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## Privacy Policy
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* Privacy Policy
**Privacy Policy for Repair and Refresh Financial LLC**
Repair and Refresh Financial LLC (“Company,” “we,” or “us”) is committed to protecting the privacy of our users (“you” or “your”) and clients. This Privacy Policy applies to all of the services offered by the Company, including our website, any mobile applications, and our credit repair services, and sets out how we collect, use, and disclose your personal information.
**Collection of Personal Information:**
We collect personal information, such as your name, email address, phone number, Social Security number, credit report information, and other details necessary to provide our credit repair services. This information may be collected when you register on our website, sign up for our services, or communicate with us. Additionally, we may collect information about your interactions with our website, such as browsing and usage habits.
**Legal Basis for Processing:**
We process your personal information based on your consent, the performance of a contract, our legitimate business interests (such as improving our services), or as required by law.
**Use of Personal Information:**
We use your personal information to:
Provide and deliver credit repair services,
Communicate with you regarding your credit report and the status of disputes,
Send updates and informational content regarding your credit progress,
Respond to your inquiries, and
Improve our website and customer service.
Additionally, with your consent, we may use your information to send promotional offers, updates on our services, and educational resources related to financial health and credit.
**Disclosure of Personal Information:**
We do not sell, rent, or otherwise disclose your personal information to third parties, except as required by law or as necessary to deliver our services. For example, we may share your information with:
Credit reporting agencies (Experian, Equifax, TransUnion) to dispute inaccurate information,
Trusted partners such as lenders, attorneys, or other service providers with your explicit consent,
Third-party service providers assist with our business operations, such as credit monitoring services.
Please note that phone numbers provided for SMS communication are not shared with any third parties.
**Data Retention:**
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected or as required by law. Our retention periods are based on legal and contractual requirements, as well as your ongoing relationship with us.
Security of Personal Information:
We take reasonable precautions to protect your personal information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. Our security measures include encryption, secure data storage, and access control procedures.
Your Rights:
**You have the right to:**
Access and receive a copy of your personal information,
Rectify any incorrect or incomplete information,
Request the deletion or restriction of your data,
Object to the processing of your information,
Withdraw your consent at any time, and
Request data portability.
To exercise these rights, please contact us at info@repairandrefreshcredit.com.
**Third-Party Links:**
Our website may contain links to third-party websites or services (such as credit monitoring services). We are not responsible for the privacy practices of these websites, and we encourage you to read their privacy policies before sharing your information.
**Changes to this Privacy Policy:**
We reserve the right to update or modify this Privacy Policy at any time. The most current version of the policy will govern our use of your personal information. We will notify you of any material changes by posting the updated policy on our website.
**Consent:**
By providing your email and phone number, you consent to receive our communications. You can opt out of receiving promotional emails or SMS messages by replying “STOP” to any message or contacting us directly.
**Contact Us:**
If you have any questions or concerns about this Privacy Policy, please get in touch with us at **info@repairandrefreshcredit.com**.
Effective Date:
*This Privacy Policy is effective as of November 1, 2023. Last updated on July 23, 2024.*
## Schedule Your 30-Minute Consultation
Our vision is to be the top credit repair company nationwide by utilizing the best resources to provide affordable quality credit repair service with integrity.
## Quick Links
## Useful Links
## Contact Info
* info@repairandrefreshcredit.com
* (888) 212-1174
* HOURS: M-F: 10am - 7:00 pm EST
## Copyright © 2024 Repair and Fresh Credit
## All Rights Reserved
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## About Us
* About Us
!
## Repair and Refresh
## OUR GOAL IS TO HELP YOU REACH YOUR GOALS
We want to help you sustain financial stability and get approved for whatever you want with low-interest rates.
Your quality of life can be very discouraging when you have bad credit and are charged high-interest fees. Repair and Refresh Financial LLC is here to help you rebuild your credit score, enabling you to purchase a home or vehicle with lower interest rates. You’ll gain peace of mind knowing you’ll be approved.
We want you to live a debt-free fulfilling life and achieve the American dream, which means not letting low credit scores get in the way of success. Utilizing everything we teach you regarding credit education and the importance of paying all your bills on time.
Improved Credit Score
0
Successful Credit Repair
Satisfaction Guaranteed
%
## Vision Statement
*“Our vision is to be the top credit repair company nationwide by utilizing the best resources to provide affordable quality Credit Repair service with Integrity. And to enrich the lives of consumers through quality credit education, coaching and helping them improve their credit, raise their credit scores and achieve their financial goals.”*
Therefore, we make repairing your credit simple by guiding you every step of the way and tracking your results 24/7 through our secure client portal. We have a team of passionate credit repair experts who won’t rest until we see an increase in your credit scores.
