As a programmer, my dream service is an API that lets me code against all of the financial institutions&#x2F;businesses that I deal with. Not a read-only thing like Mint uses, but something I can actually execute, receive events, etc... so that I could automate my finances with code.<p>A few examples of things I&#x27;d like to be able to do:<p>Every Saturday, automatically transfer X% of last week&#x27;s revenues to a savings account (which I use to pay my quarterly taxes).<p>When my personal checking account balance drops below $X, transfer $Y from my savings  account at another institution.<p>On the 10th day of every month, pay off my MasterCard balance from my personal checking account. If doing so would leave less than $X in the account, then don&#x27;t do it, and alert me (probably by email) every day until I fix it.<p>Every time my personal account receives a transfer from my business account, transfer X% of that to a retirement account.<p>Etc....<p>Of course, the barriers to doing something like this are enormous. Enough that it might simply be impossible, but you&#x27;re the one who asked for &quot;dream[s].&quot; :)<p>Good luck!