&gt; One received his wealth through inheritance and really isn’t doing much with it<p>Seems very naive - what would doing a lot with it even mean? It&#x27;s definitely not under their mattress and even if it&#x27;s sitting in a bank at 0.1% it&#x27;s being invested by the bank. Otherwise it&#x27;s going to be in some mix of stock, bonds, and private investments. Don&#x27;t see how that&#x27;s much different than the entrepreneur who sold their company for $X,000,000 and doesn&#x27;t reinvest all of it into their next company