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#### Address
1718 B Second Ave. NW
Cullman, AL 35055
Call us
(256) 737-8788
**Call Us at** (256) 737-8788
## **Quick – Easy**
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#### Send Funding Request Form
#### Send Irrevocable Assignment & Power Of Attorney Form
#### Receive Funding
#### Send Original Documents to TP Financial
## SIMPLE – STRAIGHTFORWARD
TP Financial specializes in providing funeral funding solutions to funeral homes and their families. We don’t believe in making insurance assignment confusing or complicated. Our insurance assignment funding programs are simple, straight-forward, and fast. We normally fund within 24 hours following insurance verification.
## Why Fund Your Funeral With TP Financial?
TP Financial is a family-owned funeral funding company. We verify, process and fund life insurance policies the SAME DAY of policy verification.
Most people have life insurance. A family can use the death benefit of the insurance policy to pay funeral expenses by assigning a portion of the policy amount. This guarantees payment and removes cash flow problems for both the funeral home and the family.
Good cash flow is what keeps everything running smoothly. TP Financial’s funeral funding helps improve cash flow dramatically. Our SAME-DAY FUNDING of life insurance assignments allows directors to receive payment within 24 hours of verification instead of waiting weeks or months for the insurance companies to pay.
Our staff understands the importance of fast funding and how it can make a big difference to a funeral home and to each family. When TP Financial works for you, we take on the headaches of dealing with the insurance companies and get you paid ASAP!
DELIVERING CASH FLOW SOLUTIONS FOR 10+ YEARS
“CASH FLOW SPECIALISTS”
### About Us
TP Financial is a family-owned funeral funding company. We help funeral homes and their families work thru short term cash flow issues via life insurance assignments.
### Contact Us
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**TP Financial**
 Cullman, AL 35055
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funding@tp-delivers.com
© 2019 TP Financial. All Rights Reserved.
# About us
Let’s work together
TP Financial is a family-owned insurance assignment funding company. We help eliminate the headaches of dealing with insurance companies and the strain caused by slow cash flow. Our role is to deal with the insurance companies for you and then get money in your hands ASAP (usually within 24 hours of verification).
We will provide excellent service to both you and your families when funding your at-need insurance assignments. The cost of this service can be included as an insurance processing fee on the funeral bill resulting in NO COST to you. Bottom line . . . no out of pocket expense for your funeral home or your families!
## Benefits to Funeral Home
#### We Handle Insurance Paperwork
#### Same Day Funding Upon Verification
#### Improved Cash Flow
#### Our Staff Works For You
#### Funds Received Via Direct Deposit
## Benefits to Families
#### Peace Of Mind
#### Cash At An Important Time
#### Reduced Stress
#### Simple Process
#### Provide For Last Wishes
# Our Process
### **Send Funding Request Form**
Send Funding Request Form by fax to (256) 737-8789 or by email to funding@tp-delivers.com.  A TP Financial claim rep will contact you to confirm receipt.  Then we will immediately begin the policy verification process
### **Complete & Send Assignment / Reassignment Form With Notarization**
Have beneficiary(s) complete, sign and notarize the Irrevocable Assignment and Power of Attorney form.  Insurance company may require this paperwork to verify.  (If required, also have the beneficiary(s) complete and sign Insurance Company Claim Form.)
Send this completed form(s) along with the Death Certificate (if available) and the Funeral Contract.  Funeral Contract will be disclosed to no one other than the insurance company.
### **TP Financial Will Verify Benefits & Send Your Assignment Funds**
Our staff will immediately contact the insurance company and notify you of the status of the policy.
Upon verification and receipt of your documents listed in Step 1 and Step 2 above, we will fund your assignment.  Payment is typically sent via ACH.
### **Send All Original Documents To TP Financial**
After the claim has been funded, immediately mail ALL original documents to TP Financial.  Please include a certified copy of the death certificate for each insurance company.  If death certificate is not yet available, go ahead and mail all other documents and send death certificate(s) as soon as possible.
