Yup. Couldn&#x27;t even get a LOC for $15k when we had cash reserves of $35k and 2 years in business making $250k&#x2F;year because we wouldn&#x27;t become personal guarantors on the loan and we were a risky startup.... that was cash finances, no debt....<p>Okay. I don&#x27;t pretend to understand. (We wanted the line to service hard goods &#x2F; inventory instead of cash servicing inventory, which is a standard retail tactic. Oh well.)