I&#x27;m from Germany and funny enough the ubiquitous online banking infrastructure here was sleeping for decades not providing a simple unified payment solution for their customers, staying dormant while PayPal took all the market.<p>It was so bad that the only serious contender is now the bank independent &quot;sofortüberweisung.de&quot; which literally MITM&#x27;s your online banking session and screen scrapes your data while you enter your PINs on their portal (I&#x27;m not making this up).<p>So its a tragedy that you have to support PayPal for us Germans, but in the end the imbeciles in the German banks are to blame.<p><a href="https:&#x2F;&#x2F;de.m.wikipedia.org&#x2F;wiki&#x2F;Sofortüberweisung" rel="nofollow">https:&#x2F;&#x2F;de.m.wikipedia.org&#x2F;wiki&#x2F;Sofortüberweisung</a>