text: Today, the company is going a step further and announcing a new platform — its Credit Hub, a full-stack API platform designed to give fintech companies and neobanks a way to make credit products “easier and smarter” for everyday Americans. The platform is designed to allow any company to build white-labeled credit products — including card issuance, credit-building tools, lending accounts and cashback rewards — in as little as six weeks. Or, as Pathak puts it, “We want to democratize credit, so that the credit invisible can build, and get access to, credit.” In private beta until now, the company’s Credit Hub has so far helped facilitate the issuance of one million credit accounts, and the platform has extended more than $40 million in credit.
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