It&#x27;s an interesting list... To me, improving provision of medical service and education definitely seems possible, as a lot of current problems are due to the fairly artificial constraints in the system. Removing them, or going around them, can really do a lot.<p>Things like child care and finance are not as obvious to me though: these are already competitive industries, with very price-sensitive clients too, and (IMO) mostly sensible regulations, so if something both cheap and competitive was possible, why hasn&#x27;t it happened yet?<p>Also, as for &quot;Equally credible alternatives to university education&quot;: I&#x27;m not sure if I get this one right, wording is a little confusing -- you mean the problem being that people feel forced to spend lots of $$ to study things they won&#x27;t actually need for their jobs? IMO, to answer that, we also first need to answer why exactly is it the case currently: e.g. no government sponsorship of community colleges is going to help if the reason is that education is primarily used as a signaling device... (Edit: I see your response to another question -- namely a startup offering an independent alternative to screening on education -- and I agree that this can be promising. Not easy, but promising.)