Take a look at one of their recent patent application. A cursory look shows that it&#x27;s a &quot;computer system&quot; for transferring money to someone who does not have a bank account. I&#x27;m not an expert in claim analysis, but looks obvious.<p><a href="http:&#x2F;&#x2F;appft.uspto.gov&#x2F;netacgi&#x2F;nph-Parser?Sect1=PTO1&amp;Sect2=HITOFF&amp;d=PG01&amp;p=1&amp;u=%2Fnetahtml%2FPTO%2Fsrchnum.html&amp;r=1&amp;f=G&amp;l=50&amp;s1=%2220160027016%22.PGNR.&amp;OS=DN&#x2F;20160027016&amp;RS=DN&#x2F;20160027016" rel="nofollow">http:&#x2F;&#x2F;appft.uspto.gov&#x2F;netacgi&#x2F;nph-Parser?Sect1=PTO1&amp;Sect2=H...</a>