Fraudsters and Scammers
Discovery Bank is by far the biggest scammers and fraudsters I've ever come across.  Not only is money stolen from me every month for a service I don't use but now Discovery Bank has decided to open a Vitality Savings Account in my name without my consent or approval.  This is Fraud and if this Savings account is not removed from my profile in a timely manner I will report Discovery Bank to the Ombudsman for Fraud and get a lawyer involved.  

The above reasons is why I stopped using my credit card and is in the process of paying it off, as soon as this is done I will close the account as I do not want to be associated with a company that commits fraud and steals from their clients.