Different strokes. I&#x27;ve got better things to do with my time. I&#x27;d rather walk into the Apple store and replace my MBA or my iPhone when I&#x27;ve got a problem. That saves me time for my wife or my hobbies.<p>Trade money for things that save you time, to spend that time on what&#x27;s important to you (if you&#x27;ve got the money).