I am familiar with the credit-theory of money as opposed to the debt-theory which we currently use. David Graeber explains it in <i>Debt: The First 5,000 Years</i>[1], for anyone interested in further reading.<p>[1] <a href="https:&#x2F;&#x2F;libcom.org&#x2F;files&#x2F;__Debt__The_First_5_000_Years.pdf" rel="nofollow">https:&#x2F;&#x2F;libcom.org&#x2F;files&#x2F;__Debt__The_First_5_000_Years.pdf</a>