&gt; You say this like it&#x27;s a bad idea to hire people who were convicted of felonies who&#x27;ve served their time and are now out of jail.<p>Yes, because its a good idea to put them in a position of power right after they are out of jail. Did you not bother to read the link to the drunk girl who stupidly got into a car with one of these guys?<p>One of the main arguments proponents make about these services is driving people who have been drinking home and people in strange places home.<p>&quot;Hey this one situation is risky, we shouldn&#x27;t let them do X because there are clear instances of bad things happening because they pick up impaired passengers.&quot; isn&#x27;t even close to saying &quot;HEY NO ONE HIRE FELONS&quot;.<p>If you want to engage in childish strawman arguments that have nothing to do with the problem I&#x27;m discussing, go troll someone else.<p>&gt; Anyway. In CA, folks who drive for nontraditional taxi services like Lyft and Uber have access to (and are required to carry) coverage while transporting a fare, coverage between the time they accept that fare and the time that they pick up that fare, and all other times they are operating their vehicle. [0][1][2]<p>&gt; But drivers have been incurring all sorts of risks when they use their personal vehicles for TNC work. During Period 1, Uber and Lyft do not offer collision (coverage for when the policyholder is at fault), comprehensive (for fire, theft and other damage), underinsured motorist coverage or medical payments.  (They also do not offer those coverages for the succeeding periods, unless drivers carry them on their personal policies).<p>&gt; The new insurance is offered by Farmers as a supplement — called an endorsement — to drivers’ personal auto policies, and it will cost an additional 8 percent of their premium. A smaller insurer, MetroMile, already offers individual ride-service insurance, but it’s exclusive to Uber drivers. That insurance costs a base rate plus a per-mile charge.<p>Yes, your article agrees I&#x27;m correct despite you arguing with me for some bizarre reason(?)<p>The drivers themselves need to buy supplemental insurance or there is a gap in coverage during Period 1.