Development Bank Ghana
The Development Bank Ghana (DBG) is a government-owned development bank in Ghana. Owned by the government of Ghana, the institution has received grants and loans for on-lending to Ghana's commercial banks, from the African Development Bank, the World Bank Group, the European Investment Bank, and the German Development Bank. The DBG focuses on providing indirect loans to small and medium enterprises (SMEs), with less than 100 employees each. A key area of interest in their immediate and long term plans is environment, social and governance focus to help build a sustainable economy in Ghana. Fostering solid collaborations to support growth in the economy, generate jobs, and strengthen the capabilities of SMEs is the goal of DBG. DBG offer de-risking services and long-term funding, supported by technology and research and insights that are founded on solid facts. DBG additionally aims to draw in, nurture, and keep talented individuals. Run as a self-sufficient, eminently successful institution. Last but not least, DBG encourage ESG excellence within the companies we sponsor. Overview
DBG was established in July 2021, to provide loans to commercial banks and other financial institutions in Ghana, for on-lending to Ghanaian SMEs. The institution is owned by the Ghanaian government. Funding support has been received from international development institutions, as detailed in the previous section. As of June 2022, DBG's total assets were valued at almost $800 million. At that time, shareholders' equity was US$250 million). As of June 2022, four commercial banks had signed on to accept funds from DBG, for on-lending to eligible businesses, (a) CalBank (c) Consolidated Bank Ghana (c) Ghana Commercial Bank and (d) Fidelity Bank Ghana. It identifies with United Nations’ SDG’s and works assiduously  with  the following SDG’s:

SDG 5 which is gender equality

SDG 9 which is industry, innovation and   infrastructure

SDG 13 which is climate action and 

SDG 17 which is partnerships for the goals in  other to promote sustainable growth in Ghana. History
The DBG was conceived in 2017 , established in 2020, awarded license to operate by Bank of Ghana in 2021 and launched in June 2022. It was established to complement two other government-owned financial houses established before, namely the Agricultural Development Bank of Ghana and the National Investment Bank. However, they lacked long-term lending at reasonable rates to small businesses, "in the agriculture value chain, manufacturing, and high-value services". Mandate
The mandate of DBG is to provide long-term financing and de-risking services underpinned by technology and evidence-based research insights. However, the core mandate of DBG is to provide and alleviate financing constraints faced by micro, medium, and small enterprises(MMSE) and small corporates in business, manufacturing, and high-value services through the provision of wholesale financing and partial credit guarantees to eligible financing. Future plans
The bank plans to increase its coffers by injecting more capital from the government of Ghana and its development partners. It is the objective of DBG to increase the proportion of banking loans advanced to small businesses from 9 percent in 2022 to 15 percent in 2024. Functions 
 The bank will ensure that it truly serves the industrial and export strategies of Ghana's economy. It will also encourage businesses to do more in terms of job creation and expansion. It will raise long-term funds from both the local and international capital markets and from international financial organizations based on the bank's own balance sheet. A wholesale bank to lend financial organizations for un-lending to businesses. Sectors 

 Tourism
 Off-farm agribusiness farm value-chain activities
 Manufacturing
 ICT-software
 Housing

Board of directors
As of December 2021, DBG's board of directors consisted of: 

 Yaw Ansu (Chairman) 
 Kwamina Duker - Chief Executive Officer
 Stephan Leudesdorff - Non Executive Director 
 Charles Boamah - Non Executive Director
 Rosemary Yeboah - Non Executive Director
 Mary Boakye - Non Executive Director
 Yaw Nsarkoh and - Non Executive Director
 Nora Bannerman-Abbott. Management
As of 31 January 2022, Kwamina Bentsi Enchill Duker is the chief executive officer of the Development Bank Ghana. He also serves as a member of the bank's board of directors. Michael Mensah Baah - Deputy Chief Executive Officer
 El Farouk Omar - Chief Technology Officer
 Dr Kwabena Opuni-Frimpong - Chief Economist
 Dr Prince J. Adjei - Chief Risk Officer

See also

 Economy of Ghana
 List of banks in Ghana
 Agricultural Development Bank of Ghana
 National Investment Bank
 West African Development Bank

References

External links
 Development Bank of Ghana Official Website
 DBG on LinkedIn
 DBG on Twitter

Banks of Ghana
Government-owned companies of Ghana
Banks established in 2021
Accra
2021 establishments in Ghana
Government of Ghana