NOTE 13 ? Commitments and Contingencies Litigation Settlement of Copyright Dispute On March 27, 2015 we received correspondence from an attorney which alleged a service provider engaged for us by a distributor to provide social media postings services had violated the copyright of two related clients regarding certain pictures used by the service provider. On September 22, 2015, this matter was settled for a net payment of $75,000, of which the Company's insurance providers paid $59,000 and the company paid $16,000. Various lawsuits, claims and other contingencies arise in the ordinary course of the Company?s business activities. As of the date of these financial statements, other than the aforementioned contingency we know of no threatened or pending lawsuits, claims or other similar contingencies. License Agreement As part of our patent dispute settlement with VDF, on January 28, 2014 we entered into a coffee fruit patent license, Coffeeberry® trademark license and raw materials supply agreement (the "License Agreement") with VDF. Settlement of Patent Dispute On January 28, 2014, we entered into a settlement agreement (the "Settlement Agreement") with VDF FutureCeuticals, Inc. based on a series of agreements to settle claims asserted by and against the parties with respect to an action filed by VDF against our predecessor company SITC; and resolve a petition for cancellation of certain trademark registrations filed by SITC. Copies of the agreements which formed the settlement were included with our filing of a Current Report on Form 8-K on February 3, 2014. A summary of each agreement is as follows: 1. Settlement Agreement Under the Settlement Agreement the parties mutually filed voluntary dismissals with respect to the foregoing claim and petition for cancelation. The parties released each other from liability arising or accruing prior to January 28, 2014 for past monetary damages for any patent infringements and all other claims that the parties brought or could have brought prior to January 28, 2014. In addi