But Apple must have <i>some</i> insight into the process, since they quietly introduced their own 12-month upgrade plan:<p><a href="http:&#x2F;&#x2F;www.apple.com&#x2F;shop&#x2F;iphone&#x2F;iphone-upgrade-program" rel="nofollow">http:&#x2F;&#x2F;www.apple.com&#x2F;shop&#x2F;iphone&#x2F;iphone-upgrade-program</a><p>(Oh yeah, <i>with</i> free AppleCare+ insurance)<p>It sure looks like Apple is planning for a future where everyone is paying $25&#x2F;mo forever to lease the latest handset that tickles their fancy, with the carrier being a swappable option.