&quot;Situation is real, but the problem is made up&quot;. You did made up that point, after all.<p>Once again - if you are using other currency, being it BTC, CHF, EUR, RUB or CNY, you are exposing yourself and counterparty to exchange rate fluctuations. Difference is - with BTC you have some extra possibilities.<p>As for PayPal - yeah, it&#x27;s a breeze until it&#x27;s not. I.e. until they&#x27;ve blocked your account because reasons. With BTC I own my money. With PayPal, PayPal owns me.