There&#x27;s an argument that could be made that capitalism is based on the idea that those who understand compound interest are allowed to exploit those who don&#x27;t.<p>So no, you&#x27;re not the only person who thinks that. And there are plenty of people who want you to keep thinking that. Especially people with bright new financial services apparently aimed at making the wealth gap even worse than it is already.<p>Robbery by math.