### **Original Documents Required:**
– Assignment / Reassignment *(signed & notarized)*
– Certified Original Death Certificate
– Claim Form or Claimant Statement
– Funeral Invoice
# Faq
**QUESTIONS?**
### General
##### How fast will I receive funding/payment after submitting a claim?
You can expect to be paid within 24 hours of the verification of the life insurance. We verify the life insurance policy as soon as possible. When we receive the assignment/reassignment, death certificate and claim form from you, you will normally be paid the same day.
##### How does the funeral home/cemetery receive payment?
Most funeral homes/cemeteries receive payment via ACH.
##### How do I know when I have been paid?
We will email or fax a confirmation as soon as our payment to you has been completed.
##### Do you require a death certificate in order for me to be paid?
No, not normally. A certified death certificate for most claims is not required before you receive payment. However, some insurance companies do require a copy of the death certificate before they will verify benefits. Please mail a certified death certificate to us as soon as it is available.
##### Does the funeral home / cemetery need to mail all original assignments and paperwork?
Yes. Please mail all original paperwork to TP Financial immediately after your funding confirmation has been received..
##### If I submit multiple insurance company policies on the same deceased, do I need to send more than one original death certificate?
Yes. Mail a death certificate for each insurance company that you are assigning to TP Financial.
##### If the family is receiving proceeds above the funeral costs that have not been assigned to TP FInancial, when will they receive their insurance money?
The family will receive a check from the insurance company when the claim is completed. It will normally take a life insurance company 30-90 days to issue payment.
##### How does the family receive payment from TP Financial for funds above the funeral and related costs?
A check payable to the beneficiary is mailed to the funeral home to present to the family
##### Why are copies of beneficiaries’ driver’s license sometimes requested?
Insurance companies may question a person’s name or their signature. By having a copy of the driver’s license, the insurance company can easily verify that information.
##### The deceased did not list a beneficiary on their policy. How is this handled by the insurance company?
If no beneficiary was listed, the benefit will go to the deceased’s estate or trust. These types of claims require more paperwork and take longer to process.
##### The beneficiary on a policy is the deceased’s ex-spouse. Can he/she still collect benefits?
Divorce can create problems when it comes to insurance policies. Some states provide that divorce automatically revokes the beneficiary designation but others do not. It is best to have confirmed on a case by case basis.
##### Our assignment was verified for an amount lower than the policy amount. What could cause this?
The most common reason is that the premiums on the policy are past due or a loan was taken out on the policy that has not been repaid.
##### Should forms be signed in black or blue ink?
Both are acceptable but when forms are signed in black ink it can be hard for an insurance company to verify whether the form is an original, which can lead them to delays. Blue ink is harder to reproduce and perhaps a better option.
# Contact
**Become a Client Today!**
First name
Funeral Home or Cemetery
Phone Number
State
City
Email Address
Message
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Submit
#### TP Financial
1718 Second Avenue NW
Suite B Cullman
AL 35055
#### (256) 737-8788

#### funding@tp-delivers.com
## 
by  | Feb 1, 2020 | 
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by  | Jan 27, 2020 | 
Every funeral homeowner knows that the number of people opting for cremation over traditional funeral homes is on the rise. Those cremations are lowering funeral home revenue and putting small business owners at risk. However, it appears that cremations are not the...
by  | Jan 20, 2020 | 
Once thought to be the only industry protected from economic downturns, funeral home owners are now having to rethink things. With alternative funerals and post-death ceremonies on the rise, “classic” funeral homes are now looking for solutions...
According to a US bank study, 82% of businesses fail due to poor cash flow.  Not because of their service capabilities, but because they had a cash flow problem.  Cash flow is the grease that turns the wheels of small businesses, allowing them to run smoothly. Why do...
# Enroll Now
Please provide the following information so we may create your account. We will not disclose this information to any entity not affiliated with TP Financial.
Funeral Home/Cemetery Name\*
Authorized Funeral Director's License Number\*
Name\*
Email\*
Street Address - No P.O. Box
City, State, Zip Code
Phone
Fax
How'd you hear about us?\*
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CASH FLOW SPECIALISTS
2020-02-08 20:04:01
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