I think you are right vis-a-vis the article...but maybe the author does have a point that &quot;Uber, Kickstarter, Airbnb, and the rest&quot; could be disrupted through decentralization making the centralized services obsolete?<p>Example, I have an underutilized asset I want to leverage in the &quot;sharing economy&quot;, say a house I want to rent.  As long as the end user trusts the transaction is legit, which I think could be achieved through a decentralized system, I don&#x27;t need the &quot;tools&quot; of these centralized services.