I have been called +-5 times in 30days for qoute 
I received a call beginning of Feb advising that they would like to offer me a quote (like for like comparison). I advise in the beginning of my call that I do not want to waste anybody's time as I know they won't be able to beat my current insurance which is +-R650. In the end of the call they advised me to send through my proof of banking details along with my schedule which I did, still I received no feedback after sending numerous mails<br> <br> I advised that I have a excess buydown where I pay a certain monthly, to cancel my excess payable should anything happen. Miway does not seem to believe that I don't have a excess to pay should something happen. If Miway is able to beat my prem with no excess (as this is a like for like comparison) with pothole cover, I will gladly switch. There is also no excess payable should someone else drive my car and I do not need to nominate anybody.<br> Before the excess buydown was activated my basic excess was R1500 therefore should my car be driven by someone else,the excess payable would still be R1500 as they charged according to the policy holders excess and no additional  excesses (they have to have my consent to drive and not be under influence