text: Please read these terms and conditions (“terms and conditions”, “terms”) carefully before using The Insurance Community (TIC) website (“website”, “service”) operated by The Insurance Community (TIC) (“us”, ‘we”, “our”).
  Conditions of use
  By using this website, you certify that you have read and reviewed this Agreement and that you agree to comply with its terms. If you do not want to be bound by the terms of this Agreement, you are advised to leave the website accordingly. TIC only grants use and access to this website, its products, and its services to those who have accepted its terms.
  You must be at least 18 (eighteen) years of age before you can use this website. By using this website, you warrant that you are at least 18 years of age and you may legally adhere to this Agreement. TIC assumes no responsibility for liabilities related to age misrepresentation.
  You agree that all materials, products, and services provided on this website are the property of TIC its affiliates, directors, officers, employees, agents, suppliers, or licensors including all copyrights, trade secrets, trademarks, patents, and other intellectual property. You also agree that you will not reproduce or redistribute the TIC’s intellectual property in any way, including electronic, digital, or new trademark registrations.You grant TIC a royalty-free and non-exclusive license to display, use, copy, transmit, and broadcast the content you upload and publish. For issues regarding intellectual property claims, you should contact the company in order to come to an agreement.
  As a user of this website, you may be asked to register with us and provide private information. You are responsible for ensuring the accuracy of this information, and you are responsible for maintaining the safety and security of your identifying information. You are also responsible for all activities that occur under your account or password.If you think there are any possible issues regarding the security of your account on the website, inform us immediately so we may address them accordingly.We reserve all rights to terminate accounts, edit or remove content and cancel orders at our sole discretion.
  By visiting this website, you agree that the laws of the United Kingdom, without regard to principles of conflict laws, will govern these terms and conditions, or any dispute of any sort that might come between TIC and you, or its business partners and associates.
  Any dispute relating in any way to your visit to this website or to products you purchase from us shall be arbitrated by state or federal court UK and you consent to the exclusive jurisdiction and venue of such courts.
  You agree to indemnify TIC and its affiliates and hold TIC harmless against legal claims and demands that may arise from your use or misuse of our services. We reserve the right to select our own legal counsel.
  Limitation on liability
  TIC is not liable for any damages that may occur to you as a result of your misuse of our website.TIC reserves the right to edit, modify, and change this Agreement at any time. We shall let our users know of these changes through electronic mail. This Agreement is an understanding between TIC and the user, and this supersedes and replaces all prior agreements regarding the use of this website.