interesting take.  I&#x27;d like to hear what PG and others think. Coming from a middle class background, I can relate a bit and see-observationally-the other components to what Ricky&#x27;s calling &quot;mindset inequality&quot;.  It&#x27;s almost like &quot;new money&quot; vs folks that have bigger dollars to spend growing up.  I know a lot of friends that have deeply entrenched psychological elements they need to overcome before reaching that &quot;next level&quot; that were engrained because of their upbringing.  And, to Ricky&#x27;s post, it&#x27;s sometimes more of a challenge than the monetary differentials.