Use cases - Sector - Contractor
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## Contractor Finance
# The tool every bank needs to build their loan portfolio
Give contractors an easy way to offer your loans and payment plans to their customers on the spot, whether on-site, at-home, via call center or in their office.
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## The Need
Financing a renovation or home improvement project can be overwhelming for the average person. Many turn to their bank for a personal loan, home equity line of credit or mortgage refinancing, only to be taken through a rigorous bureaucratic process. Others look to online lenders and get hit with high interest rates and fees.
Just like in the retail world, customers have come to expect easy and immediate access to competitive financing options at the time they sign with a contractor. They need to find a way to pay their contractor at various project milestones, instead of as an upfront lump sum.
Putting your customers first means providing them  with a fully-digital financing application, an on-the-spot approval process and automated stage funding. But more than that, contractors should offer the most competitive loans from reputable banks and lenders.
## Our Solution
With our white-labeled embedded lending solution, any device becomes a customer financing portal. Contractors can offer financing options to customers at the moment they draw up a quote and get them pre-approved by a tier-1 bank or lender in real time.
It doesn’t matter when or where this happens, whether on-site, at home, via call center or in the contractor’s office. Our solution supports any assisted sales flow, putting the contractor in control of the financing process.
In cases where the project requires stage funding, the platform can release funds automatically at predetermined project milestones.
## Why work with Jifiti
Offer affordable payment plans from regulated banks and lenders
Streamlined across every customer touchpoint: on-site, at home, in-office, online and more
Automated stage funding based on project milestones
Sales portal for assisted application and loan management
White-labeled user experiences embedded within your native quotation & invoicing system
Gain full transparency and control over customer financing data
## How can we help you?
Reach out to us to discuss your contractor financing needs.
## How our contractor solution works
## 1
We find and connect you with the right lender for your needs.
## 2
You finalize your financing program based on your and your customer needs.
## 3
We create a branded, customized front-end user experience.
## 4
We give you the tools to make your financing program available at any customer channel, whether on-site assisted sales or online.
## Empowering data-driven decisions
From big-picture insights to market-by-market data drill-downs, our real-time reporting dashboards empower you with actionable business intelligence to make data-driven decisions.
## One embedded lending platform to power it all
Created with Fabric.js 3.5.0
### Quick time to market
Get to market in record time and scale globally using ecommerce plugins, virtual cards, or simple APIs.
### On-brand user journeys
Customizable, omnichannel front-end experiences embedded within your native quotation or invoicing system.
### Fully-stacked checkout stack
A broad array of checkout and fund disbursement options, from zero-integration virtual cards to customizable API solutions.
### Loan lifecycle tools
From our robust reporting platform to customer self-service portals, we’ve got your entire customer lifecycle covered for any project.
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## Let’s Talk Embedded Lending
## Hi, I'm Nick.
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I’m a:
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Use cases - Sector - Heavy Equipment
## Heavy Equipment Financing
# Heavy equipment requires light payments
Lighten your customers’ load with white-labeled flexible financing for heavy equipment, parts, servicing & repairs.
Purchasing and owning heavy equipment is no light matter.
In addition to the equipment purchase itself, ongoing parts, repairs, attachments, rebuilds and servicing are key to maintaining the equipment at peak performance.
To build loyal customer relationships, it’s important to provide them with financial flexibility through responsible payment options.
With our white-labeled embedded lending solution, heavy equipment manufacturers can easily offer payment plans to their customers at any point of purchase in their own brand, whether the sale takes place online, face-to-face at a dealer or via call center.
We provide a modular or end-to-end solution that encompasses the entire financing life cycle, including dealer and merchant onboarding, optimized user journeys and post-purchase tools. We can also facilitate every component that goes into a financial offering, such as customer pre-approval, anti-fraud checks and KYC.
Our platform supports any B2B and B2C financial product, from lines of credit to installment loans, from tier-1 banks and lenders, so that the customer gets the most competitive rates and the right repayment terms for their needs.
White-labeled user experiences embedded within your native ordering system
Competitive financing options from regulated banks and lenders
Streamlined across every customer channel
Real-time reporting dashboards for full data insights
Supports any financial product including lines of credit, installment loans and more
Reach out to us to discuss your heavy equipment financing needs.
## How our equipment financing solution works
We find and connect you with the right lender for your needs
You finalize your financing program based on your needs
We create a branded, customized front-end user experience
We give you the tools to make your financing program available at any customer channel, whether via direct sales channels or dealerships
Customizable, omnichannel front-end experiences embedded within your native ordering system.
From our robust reporting platform to customer self-service portals, we’ve got your entire customer lifecycle covered.