Yes, they offer the best rates out of any card I have ever seen. I use them for travel outside the Eurozone. They allow to keep money in EUR, USD and GBP at the same time.<p>Note that it&#x27;s classified as electronic money under British law so much worse fund protection than a bank account if any. I wouldn&#x27;t keep much money there.<p>They say that they will Charge fees after the first year of using it but haven&#x27;t said how it will look like yet. Until now they haven&#x27;t charged anything. They have planned some new features for tommorrow but I don&#x27;t know what to except.