I&#x27;ve avoided having to trust PayPal with any sum of money since I first heard of their freezing practices years ago.  Back then (not sure if this has changed) they weren&#x27;t regulated like a bank so they could get away with some pretty shady behaviors.<p>I always suspected that they were taking the collateral and making short-term investments, this is the first time I&#x27;ve ever seen them try to do both with the same company at the same time...