It&#x27;s hard to say.  I know both were very important to me, but both also became apparent to me very young.  That was still my favorite as it allowed me to stand beside my elders rather than below them.  I could finally fit within their shoes and try to understand why they did or said what they had.<p>No doubt, it&#x27;s different for us all.  I&#x27;ve had gobs of insight at a young age for better or worse, but the moment at which I personally started truly feeling like an adult was when my net worth inched past zero and stayed there for longer than six months.  This wasn&#x27;t due to making more money, but rather overall managing life better.<p>As superficial as that may be - it was clear to me, at that point, that I was actually paying attention to the easy, banal maintenance work most of us know has to be done to ensure a stable life, and eventually, family.  And I think that was my motivation - a hope for my own family.