And they won&#x27;t make those loans in the absence of a viable business plan. (Plus, this isn&#x27;t Silicon Valley. The prospective business owner is almost certainly going to need to put some of their own money in.) A lot of dying ex-resource extraction towns just don&#x27;t present much of a business opportunity for anyone. I also suspect that a lot of readers here don&#x27;t appreciate that really long drives to get to a &quot;real&quot; store is not that unusual across fairly large swaths of the US.