Yes, we&#x27;re still on the same page. The Banking system is rapacious and it should be done away with.  Its capital allocative functions have been subverted by extraction. It&#x27;s an emergent system so that isn&#x27;t to imply that the people who work at banks are rapacious. That would be the fallacy of division: <a href="https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Fallacy_of_division" rel="nofollow">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Fallacy_of_division</a><p>It is that bad.