One solution would be to have laws like Europe has that require companies to provide to each customer all data it&#x27;s collected about that customer on request  Then you could &quot;take your data with you&quot; and show you&#x27;re a save driver.<p>Interestingly enough, Geico was started by someone who successfully predicted that government employees would be less risky (the GE stands for Government Employees):<p><a href="https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;GEICO#History" rel="nofollow">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;GEICO#History</a>