Any call I get that starts with a robocall from &quot;Ann&quot; or &quot;Rachel&quot; or &quot;Barbara&quot; from Cardholder Services, or Account Services, or Microsoft Tech Support is basically fraudulent from the start . Robocalling is stricly controlled, and I use Linux. Next, we have Caller ID spoofing, some of the area codes are non-existent, and maybe the number is of the wrong format. After that, the failure to identify who they work for clearly is a big red flag, as is the use of names like &quot;Edward&quot; or &quot;Candy&quot; for people with South Asian accents.<p>Even before the no-call list became effective, there wasn&#x27;t a lot of difference between a telemarketer and a scammer. For several years, I politely asked for a written copy of their no-call policy, every single telemarketing call. I got one. Telemarketing was a very shady grey area business long before the fraudsters made it legendary.