Yeah, the downward spiral towards being on the rocks was just as bad, if not worse, than being homeless.  Watching your bank account dry up is not fun.  Coming to the realization that your friends and family can&#x27;t, or won&#x27;t, be able to catch you when you hit bottom is pretty sobering.  Not having the skills necessary to negotiate not having a place to live is terrifying.  It&#x27;s weird getting to the point where you might not even be able to pay for your cell phone bill.  And being depressed is, well, depressing.  I have no intention of ever reliving that experience.