<p><pre><code>  &gt; What benefit is there to hiring someone that could retire pretty
  &gt; much at any minute?
</code></pre>
Experience? In addition, some people actually enjoy working, and choose not to retire the instant they can.<p><pre><code>  &gt; Or someone who didn&#x27;t have the foresight to plan for
  &gt; their future in a manner that allowed them to retire at
  &gt; a reasonable age?
</code></pre>
This again seems to based on the premise that everyone who can, will of course choose to retire as soon as possible. I don&#x27;t think that is always the case.