Wouldn&#x27;t that allow somebody who stole your phone to lock you out of your bank if they answered the call? Seems like that&#x27;d make a stressful situation potentially worse if thieves knew they could do that. Especially if they called from a number that&#x27;s linked to the bank anywhere and something like Google&#x27;s dialer surfaces who it is - your bank calling seems like a potential &quot;maybe I can get more&quot; for a thief so they might be inclined to answer and impersonate.