Please elaborate on your random example, being &quot;pension funds&quot;.<p>What pension funds are you talking about?<p>Are you talking about AP7 (Which has two funds, one equity fund and one money market fund)? (Swedish: &quot;Sjunde Allmäna Pensionsfonden&quot; English: &quot;The 7th General Pension Fund&quot;).<p>I would caution you to be less general and provide more specific statements that you back up by facts. Currently it&#x27;s hard to realize what you&#x27;re trying to convey and the provided documents aren&#x27;t solidifying what you&#x27;re trying to convey either.<p>Speaking of the provided links, here are some context of the documents:<p>1) The &quot;konkurrensens_konsekvenser_pod_2.pdf&quot; document is in Swedish and has the title &quot;Konkurrensens konsekvenser&quot; (English: &quot;The consequences of competition&quot;). The document is 279 pages.<p>2) The su.se link is a press release from SU (Stockholm University) with the title &quot;Pressmeddelande: Sjuksköterskors arbetstrivsel försämras efter privatisering&quot; (English: &quot;Press release: Nurses work satisfaction worsened after privatization&quot;) and it&#x27;s announcing an article published in &quot;Journal of Occupational and Organizational Psychology, 82, 45-65&quot; by Falkenberg, H., Näswall, K., Sverke, M., and Sjöberg, A. (2009) by the name &quot;How are employees at different levels affected by privatization? A longitudinal study of two Swedish hospitals&quot; (Article in English).<p>3) The &quot;McNulty_InterimReport2010.pdf&quot; document is in English and has the title &quot;Rail Value for Money Study: Interim Submission to Secretary of State – September 2010&quot;. The document is 28 pages.