&gt;&gt;Think about what life savings are for a minute.<p>They are means to buy the financial independence to free up your time, which you would have other wise spent on that job. Now you have time and resources to chase your dreams.<p>To be able to romance with a dream, you need to be pragmatic first.<p><i>Any dream</i> of any magnitude requires ingredients most of which people neither have the drive to work for, nor the resources and most give up not long after they start when the realize the magnitude of the struggle the lies ahead in getting to it.