Why was this down-voted?<p>Ask yourself this; If tptacek&#x27;s comment had the races reversed, would you think it racist?<p>If it&#x27;s racist to say, &#x27;most crime is committed by African Americans&#x27; why isn&#x27;t it racist to say &#x27;middle class white people are responsible for levying default judgements and financial catastrophes on others?&#x27;<p>I&#x27;m a middle class white person. I don&#x27;t wish ill on any black people, or any other people. I don&#x27;t wish late fees, high default judgments or financial catastrophe on anyone.<p>Why do I feel bad for typing this?<p>Political correctness is ass-backwards.<p>We want to be nice to each other, we want to live fulfilling, and &#x27;happy&#x27; lives. Political correctness as it is actualized today lies in stark contrast to those goals.