OP fucked up. This describes working class, not middle class. Middle class is wealthy, but they still work. My parents are middle class, but they work a bunch (way too much, no time to enjoy themselves) and have for years. A good description is two cars, at least one vacation a year, probably a house, kids in a good school district, money put away for college, that kinda shit. Americans are on the same page, but OP just got his showerthought jumbled up or forgot what middle class and working class are.