this is a phenomenal idea. priced like a fixed instrument, the stronger a relationship, the lower the price and the higher the interest rate. the site should allow wedding guests to hypothetically buy or sell a share of this loan (it must be hypothetical in order to avoid security law). if the hypothetical interest rate approaches zero then the couple can rethink their union and have an out clause: this &#x27;loan&#x27; should be structured with an upfront fee that the company can collect from the couple if they decide to cancel this contract before the wedding.