I&#x27;ve edited it down to $25K.  I was thinking of 25 year estimates I&#x27;ve read, rather than 10 year estimates.  In-state public 4-year tuition averages $9K or so right now, plus housing.  In ten years this number will likely double or at least grow 150%, if the 5% growth rate continues to hold.  If the Fed&#x27;s monetary policy continues to push up interest rates, though, who knows how much more it might increase during that time.