The table below sets forth our segment information for the three months ended September 30, 2020 (in thousands): Revenue: Sales of  VOIs and  financing Resort  operations  and club  management Corporate  and other Elimination  Total Sales of VOIs $ 59,265 $  $  $  $ 59,265 Fee-based sales commission revenue 22,119    22,119 Other fee-based services revenue 1,281 26,550   27,831 Cost reimbursements  15,684   15,684 Mortgage servicing revenue 1,403   ( 1,403 )  Interest income 19,049  623  19,672 Total revenue 103,117 42,234 623 ( 1,403 ) 144,571 Costs and expenses: Cost of VOIs sold 3,597    3,597 Net carrying cost of VOI inventory 8,580   ( 8,580 )  Cost of other fee-based services 800 11,481  8,580 20,861 Cost reimbursements  15,684   15,684 Selling, general and administrative expenses 59,502  20,254 ( 406 ) 79,350 Mortgage servicing expense 997   ( 997 )  Interest expense 3,910  3,409  7,319 Other expense, net   365  365 Total costs and expenses 77,386 27,165 24,028 ( 1,403 ) 127,176 (Loss) Income before non-controlling interest  and (benefit) provision for income taxes $ 25,731 $ 15,069 $ ( 23,405 ) $  $ 17,395 Add: Depreciation and amortization 1,405 208 Add: Severance 208 114 Segment Adjusted EBITDA (1) $ 27,344 $ 15,391 (1) See Managements Discussion and Analysis of Financial Condition and Results of Operations for information regarding Adjusted EBITDA, including how we define Adjusted EBITDA and a reconciliation of Adjusted EBITDA to net income.  The table below sets forth our segment information for the three months ended September 30, 2019 (in thousands): Revenue: Sales of  VOIs and  financing Resort  operations  and club  management Corporate  and other Elimination  Total Sales of VOIs $ 66,318 $  $  $  $ 66,318 Fee-based sales commission revenue 60,478    60,478 Other fee-based services revenue 4,289 29,455   33,744 Cost reimbursements  17,883   17,883 Mortgage servicing revenue 1,588   ( 1,588 )  Interest income 20,043  2,038  22,081 Other income, net 537  1,609  2,146 Total revenue 153,253 47,338 3,647 ( 1,588 ) 202,650 Costs and expenses: Cost of VOIs sold 3,121    3,121 Net carrying cost of VOI inventory 5,878   ( 5,878 )  Cost of other fee-based services 2,442 14,552  5,878 22,872 Cost reimbursements  17,883   17,883 Selling, general and administrative expenses 95,672  22,388 ( 27 ) 118,033 Mortgage servicing expense 1,561   ( 1,561 )  Interest expense 5,062  5,326  10,388 Total costs and expenses 113,736 32,435 27,714 ( 1,588 ) 172,297 (Loss) Income before non-controlling interest and (benefit) provision for income taxes $ 39,517 $ 14,903 $ ( 24,067 ) $  $ 30,353 Add: Depreciation and amortization 1,507 321 Add: Severance 594 238 Segment Adjusted EBITDA (1) $ 41,618 $ 15,462 (1) See Managements Discussion and Analysis of Financial Condition and Results of Operations for information regarding Adjusted EBITDA, including how we define Adjusted EBITDA and a reconciliation of Adjusted EBITDA to net income.  The table below sets forth our segment information for the nine months ended September 30, 2020 (in thousands): Revenue: Sales of  VOIs and  financing Resort  operations  and club  management Corporate  and other Elimination  Total Sales of VOIs $ 113,447 $  $  $  $ 113,447 Fee-based sales commission revenue 64,619    64,619 Other fee-based services revenue 5,353 78,205   83,558 Cost reimbursements  46,654   46,654 Mortgage servicing revenue 4,508   ( 4,508 )  Interest income 58,258  3,388  61,646 Other income, net   41  41 Total revenue 246,185 124,859 3,429 ( 4,508 ) 369,965 Costs and expenses: Cost of VOIs sold 8,734    8,734 Net carrying cost of VOI inventory 27,407   ( 27,407 )  Cost of other fee-based services 2,989 30,711  27,407 61,107 Cost reimbursements  46,654   46,654 Selling, general and administrative expenses 174,969  48,603 ( 1,145 ) 222,427 Mortgage servicing expense 3,363   ( 3,363 )  Interest expense 12,745  11,932  24,677 Total costs and expenses 230,207 77,365 60,535 ( 4,508 ) 363,599 (Loss) Income before non-controlling interest  and (benefit) provision for income taxes $ 15,978 $ 47,494 $ ( 57,106 ) $  $ 6,366 Add: Depreciation and amortization 4,447 588 Add: Severance 3,977 1,347 Segment Adjusted EBITDA (1) $ 24,402 $ 49,429 (1) See Managements Discussion and Analysis of Financial Condition and Results of Operations for information regarding Adjusted EBITDA, including how we define Adjusted EBITDA and a reconciliation of Adjusted EBITDA to net income.  The table below sets forth our segment information for the nine months ended September 30, 2019 (in thousands): Revenue: Sales of  VOIs and  financing Resort  operations  and club  management Corporate  and other Elimination  Total Sales of VOIs $ 186,351 $  $  $  $ 186,351 Fee-based sales commission revenue 161,033    161,033 Other fee-based services revenue 10,092 83,923   94,015 Cost reimbursements  48,933   48,933 Mortgage servicing revenue 4,621   ( 4,621 )  Interest income 59,985  5,979  65,964 Other income, net 537  3,691  4,228 Total revenue 422,619 132,856 9,670 ( 4,621 ) 560,524 Costs and expenses: Cost of VOIs sold 17,541    17,541 Net carrying cost of VOI inventory 18,853   ( 18,853 )  Cost of other fee-based services 4,832 40,228  18,853 63,913 Cost reimbursements  48,933   48,933 Selling, general and administrative expenses 299,028  59,145 ( 507 ) 357,666 Mortgage servicing expense 4,114   ( 4,114 )  Interest expense 15,391  14,564  29,955 Total costs and expenses 359,759 89,161 73,709 ( 4,621 ) 518,008 Income (loss) before non-controlling interest  and provision (benefit) for income taxes $ 62,860 $ 43,695 $ ( 64,039 ) $  $ 42,516 Add: Depreciation and amortization 4,577 1,050 Add: Severance 594 238 Add: Bass Pro Settlement 39,121  Segment Adjusted EBITDA (1) $ 107,152 $ 44,983 (1) See Managements Discussion and Analysis of Financial Condition and Results of Operations for information regarding Adjusted EBITDA, including how we define Adjusted EBITDA and a reconciliation of Adjusted EBITDA to net income.