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* Our Team
* Our Process 
* Who We Serve
## Business Planning
## PLANNING AND GUIDANCE
### CREATE, GROW AND PROTECT YOUR BUSINESS'S VALUE.
As someone who runs a business, your expertise is your strength. It's the engine that drives your growth and sets your business apart. With something as crucial as the success of your business, doesn't it make sense to work with a company that also values expertise and strength?
!
### START-UP
Learn how we can help you identify goals and protect yourself and your ability to do business and attract the best talent.
### GROWTH
As your business grows, learn how we can help you expand your benefit programs, address the importance of retaining your key employees and begin to prepare for succession.
### MATURITY
Explore strategies to expand your efforts and fine-tune your succession plan.
### TRANSFER
When it's time to sell or transition your business, learn how you can help ensure its proceeds will provide the income you need for retirement and create a lasting a legacy.
Northwestern Mutual financial professionals work with business owners throughout all stages of the business life cycle. From start-up to succession, our experienced financial professionals, specialists and advanced planning attorneys will help you build and implement the drivers that can create, grow and protect your business's value.
## LEARN MORE ABOUT OUR BUSINESS STRATEGIES BASED ON:
### PLANNING AND GUIDANCE
Learn about the solutions we offer throughout the life cycle of your business.
### SOLUTIONS FOR BUSINESS OWNERS
Learn how we offer solutions designed for you, for your employees and for your key employees.
TO LEARN MORE ABOUT NORTHWESTERN MUTUAL INVESTMENT SERVICES, LLC AND ITS FINANCIAL REPRESENTATIVES, VISIT: 
Visit our  (Form CRS) which provide brief information about our firms that provide brokerage services and advisory services.
**Securities and Mutual Fund orders can only be placed by phone or in person. We will not process orders sent electronically, including but not limited to, communications sent via the Internet, mobile and cellular technologies, and electronic mail. Also, communications transmitted by you electronically represents your consent to two-way communication by electronic means. If you receive communications in error, please contact the sender and delete the material from any electronic means on which it exists.**
© 2025 The Northwestern Mutual Life Insurance Company. All rights reserved. 720 East Wisconsin Avenue, Milwaukee, Wisconsin 53202-4797 - (414) 271-1444.
Depending on the products and/or services being recommended or considered, refer to the appropriate disclosure brochure for important information on the Northwestern Mutual Wealth Management Company, its services, fees and conflicts of interest before investing. To obtain a copy of one or more of these brochures, contact your representative.
Jason S Bell, R Todd Grandy, Charles Altemus Emrich, Stratton Grandy and Mackenzie Tarlow use GBP Wealth Management as a marketing name for doing business as representatives of Northwestern Mutual. GBP Wealth Management is not a registered investment adviser, broker-dealer, insurance agency or federal savings bank. Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) (life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries. Jason S Bell, R Todd Grandy, Charles Altemus Emrich, Stratton Grandy and Mackenzie Tarlow provide investment advisory services as Advisors of Northwestern Mutual Wealth Management Company® (NMWMC), Milwaukee, WI, a subsidiary of NM and federal savings bank. Jason S Bell, R Todd Grandy, Charles Altemus Emrich and Stratton Grandy are Agents of Northwestern Long Term Care Insurance Company, Milwaukee, WI, (long-term care insurance) a subsidiary of NM. Jason S Bell, R Todd Grandy, Charles Altemus Emrich, Stratton Grandy and Mackenzie Tarlow provide investment brokerage services as Registered Representatives of **Northwestern Mutual Investment Services, LLC (NMIS)**, a subsidiary of NM, registered investment adviser, broker-dealer and member FINRA () and SIPC (). Jason S Bell, R Todd Grandy, Charles Altemus Emrich, Stratton Grandy and Mackenzie Tarlow are Insurance Agents of NM.
Northwestern Mutual Private Client Group is a select group of Northwestern Mutual advisors and representatives. Northwestern Mutual Private Client Group is not a registered investment adviser, broker-dealer, insurance agency, federal savings bank or other legal entity.
The products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors and representatives. Financial advisors and representatives and their staff might not represent all entities shown or provide all the products or services discussed on this website. Not all products and services are available in all states. **Not all Northwestern Mutual representatives are advisors. Only those representatives with "Advisor" in their title or who otherwise disclose their status as an advisor of NMWMC are credentialed as NMWMC representatives to provide investment advisory services.**
 Jason S Bell, R Todd Grandy and Mackenzie Tarlow are primarily licensed in MD and may be licensed in other states. Charles Altemus Emrich is primarily licensed in DC and may be licensed in other states. Stratton Grandy is primarily licensed in TX and may be licensed in other states.
Jason S Bell CA License: 0J00351 NPN: 13719747
R Todd Grandy CA License: 0D46202 NPN: 1002134
Stratton Grandy CA License: 1964017
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Do Not Sell or Share My Personal Information
## Successful Families & Individuals
## A FINANCIAL PARTNERSHIP THAT GOES BEYOND YOUR PORTFOLIO
**Navigating the unique complexities that come with significant wealth requires a higher level of skill and a deeper partnership that goes beyond your assets.**
As a leading member of Northwestern Mutual’s exclusive Private Client Group, we approach private wealth management differently—offering a broader perspective by connecting all aspects of your finances with what you want out of life.
