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# TRADITIONAL APPRAISALS
Traditional Appraisals
##### We Strive for Accurate and Timely Property Valuations
Assessing the quality and promptness of a valuation is something we take to heart. We only succeed when our clients and their customers do. We’ve ensured that our order procedures implement precise knowledge of local resident markets to provide timely, accurate residential valuations to our clients. Our quality control system is engineered to combine a manual review with automated checks to search for and exclude errors on orders before client delivery.  This helps to reduce requests for any revisions, saving our clients valuable time and money.
# Traditional Appraisals
* Single Family
* Condo
* Co-op
* Manufactured
* 2-4 Unit
* Agency Desktop & Hybrids
* REOs
* Exterior Only
* Field & Desk Reviews
##### Looking for another type of traditional appraisal? Let us know.
#### How Can We Help?
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855.819.2828
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844.342.8595
#### Connect With Us
#### Quick Links
#### Helpful Links
#### PRIVACY
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# ALTERNATIVE PRODUCTS
Alternative Products
##### We Believe Alternative Products Can Save Clients Valuable Time and Money
Our alternative valuation cascade embraces modernization and provides clients and customers with a full product menu that can be customized to meet your needs. Property data collection services range from interior and exterior condition and damage inspections to full property data collections and floorplans meeting GSE requirements. Appraisal and non-appraisal quality control review products will assist underwriting in identifying collateral red flags, allowing potential issues to be addressed proactively.  When a traditional interior appraisal is not needed, our suite of proprietary and GSE desktop and hybrid appraisals provide a flexible USPAP-compliant alternative that can save you valuable time and money.
# Alternative Products
* AVMs
* BPOs
* Evaluations
* Audit & Quality Control Reviews
* GSE Property Data Collection /
  Other Inspection Products
* Proprietary Desktop Appraisals
PCValue Report is our proprietary qualitative desktop appraisal for use in servicing, home equity, quality control,
and capital markets.
##### Looking for another type of alternative product? Let us know.
# COMMERCIAL & MULTI-FAMILY PRODUCTS
Commercial & Multi-family Products Landing Page
##### In-depth Knowledge of Local and National Markets
Utilizing our extensive experience in local and national markets, we provide valuation management for a variety of commercial, industrial, and special purpose properties. Our Commercial Division uses a network of certified general appraisers nationwide with comprehensive quality control by seasoned appraisers. All appraisals exceed the minimum requirement as established by USPAP, FIRREA, OCC, and customized appraisal requirements of pension funds, insurance companies, rating agencies, and investment bankers.
##### Our Areas of Focus
We focus on what our clients value the most – proximity, quality, and fast turn-times. Our team of experienced professionals works with appraisers after assignment to remove obstacles that might delay delivery. This attention to detail helps reduce requests for revisions and saves clients valuable time and money. Once the report is delivered to PCV Murcor, our QC professionals evaluate every report, ensuring it meets the highest standard of quality, while adhering to USPAP, client requirements, and appraisal best practices.
## Experience
Drawing from a large talent collective, we work with only the most experienced and qualified independent practitioners, ensuring geographic expertise and capability. With coverage nationwide, we can be anywhere your business is.
## Quality
Our quality control process starts by engaging the best practitioners. This ensures that commitments are being met and any problems are eliminated at the outset, not at closing. Before delivery, all reports undergo a quality check by our field experienced QC staff.
## Communication
Having a dedicated Client Services team in place ensures that orders are constantly updated and communicated to our clients. Our team is continually looking for ways to optimize turn-time and delivering the most accurate valuations in the industry.
Commercial & Multi-family Products
##### Our Approach to Quality Control Ensures Consistency
Whether a valuation is for a multi-family unit, office building, restaurant, or warehouse, you can be confident that our nationwide panel of independently certified appraisers knows local neighborhoods and demographics. Every valuation is reviewed by our dedicated in-house commercial appraisal staff and goes through a rigorous multi-layered quality control process before it is sent to the client. We take a technological, process-driven approach that ensures consistency in everything we send to our clients.
