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By submitting this application, I grant Smart Money Capital and its partners express written consent, in accordance with the Fair Credit Reporting Act, to obtain my credit report from my consumer credit profile or gather other relevant information from Credit Bureaus. Additionally, by clicking “Submit,” I consent to Smart Money Capital and its service providers contacting me via telephone or mobile device, including through automated methods (e.g., autodialing and pre-recorded messaging), to manage and service my account or offer products and services that may meet my financial needs. This consent applies even if my number is on any Do-Not-Call list. Consent is not required for the purchase of goods or services. I may also contact customer service at 800-410-6311.
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Smart Money Capital, LLC, a licensed lender in Utah under the jurisdiction of the Utah Department of Financial Institutions, extends personal loan offers to customers who initially accessed them through paid advertisements on there internet and mail. These offers feature interest rates on Smart Money Capital that do not exceed 35.99% APR, with repayment terms ranging from 61 days to 180 months. The actual interest rate you qualify for depends on factors such as your credit score, loan amount, loan duration, place of residence, credit utilization, and credit history. The specific interest rate will be mutually agreed upon between you and the lender. To provide an illustration, if you were to borrow $10,000 for a period of 36 months at a 10% interest rate, the total amount repaid over the loan’s duration would equal $11,616.12. Smart Money Capital LLC operates under the dba Smoney LLC in the states of New York and Florida. Smart Money Capital provides consumers a referral service for unsecured loans to unaffiliated participating lenders through a third party lending network.
##### Finding your PIN
If you received a letter from Smart Money Capital, your PIN is highlighted in the yellow box near the bottom of your check.