Edit: Ok, this makes more sense to me now. It&#x27;s really more nuanced. On my rate plan, retail cost for electricity is ~20c. (link below). So as my bill, over the year, accrues a negative balance, that balance reflects a <i>retail</i> rate. For example, on my final true up statement, by balance was -$360. But, my end of year true-up compensation was $72. How is this? First, they deduct their minimum monthly charges of $72 which I have no issue with. If my negative balance doesn&#x27;t cover that, i owe them cash. But if it does, they then ignore that credit balance, and they use the number of surplus kw&#x2F;h, multiplied by a wholesale rate of $0.03403, and use that to arrive at what they owe me.<p>So there&#x27;s the whole story. They do not refund your credit balance at the end of the year.<p>Rates: <a href="http:&#x2F;&#x2F;www.pge.com&#x2F;en&#x2F;myhome&#x2F;saveenergymoney&#x2F;plans&#x2F;tiers&#x2F;index.page" rel="nofollow">http:&#x2F;&#x2F;www.pge.com&#x2F;en&#x2F;myhome&#x2F;saveenergymoney&#x2F;plans&#x2F;tiers&#x2F;ind...</a>?