&gt; A proper background check [0] discovers with a relatively high degree of certainty whether or not one is likely to assault another (among many other things).<p>...yet you don&#x27;t want Uber to do proper background checks. Okay.<p>That makes no sense and you basically admit I&#x27;m correct then go on and on about something else.<p>&gt; From what I can tell (and from what I&#x27;ve read in the Uber driver recruitment letters I&#x27;ve been getting in the mail), Uber et. al. are straightforward about the limits of their insurance.<p>Once again, you aren&#x27;t countering my argument in any way shape or form. You are saying &quot;Well, yes the burden is shifted to drivers and that is okay.&quot;<p>&gt; You all-but-explicitly claimed that nontraditional cab companies were making it difficult to understand the limits of their insurance policies<p>You clearly don&#x27;t understand what I&#x27;ve written at all and I&#x27;m going to stop here because its pretty clear you are attacking strawmen and patting yourself on the back for it for some bizarre reason.