I can only offer you my personal opinion, which could well be wrong.  I can take no responsibility for what you do with your money.<p>That said, my opinion is this: there&#x27;s far more risk than potential reward in the market right now, even after this drop.  This is probably the beginning of a bear market that could last, I don&#x27;t know, anywhere from maybe 6 to 18 months.  I would definitely not suggest buying until it&#x27;s <i>clearly</i> over.<p>EDITED to add: here&#x27;s a good summary: <a href="http:&#x2F;&#x2F;seekingalpha.com&#x2F;article&#x2F;3825236-bear-market-phases-see" rel="nofollow">http:&#x2F;&#x2F;seekingalpha.com&#x2F;article&#x2F;3825236-bear-market-phases-s...</a>