Well since we started with the pilots I’ll go there first. They progressed very quickly at first. One meeting turned into three which turned into 5 more and then we actually got wireframes and mockups made. And then everything seems to go into super slow-mo.<p>When that happened with one bank we used the first relationship to leverage into a second one with another large bank, after going through a near identical process we realized that big banks all move much slower than we can (even the ones that claim they can move very quickly).<p>At that point we started pursuing relationships with smaller banks and those seem to be significantly faster albeit still very slow in comparison to a startup.<p>The most recent revelation with the bill pay stuff has literally been over the course of the last 7-10 days because we threw out what we thought was a hairbrain idea to buy a small bank to an investor we knew well.<p>He got excited and offered to fund the entire deal if we could find one that we thought could work well.<p>That kind of kicked ideas into hyperdrive about what we could build to attract users now instead of waiting, and the tool to identify bills within emails was thought up and began progress on just so us and some of our friends can try it.<p>It’s not a launched product yet, but its close to something we could stick in the chrome store as an extension and see the feedback we get.