The trim FAQ actually says it requires the bank login.[0] So it probably uses the same expensive bank account webpage scraping service mint uses.<p>[0] <a href="http:&#x2F;&#x2F;www.asktrim.com&#x2F;faq" rel="nofollow">http:&#x2F;&#x2F;www.asktrim.com&#x2F;faq</a>