ORGANIZATION This report on Form 10-Q should be read in conjunction with the Companys Annual Report on Form 10-K (Form 10-K) for the fiscal year ended December 31, 2015 . RenaissanceRe was formed under the laws of Bermuda on June 7, 1993. Together with its wholly owned and majority-owned subsidiaries and DaVinciRe (as defined below), which are collectively referred to herein as the Company, RenaissanceRe provides reinsurance and insurance coverages and related services to a broad range of customers.  On March 2, 2015, RenaissanceRe completed its acquisition of Platinum Underwriters Holdings, Ltd. (Platinum). As a result of the acquisition, Platinum and its subsidiaries became wholly owned subsidiaries of RenaissanceRe, including Platinum Underwriters Bermuda, Ltd. (Platinum Bermuda) and Renaissance Reinsurance U.S. Inc., formerly known as Platinum Underwriters Reinsurance, Inc. ("Renaissance Reinsurance U.S."). The Company accounted for the acquisition of Platinum under the acquisition method of accounting in accordance with Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) Topic Business Combinations and the Company's consolidated results of operations include those of Platinum from March 2, 2015.  Renaissance Reinsurance, the Companys principal reinsurance subsidiary, provides property catastrophe and specialty reinsurance coverages to insurers and reinsurers on a worldwide basis.  Renaissance Reinsurance U.S. is a reinsurance company domiciled in the state of Maryland that provides property and casualty reinsurance coverages to insurers and reinsurers, primarily in the Americas.  RenaissanceRe Specialty Risks Ltd. (RenaissanceRe Specialty Risks) is a Bermuda-domiciled excess and surplus lines insurance company that is listed on the National Association of Insurance Commissioners International Insurance Departments Quarterly List of Alien Insurers as an eligible surplus lines insurer. RenaissanceRe Underwriting Managers U.S. LLC, a specialty reinsurance ag