I wonder if we are thinking about the housing cost problem properly.  I live in NYC and there are a lot of affordable options.  That&#x27;s certainly not the case about the most desirable locations.  But ipso facto those locations will continue going up in price.  Perhaps the problem is not so much about housing cost but transportation and access to services (eg uber, doordash), which seem to be advancing and making a lot of progress.  Would love to hear your thoughts about this.