Yes, this is regular homeowner&#x27;s insurance -- it went from 300 a year to 1650 a year within the span of about 5 years.  This was just after the 2008 economic meltdown, so I&#x27;m sure the insurance companies had to make up for other investment losses.  But their excuse, is that my 180K house (with a market value of 160K) has a rebuild cost of over 350K based on their estimation.