Yeah, good point--I&#x27;d recommend investing only $10k or $20k if possible.<p>One of my points, though, is that you are effectively investing $100k in the company by taking a crap deal to work there (e.g., via a $25k pay cut over 4 years of work). For that $100k, you&#x27;re getting much less than you would get by simply straight-up investing $100k.