For $400k in Oregon, you can do that now.<p><a href="https:&#x2F;&#x2F;www.redfin.com&#x2F;OR&#x2F;Beavercreek&#x2F;23931-S-Schuebel-School-Rd-97004&#x2F;home&#x2F;25742576" rel="nofollow">https:&#x2F;&#x2F;www.redfin.com&#x2F;OR&#x2F;Beavercreek&#x2F;23931-S-Schuebel-Schoo...</a><p>Just have to get an occupancy permit.  Taxes were $5k for 2014.