Merchant account banks do this ALL THE TIME. It&#x27;s standard business. See here: <a href="https:&#x2F;&#x2F;www.reddit.com&#x2F;r&#x2F;smallbusiness&#x2F;comments&#x2F;320bbd&#x2F;my_merchant_account_provider_is_holding_over&#x2F;" rel="nofollow">https:&#x2F;&#x2F;www.reddit.com&#x2F;r&#x2F;smallbusiness&#x2F;comments&#x2F;320bbd&#x2F;my_me...</a><p>or here: <a href="https:&#x2F;&#x2F;chargebacks911.com&#x2F;knowledge-base&#x2F;what-is-a-merchant-account-reserve&#x2F;" rel="nofollow">https:&#x2F;&#x2F;chargebacks911.com&#x2F;knowledge-base&#x2F;what-is-a-merchant...</a><p>or here: <a href="http:&#x2F;&#x2F;www.cardfellow.com&#x2F;merchant-account-holds&#x2F;" rel="nofollow">http:&#x2F;&#x2F;www.cardfellow.com&#x2F;merchant-account-holds&#x2F;</a>