I should also note that there is powerful Fed-chartered initiative, called the Faster Payments Task Force, going on right now. It combines +300 of the nation&#x27;s payment stakeholders (including big banks, networks, retailers, etc). We&#x27;ve made a ton of meaningful progress on speed, standards, and more.<p>Big news coming in the next few weeks...<p>(learn more at <a href="https:&#x2F;&#x2F;fedpaymentsimprovement.org&#x2F;" rel="nofollow">https:&#x2F;&#x2F;fedpaymentsimprovement.org&#x2F;</a>)