Most useful reply so far. Thank you. I really needed a story of someone who lived kind of the same experience.<p>I know there are risks, and contrary to what people here seem to think, I am not easy to rip off. We haven&#x27;t even started to negotiate with my boss, of course I will try to avoid loans and all that, I am not stupid. I haven&#x27;t taken a decision yet, I need to think about it and talk to my boss and team for a couple of weeks.<p>Again, thanks!