Absolutely, there is a point below which people just don&#x27;t have the luxury to not take any extra work they can.<p>There is, however, also a large group of people who <i>could</i> have more free time but choose to work more because they prefer to own more stuff to having more free time.<p>I work an 80% job (4-day work weeks) because I have reached the point where I don&#x27;t really <i>need</i> more money. I don&#x27;t consider myself rich, but with my spending patterns I don&#x27;t need to worry about a daily budget anymore, and I have cash leftover to save every month. A lot of people are genuinely surprised by this decision, even though they work the same kind of job as me and therefore many of them likely have a similar financial situation.