there are tons of investors that would want to invest in this.  a loan with a time horizon of 3,5,10 years is certainly worth a look and would fit in with any consumer finance type investment (micro loans, car financings, etc).<p>the investors would obviously not be involved in debt collection, and neither would the company itself.  like any consumer finance (credit card, e.g.) it is a well-structured process of third-parties that handle collection.  this is a slam dunk if they can get this executed.  the PR risk is real however, i grant you that.  there is real regulatory risk here