I think this is more common than people might realize. In fact, I think it&#x27;s fundamental to how the predatory lending industry(READ: banking industry) operates. David Graeber&#x27;s DEBT is a good read: <a href="http:&#x2F;&#x2F;libcom.org&#x2F;files&#x2F;__Debt__The_First_5_000_Years.pdf" rel="nofollow">http:&#x2F;&#x2F;libcom.org&#x2F;files&#x2F;__Debt__The_First_5_000_Years.pdf</a>