&#x27;PwD&#x27; is inherently complex. I have mild clinical depression - it&#x27;s a disability, but I don&#x27;t need any welfare for it. That&#x27;s one end of the spectrum. The other end is the GP&#x27;s quadriplegic brother.<p>There should simply not be a &#x27;PwD&#x27; element to BI - that should be a separate item altogether, otherwise it&#x27;s just the thin end of the wedge. Leave it in healthcare-based welfare where it belongs, where both complexity is expected and health issues are better understood.