That&#x27;s the thing, they don&#x27;t loan the money, they create it, banks haven&#x27;t functioned the way they&#x27;re popularly imagined to function for centuries. And it&#x27;s so sad that this false image is the moral basis for banks going after borrowers assets.<p>The bank doesn&#x27;t lend you someone else&#x27;s money, it creates the money(no effort) and you have to work and put up real collateral to pay it back.<p>By G-d we should all be working to expose and undo this madness.