Social Security is not wealth, as to 401K average savings is not that high.<p><a href="http:&#x2F;&#x2F;blog.personalcapital.com&#x2F;wp-content&#x2F;uploads&#x2F;2014&#x2F;03&#x2F;401k-average.png" rel="nofollow">http:&#x2F;&#x2F;blog.personalcapital.com&#x2F;wp-content&#x2F;uploads&#x2F;2014&#x2F;03&#x2F;4...</a>  Note that&#x27;s only for people with open 401(k) accounts.  Also it&#x27;s pretax, so subtract ~25-35+% from those numbers.<p>For comparison the average house is worth ~180k.