This article touched on the fact that additional information these sensors provide is interpreted in a traditional context.<p>&quot;Early company surveys of people’s interest in usage-based insurance revealed that about 40% of people had a viewpoint that was some variation on “No way in hell.”<p>followed by<p>&quot;Progressive concluded Snapshot was overestimating the potential for accidents from midnight to 4 a.m. driving on week nights, and now considers late-night driving to be high-risk only on weekends.&quot;<p>That&#x27;s why people don&#x27;t want to tell their insurance company anything more than the minimum.  The insurance companies thought driving at night was risky and it wasn&#x27;t until they had snapshot telling them that just because someone works 3rd shift isn&#x27;t an inherently higher risk did they not pull their head out of their butt.  So now, via snapshot they can offer competitive rates to people on 3rd shift whereas before they&#x27;d just have jacked the rates on the few that were unlucky enough to file a claim for something happening in the evening.  Um, hooray?