This must be fraud!
I was sold this fantastic medical plan by Affinity Health in about Oct 2015, all sounded great and I decided to join.  As I am a widowed parent with a 15 year old son to look after, this sounded AFFORDABLE and the benefits would be just what I was looking for.  I was quoted a monthly premium of R486, with no reference to any increases/adjustments ect.  The only condition was a one month waiting period which I accepted.  Low and behold, a mere month later I received a letter that my premium was to increase on 1 Jan 2016 to R558 - a 14.8% increase!!!  First of all, I was never informed when I joined that the quoted premium would only be valid for 3mnths; I had by now already paid 2 months'premiums, without having claimed a single cent, and when I queried this, was told flat out: cancel if you want to cancel-you are not getting your money back, this is how it is. I feel totally ripped off!  This is plain THEFT in my eyes-no transparency, no moral or ethical practice in place.  Whoever Affinity Health is related / connected to, should seriously revisit if it is worth stealing form customer in the long run.  I will make sure not to have any dealings with them again anytime in the future