&gt; But does the fact that I know the limits of my car&#x27;s abilities make me a more dangerous driver?<p>Perhaps. Devices like this might tell them if people that occasionally drive hard are more likely file a claim.<p>&gt; Are we tracking things that make dangerous drivers, or tracking things that are easy to track?<p>I&#x27;m guessing they will track everything they can reasonably track and the set of things they can track will increase over time.