&gt; Why is PayPal not dead?<p>Because of market saturation.  
Stripe just recently started an open beta here in Germany. There is Skrill but besides it being relatively unknown, they implemented fees for accounts unused for &gt; 12 months and have generally more fees than paypal (for the consumer)<p>And because of their consumer focus.
I have read many stories about paypal and how their actions made many problems… for businesses. I don&#x27;t see stories about them fucking over consumers, quite the opposite, they try to err on the side of them.<p>At least that&#x27;s my opinion. I probably wouldn&#x27;t use PayPal should I ever start a business needing a payment processor, but as a consumer? It&#x27;s awesome.