text: Not entirely sure about this one.  It matched all of my requirements, or so I thought.  The size is excellent, the dual straps are important and useful.  I would have preferred dual short handle straps (like a tote) and then the crossbody strap, but I can probably live with the single shoulder strap.  Interior organization is good.  However, two things give me pause.  One, which I should have realized before ordering, is that there are no exterior pockets at all.  None.  [EDIT:  There is an exterior pocket along one side wall, but it's cleverly concealed.  When I found it, it changed my mind and got another star added to the review.]  Which means trying to get to a ringing phone = setting the bag down, unzipping it, and locating the phone.  Not gonna happen for me; my phone always ALWAYS goes into voice mail before I can reach it, when that kind of convolution is required (even if it's in an easily-accessible interior pocket).  Second thing is that the leather smells/feels a little cheap.  Now, I bought this for $170, not the list price of $280, and it STILL feels too cheap.  If I'd paid $280, this would definitely be going back.  As it is, I'm going to leave it standing on the table for a day or two to see if it grows on me.  If not, back to Amazon it goes.  FINAL DECISION:  Since it meets all the other requirements (and I discovered that side wall exterior pocket), I'm keeping it.  REVISED:  I couldn't stand the way the shorter handle sticks up when I'm wearing it with the crossbody strap, and the short handle wouldn't stay on my shoulder.  I tried removing the short handle (this is easy to do) and using only the crossbody strap, but it doesn't look right; the crossbody strap is too skinny to go with such a bold bag.  So I sent it back.  Waah.