For me it&#x27;s not so much about &quot;allure&quot; as it is economics.  I live with my girlfriend and she has a modest car that she&#x27;s paid off.  We both work downtown and live about 3 miles from work.  We mostly ride to work together so we only pay for one parking pass and use one car&#x27;s worth of fuel.<p>When weather is nice I may ride my bike to work or ride the motorcycle I bought for shorter trips that don&#x27;t require the car or highway driving.  Either way, the bike cost maybe a third of what her car cost but neither of us is paying off a vehicle loan.<p>I&#x27;ve considered getting a second car.  Something used and under $10k.  Maybe even under $8k.  Basically I think about it those handful of times it&#x27;s not convenient to share the car and I need to pay $10 to take a cab&#x2F;Uber or rent something once a year for a longer trip while she needs the car.<p>But I can never really justify it.  As much as I&#x27;d like my own car, even a perfect balance (cheap&#x2F;old enough to be affordable but no to much that maintenance makes up the difference) would cost way more than hiring or renting something for the times I&#x27;d use it.