Embedded lending plugins for the top ecommerce platforms
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  [Banks & Lenders
  Scale your B2B & B2C loan programs at every customer touchpoint
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  Give your customers instant access to bank financing at any point of sale
  [Financial Services
  Extend white-label embedding lending capabilities to banks & merchants
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## Ecommerce Embedded Lending
# Ecommerce Plugins for Effortless Embedded Lending
Our white-labeled ecommerce platform plugins
enable banks and lenders to easily offer their consumer and business financing through online sellers.
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## How the magic happens
### Merchant installs the lender’s branded plugin from their store platform’s app marketplace​
### Lender engages directly with the merchant to approve BNPL solution
### Once approved, the merchant configures and customizes their app settings
### Lender’s embedded lending offering goes live on merchant’s site
## One integration, infinite scalability
Effortlessly and quickly expand your merchant reach and distribute your loans at scale.
Simply integrate once with our platform to launch your white-labeled ecommerce platform plugin for merchants to download and use.
Easy as pie.
## Customizable user experience
With our modular platform, your user experience is quickly and easily tailored to your specific needs.
## Limitless loan programs
Every person has a unique life journey.
There’s the student who’s furnishing their dorm room.
There’s the business owner who needs equipment.
They all require different financing options.
Our robust embedded lending platform supports them all.
## Build a powerful online brand presence
Think of us as your secret embedded lending superpower.
The white-labeled technology suite that powers your online customer financing options from behind-the-scenes.
Branded for you.
Seamless customer journeys.
No middleman.
## Customer journeys designed to convert
Online smart widgets promote your financing options to customers at key purchase deliberation points, from product pages to checkout and payment pages.
Empowering you to introduce the concept of financing early in a customer’s online shopping journey and increase conversions.
## Empowering data-driven decisions
From big-picture insights to detailed data drill-downs, our real-time reporting dashboards empower you with actionable business intelligence to make data-driven decisions.
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* © 2025 Jifiti
* 1985 W. Henderson Rd. Columbus, OH 43220 USA 1-855-858-0600
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## Let’s Talk Embedded Lending
## Hi, I'm Nick.
First Name
Last Name
Work Email
Company Name
Region
—Please choose an option—North AmericaLatin AmericaEuropeMiddle EastAsiaAfricaOther
I’m a:
—Please choose an option—MerchantLenderPartner
Total Annual Sales Volume
—Please choose an option—Less than $10M$10M – $25M$25M – $50M$50M – $100M$100M+
Average Order Value
—Please choose an option—$0 – $100$100 – $500$500 – $1000$1000 – $5000$5000+
Product category(s)
Anything else we should know before we contact you?
My customers are:
—Please choose an option—FintechsLendersMerchants
Our company is a :
—Please choose an option—IT Services + ConsultingGatewayISOISVPSPAcquirerPayFacAlternative Payment Method ProviderOpen Banking ProviderPOS Hardware Provider
—Please choose an option—Acquirer ProcessorCore Banking providerDigital Front EndIssuer ProcessorIT Services + ConsultingLMSLOSServicing, Collections and Recovery ServicesFraud, Risk, Compliance and Regulatory Services
Please provide details about your proposed partnership
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Google Pay
## Tap Now, Pay Later™ for Google Pay
# Convert customers from 'Lend to Spend' via Google Pay
Banks & lenders can easily provision their consumer and business loans into Google Pay with our industry-leading Tap Now, Pay Later™ technology.
Zero integration required.
## What is the Google Pay Opportunity?
Digital wallets are the fastest-growing payment method in the world, accounting for $14 trillion in global payment volume per year. Google Pay alone has 150 million users worldwide.
That’s where Jifiti comes in – our **Tap Now, Pay Later™ technology** enables your customers to add your approved loan into Google Pay via virtual card so they can easily ‘tap to pay’ like with any regular transaction. Instead of using their credit card to pay, they’ll use their loan funds.
Same payment process, different credit source.
## Why Use Tap Now, Pay Later™ for Google Pay?
**Increase your credit utilization rates**
Convert more customers from ‘lend’ to ‘spend’ through a seamless user experience.
**Increase customer adoption rates**
By giving customers their preferred way to pay, you can appeal to a wider customer base.
**Gain presence in the customer’s digital wallet**
Be top of customer mind by being present in their all-important digital wallet via your branded virtual card.
## How to Tap into the Google Pay Opportunity
**Tap Now, Pay Later™** works seamlessly with Google Pay, and is a component of our white-labeled end-to-end embedded lending platform.
Our platform is modular, providing every technological tool you need to distribute, originate, approve, disburse and service your loans.
This means that you can convert more customers from ‘lend’ to ‘spend’ through a single platform.
**Want to get to market quickly?**
Built on top of our proprietary virtual card solution, leveraging the world’s most trusted payment rails, Tap Now, Pay Later™ requires zero integration with the merchant and can go live within hours.
## Want to discuss the Google Pay opportunity?
## How Tap Now, Pay Later™ Works
## 1
## Virtual card issuance
Customer applies for financing online, in-store, in-app or via call center, gets approved in real-time, and is immediately issued a virtual card linked to your loan program.
## 2
## Digital wallet web provisioning
At the click of a button, the customer can add the virtual card to their Google Wallet directly from their web-based loan application. No app download needed and the customer doesn’t even need to view the card.
## 3
## Customized release of funds
Customer ‘taps to pay’ using their loan funds. Every transaction is checked, in real time, against the customer’s loan/credit terms, applying the right amount based on pre-defined parameters.
## Key Features of Tap Now, Pay Later™ for Google Pay
### Quick time to market
### White-labeled
### Works anywhere that accepts Google Pay (online, in-store, in-app and more)
### Supports all B2C & B2B loan types
### Zero integration required
### Usable across various brands/stores
### Innovative web wallet push provisioning - no app download
### BAU with zero reconciliation for the merchant
### Iron-clad safety measures
## Why Merchants Love Tap Now, Pay Later™
Works seamlessly with the merchant’s existing systems.
‘Business as usual’ for cashiers, like a regular card transaction using Google Pay.
Can be limited for use only at the merchant’s own stores.
## Want to provision your loans into Google Pay?
## Let's Talk Google Pay