I don&#x27;t know, it seems like many people with a lot of money can afford to be frivolous and end up bailed-out by the government.<p>See the Wall Street melt-down in 2009.  These are supposedly finance professionals who &quot;lent to the wrong sorts&quot; but that&#x27;s their only job, determining who and who not to lend to, right?<p>There&#x27;s a lot of &quot;boys will be boys&quot; among the upper-middle class and wealthy, whether those &quot;boys&quot; are boys or girls of these families.