I&#x27;ve proposed a number of things at <a href="http:&#x2F;&#x2F;catallax.info" rel="nofollow">http:&#x2F;&#x2F;catallax.info</a>.  It boils down to changing incentives.  We are currently incentivised to get the most for our dollars in the present.  When you change the incentive to allow for more reward in the future if you spend your today dollars &#x27;better&#x27; you can make sentences like &#x27;decreasing the cost of living&#x27; much less relevant to the conversation.