The following tables present financial information by business segment for the periods indicated: Three Months Ended June 30, 2020 Community Banking Mortgage Originations Mortgage Servicing Other (1) Total (Dollars in millions) Summary of Operations Net interest income $ 133 $ 56 $ 4 $ (25) $ 168 Provision (benefit) for credit losses (3) (2)  107 102 Net interest income after provision (benefit) for credit losses 136 58 4 (132) 66 Net gain on loan sales  303   303 Loan fees and charges  22 19  41 Loan administration (expense) income (1) (8) 36 (6) 21 Net return on mortgage servicing rights  (8)   (8) Other noninterest income 12 1  8 21 Total noninterest income 11 310 55 2 378 Compensation and benefits 24 38 11 43 116 Commissions  61   61 Loan processing expense 1 14 9 1 25 Other noninterest expense 124 56 17 (103) 94 Total noninterest expense 149 169 37 (59) 296 Income (loss) before indirect overhead allocations and income taxes (2) 199 22 (71) 148 Indirect overhead allocation income (expense) (11) (15) (6) 32  Provision (benefit) for income taxes (3) 39 3 (7) 32 Net income (loss) $ (10) $ 145 $ 13 $ (32) $ 116 Intersegment (expense) revenue $ (69) $ (34) $ 9 $ 94 $  Average balances Loans held-for-sale  5,645   5,645 Loans with government guarantees  858   858 Loans held-for-investment (2) 10,878 2,688  30 13,596 Total assets 11,292 10,598 69 4,302 26,261 Deposits 10,747  6,222 746 17,715 (1) Includes offsetting adjustments made to reclassify income and expenses relating to operating leases and custodial deposits for subservicing clients. (2) Includes adjustment made to reclassify operating lease assets to loans held-for-investment. Three Months Ended June 30, 2019 Community Banking Mortgage Originations Mortgage Servicing Other (1) Total (Dollars in millions) Summary of Operations Net interest income $ 98 $ 33 $ 3 $ 4 $ 138 Provision for credit losses 15 1  1 17 Net interest income after provision for credit losses 83 32 3 3 121 Net gain (loss) on loan sales (2) 78  (1) 75 Loan fees and charges  17 8 (1) 24 Loan administration (expense) income  (5) 30 (19) 6 Net return on mortgage servicing rights  4  1 5 Other noninterest income 15 3  40 58 Total noninterest income 13 97 38 20 168 Compensation and benefits 25 27 6 32 90 Commissions  25   25 Loan processing expense 2 8 10 1 21 Other noninterest expense 44 20 14  78 Total noninterest expense 71 80 30 33 214 Income (loss) before indirect overhead allocations and income taxes 25 49 11 (10) 75 Indirect overhead allocation income (expense) (10) (10) (4) 24  Provision for income taxes 3 8 2 1 14 Net income $ 12 $ 31 $ 5 $ 13 $ 61 Intersegment (expense) revenue $ (8) $ 9 $ 6 $ (7) $  Average balances Loans held-for-sale $ 19 $ 3,520 $  $  $ 3,539 Loans with government guarantees  502   502 Loans held-for-investment (2) 10,563 21  29 10,613 Total assets 11,061 5,045 48 3,812 19,966 Deposits 10,238  3,501 420 14,159 (1) Includes offsetting adjustments made to reclassify income and expenses relating to operating leases and custodial deposits for subservicing clients. (2) Includes adjustment made to reclassify operating lease assets to loans held-for-investment. Six Months Ended June 30, 2020 Community Banking Mortgage Originations Mortgage Servicing Other (1) Total (Dollars in millions) Summary of Operations Net interest income $ 237 $ 98 $ 8 $ (27) $ 316 Provision (benefit) for credit losses 5 (5)  116 116 Net interest income after provision (benefit) for credit losses 232 103 8 (143) 200 Net gain on loan sales  393   393 Loan fees and charges  39 28  67 Loan administration (expense) income (2) (15) 72 (22) 33 Net loss on mortgage servicing rights  (2)   (2) Other noninterest income 28 2  14 44 Total noninterest income 26 417 100 (8) 535 Compensation and benefits 51 69 21 77 218 Commissions 1 89   90 Loan processing expense 3 24 16 2 45 Other noninterest expense 168 82 36 (107) 179 Total noninterest expense 223 264 73 (28) 532 Income (loss) before indirect overhead allocations and income taxes 35 256 35 (123) 203 Indirect overhead allocation income (expense) (20) (27) (11) 58  Provision (benefit) for income taxes 3 48 5 (14) 42 Net income (loss) $ 12 $ 181 $ 19 $ (51) $ 161 Intersegment (expense) revenue $ (75) $ (34) $ 17 $ 92 $  Average balances Loans held-for-sale $  $ 5,447 $  $  $ 5,447 Loans with government guarantees  834   834 Loans held-for-investment (2) 9,888 2,792  29 12,709 Total assets 10,340 10,207 59 4,231 24,837 Deposits 10,590  5,499 666 16,755 (1) Includes offsetting adjustments made to reclassify income and expenses relating to operating leases and custodial deposits for subservicing clients. (2) Includes adjustment made to reclassify operating lease assets to loans held-for-investment. Six Months Ended June 30, 2019 Community Banking Mortgage Originations Mortgage Servicing Other (1) Total (Dollars in millions) Summary of Operations Net interest income $ 191 $ 66 $ 6 $ 1 $ 264 Provision for credit losses 16 1   17 Net interest income after provision for credit losses 175 65 6 1 247 Net gain (loss) on loan sales (6) 129  1 124 Loan fees and charges 1 27 14 (1) 41 Loan administration (expense) income (2) (10) 59 (30) 17 Net return on mortgage servicing rights  11   11 Other noninterest income 28 7  49 84 Total noninterest income 21 164 73 19 277 Compensation and benefits 50 50 12 65 177 Commissions  38   38 Loan processing expense 4 13 20 1 38 Other noninterest expense 83 38 29 2 152 Total noninterest expense 137 139 61 68 405 Income (loss) before indirect overhead allocations and income taxes 59 90 18 (48) 119 Indirect overhead allocation income (expense) (20) (20) (9) 49  Provision (benefit) for income taxes 8 15 2 (3) 22 Net income $ 31 $ 55 $ 7 $ 4 $ 97 Intersegment (expense) revenue $ (8) $ 12 $ 12 $ (16) $  Average balances Loans held-for-sale $ 45 $ 3,358 $  $  $ 3,403 Loans with government guarantees  478   478 Loans held-for-investment (2) 9,847 16  30 9,893 Total assets 10,323 4,836 52 3,995 19,206 Deposits 10,111  3,017 408 13,536 (1) Includes offsetting adjustments made to reclassify income and expenses relating to operating leases and custodial deposits for subservicing clients. (2) Includes adjustment made to reclassify operating lease assets to loans held-for-investment.