First of all, congrats on taking control of your finances!<p>Also, good luck with the forthcoming app launch.<p>Sad to see the top responses didn&#x27;t celebrate what you&#x27;ve done but instead complained that you are putting out an app.<p>I&#x27;d suggest going deeper into your philosophy of why you only need 7 main categories. How did you decide on those exact 7? Where would you classify: giving, investing, and short-term savings (tech replacement, saving for an anniversary, etc).<p>Edit: as mentioned elsewhere, there are a bunch of typos too. &quot;taht&quot; instead of &quot;that&quot;, etc.