 11 $ 1,814 $  $ 3,158 Impairment charges $  $ 4 $  $  $ 4 $  $  $  $ 4 Equity income $ 4 $ 259 $  $  $ 263 $  $ 46 $  $ 309 __________ (a) Consists of restructuring and other charges primarily in Thailand. At and For the Three Months Ended September 30, 2019 GMNA GMI Corporate Eliminations Total Automotive Cruise GM Financial Eliminations/Reclassifications Total Net sales and revenue $ 27,971 $ 3,794 $ 52 $ 31,817 $ 25 $ 3,659 $ (28) $ 35,473 Earnings (loss) before interest and taxes-adjusted $ 3,023 $ (65) $ (451) $ 2,507 $ (251) $ 711 $ (1) $ 2,966 Adjustments(a) $ (359) $ 92 $  $ (267) $  $  $  (267) Automotive interest income 129 Automotive interest expense (206) Net (loss) attributable to noncontrolling interests (40) Income before income taxes 2,582 Income tax expense (271) Net income 2,311 Net loss attributable to noncontrolling interests 40 Net income attributable to stockholders $ 2,351 Equity in net assets of nonconsolidated affiliates $ 85 $ 7,024 $ 6 $  $ 7,115 $  $ 1,381 $  $ 8,496 Goodwill and intangibles $ 2,488 $ 896 $ 1 $  $ 3,385 $ 670 $ 1,353 $  $ 5,408 Total assets $ 115,995 $ 25,562 $ 34,309 $ (56,381) $ 119,485 $ 4,406 $ 109,099 $ (1,461) $ 231,529 Depreciation and amortization $ 1,325 $ 133 $ 11 $  $ 1,469 $ 7 $ 1,832 $  $ 3,308 Impairment charges $  $ 1 $  $  $ 1 $  $  $  $ 1 Equity income (loss) $ 3 $ 279 $ (6) $  $ 276 $  $ 39 $  $ 315 __________ (a) Consists of restructuring and other charges related to transformation activities of $390 million, primarily in GMNA and a benefit of $123 million related to the retrospective recoveries of indirect taxes in Brazil in GMI. At and For the Nine Months Ended September 30, 2020 GMNA GMI Corporate Eliminations Total Automotive Cruise GM Financial Eliminations/Reclassifications Total Net sales and revenue $ 66,563 $ 7,692 $ 321 $ 74,576 $ 79 $ 10,405 $ (93) $ 84,967 Earnings (loss) before interest and taxes-adjusted $ 6,459 $ (811) $ (680) $ 4,968 $ (627) $ 1,663 $ (6) $ 5,998 Adjustments(a) $  $ (657) $  $ (657) $  $  $  (657) Automotive interest income 195 Automotive interest expense (823) Net (loss) attributable to noncontrolling interests (57) Income before income taxes 4,656 Income tax expense (1,132) Net income 3,524 Net loss attributable to noncontrolling interests 57 Net income attributable to stockholders $ 3,581 Depreciation and amortization $ 3,536 $ 461 $ 20 $  $ 4,017 $ 30 $ 5,567 $  $ 9,614 Impairment charges $ 20 $ 101 $  $  $ 121 $  $  $  $ 121 Equity income $ 15 $ 261 $  $  $ 276 $  $ 113 $  $ 389 __________ (a) Consists of restructuring and other charges primarily in Australia, Thailand and New Zealand. At and For the Nine Months Ended September 30, 2019 GMNA GMI Corporate Eliminations Total Automotive Cruise GM Financial Eliminations/Reclassifications Total Net sales and revenue $ 83,660 $ 11,691 $ 152 $ 95,503 $ 75 $ 10,918 $ (85) $ 106,411 Earnings (loss) before interest and taxes-adjusted $ 7,941 $ (82) $ (461) $ 7,398 $ (699) $ 1,606 $ (17) $ 8,288 Adjustments(a) $ (1,478) $ 1,299 $ (2) $ (181) $  $  $  (181) Automotive interest income 333 Automotive interest expense (582) Net (loss) attributable to noncontrolling interests (67) Income before income taxes 7,791 Income tax expense (932) Net income 6,859 Net loss attributable to noncontrolling interests 67 Net income attributable to stockholders $ 6,926 Depreciation and amortization $ 4,803 $ 379 $ 36 $  $ 5,218 $ 16 $ 5,579 $  $ 10,813 Impairment charges $ 15 $ 4 $  $  $ 19 $  $  $  $ 19 Equity income (loss) $ 7 $ 886 $ (19) $  $ 874 $  $ 126 $  $ 1,000 _________ (a) Consists of restructuring and other charges related to transformation activities of $1.5 billion, primarily in GMNA and a benefit of $1.4 billion related to the retrospective recoveries of indirect taxes in Brazil in GMI.