&gt; Must she then pay back her share of the loan?<p>The husband <i>always</i> ends up paying in the case of divorce (with 2 minor exceptions).<p>What will happen is that the wife&#x27;s divorce lawyer will ask for an extra $10,000 (or whatever amount) because she has this extra obligation. So if she&#x27;s taking $250,000 of his money (or &quot;their&quot; money), the lawyer will demand it be upped to $260,000 so she can pay back her share of the loan.<p>Exceptions:<p>1. The rare situation in which the husband got an ironclad prenuptial agreement.<p>2. The rare situation in which the wife has much greater income and assets than the husband.