&gt; At least that&#x27;s my opinion. I probably wouldn&#x27;t use PayPal should I ever start a business needing a payment processor, but as a consumer? It&#x27;s awesome.<p>No, as a consumer PayPal is a fucking nightmare.<p>Their customer service makes the stereotypical American DMV look like paradise (I don&#x27;t live in the US, so I have only the image of the DMV from movies and TV).<p>Seriously, if you have a problem, just try to get their customer service reps to give half a shit about you and your issue. They&#x27;ll make you fax (it&#x27;s 2015...) a million forms to prove your identity and your mother&#x27;s maiden name and your pet rock&#x27;s birth certificate, and then tell you that they can&#x27;t help you with this problem, you&#x27;ll have to resolve it with the seller.<p>Their email response time is measured in glacial periods.<p>Oh, and you want to buy something on eBay and you have some account credit? Well fuck you, you can&#x27;t pay with PayPal. Your existing payment methods (credit card, direct connection to bank account) don&#x27;t work. Add a new one, scumbag. Oh, but not one that&#x27;s already on your account. Nope, we&#x27;ve seen right through your clever trick and won&#x27;t allow it. In fact, you can&#x27;t pay with a different credit card that&#x27;s associated with another PayPal account, because fuck you, that&#x27;s why.<p>I finally, after endless hours trying different combinations, figured out that I had to consume the account credit before they would let me use my traditional methods of payment to pay for the transaction.<p>You might say that you&#x27;ve never had the above problems, and that&#x27;s fine. You&#x27;ve been incredibly lucky.<p>I avoid using PayPal now whenever possible. They&#x27;re the devil reincarnated.