While I really like the video, it&#x27;s not quite what I&#x27;m looking for.<p>I&#x27;d be interested in an attempt to take these simple ideas: credit, debt, etc and created a simple model that shows how credit leads to cycles, where I can play with parameters and see exactly what affacts what.<p>For example, why cycles? Why should credit across multiple people synchronize into cycles? why not just average out? Exactly what assumptions go into this?