Also see social credit theory for the idea that the value of goods produced by workers is always less than their wages:<p><a href="http:&#x2F;&#x2F;www.socred.org&#x2F;" rel="nofollow">http:&#x2F;&#x2F;www.socred.org&#x2F;</a><p>Plus banks have a monopoly on money creation and can create it with zero cost, ramping up land prices and soaking up all productivity gains into land. All the rentier need do is kick back and wait for the state to add value so they can charge more rent. Henry George knew it but it seems today nobody has the faintest idea how money works:<p><a href="http:&#x2F;&#x2F;www.henrygeorge.org&#x2F;pcontents.htm" rel="nofollow">http:&#x2F;&#x2F;www.henrygeorge.org&#x2F;pcontents.htm</a>