Summarized financial information concerning the Companys reportable segments and the reconciliation to the Companys consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The Intercompany column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the 2018 Annual Report on Form 10-K. As of and for the three months ended September 30, 2019 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 65,775 $ 1 $ 0 $ (1 ) $ 65,775 Interest expense 12,620 0 0 (1 ) 12,619 Net interest income 53,155 1 0 0 53,156 Provision for loan and lease losses 1,320 0 0 0 1,320 Noninterest income 7,134 8,620 4,310 (530 ) 19,534 Noninterest expense 36,309 6,672 3,204 (530 ) 45,655 Income before income tax expense 22,660 1,949 1,106 0 25,715 Income tax expense 4,669 526 283 0 5,478 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 17,991 1,423 823 0 20,237 Less: Net income attributable to noncontrolling interests 31 0 0 0 31 Net Income attributable to Tompkins Financial Corporation $ 17,960 $ 1,423 $ 823 $ 0 $ 20,206 Depreciation and amortization $ 2,483 $ 56 $ 10 $ 0 $ 2,549 Assets 6,575,073 42,753 23,497 (13,341 ) 6,627,982 Goodwill 64,370 19,866 8,211 0 92,447 Other intangibles, net 3,472 3,011 164 0 6,647 Net loans and leases 4,815,702 0 0 0 4,815,702 Deposits 5,382,174 0 0 (12,184 ) 5,369,990 Total Equity 605,572 33,116 21,177 0 659,865 As of and for the three months ended September 30, 2018 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 63,984 $ 1 $ 0 $ (1 ) $ 63,984 Interest expense 10,822 0 0 (1 ) 10,821 Net interest income 53,162 1 0 0 53,163 Provision for loan and lease losses 272 0 0 0 272 Noninterest income 6,777 7,998 4,345 (517 ) 18,603 Noninterest expense 36,077 6,397 3,176 (517 ) 45,133 Income before income tax expense 23,590 1,602 1,169 0 26,361 Income tax expense 4,737 422 268 0 5,427 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 18,853 1,180 901 0 20,934 Less: Net income attributable to noncontrolling interests 32 0 0 0 32 Net Income attributable to Tompkins Financial Corporation $ 18,821 $ 1,180 $ 901 $ 0 $ 20,902 Depreciation and amortization $ 2,252 $ 56 $ 11 $ 0 $ 2,319 Assets 6,697,701 41,910 19,703 (12,354 ) 6,746,960 Goodwill 64,370 19,702 8,211 0 92,283 Other intangibles, net 4,415 3,345 229 0 7,989 Net loans and leases 4,761,351 0 0 0 4,761,351 Deposits 5,036,934 0 0 (11,852 ) 5,025,082 Total Equity 548,330 33,248 17,566 0 599,144 Nine months ended September 30, 2019 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 196,797 $ 2 $ 0 $ (3 ) $ 196,796 Interest expense 39,410 0 0 (2 ) 39,408 Net interest income 157,387 2 0 (1 ) 157,388 Provision for loan and lease losses 2,366 0 0 0 2,366 Noninterest income 21,852 24,621 12,567 (1,579 ) 57,461 Noninterest expense 108,704 19,279 9,529 (1,578 ) 135,934 Income before income tax expense 68,169 5,344 3,038 (2 ) 76,549 Income tax expense 13,650 1,418 748 0 15,816 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 54,519 3,926 2,290 (2 ) 60,733 Less: Net income attributable to noncontrolling interests 95 0 0 0 95 Net Income attributable to Tompkins Financial Corporation $ 54,424 $ 3,926 $ 2,290 $ (2 ) $ 60,638 Depreciation and amortization $ 7,296 $ 168 $ 31 $ 0 $ 7,495 Nine months ended September 30, 2018 (In thousands) Banking Insurance Wealth Management Intercompany Consolidated Interest income $ 186,267 $ 2 $ 0 $ (2 ) $ 186,267 Interest expense 27,705 0 0 (2 ) 27,703 Net interest income 158,562 2 0 0 $ 158,564 Provision for loan and lease losses 1,884 0 0 0 1,884 Noninterest income 23,131 22,974 12,960 (1,474 ) 57,591 Noninterest expense 107,120 18,918 9,275 (1,474 ) 133,839 Income before income tax expense 72,689 4,058 3,685 0 $ 80,432 Income tax expense 15,040 1,046 853 0 16,939 Net Income attributable to noncontrolling interests and Tompkins Financial Corporation 57,649 3,012 2,832 0 $ 63,493 Less: Net income attributable to noncontrolling interests 96 0 0 0 96 Net Income attributable to Tompkins Financial Corporation $ 57,553 $ 3,012 $ 2,832 $ 0 $ 63,397 Depreciation and amortization $ 6,727 $ 174 $ 36 $ 0 $ 6,937