Holy crap this is alarming! I&#x27;m so glad that there are institutions like the eff that can catch these kinds of practices and predict how they can be mismanaged to serve rather ulterior motives.<p>As a side note, I have a sick feeling that this technology will be used to exclusively target the most vulnerable of society. In fact, it provides an incentive for police to patrol those neighborhoods, since they are (AFAIK) more likely to have outstanding debts or unlikely to have the means to pay them promptly.