Australia&#x27;s a bit bigger, but with similar forward-looking banking systems.<p>I was floored when I had to sign my name (on a brand new touchscreen) in the US but EMV wasn&#x27;t deployed.<p>Contactless payments were brand new too (I couldn&#x27;t use Android pay at that point), but we&#x27;d had &quot;tap and pay&quot; in Australia for two years at least. In Canada, someone took a carbon copy imprint of my card. An imprint, in 2015!<p>I can&#x27;t find the exact dates, but EMV has been in Australia for at least a decade, signatures were &quot;deprecated&quot; at the end of 2014 and cheques are pretty much gone now.<p><a href="https:&#x2F;&#x2F;www.commbank.com.au&#x2F;about-us&#x2F;news&#x2F;media-releases&#x2F;2006&#x2F;050406-news-tap-n-go.html" rel="nofollow">https:&#x2F;&#x2F;www.commbank.com.au&#x2F;about-us&#x2F;news&#x2F;media-releases&#x2F;200...</a> says that NFC payments started in 2006, but they took a few years to really take off. Last year I could finally use my Android phone to pay pretty much everywhere (and it&#x27;s more secure than an NFC credit card, because I need to unlock my phone <i>and</i> enter a PIN to make a payment)<p>Also, what&#x27;s the deal with interbank money transfers in the US? All I need to send money to someone in Australia is the BSB (Bank-State-Branch) and an account number. It takes about 2 days for the payment to clear.