I explained this in another post about paypal. Basically, paypal has a monopoly on international transactions for Americans. I ended up switching to Bitcoin, but not everyone is able to do that.<p><a href="https:&#x2F;&#x2F;news.ycombinator.com&#x2F;item?id=10911837" rel="nofollow">https:&#x2F;&#x2F;news.ycombinator.com&#x2F;item?id=10911837</a>