+ 
  + COMMERCIAL LENDING
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  + Tax Credit and Benefits
  + INSURANCE
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# As of December 2020, the CARES Act updates were implemented to help small businesses. These updates include:
As of December 2020, the CARES Act updates were implemented to help small businesses. These updates include:
SBA 7(a) & 504 Loan
+ Waiver of SBA guaranty fees
+ Available through 9/30/2021
+ Loan amount of $350k- $5 MM for 7(a)
+ Interest rate from 4.25-6%
Although the application process can be stressful, we are here to help guide you through it.
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Sintia is a proud Houstonian who is earning her Bachelors of Psychology at the University of Houston Downtown. In the future, she hopes to become an Immigration Lawyer where she can live out her passion of helping individuals relocate for greater opportunities. Sintia joined Valiant Capital in April 2020 as the Support Specialist where she enjoys engaging and helping clients with all documentation needed to finalize their loan request.
In her free time, she volunteers at her church as a youth group leader where she enjoys making a positive impact in the youth community.
### Sintia Carcamo
Support Specialist
Houston,TX
832.942.3187
support@valiant-capital.com
Ariana is a recent graduate of Texas A&M University where she received her undergraduate degree in Kinesiology and minor in business. As the adidas Campus Agent, she crafted unique ways for students to interact with the brand and increase brand exposure by aligning national campaigns with a localized corporate agenda. Her passion for fitness led her to become a Certified Personal Trainer and work as a fitness coach for D1 Sports training while she completed her undergraduate degree. For Valiant Capital, Ariana works as the Marketing Specialist where she launches social media campaigns, creates marketing materials, and implements promotion strategies.
In her free time, she enjoys crossfit, wine tasting, and traveling.
### Ariana Roy
Marketing Specialist
Houston, TX
281.964.7272
marketing@valiantcapital.com
Scott is currently pursuing his degree in economics with a minor in business from the University of Texas at Austin. Scott’s previous undergraduate internship with Ascendant Industries developed his passion for finance. He began working with Valiant to further his knowledge of financial/credit analysis. Scott enjoys helping clients in order to see their businesses thrive.
Apart from work, Scott is passionate about soccer, Houston sports teams, and being outdoors.
### Scott Marker
Commercial Underwriter
512.917.4608
scott@valiant-capital.com
Mario began his career in retail management working for a Fortune 500 company. Since 2009, he transitioned into entrepreneur-ship within the financial services industry. With over 11 years of business development as an entrepreneur, his primary goal is to add value to all his business relationships by connecting their financial needs to Valiant’s strong financial support network.
Most importantly he values his family of four children and his wife of 11 years.
### Mario Cavazos
Partner
McAllen, TX
956.975.9750
mario@valiant-capital.com
Anthony brings a truly global perspective to the team. With a total of 20 years of experience in finance and real estate, Anthony has previously worked locally in Houston as an Investor Relations/Fund Manager. Internationally, Anthony lived and worked in London, England as a Tax Accountant for Professional Athletes and Property Developers. In George Town, Grand Cayman, he also served as a Foreign Payment Specialist.
Anthony attended BPP London University and holds both a bachelor’s degree as well as a master’s degree in accounting earned in the USA.
Anthony’s particular talent is financial analysis and projections. He has made significant contributions at Valiant by saving time and money through insightful projections and new business opportunities.
Anthony’s many achievements include being Employee of the Year twice at his previous place of employment, an award for London 2012 Olympic Volunteer, the Bank of America’s Employee Global Award, and various other employee awards for going above and beyond.
Anthony believes his very humble beginnings and his strong faith has molded him into the man he is today. Since the onset of his career, he has always been determined to make a difference for himself, his family, and his community. Anthony currently volunteers as Treasurer at his local church and served as the Men’s Ministry Leader as well.
Anthony enjoys fishing, gardening, and working on his cars. But most of all, he enjoys spending time with his wife and 3 children in Katy, TX.
His favorite hobby is to watch his daughter compete in college and amateur golf.
### Anthony Morgan
Multi-Unit Director
832.802.2277 ext.909
anthony@valiant-capital.com
Rick is a graduate of Texas A&M University, where he received a Bachelor’s Degree in engineering. After graduation, Rick launched his career in Houston by specializing in land development for over 10 years and worked on various projects such as subdivisions, retail centers, and apartment communities. Rick is a Licensed Professional Engineer with over 5 years of experience providing tax incentives for commercial properties and over 20 years of experience in the construction industry including land development, subsea construction, and certifying commercial buildings for energy efficiency across the nation. Not the “typical engineer”, Rick has the innate ability to bring people together and make connections.
During his spare time he enjoys spending time in his hometown of Austin with family and friends, being on the water, playing & watching sports, and volunteering with the Houston Rodeo.
