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### Your potential monthly savings\*
Outstanding Balance
##### $25,000
##### $35,000
##### $45,000
Current Payment
24.12% APR
##### $875
##### $1,225
##### $1,575
New Payment
7.99% APR
##### $450
##### $630
##### $810
Monthly Savings
##### $425
##### $595
##### $765
\*This example is for illustrative purposes only. Estimates were calculated using our loan consolidation calculator, assuming minimum credit card payments of 3.5% of existing balances and a loan with a 60-month term at a 7.99% APR.
### Our simple 3-step process
##### 1. Apply Online
##### 2. Verify Info
##### 3. Collect Funds
### Our clients are family
“My Smart Money loan allowed me to pay off credit cards with ridiculously high APR’s. Highly recommend if your disciplined and ready for a change.”
Jeremy, CA
“The team at Smart Money Capital couldn’t have been more honest, and straightforward. They were patient and answered all my questions.”
Sarah, TX
“I usually throw out junk mail, but this was anything but. My husband and I decided to call the number on the mailer and it worked, we got a loan!”
Marie, FL
“I put myself in a terrible financial situation by overspending and having to deal with some unexpected medical stuff. This helps a lot.”
Miguel, VA
“I feel great about my decision to go with Smart Money Capital. The process was pretty simple and my loan came faster than expected.”
Meredith, CA
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Smart Money Capital, LLC, a licensed lender in Utah under the jurisdiction of the Utah Department of Financial Institutions, extends personal loan offers to customers who initially accessed them through paid advertisements on there internet and mail. These offers feature interest rates on Smart Money Capital that do not exceed 35.99% APR, with repayment terms ranging from 61 days to 180 months. The actual interest rate you qualify for depends on factors such as your credit score, loan amount, loan duration, place of residence, credit utilization, and credit history. The specific interest rate will be mutually agreed upon between you and the lender. To provide an illustration, if you were to borrow $10,000 for a period of 36 months at a 10% interest rate, the total amount repaid over the loan’s duration would equal $11,616.12. Smart Money Capital LLC operates under the dba Smoney LLC in the states of New York and Florida.
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## Careers
###### Discover your path with Smart Money Capital
#### Why Smart Money Capital?
At Smart Money Capital, we don’t just offer jobs — we provide a platform for your aspirations to take flight. Our commitment to innovation, growth, and collaboration drives everything we do. As a member of our team, you’ll be part of a diverse community united by a shared purpose: to make a positive impact that resonates far beyond the ordinary.
**Innovative Excellence​:** Join a workforce that thrives on pushing boundaries and redefining industry norms. From cutting-edge technologies to groundbreaking strategies, we’re at the forefront of innovation.
**Collaborative Culture​:** We believe in the power of teamwork. Our inclusive environment fosters collaboration, where diverse perspectives come together to tackle complex challenges and create holistic solutions.
**Growth and Learning:** Your journey with us is a continuous evolution. We offer tailored learning opportunities, mentorship programs, and room for you to develop skills that align with your passions and career goals.
**Global Impact:** Smart Money Capital operates on a global scale. Your contributions will reach corners of the world, creating positive change and leaving a lasting legacy.
#### Join Us in Costa Mesa
Imagine working in the heart of Costa Mesa, where culture, innovation, and quality of life intersect. Embrace the vibrant surroundings while collaborating with colleagues who share your dedication to excellence.
#### Current Openings
Explore our diverse range of job opportunities, spanning across departments such as Sales, Marketing, and Technology. Whether you’re a seasoned professional or just starting your career, there’s a place for you in our family.
Ready to embark on a journey where your potential meets endless possibilities? Take the first step towards a fulfilling career with Smart Money Capital. Join us and be part of something extraordinary.
Join the Smart Money Capital team today. Together, we’ll shape the future.
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Smart Money Capital, LLC, a licensed lender in Utah under the jurisdiction of the Utah Department of Financial Institutions, extends personal loan offers to customers who initially accessed them through paid advertisements on there internet and mail. These offers feature interest rates on Smart Money Capital that do not exceed 35.99% APR, with repayment terms ranging from 61 days to 180 months. The actual interest rate you qualify for depends on factors such as your credit score, loan amount, loan duration, place of residence, credit utilization, and credit history. The specific interest rate will be mutually agreed upon between you and the lender. To provide an illustration, if you were to borrow $10,000 for a period of 36 months at a 10% interest rate, the total amount repaid over the loan’s duration would equal $11,616.12. Smart Money Capital LLC operates under the dba Smoney LLC in the states of New York and Florida. Smart Money Capital provides consumers a referral service for unsecured loans to unaffiliated participating lenders through a third party lending network.