I&#x27;ve been studying on the continent now (from the UK) for the past year and a half and I&#x27;ve mainly used TransferWise to send money. When I first used it about a year and a half ago they took 2 to 3 days to send money, now if I order in the morning I usually get it just after lunch. Incredibly fast and competitive rates for low prices.<p>For example: Natwest charge you something like £30 to send money within the EU urgently within 1 to 2 business days. Their slow one take 2 to 4 days and still costs £10. By contrast TransferWise charged me £2.50 last time I sent £450. Presently TransferWise offer a GBP to EUR rate of £1 to € 1.3404, by contrast Natwest offers £1 to €1.3077.