That&#x27;s besides the point. Most young people today can&#x27;t afford a house. So they take a mortgage loan to buy one, and surprisingly, houses tend to be priced just at the level of the loan an average person can get.<p>The situation is different from the TVs and computers and cars because those are not considered as important as your own house. Most people eventually <i>have</i> to move out, so they <i>have</i> to participate in the game. I believe we call it &quot;inelastic demand&quot;.