We understand how important your credit is for your future, and we will work tirelessly to get you the results you deserve and approval ready. We can get you started today and will not charge any upfront enrollment fees to get you started.
## Mission Statement
“Our Mission is to help our clients achieve their goals by changing their financial situation by assisting them in increasing their credit scores and educating them on the importance of paying their bills on time. We dispute to remove any inaccurate, erroneous, or negative accounts from your credit profile. We also help our clients understand how credit works and the importance of practicing good financial discipline, limiting the chances of our clients making the same mistakes again and guiding our clients in practicing good credit spending habits. We Repair and Refresh their credit scores; we’ll empower them to develop a healthier relationship with their credit. And we’ll do it better than the rest, not charging them upfront enrollment fees. We understand there is a story behind that credit score. Repair and Refresh Financial is here to help rewrite that story to reflect who you are today.”
## Plumbing problems need no translation—our team of expert plumbers provides care that’s tailored to you.
## Our Process
## We’ll get the job done efficiently and discretely
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Step 1
### Make Appointment
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Step 2
### We Arrive Within 1 Hr
Step 3
### Solve Your Problem
## Trust Your Plumber To Get It Right, And On Time
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See Our Service
## Latest News & Article
### 
September 21, 2024
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In today’s financial landscape, maintaining a good credit score is crucial. Whether you’re looking to
## Services
* Services
## Let’s Improve Your Scores.
Credit repair leverages your consumer rights and works on your behalf to remove questionable negative items from your credit report, which increases your credit scores.
##### Lower Payments.
##### Lower Interest Rates.
## Get Started Today!
* 30-Minute Credit Consultation
* In-Depth Credit Analysis Report
* Credit Recommendations
## What We Offer
## Delivering service beyond expectations
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### General Plumbing
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Learn More
### Fixing Pipes
### Repair Water Heater
### Drain Cleaning
### Leak Detection
### Toilet Repair
## Negative Items We Will Dispute On Your Behalf
Bankruptcy
Public Records
Repossessions
Foreclosure Judgments
Tax Liens Student
Loans Identity
Theft Collections
Hard Inquiries
Reporting Errors
Charge-Offs
Medical Bills
Late Payments
Credit Fraud
## Make Appointment
## We’re on call for all of your plumbing repair needs
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General Plumbing
Fixing Pipes
Repair Water Heater
Drain Cleaning
Leak Detection
Toilet Repair
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Make Appointment
## We Are Confident In The Work That We Do!
We want to help you Sustain Financial Stability and get approved for whatever you want with low-interest rates.
Your quality of life can be very discouraging when you have bad credit and are charged high-interest fees by taking the first step to repair and refresh your credit scores. Repair and Refresh Financial LLC is here to help you build a life that allows you to purchase a home or vehicle with low-interest rates. You’ll suddenly have peace of mind knowing that you’ll be approved.
### Repair
The first step in improving your credit scores is removing negative information from your credit report. The Fair Credit Reporting Act (FCRA) allows consumers to challenge inaccurate details. At Repair and Refresh Financial LLC, we guide you through this process, keeping you updated every step of the way. The first step in improving your credit scores is removing negative information from your credit report.
### Refresh
The second step to restoring your credit is to rebuild it while we remove inaccurate information. It’s not enough to eliminate negative items; you must show lenders that you can make payments on time. At Repair and Refresh Financial LLC, we help you establish a solid payment history to enhance your credit profile. The second step to restoring your credit is to rebuild it while we remove inaccurate information.
### Financially Free
The third step in restoring your credit is to sustainably raise your scores while practicing responsible spending habits. Your credit rating is crucial when applying for loans, showing lenders whether you are considered "risky" or financially responsible. With 35% of your credit score based on payment history, consistently paying your bills on time is vital. Addressing negative items can help prevent high-interest rates and denials.
## A Decision For Your Betterment Starts Here
Currently, over 80 million consumers have bad credit. Because of it, they are facing high-interest rates and constant denials when applying for mortgage loans, car loans, apartments, credit cards, insurance, and even jobs. Our goal is to assist with three aspects of your financial life. Help restore your credit, rebuild it, and raise your credit scores, and we do not charge any up enrollment fees. We want to get you back on track so you can start enjoying the finer things in life.
The primary focus of our job is to help you remove negative, outdated, erroneous, misleading, and unverifiable information like late payments, charge-offs, collections, tax liens, judgments, bankruptcies, repossessions, foreclosures, hard inquiries, identity theft accounts, and wrong or mixed personal information.
## What Our Customer Say
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**George D. Coffey**
Jakarta
**Valorie A. Woods**
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**Harold K. Grimm**
Semarang
!!!!!!
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