The problem with these analyses is that nobody invests in &quot;the market&quot;. What I have wanted to see for a while is returns on an average investment.<p>I&#x27;ve seen charts, for example, showing the Dow Jones from the 1929 crash to the present day, showing better returns over the long run than other investments.<p>However, nobody invests in the Dow Jones as a whole for 80 years. More likely, an average investor invests in a mroe or less random retail mutual fund for 20-30 year.<p>So, I would like to see the returns on the most popular mutual funds, or stock investment vehicles, over a shorter period of years. I think that would give us a more realistic pictures of what returns on &quot;investing in the stock market&quot; are likely to be like.