You&#x27;re absolutely right. This is the result of effective marketing. We&#x27;re told &quot;buy on these days, you&#x27;ll get the best value&quot; while the exact opposite is true, yet very few seem to take the time to work it out.<p>However I do still believe some level on consumer protection is necessary. I do not think we ought to let the less-savvy be taken advantage simply because someone is smarter than them. Where to draw that line? That&#x27;s always in flux.