I&#x27;d like international ACH&#x2F;checking transfers to every country out there, mainly as a tool to pay international freelancers or similar self-employed people. I can say it&#x27;s viable because I&#x27;d use it.<p>PayPal does this quite well, but they unfortunately mix this with accepting credit cards so they&#x27;re subject to VISA and MasterCard&#x27;s rules(hence all the cries of &quot;PayPal shut us down and froze our accounts due to something triggering their chargeback risk alarm!&quot;).<p>Dwolla looks like what I want, but they&#x27;re only in the US. Still, I&#x27;ll probably use them to start with as an option.