NOTE 15: SEGMENT INFORMATION We are organized into operating segments based on geographic areas. These operating segments have been aggregated into three reportable business segments as follows: U.S. Pawn  all pawn activities in the United States; Latin America Pawn  all pawn activities in Mexico, Central America and South America; and Other International  primarily our equity interest in the net income of Cash Converters International and consumer finance activities in Canada. Segment information is prepared on the same basis that our chief operating decision maker reviews financial information for operational decision-making purposes. There are no material inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our consolidated financial statements. Fiscal Year Ended September 30, 2019 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 355,996 $ 97,379 $  $ 453,375 $  $ 453,375 Jewelry scrapping sales 45,815 14,630  60,445  60,445 Pawn service charges 248,369 78,997  327,366  327,366 Other revenues 233 179 5,631 6,043  6,043 Total revenues 650,413 191,185 5,631 847,229  847,229 Merchandise cost of goods sold 225,136 72,372  297,508  297,508 Jewelry scrapping cost of goods sold 39,318 13,617  52,935  52,935 Other cost of revenues   2,338 2,338  2,338 Net revenues 385,959 105,196 3,293 494,448  494,448 Operating expenses (income): Operations 269,003 74,199 7,376 350,578  350,578 Administrative     63,665 63,665 Depreciation and amortization 11,879 6,267 219 18,365 10,432 28,797 Loss on sale or disposal of assets and other 3,402 691 282 4,375 24 4,399 Interest expense  1,609 491 2,100 30,537 32,637 Interest income  (1,601 )  (1,601 ) (9,485 ) (11,086 ) Equity in net loss of unconsolidated affiliates   135 135  135 Impairment of investment in unconsolidated affiliates   19,725 19,725  19,725 Other expense (income)  (93 ) 1,895 1,802 (378 ) 1,424 Segment contribution (loss) $ 101,675 $ 24,124 $ (26,830 ) $ 98,969 Income from continuing operations before income taxes $ 98,969 $ (94,795 ) $ 4,174 Fiscal Year Ended September 30, 2018 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 350,699 $ 87,673 $  $ 438,372 $  $ 438,372 Jewelry scrapping sales 47,745 13,007  60,752  60,752 Pawn service charges 237,086 67,491  304,577  304,577 Other revenues 250 85 8,120 8,455  8,455 Total revenues 635,780 168,256 8,120 812,156  812,156 Merchandise cost of goods sold 216,408 60,210  276,618  276,618 Jewelry scrapping cost of goods sold 40,417 11,873  52,290  52,290 Other cost of revenues   1,697 1,697  1,697 Net revenues 378,955 96,173 6,423 481,551  481,551 Operating expenses (income): Operations 263,094 61,553 10,194 334,841  334,841 Administrative     53,639 53,639 Depreciation and amortization 12,869 4,068 184 17,121 8,363 25,484 Loss on sale or disposal of assets 203 27  230 233 463 Interest expense 71 25  96 27,738 27,834 Interest income  (2,619 )  (2,619 ) (14,422 ) (17,041 ) Equity in net income of unconsolidated affiliates   (5,529 ) (5,529 )  (5,529 ) Impairment of investment   11,712 11,712  11,712 Other income (3 ) (42 ) (132 ) (177 ) (5,214 ) (5,391 ) Segment contribution (loss) $ 102,721 $ 33,161 $ (10,006 ) $ 125,876 Income from continuing operations before income taxes $ 125,876 $ (70,337 ) $ 55,539 Fiscal Year Ended September 30, 2017 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 351,878 $ 62,957 $ 3 $ 414,838 $  $ 414,838 Jewelry scrapping sales 48,203 2,986  51,189  51,189 Pawn service charges 238,645 34,432  273,077  273,077 Other revenues 219 645 7,983 8,847  8,847 Total revenues 638,945 101,020 7,986 747,951  747,951 Merchandise cost of goods sold 223,475 43,050  266,525  266,525 Jewelry scrapping cost of goods sold 41,434 2,497  43,931  43,931 Other cost of revenues   1,988 1,988  1,988 Net revenues 374,036 55,473 5,998 435,507  435,507 Operating expenses (income): Operations 260,089 36,419 8,448 304,956  304,956 Administrative     53,492 53,492 Depreciation and amortization 10,171 2,675 191 13,037 10,624 23,661 Loss on sale or disposal of assets 198 134  332 27 359 Interest expense  9  9 27,794 27,803 Interest income  (1,930 )  (1,930 ) (10,173 ) (12,103 ) Equity in net income of unconsolidated affiliates   (4,916 ) (4,916 )  (4,916 ) Other income (19 ) (69 ) (96 ) (184 ) (239 ) (423 ) Segment contribution $ 103,597 $ 18,235 $ 2,371 $ 124,203 Income from continuing operations before income taxes $ 124,203 $ (81,525 ) $ 42,678 The following table presents separately identified segment assets: U.S. Pawn Latin America Pawn Other International Corporate Total (in thousands) Assets as of September 30, 2019 Pawn loans $ 157,408 $ 41,650 $  $  $ 199,058 Pawn service charges receivable, net 27,623 4,179   31,802 Inventory, net 142,266 37,089   179,355 Total assets 635,152 202,565 35,041 210,944 1,083,702 Assets as of September 30, 2018 Pawn loans $ 154,986 $ 43,477 $  $  $ 198,463 Pawn service charges receivable, net 26,380 4,579   30,959 Inventory, net 135,154 31,843   166,997 Total assets 624,174 185,631 56,776 375,199 1,241,780 The net assets of our Latin America Pawn segment, exclusive of intercompany amounts and inclusive of certain other assets not separately identified above, were $205.3 million as of September 30, 2019 . The following tables provide geographic information required by ASC 280-10-50-41: Fiscal Year Ended September 30, 2019 2018 2017 (in thousands) Revenues: United States $ 650,413 $ 635,780 $ 638,945 Mexico 138,897 122,702 101,020 Other Latin America 52,288 45,554  Canada and other 5,631 8,120 7,986 Total revenues $ 847,229 $ 812,156 $ 747,951 September 30, 2019 2018 (in thousands) Long-lived tangible assets: United States $ 43,274 $ 52,310 Mexico 18,566 18,497 Other Latin America 5,432 2,489 Canada and other 85 353 Total long-lived assets $ 67,357 $ 73,649