What&#x27;s not to love is that money doesn&#x27;t come from nowhere.<p>So if we set up service providers with a way to prevent new entrants into the market, what that means is that they get monopoly-like control over pricing (because the simplest mechanism for fighting that is new market entrants) and then that means that everyone overpays for their services.  Including the people who now discover that their $12 or $15 wage is still not enough.<p>Or put another way, the technical term for &quot;small business owners who control their market segment&quot; is &quot;cartel&quot;...