I agree, the longer you can work, the more secure your retirement will be. In my case, I&#x27;m 55 and can pay for living expenses from savings, investments, and rental income.<p>It isn&#x27;t a comfortable life, but it is manageable provided the ACA stays in place. If the ACA is repealed, then I&#x27;ll have problems and may have to emigrate to the UK where I also hold citizenship.