Our clients, including major financial institutions, insurance companies, and portfolio managers, routinely rely on us for the following:
* FNMA 71A, FNMA 71B, UCIAR, and vacant land form reports
* Restricted, summary and self-contained narrative reports
* Administrative and technical appraisal reviews
# Property Types
* Apartments
* Office Buildings
* Shopping Centers
* Subdivision/Land
* Special Purpose/Industrial
* Hospitality
* Mixed Use
* Mobile Home Parks
##### Looking for another type of commercial product? Let us know.
# COMMERCIAL BROKER OPINION OF VALUE
Commercial Broker Opinion of Value
##### Commercial BOVs, Combining Due Diligence and Cost Effectiveness
Whether it’s an entire portfolio or a single asset, a commercial BOV from PCV Murcor is a cost-effective solution for asset managers looking to meet the challenges of today’s financial industry. We make in-depth reporting and actionable intelligence available at a fraction of the cost of a commercial appraisal. Combining the review of a commercial appraiser with the cost-effective pricing of a BPO, a commercial BOV gives you a credible, defensible report required for regulatory compliance.
Contact our team today for more information about our full line of commercial valuation products.
###### The Commercial BOV Advantage with PCV Murcor
In addition to providing industry-leading accuracy and turn times, our network of vendor partners and in-house staff includes appraisers and brokers with years of commercial real estate experience. Our multilayered process ensures the high standards we’ve set for ourselves are being met. We know that our broker partners’  focus is to produce accurate reports. We also provide our clients with customized forms and other reporting options to meet their internal standards.
## What is a Commercial BOV?
A broker opinion of value (BOV), also referred to as a broker price opinion (BPO), is used to determine an estimate of value for a specific commercial property. These types of valuations are often utilized by investors, property owners, lenders, CPAs, and real estate attorneys.
# ASSET MANAGEMENT SERVICES
Asset Management Services
##### Unrivaled Solutions. Unequaled Performance.
VRM Mortgage Services, our affiliated company, knows the key to maximizing recovery in loss mitigation and credit loss management is to understand the value of the assets. VRM has the expertise to ensure its customers receive quality valuation data pre and post-foreclosure. They use every opportunity to sell their client’s homes in a manner that maximizes recovery and stabilizes communities. VRM is part of the Murray family of companies.
###### Solutions
We encourage you to contact  to help you with the following solutions:
* Asset Management & Disposition
* Eviction Management
* Inspections
* Property Preservation
* Rental Management
* Short Sale Services
* Title & Closing
###### Flexibility
VRM maintains a staff of trained professionals who oversee and handle the sale of properties. They can place staff within a client’s office or handle the process within their offices in Texas and California.
###### Service
At VRM, unrelenting commitment to customers is what sets them apart from the rest. They provide top-quality customer service and utilize emerging technologies to help your business succeed.
# VALUATIONSDIRECT
ValuationsDirect
##### An Easier and Faster Way to Order and Track Appraisals
ValuationsDirect, proprietary software developed by PCV Murcor, is a user-friendly, intuitive web-based appraisal ordering platform with instant access to detailed order status.
ValutionsDirect is backed by more than 40 years of successful appraisal management experience and innovative, adaptive technology, that combines the quality and speed PCV Murcor is known for with an easy-to-use online ordering platform.
Along with access to qualified, expert independent appraisers in all major U.S. markets, you also receive online, time-stamped status reports 24/7 and live phone support from 5 am to 5 pm PST.
* 24/7 web-based appraisal ordering & tracking
* Real-time email status updates
* Easy, online credit card payments
* Call center support with a live PCV representative
* Orders are assigned to appraisers based on geographic proximity and scorecard-driven criteria
* UCDP-ready XML file included with each order
Appraisal Modernization
# Innovation-Powered Precision, Time-Tested Excellence!
## Future-ready solutions for today’s appraisal management.
##### Computer Vision
Computer Vision uses machine learning to extract meaningful data from images, videos, and other visual inputs. Through image classification, object detection and tracking, and content-based image retrieval to identify property conditions (and damage), find inaccurate descriptions such as room counts, and generate labeled recommendations or actions needed.
##### Optical Character Recognition
OCR has revolutionized the way property appraisals are conducted, offering customizable solutions tailored to specific requirements. This type of AI converts an image of text into a machine-readable text format. The two main types of OCR algorithms used for text recognition are pattern matching and feature extraction, making way for better document flow and accelerating turnaround time.
##### Digital Scanning
Compared to full appraisals, inspection-based waivers provide significant time and cost-saving advantages by harnessing the power of digital scanning. This form of AI uses a 3D tour of interior + exterior, an ANSI floor plan with GLA, and data reports for both GSE’s solutions to confirm the validity of a property’s value/sale price.
