In the same way that PG described wealth inequality at the top, there are also a number of reasons people aren&#x27;t prosperous. Certainly poverty can be a roadblock to someone who would otherwise be prosperous, but we are fooling ourselves if we believe that is the case for all. There are starving artists, but there are also people who will just do the minimum required at any point. In my opinion there are two problems here.<p>1. How to maximize the number of prosperous people.<p>2. Ensure that those who will never be prosperous still aren&#x27;t going to starve.<p>Incentives clearly matter in human behavior. Which is why I believe a negative income tax would be a better system than BI. Choose a livable stipend with free time or the alternative is digging ditches for very little difference in pay? I know what my choice would be. Conversely taking a low paying or part time job to supplement a negative income tax could eventually turn into a few years of experience on a resume to take the next step up.