What happens when you find out that what most people think they &quot;like&quot; is to hang up with friends, drink beer, play games and have as much sex as you possibly can?<p>What happens when said group of people finds out there&#x27;s such horrible things as bankrupcy, or debt collection, or evictions?<p>What happens when they figure out that the things everybody expects them to do to pull themselves out of the mess is complex stuff that cannot be learned on the fly, and that requires years of practice before results can be obtained by investing a reasonable amount of effort?<p>It is good and proper to enjoy ourselves in life, but sometimes you need to force yourself to do stuff that either you must do right now in order to avoid extremely unpleasant outcomes, or that you should do in order to position yourself for more good things to come your way in the future.