&gt;<i>Once again: the worst that an insurance salesperson can do is sell you bad insurance. They&#x27;re not actually involved in medical procedures, so any harm they can do is financial.</i><p>That&#x27;s it, huh? Just financial? Only, you might get stuck holding the bag for a bunch of medical bills that aren&#x27;t covered by some insurance policy you bought, so you get to spend your sick days fighting a legal battle against a company you might never be able to recover a cent from.<p>&gt;<i>&quot;Bank customer support people have just as much&quot;</i><p>Completely ignorant.