Our comprehensive approach allows us to see the blind spots others miss, seamlessly align your other financial relationships, and give you the edge you and your family need to enjoy your wealth.
### A BROADER PERSPECTIVE FOR BETTER WEALTH PLANNING
**We approach private wealth management differently.**
* Building a comprehensive plan that combines advanced investment and risk management strategies, allowing you to invest even more confidently.
* Establishing a disciplined approach that sheds light on how strategic tax planning can reduce the impact of taxes to you and your legacy.
* Building multigenerational plans that help you protect and preserve what you’ve worked so hard for.
FINANCIAL REPRESENTATIVES DO NOT RENDER TAX OR LEGAL ADVICE. CONSULT WITH A TAX OR LEGAL PROFESSIONAL FOR TAX OR LEGAL ADVICE THAT IS SPECIFIC TO YOUR SITUATION.
### TAX PLANNING
**Navigating the complexities of tax exposure that come with significant wealth requires specialized experience and expertise. A poorly structured portfolio or a tax-inefficient wealth plan can become the single biggest drag on wealth building and estate preservation.**
We bring the depth and breadth to help our clients become well-positioned from a tax planning perspective by utilizing proactive strategies that work well in an ever-changing legislative environment.
* **Tax-Aware Portfolio Management** – *Identifying solutions for tax-efficient investing and borrowing*
  Once we understand your situation, we tailor solutions that can help you reach your goals to preserve more wealth, for example, by combining tax-efficient investing with trust planning and other strategies. For business owners and executives, we integrate personal and business tax planning to help you achieve better outcomes. Creative financing strategies including customized mortgages and securities based lending can help enhance flexibility and reduce tax costs.
* **Charitable Giving** – *Giving more strategically to maximize the impact of your donations*
  We help you give more strategically, for example, by using donor-advised funds or family foundations to have more flexibility and maximize the value and tax-advantaged impact of your donations. Our team monitors the tax environment to keep you current with events that may signal the need to adjust your plan.
* **Tax Diversification & Asset Allocation**  – *Allocating investments to enhance after-tax returns*
  Location is key when it comes to the type of account (IE, Roth IRA, 401(k) or taxable account) you use to hold various investments. Carefully selecting the best account for a particular type of investment can help make a big difference in the amount of investment returns you keep after taxes. Investments are subject to varying tax treatments and understanding how to implement an asset allocation across different account types can help lower your annual tax bill and add to your bottom line. Further, having a tax diversification plan in place to hedge against future changes in tax rates, can help reduce the risk of paying unnecessary taxes and provide increased optionality during retirement.
  Financial Representatives do not render tax or advice. Consult with a tax professional for tax advice that is specific to your situation.
* **Estate Tax Mitigation**  – *Mitigating estate taxes and administrative costs*
  Gift and estate taxes can limit your ability to transfer your wealth to the right people, at the right time, and in the right way. With intentional planning, we can help you integrate strategies in your estate plan that may reduce the taxes on your estate. Financial Representatives do not render tax or advice. Consult with a tax professional for tax advice that is specific to your situation.
* **Tax & Legal Advisor Coordination**  – *Coordinating and collaborating with your advisors*
  We work closely with you and the rest of your advisor team to build a sound framework for wealth building and estate planning. We can help you evaluate your team and incorporate new members as your needs change.
### FAMILY WEALTH STEWARDSHIP
**Every family has unique family wealth stewardship needs — entrusting the next generation to be responsible stewards and creating a thorough succession plan for your assets.**
By applying a multi-generational approach, our team makes it simpler for you and your family to manage estate plans and philanthropic aspirations that maximize wealth preservation and your potential for impact.
* **Estate Planning to Preserve your Family’s Legacy** – *Your wealth conveyance plan is fundamental to your overall financial plan*
  We help you coordinate your estate planning with your other advisors, including attorneys, accountants, and other fiduciaries, to set up trusts, minimize estate taxes and administrative costs, and protect your estate from mismanagement.
* **Philanthropy** – *Bringing your philanthropic vision to life*
  Giving back can be among life’s most fulfilling legacy. Done well, your philanthropy creates positive change in the lives of others. We offer a range of philanthropic services and advice. Starting with your goals or vision, we help you articulate the impact you want to have, the amount you want to give, and then identify the structure that’s right for you.
* **Prepare Heirs for Successful Wealth Stewardship** – *Establishing philanthropic family values*
  This structure may involve members of your family so that you can have an impact now and, through family stewardship, create a legacy that could last generations. Establishing strong philanthropic family values is critical so that inherited wealth entrusts not enables heirs to carry forth the family legacy. We can help you select the charitable goals and best practices for family stewardship that creates excitement and enthusiasm – so you can make an impact now and create a legacy that could last generations.
* **Prepare your Next Generation for Acquiring and Managing Wealth** – *Aligning your vision and goals and those of your family*
  A proactive approach to multi-generational wealth planning can help reduce intra-family conflicts and work to preserve and enhance the relationships among your heirs. Whether you are passing down a business, investments, or property, we have experience advising families on both the emotional and technical elements of wealth succession planning.
* **Trust Services** – *Preserving and protecting your assets*
  You may want to provide direction for your assets long after you’re gone. We can help you navigate the best way to set up a trust based on your goals for your money and your family, coordinating with your attorney and other advisors.