This is literally the key lmao. 

Once I’ve paid my car off I’m not entering into any more major debt. Even factoring in major deprecation if I sell it for 5-10k I’ll be able to keep that rolling for other cars bought with cash. 

And for me personally, I work to pay the bills, go out to dinner once a week, and take a real fuck off nice camping trip once a year with some weekenders here and there. 


The literal only thing I’m jealous of middle and upper class over is less financial stresses. A bad run of bills and emergency costs can have me teetering on bankruptcy, I just can’t manage to build up more than about 2 months of savings (meaning I could not work for 2 months and be fine) before something comes along that requires a big chunk of it. 

If I earned another 5-10 grand a year my life would be so fucking easy man.