I think you&#x27;re both right.<p>Commodity money and fiat money are both forms of money.<p><a href="https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Money#Types" rel="nofollow">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Money#Types</a><p>But it&#x27;s fairly simple to see which money holds its value better over time. Gold&#x2F;silver have held value over millennia while fiat moneys live and die with the states that oversee them.