Proposals to modernize the regulation of insurance and financial regulatory reform issues including implementation of
the Dodd-Frank Wall Street Reform and Consumer Protection Act; specific issues include systemic risk designation,
SEC standard of care, proprietary trading, the Federal Insurance Office and conflicts of interest in securitizations. S 2342 Creating the National Association of Registered Agents and Brokers--all provisions.

HR 1573 To facilitate implementation of Title VII of the Dodd-Frank Wall Street Reform and
Consumer Protection Act, promote regulatory coordination, and avoid market disruption.

S 3414 The Cybersecurity Act of 2012. Tax issues including taxation of life insurance products and companies and general corporate tax issues.
Administration's FY 2013 budget proposal--dividends received deduction, interest expense disallowance for itnerest
unrelated corporate-owned life insurance, rules that apply to the sale of life insurance contracts. S 2048 A bill to amend the Internal Revenue Code of 1986 to clarify the tax treatment of certain
life insurance contract transactions, and for other purposes--taxation of life insurance products and
reporting requirements of certain life insurance companies.

HR 1864 Mobile Workforce State Income Tax Simplification Act of 2011--all provisions.

S 365 Budget Control Act of 2011--dividends received deduction and other revenue provisions.

S 1549 American Jobs Act of 2011--dividends received deduction and other revenue provisions.

Administration Deficit Reduction Proposal, Living Within Our Means and Investing for the Future:
The President's Plan for Economic Growth and Deficit Reduction--dividends received deduction
and other revenue provisions.

Administration Framework for Business Tax Reform--dividends received deduction and other
corporate tax provisions.

HR 3630 Middle Class Tax Relief and Job Creation Act of 2012--dividends received deduction and
other revenue provisions. Issues related to retirement security including retirement plan standards and savings initiatives, the DOL ERISA fiduciary standard,
and lifetime income opportunities.
HR 1534 Small Business Add Value for Employees Act of 2011 (SAVE Act)--voluntary auto-IRAs.
S 1557 Automatic IRA Act of 2011--voluntary IRAs and multiple employer plans. HR 3656 The Retirement Savings Security Act--401(k) loans.

HR 4050 Retirement Plan Simplification and Enhancement Act--strengthen multiple employer
plans, improve the administration of J&S annuity rules and other annuity improvements.

H Con Res 101 Resolution on Retirement Savings Incentives--expressing the sense of the
Congress that our current tax incentives for retirement savings provide important benefits to
Americans to help plan for a financially secure retirement.

S 1211 Savings Enhancement by Alleviating Leakage in 401(k) Savings Act--borrowing limits on
401(k) plans.

HR 3482 Tax Crimes and Identity Theft Protection Act--DMF data restrictions.

HR 3215 / S 1534 Identity Theft and Tax Fraud Prevention Act--DMF data restrictions.

HR 677 / S 267 The Lifetime Disclosure Acts--all provisions.

S 1813 Moving Ahead for Progress in the 21st Century (MAP-21)--retirement plan distribution and
life settlement reporting provisions.

HR 1534 The SAVE Act of 2011.
FIN - Financial Institutions/Investments/Securities TAX - Taxation/Internal Revenue Code RET - Retirement
2 - HOUSE OF REPRESENTATIVES 1 - SENATE 41 - Treasury, Dept of 2 - HOUSE OF REPRESENTATIVES 1 - SENATE 41 - Treasury, Dept of 2 - HOUSE OF REPRESENTATIVES 1 - SENATE 41 - Treasury, Dept of
LINCOLN NATIONAL CORPORATION
1300 SOUTH CLINTON STREET, FORT WAYNE, IN, 46801, US
HELENE NORCROSS RAYDER HELENE NORCROSS RAYDER HELENE NORCROSS RAYDER