&gt; Why don&#x27;t larger business do more frequent withdrawals from PayPal to a proper bank?<p>They should, and do. You can even automate daily withdrawals and send funds back to your actual bank account.<p>The OP didn&#x27;t have that foresight, or was overly optimistic about how things would run. In either case, it&#x27;s fairly naive to leave large amounts of funds sitting in a payment processor&#x27;s account. Move it to your bank account... or risk it being toyed with.