We certainly have a long way to go here. I found it endlessly frustrating trying to get an expense card for my nanny. I wanted her to have access to a set limit of my money to pay for things for the kids but not an endless supply. I wanted it to just be there. I never found any banks that had anything even remotely like that. I ended up just getting a reloadable debit card that I have to keep topping off for her. And the biggest kicker... it takes 5 business days for the money to show up on it. How does it take 5 days to move some 1s and 0s from this account to that account? And why &quot;business days?&quot; Do their computers not work on the weekends? Crazy and frustrating.