Note 18  Segment Information The Company consists of the following reportable segments and a corporate function:  The Companys title insurance and services segment issues title insurance policies on residential and commercial property in the United States and offers similar or related products and services internationally. This segment also provides closing and/or escrow services; accommodates tax-deferred exchanges of real estate; provides products, services and solutions designed to mitigate risk or otherwise facilitate real estate transactions, many of which products, services and solutions involve the use of real property-related data; maintains, manages and provides access to title plant data and records; provides document generation and delivery services; and provides appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, evidence of title, and banking, trust and wealth management services. The Company, through its principal title insurance subsidiary and such subsidiarys affiliates, transacts its title insurance business through a network of direct operations and agents. Through this network, the Company issues policies in the 49 states that permit the issuance of title insurance policies, the District of Columbia and certain United States territories. The Company also offers title insurance, closing services and similar or related products and services, either directly or through third parties in other countries, including Canada, the United Kingdom, Australia, South Korea and various other established and emerging markets.  The Companys specialty insurance segment issues property and casualty insurance policies and sells home warranty products. The property and casualty insurance business provides insurance coverage to residential homeowners and renters for liability losses and typical hazards such as fire, theft, vandalism and other types of property damage. This business is licensed to issue policies in all 50 states and the District of Columbia and actively issues policies in 46 states. The majority of policy liability is in the western United States, including approximately 59% in California. In certain markets it also offers preferred risk auto insurance to better compete with other carriers offering bundled home and auto insurance. The home warranty business provides residential service contracts that cover residential systems, such as heating and air conditioning systems, and certain appliances against failures that occur as the result of normal usage during the coverage period. This business currently operates in 36 states and the District of Columbia. The corporate function consists primarily of certain financing facilities as well as the corporate services that support the Companys business operations. Selected financial information about the Companys operations, by segment, is as follows: For the three months ended June 30, 2020: (in thousands) Revenues Income (loss) before income taxes Depreciation and amortization Capital expenditures Title Insurance and Services $ 1,462,939 $ 237,802 $ 38,995 $ 24,999 Specialty Insurance 133,518 7,319 1,943 3,100 Corporate 12,516 (19,826 ) 38  Eliminations (244 )    $ 1,608,729 $ 225,295 $ 40,976 $ 28,099 (in thousands) Direct premiums and escrow fees Agent premiums Information and other Net investment income Net realized investment gains (losses) Total Revenues Title Insurance and Services $ 530,735 $ 597,895 $ 228,252 $ 43,234 $ 62,823 $ 1,462,939 Specialty Insurance 121,249  3,103 2,316 6,850 133,518 $ 651,984 $ 597,895 $ 231,355 $ 45,550 $ 69,673 $ 1,596,457 For the three months ended June 30, 2019: (in thousands) Revenues Income (loss) before income taxes Depreciation and amortization Capital expenditures Title Insurance and Services $ 1,371,874 $ 232,813 $ 31,061 $ 23,491 Specialty Insurance 122,968 15,740 1,785 2,675 Corporate 4,127 (19,056 ) 38  Eliminations (349 )    $ 1,498,620 $ 229,497 $ 32,884 $ 26,166 (in thousands) Direct premiums and escrow fees Agent premiums Information and other Net investment income Net realized investment gains (losses) Total Revenues Title Insurance and Services $ 552,358 $ 543,847 $ 197,779 $ 70,970 $ 6,920 $ 1,371,874 Specialty Insurance 115,660  3,153 2,700 1,455 122,968 $ 668,018 $ 543,847 $ 200,932 $ 73,670 $ 8,375 $ 1,494,842 For the six months ended June 30, 2020: (in thousands) Revenues Income (loss) before income taxes Depreciation and amortization Capital expenditures Title Insurance and Services $ 2,763,564 $ 310,778 $ 68,512 $ 53,422 Specialty Insurance 255,487 20,177 3,837 5,901 Corporate 3,205 (33,336 ) 76  Eliminations (584 )    $ 3,021,672 $ 297,619 $ 72,425 $ 59,323 (in thousands) Direct premiums and escrow fees Agent premiums Information and other Net investment income Net realized investment gains (losses) Total Revenues Title Insurance and Services $ 1,032,036 $ 1,197,577 $ 436,525 $ 102,902 $ (5,476 ) $ 2,763,564 Specialty Insurance 240,585  6,542 4,900 3,460 255,487 $ 1,272,621 $ 1,197,577 $ 443,067 $ 107,802 $ (2,016 ) $ 3,019,051 For the six months ended June 30, 2019: (in thousands) Revenues Income (loss) before income taxes Depreciation and amortization Capital expenditures Title Insurance and Services $ 2,544,056 $ 374,820 $ 62,223 $ 48,970 Specialty Insurance 245,149 33,525 3,519 5,172 Corporate 13,686 (37,178 ) 76  Eliminations (690 )    $ 2,802,201 $ 371,167 $ 65,818 $ 54,142 (in thousands) Direct premiums and escrow fees Agent premiums Information and other Net investment income Net realized investment gains (losses) Total Revenues Title Insurance and Services $ 955,114 $ 1,045,384 $ 367,870 $ 141,023 $ 34,665 $ 2,544,056 Specialty Insurance 227,106  6,219 5,432 6,392 245,149 $ 1,182,220 $ 1,045,384 $ 374,089 $ 146,455 $ 41,057 $ 2,789,205