Benefits of credit cards : you can get ~2% back on all purchases, you get a free minimum 20 day loan so your cash is not affected immediately, and if there is fraud, you don&#x27;t lose any cash.  Also, has insurance and foreign exchange fee benefits.<p>Debit cards: if it gets compromised, you start losing cash out of your account<p>I don&#x27;t see why it is in anyone&#x27;s benefit to use a debit card, unless they lack self control.