Or you&#x27;ll find that all the time you put into your work has left you with little hobbies and few relationships outside of your work. You&#x27;ll also have been honing only the skills necessary to succeed in the workplace, not be happy in your life. What happens is you retire and then you find you&#x27;re not really good at anything else, and your body is old and creaky and you just don&#x27;t have the energy to learn things as much anymore. Or, even worse, if you didn&#x27;t make quite as good investments as you thought you were or there is a huge market downturn and now you have no skills or resources. It happens to a lot of people.