&gt; Then I thought about it, who has more experience with these scammers than the accountant that screwed up?<p>On the other hand, sometimes people fall for scams because they are extremely gullible and they <i>never</i> learn. e.g. <a href="http:&#x2F;&#x2F;www.neogaf.com&#x2F;forum&#x2F;showpost.php?p=36572169" rel="nofollow">http:&#x2F;&#x2F;www.neogaf.com&#x2F;forum&#x2F;showpost.php?p=36572169</a>