The Economist had an article about robo-advisors recently which is much more skeptical. I have no idea which view is correct, just something worth reading. <a href="http:&#x2F;&#x2F;www.economist.com&#x2F;news&#x2F;finance-and-economics&#x2F;21677245-growth-firms-selling-computer-generated-financial-advice-slowing-does-not" rel="nofollow">http:&#x2F;&#x2F;www.economist.com&#x2F;news&#x2F;finance-and-economics&#x2F;21677245...</a>