Am I the only person that thinks representing a loan only designed to be held for a week or two at an annual rate is about as useful as the weatherman giving the forecast in degrees kelvin?<p>It&#x27;s a payday loan. You pay it back plus $10-50.<p>And this is supposed to be &quot;predatory&quot;? Jeez. I&#x27;d have been screwed a few times without these evil &quot;loan sharks&quot;.