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* ### Innovation-Powered Precision, Time-Tested Excellence!
  ### Future-ready solutions for today’s appraisal management.
##### AI’s ability to enhance efficiency, accuracy, and flexibility is reshaping the way properties are evaluated with distinct advantages.
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By automating data extraction, improving document management, and accelerating the appraisal process, results are being delivered at the forefront of innovation and excellence.
**How we’re using AI to improve our clients’ businesses:**
* Fewer revisions are needed, reducing back-and-forth time
* Higher quality, lower risk, faster turn times
* Report consistency and alignment with customized rules
* Deeper understanding of external factors
* Identifies suggestive language and labels potential imagery issues
**4-STEP APPRAISAL REVIEW USING AI**
**AI Reading & Processing**
Uploaded files get validated and processed.
## Optical Character Recognition
## Natural Language Processing
## Computer Vision Algorithms
---
## *Packaged QC-optimized files move forward to next step*
**Dynamic Rules Engine**
Library provides full GSE coverage and custom rules with rapid updates. All rules applied based on specific adjustable criteria, including:
## Line of Business Requirements
## Agency and Non-agency Specific
## Tailored Client-specific Rules
## *File labeled with conditions moves to next step*
**Automatic Routing**
Files are sent to appropriate queues or teams based on automated rule pass & failure and conditions like:
## Assignment Complexity
## Risk Levels
## Critical Rule Failures
## *File in appropriate work queue moves to next step*
**Assisted Human Review**
An intuitive user interface highlights rule failures and external data directly on the report:
## Integrated AVM & Public Record Validation
## Material Red Flags Reconciled by Staff Appraisers Pre-delivery
## Client Engagement and Issue Communication
## *Fully reviewed with revisions, process completed*
AI Reading & ProcessingDynamic Rules EngineAutomatic RoutingAssisted Human Review
##### AI is More Than a Technological Upgrade, It’s a Strategic Investment
With a foundation built on 43 years of experience, PCV Murcor brings a deep understanding of our clients’ goals that complements appraisal modernization. Over our long history, we have honed our processes to provide reliable and unparalleled appraisal management services, setting the standard for excellence in the industry. We remain dedicated to being a reliable partner, offering state-of-the-art appraisal modernization solutions that propel our clients toward success.
**How can appraisal modernization help with your business needs? Contact us today!**
# VENDORS
Vendors
##### Looking to Join Our Nationwide Panel of Vendors?
We work nationwide with top lenders, financial institutions, asset managers, legal firms, and government agencies. We are constantly looking for the best experts who bring years of experience, possess a high level of professionalism, and take pride in their work.
* Our performance-based rating system ensures vendors with the best quality and turn-times receive priority.
* Offer competitive compensation and prompt payment.
* Leverage our web-based processing and management system.
* Orders are assigned as soon as our clients request them 24/7.
##### Ready to Apply?
Start by choosing your valuation license below.
#### 
* Copy of Current State License/Certification
* Include any Special Certifications
* Minimum of three sample appraisals are required
* Proof of Errors and Omissions Insurance Coverage
  + Licensed (minimum is $1M)
  + Certified General/Certified Residential Licenses (minimum is $1M)
* Proof of Errors and Omissions Insurance Coverage (minimum is $1M)
* Complete and pass a criminal background check
* Sample Commercial Appraisal report
* Copy of Resume
* FDIC Confidentiality Agreement
* Disciplinary Actions Questionnaire
* Sample Commercial BOV/BPO report
## Live Support
5am – 5pm PST (Mon-Fri)
##### Already a PCV Vendor?
### Vendor Login
##### Have a Question?
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# PREMIER VENDOR PANEL
Premier Vendor Panel
##### What is the Premier Vendor Panel?
Vendors that have set themselves apart from their peers in their professionalism, meeting commitments, and quality that meets GSE and client expectations can be elevated to our premier status.
**Vendors are eligible to apply for the program once they have:**
* Demonstrated a commitment to professionalism and customer service
* Maintain a quality and service score that is in the top tier of providers within your service area
**Premier Vendor Program Benefits include:**
* Automatically receive orders in your desired coverage area based on your availability and order capacity.
* All orders will be assigned based on your pre-negotiated fee by product.
* Limited calls from status or assignment representatives.
* Lightened review of your appraisals as long as you maintain a high level of quality and acceptable clarification rating.
##### Contact Us to Apply
Name*\**
Email*\**
Vendor ID*\**