<a href="https:&#x2F;&#x2F;snowdrift.coop" rel="nofollow">https:&#x2F;&#x2F;snowdrift.coop</a> isn&#x27;t operating yet, but is steadily pushing ahead toward developing a new form of mutualised contract that works like this. Instead of a hard threshold like &quot;nine others&quot; it&#x27;s &quot;put in X per other who joins&quot;<p>As, phkahler said, &quot;Nobody wants to go first because they pay for everyone&quot;. That is the precise issue that game theorists call the &quot;snowdrift dilemma&quot; and that Snowdrift.coop is working to solve.