If I'm not supposed to post here regarding advice - please do direct me to the right forum - apologies for any inconvenience causedHi all,I'm a founder at a Singaporean startup - we are a semi-technical team that is trying to change the way benefits and employment works.In a short one liner - We are building a B2B platform for insurance and pension benefits for the Gig-Economy.We're trying to deploy this asap so that contingent and platform workers (Grab/GoJek/Deliveroo/UpWork) can recieve platform benefits and have a safety net to build savings/insurance coverage and a whole host of portable benefits - keeping them safe, secure and most of all satisfied.Our biggest hurdle now is building a tech team without funding... I understand that funding is not the be all/end all of the company, however, currently all we have are state sponsored grants and they're running out quick. Moreover, most bulge brackets and startups have kind of a monopoly on tech teams at this point and inticing someone without cash here  is next to impossible.We were considering applying for specific incubators within pension-tech and insuretech in order to build the team and resources, however, Singapore is quite limited in that space. We could also consider partnering with larger firms at the cost of giving up a lot of the company (which we are ok with) as the first and last thing we want is to give these platform workers peace of mind.Tldr - we're in a bit of a predicament.What are your thoughts - any advice would be greatly appreciated.