Don&#x27;t pensions rely on the market in order to remain solvent? Where does the supposed gain come from? Either it comes from the markets, in which case the workers are better off investing in the market directly, or it comes from the people paying into the system today, in which case it collapses as soon as the debits exceed the credits.<p>And no it&#x27;s more like &quot;pensions work 75%&quot;[0]<p>[0] <a href="http:&#x2F;&#x2F;abcnews.go.com&#x2F;blogs&#x2F;business&#x2F;2013&#x2F;04&#x2F;insolvent-union-pension-plans-may-double-by-2017&#x2F;" rel="nofollow">http:&#x2F;&#x2F;abcnews.go.com&#x2F;blogs&#x2F;business&#x2F;2013&#x2F;04&#x2F;insolvent-union...</a>