What about people suffering from any mental illness that would seriously hamper their ability to take responsibilities or reach financial independence ? I am thinking of non episodic depression, phobias preventing doing anything that is performance related, etc.<p>There comes a time when they are alone in front of the mirror and yet will be unable to act upon it because of circumstances outside their immediate control.<p>Maybe it&#x27;s a bit far fetched and is an edge case though.