Luck is not a zero sum game. Yes, he was partially lucky and yes, he earned every dollar. There&#x27;re so many lucky people in the world and so few Allens.<p>I also have experience anchoring in the Caribbean, among reefs as well (abeit in a much smaller yacht, like, kind of order of magnitude smaller :-)). And no, you can&#x27;t predict where your anchor chain will go, especially if your common sense contradicts what &quot;local authority&quot; says. Sometimes they&#x27;re right (most of the time, they were born there and spent the whole life) but sometimes they are just plain drunk and do not care. Island time.