I can not imagine it is that good of a deal as I get calls about people wanting to help me with my foreign exchange on a monthly basis for many years now.<p>There is not topic that I get more cold calls on than this.  This suggests to me, this means it must be fairly profitable for those companies offering it, and that profit likely would come out of my pockets, but I haven&#x27;t done the analysis.<p>That said, I know my bank has pretty shitty exchange rates:<p><a href="http:&#x2F;&#x2F;www.rbcroyalbank.com&#x2F;cgi-bin&#x2F;travel&#x2F;currency-converter.pl" rel="nofollow">http:&#x2F;&#x2F;www.rbcroyalbank.com&#x2F;cgi-bin&#x2F;travel&#x2F;currency-converte...</a>