Yeah clearing 350k pretax, 40% tax, for four years is $52k&#x2F;year.  Is that what we&#x27;re calling a &quot;win&quot; now?  In the land of (no longer just million dollar homes but million dollar condos) that&#x27;s a 20p down payment.  It doesn&#x27;t even get you into conforming loan territory.<p>As (I think potatolicious) said on here the real scandal isn&#x27;t the shit odds of a win, its how little many people come away from a win with. (Paraphrased)