API banking and third party apps is already happening in Germany and Europe.  Look at Fidor Bank and Mondo Bank.<p>It&#x27;s not like anyone can get access to the API.  The marketplace&#x2F;app store and access to the API can be controlled.<p><a href="https:&#x2F;&#x2F;developer.fidor.de&#x2F;" rel="nofollow">https:&#x2F;&#x2F;developer.fidor.de&#x2F;</a>
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