There are also papers which support the notion that arbitration is more favorable to the complainant.[1]  We can all cherry-pick documents that support our prior beliefs, but if neither side can convince the other, as is the case here, I think it is more fair to say that the evidence is unclear.<p>Nobody has to buy insurance against employee claims, but many of the largest insurers offer it, which suggests that this is a common issue.[2]<p>[1] <a href="http:&#x2F;&#x2F;repository.law.umich.edu&#x2F;cgi&#x2F;viewcontent.cgi?article=1466&amp;context=articles" rel="nofollow">http:&#x2F;&#x2F;repository.law.umich.edu&#x2F;cgi&#x2F;viewcontent.cgi?article=...</a><p>[2] <a href="https:&#x2F;&#x2F;www.nationwide.com&#x2F;employment-practices-liability-insurance.jsp" rel="nofollow">https:&#x2F;&#x2F;www.nationwide.com&#x2F;employment-practices-liability-in...</a>