Have any consumer advocacy-type people compared LendUp&#x27;s APRs and terms with that of traditional payday loan companies? 203% to 755% APR for a first-time borrower sounds comparable to what many others already offer. How much of a better deal are you getting?<p>I would like to see payday&#x2F;title loans and other debt traps legislated off the market completely, and at those APRs, I don&#x27;t see how this is substantially different.