Ah.  At what level is the broader economic system that your systemic hedge helps?  A city?  A county?  Anywhere within a reasonable car commute?  The state? The country (which, for some Europeans, is all within a reasonable car commute)?<p>From your website, looks like the systemic hedge is focused on SV right now, which makes total sense.  Bet once you get it nailed there, there&#x27;s plenty of blue ocean in the other tech hubs.<p>Also, I bet you&#x27;ve seen this, but this book really opened my eyes to the fact that your expected lifetime income was another asset to think about diversifying: <a href="http:&#x2F;&#x2F;www.amazon.ca&#x2F;Are-You-Stock-Bond-Financial&#x2F;dp&#x2F;0133115291" rel="nofollow">http:&#x2F;&#x2F;www.amazon.ca&#x2F;Are-You-Stock-Bond-Financial&#x2F;dp&#x2F;0133115...</a>