Nefarious Advertising
I just need to warn the public who are intending to take up the challenge, which OUTSURANCE puts out to entice prospective clients to ostensibly sign on with them and transfer your business.
In the advert, they claim that if they cannot better what you are currently paying on your car insurance, they commit to paying you R1500, if you had been claim-free for more than three (3) years with your current insurance company.
You then have to send–off the SMS, requesting a callback.
It is, however, one of their rules that should they not be able to beat your premium and they do have to honour their obligation, the caveat is that you can only take up the challenge after six (6) months.
This is acceptable.
However, if you had taken up the challenge and they after consecutive six-month cycles, cannot beat your premiums, they then put a note on their system.
The note on the system is to the effect that “You, the particular person” is prohibited from participating in the challenge, without any valid reason.
They however do not inform you of this development beforehand.
However, when you send through the SMS as advertised on all platforms.
One of their consultants will still promptly call you and take you through their 30-minute compulsory underwriting consultation.
Needless to say, again they cannot beat your premium, but they then only tell you at the end of the 
30-minute consultation that you do not qualify for, as per the notes on their system.
Effectively wasting your time but it is no skin off their back.
The promotion still runs on the various platforms to this day and there is no mention that "Prospective Clients" would be subjected to untold frustration in the event that they choose to take the challenge.
I, therefore, feel it prudent to warn prospective clients responding to the challenge to ascertain upfront whether there are any “notes” on their system before wasting your valuable time.
I can only surmise that they do not intend to honour the promotion and will do anything to frustrate you and ultimately not pay out.