For FBAR? There&#x27;s an amnesty program in place which was introduced during the summer of 2014, which is better than then fines possible under the voluntary disclosure program. See  <a href="http:&#x2F;&#x2F;www.forbes.com&#x2F;sites&#x2F;robertwood&#x2F;2014&#x2F;06&#x2F;18&#x2F;irs-announces-better-offshore-amnesty-program&#x2F;" rel="nofollow">http:&#x2F;&#x2F;www.forbes.com&#x2F;sites&#x2F;robertwood&#x2F;2014&#x2F;06&#x2F;18&#x2F;irs-announ...</a> . That reduced the outrage some.<p>Before then, <a href="http:&#x2F;&#x2F;www.reuters.com&#x2F;article&#x2F;us-usa-taxes-foreign-idUSTRE7B723920111208" rel="nofollow">http:&#x2F;&#x2F;www.reuters.com&#x2F;article&#x2F;us-usa-taxes-foreign-idUSTRE7...</a> reports that after 26 months of work, and at one time with a likely penalty of $172,000, the final penalty was $25,000 total. Does that count as &quot;come across&quot;?<p>Even without paying the fine, <a href="http:&#x2F;&#x2F;www.thelocal.se&#x2F;20120306&#x2F;39522" rel="nofollow">http:&#x2F;&#x2F;www.thelocal.se&#x2F;20120306&#x2F;39522</a> reports &quot;while Pamela may no longer be facing a seven-figure penalty, she&#x27;s already racked up a bill of $40,000 in accountants&#x27; and lawyers&#x27; fees.&quot; Most of the cases I&#x27;ve heard of (the Reuters piece includes more) are of people who paid penalties under the voluntary disclosure program or had to spend a lot on accountant fees to get things straightened out.<p>And there&#x27;s still the stress of worrying if a minor mistake out of ignorance when I send the information to my accountant might still end up with huge penalties in the future.