There are literally already lots of people in other countries who are saving a larger percentage of their money by using bitcoin even if they don&#x27;t know it.  Remittances from Filipino maids in southeast asia are already an up and coming area. All they do is go to a small stall in  a shopping mall, and all their family has to do is go to a small stall in a shopping mall in Manila.  Now any two people can set up a back and forth settlement using btc.