This is what I designed, however I am not going to do a startup with it[1]. Feel free to do it yourself, email me and I&#x27;ll get you up to speed on the implementation.<p>As for 21, they raised 100mil because one of the founders used to work at a vc firm. Now they are making mining chips that are far slower than state of the art, and reimplementing Bitcoin library code from 4 years ago.<p>1. <a href="http:&#x2F;&#x2F;altheamesh.com&#x2F;documents&#x2F;universal-payment-channels.pdf" rel="nofollow">http:&#x2F;&#x2F;altheamesh.com&#x2F;documents&#x2F;universal-payment-channels.p...</a>