The problem is not that I made a profit in selling my house, it is that my wife had money in a bank account at all.<p>As she didn&#x27;t file, she didn&#x27;t know that you need to file an FBAR annually for each foreign account<i>. And the penalties for not doing so are those mentioned above 25% of the balance a year for 5 years.<p></i>and there are plenty who do file who don&#x27;t know to file an fbar too.