&gt; Payday loan companies are the worst offenders in this category, I&#x27;d love to see an &quot;uber&quot; for that.<p>Me too, but it&#x27;s very unlikely to happen.  Payday loans (according to <a href="http:&#x2F;&#x2F;thehill.com&#x2F;regulation&#x2F;237538-borrowers-default-on-nearly-half-of-all-payday-loans-in-2-years-study-finds" rel="nofollow">http:&#x2F;&#x2F;thehill.com&#x2F;regulation&#x2F;237538-borrowers-default-on-ne...</a> and the study linked there) have a default rate of about 46% in the first two years, making them risky plays; to compensate for that, they have to increase interest rates and fees, which is a huge part of what makes them evil in the first place.  Of course, the fact that 80% of payday loans are due to loan churn itself (paying off a payday loan with another) contributes to that in a big way, so maybe it could be done somehow.<p>I&#x27;d be interested in seeing a saner way of handling payday loans than exists right now, but I&#x27;m skeptical that it could be done in a way that isn&#x27;t -- in some way -- predatory.