There is no truth to that and I&#x27;ll tell you why - a bitcoin ATM in one country and a bitcoin ATM in another country are all you need.<p>If the combined spread is less than a money transmitter, then you save money. It is very simple.  Many exchanges have around a %1 spread. Many remittance services are 10% or more. This is not rocket science and the article you linked to is from a service threatened by cypto-currencies.