The full quote is &quot;money won&#x27;t make you happy (within reason)&quot;. I agree with this. Once you cover basic needs and some luxuries (say, a car, a nice house, the possibility to travel and pay for the education of your kids; add or subtract whatever floats your particular boat), additional money won&#x27;t buy you more happiness.<p>The kind of money that affords you these luxuries also gives you peace of mind. You can always scale back in difficult times, and it won&#x27;t hurt you much.<p>Having huge amounts of money won&#x27;t make you happier -- you&#x27;d be well past the &quot;peace of mind&quot; stage at that point -- unless your most desired goal in life is to be a billionaire philantropist like Bill Gates. Or a power player in the world&#x27;s economy. Or swimming in a pool of gold coins like Scrooge McDuck, I guess.