What this article doesn&#x27;t mention is the vast amount of people that knowingly took out a home loan that absolutely did not have the income to pay it.<p>I can remember when things were crashing, they interviewed many people on TV that said they had no responsibility because it was the &#x27;bank&#x27;s job to check if they had the income&#x27;.  A couple took out a loan on a $500,000 house and both had minimum wage jobs.  It&#x27;s not like they lost their jobs.  They only ever had minimum wage jobs.<p>Everyone got greedy.  The banks were forced to take on really risky loans because the government thought it was a good idea that everyone should have a home.  They bundled them up and tried to make even more money on them.<p>People figured out pretty quickly that you could get a home with virtually nothing down and many banks didn&#x27;t even check to see if you had the income.<p>It&#x27;s easy to put the entire crash on the big, bad, bankers, but there are multiple groups to blame here (bad government policy+greedy bankers+greedy people wanting houses they can&#x27;t afford).