&gt; This way, isn&#x27;t money (up to 100k euros) considered safe in your view?<p>Not if they&#x27;re in a greek account, for sure. They&#x27;re better off in an account in a north-western EU country, but the Euro may still fail catastrophically.<p>Anyway, it&#x27;s not about weighing risks, the GP was making a rhetorical point about being perfectly safe. Nothing is perfectly safe. For anything less that €100k, a bank account is a very safe place, and you can probably get a savings account that tracks reasonably closely to inflation. But it&#x27;s not &quot;making just a bit of a money while taking zero risk&quot;, it&#x27;s &quot;possibly breaking even with inflation, while taking microscopic risk&quot;. Unless you&#x27;re only holding the money for a very short period of time, you&#x27;re almost certainly better off sticking it in an investment vehicle with an acceptable (non-zero) risk profile.