Moving from the UK to Germany, I chose Deutsche Bank based on its reputation.<p>Pros:<p>* English! There is always someone on the phone who can speak English, and they can even send their letters in English. (for Germany, this is very rare)<p>* More &quot;high touch&quot; - there is a person assigned to your account<p>* I can&#x27;t remember if this was the case in UK, but I noticed that transfers to some Western EU countries have no fees and happen almost instantly. Yay!<p>Cons:<p>* Buggy app and web interface, sometimes the login fails or hangs randomly (revenue was €31.95 billion in 2014, it&#x27;s understandable that they can&#x27;t afford spending too much on this)<p>* The way to authorise online transactions is with a piece of paper with 100 codes printed on it (TAN list). This was a shock, but it&#x27;s apparently common here.<p>* Taking advantage of new customers. They offered me a loan which I later realised had a ridiculous interest rate. (I guess this isn&#x27;t exclusive to DB, but silly me expected that a good, more prestigious bank would value longer term customer relationships)<p>* Stupid useless cards. The default account (€5&#x2F;month) comes with a card (EC Karte) that can only be used at German ATMs and in most German stores. Good luck trying to do anything online with it. For that you need a credit card (extra €5&#x2F;month), the very idea of something like VISA Debit seems completely alien to Germans.