I don&#x27;t understand how people manage to log every purchase they make and keep on a budget (this app is no different). I find it so inefficient and time consuming. I can&#x27;t even plan a budget.<p>I prefer to focus on how much money I can actually save every month. Much simpler and easier to manage. Best is to put that money aside on the 1st of each month and see if you can stick to it.<p>Then choosing what to spend less on to improve that saving every month is by questioning the usefulness of the purchase (Will I use it? Will it make me happier? Will it improve my productivity? Will it allow me to create wealth? etc.).<p>Try to keep your living standard below what your income could afford. On the long run you&#x27;ll save money and live happier.