### Rick Alejo
Senior Partner
281.788.6394
rick@valiant-capital.com
Jesus Cazares is a Houston native with over 25 years of experience in the finance industry. Throughout his experience with commercial real estate, cash-flow management, and financial analysis, his primary goal is help clients overcome challenges with managing their business growth and sustainability. With experience as a small business owner, Jesus understands the challenges with raising capital, he enjoys finding capital solutions that meet his clients needs. Outside of work Jesus enjoys spending time with his wife of 20 years and his three wonderful kids.
### Jesus Cazares
832.452.5797
jesus@valiant-capital.com
Mr. Abney joined Valiant Capital in April 2020 as a Senior Partner, where he focuses on building relationships with various companies through sourcing, structuring, and executing capital raises and strategic advisory engagements. Prior to joining Valiant, Mr. Abney held various senior management positions over the past six years with a large, international oil field services company. Mr. Abney began his career as an Investment Banker in Canaccord Genuity & #39;s Energy practice that served all sectors of the oil and gas industry. Mr. Abney brings over ten years of industry and banking experience covering private and public equity, debt issuances, mergers and acquisitions, fairness opinions, and restructurings and workouts. During his career,Mr. Abney has been involved in over 35 strategic corporate transactions, including approximately $4.4 billion of various capital raises. Mr. Abney holds a Bachelor of BusinessAdministration degree in Finance from the University of St. Thomas in Houston, TX.
### Ryan Abney
832.802.2277 ext. 908
ryan@valiant-capital.com
Loan Trinh, a native Houstonian, learned a strong work ethic at an early age. Her banking career consisted of working for Amegy Bank for 11 years in Wealth Management. Prior to Amegy she also worked for JP Morgan Chase Bank and Comerica Bank. In addition, she was a graduate of a competitive formal credit underwriting program. Her most recent role in Banking was Vice President and Private Banking Team Leader. Her role consisted of delivering Private Wealth Services and managing a portfolio in excess of $200 million dollars in loans and deposits. She’s passionate about business development, networking, and community involvement.
Loan earned a Bachelor’s degree in Business Management with a minor in accounting. She is currently licensed in real estate in Texas and Florida. She was an active member of the Houston community; She volunteered at non-profit organizations such as Ronald McDonald House, Junior Achievement, and Kipp Schools. She was a member of Commercial Real Estate Women in Houston and Asian Chamber of Commerce. She was the Chairwoman for the annual auction fundraiser at Cornerstone Academy and Co-Chair for CREW Golf Tourney fundraiser. Loan currently resides in Naples, Florida with her son.
During her free time, Loan enjoys outdoor activities, such as fishing, paddle boarding, and traveling.
### Loan Trinh
Naples, FL
239.877.0822
ltrinh@valiant-capital.com
Shawn began his career in the financial industry in 2007, specializing in merchant processing. As active President of Transglobal Payment Systems, since 2015, Shawn is results and community driven.Shawn joined Valiant Capital in 2017 and currently hold the position of Senior Partner with the firm.He enjoys building relationships with commercial clients in various market segments and specializes in CRE, hospitality, SBA, and Asset Based Lending. Shawn enjoys spending his time with his lovely new bride and daughter as well as, giving back to the community.
### Shawn Bombaywala
832.802.2277 ext.901
shawn@valiant-capital.com
Eddie has over 15 years of Banking experience working at both BBVA and Bank of Texas. Throughout his time in the financial industry, he has held key positions as Portfolio Manager, Branch Manager. Licensed Financial Advisor, and Commercial Lender. This combined with his background as a Licensed Real Estate agent, perfectly positioned him to begin his journey with Valiant as a Managing Partner since 2018. He enjoys helping clients find the necessary financial support that best suits their needs to insure their success.
In his free time, he volunteers as a youth leader for his church and coaches Little League baseball for his son.
### Eddie Guajardo
Managing Partner
832.802.227 ext. 904
eddie@valiant-capital.com
As co-founder and Managing Director, Lou Gonzalez leads Valiant Capital and oversees all operations and corporate strategies. Prior to Valiant Capital, He started his banking career in 2002 and gained his experience with Bank One, JPMorgan Chase, BBVA USA, and Comerica Bank, with a dedicated focus in SME, Commercial and International Finance.
Throughout his career, he has received numerous awards for customer dedication, production, and leadership. Mr. Gonzalez holds a Bachelor’s degree in Business Finance and has received the President’s Student Service Award by George W. Bush
His passions outside of work include, spending time with his wife and two kids, traveling abroad, snowboarding, and scuba diving.
### Lou Gonzalez
Austin, TX
Managing Director
346.444.0440
lou@valiant-capital.com