text: They say that in giving gifts, it’s the thought that counts. That’s true. The fact that you gave – and received – a gift from someone means you care about that person and you are willing to spend on something out of your hard-earned money.
  Still, don’t you think it is best if that person will truly appreciate what you gave them?
  This is where intentional gift-giving comes in. It’s about giving something meaningful to someone even if you are miles away from them. To save you from the hassle and stress and thinking what to give your loved ones back home, we listed gift ideas you might want to give them on this season of giving:
  This is ideal if you are allowed to go back home during the Christmas season. A staycation trip with the family allows you to spend time together and makeup for the time lost even just for a few days.
  The staycation trip doesn’t have to be in five-star hotels. There are tons of hotels in the metro that gives you a five-star experience that still fits your budget. Make sure you book as early as now because Christmas season means most hotels are fully-booked.
  This one is for your spouse – and she deserves it. As long as budget permits, consider giving pearl jewelry to your spouse. It is more affordable than diamonds, but still provide a certain class to those who wear it.
  Is there anything more meaningful than something you actually made?
  If you want to give gifts to your closest friends who helped you get through life abroad or your boss who is nothing but understanding of your situation, then give them something you personally made. It could be painting, personalized card, woodwork, or anything you are good at. You will only spend on the materials and more importantly, you won’t go over your designated budget.
  This is an ideal gift to give to your kids or younger siblings.
  Working overseas means you get to earn in dollars – and more. Take advantage of that opportunity by opening a savings account for them. The good thing about giving this gift is that it helps start build a better financial future for your kids. You can open a bank account with as little as P500.00 and get to earn interest as you make deposits.
  Savings account with ATM is more convenient, but if you want to make saving work, opt for the one with passbook. You can also check out this post for banks with savings account specifically for OFWs.
  If you prefer something that earns more than the savings account, then getting an investment for your family is a good idea. There are variety of options to choose from – mutual fund, UITF, government or corporate bonds, or stocks. Choose an investment option that suits your family most to start growing your money.
  Don’t worry. Investment is not only for the rich. In fact, you can start your investment portfolio with as little as P5,000.
  Even if you are the one earning more, this doesn’t mean expenses back home should solely be your responsibility. In fact, it should be a collective effort of the family.
  To ensure that, why not give your family a business they can manage? Franchising is a good start, but if you don’t have enough funds to cover for the fee, then there are affordable business ideas your family can try. Talk about this with your family and make sure that everyone will take part to ensure the business’ success.
  Still, don’t force yourself to give gifts if your wallet can’t afford it. What’s the point of gift-giving if you’ll end up with nothing by the end of the year, right? More than anything else, set up a budget and give gifts to those who truly matter.