Thanks for the summary. I&#x27;d like to add a couple of salient points to it.<p>1. The insidious nature of the DoJ rules allows the DoJ to target &quot;risky&quot; industries (with no need to pass new laws), such that companies in those industries can&#x27;t get a bank account, making it hard or impossible for them to do business. This helps the DoJ to push out industries it doesn&#x27;t like, using the banks to do its dirty work.<p>2. It&#x27;s much worse than it sounds, being required to &quot;provide business documentation&quot;. Being classified as an MSB would force the account holder to implement an anti-money laundering program that is subject to independent review, and possibly report transactions of a certain range of values. For a personal bank account? This is, frankly, an egregious abuse of the law.<p>Disclosure: I wrote the blog post. I struggle to &quot;omit needless words&quot;, sadly.