Yeah but once again this problem is statistical in nature. Admittedly the cloud isn&#x27;t perfect but the question remains. Does the &quot;Counter Party&quot; risk outweigh the chances that my home spun solution would fail? Since the likelihood of failure on my part is orders of magnitude higher then the &quot;counter party&quot; risk would have to be huge, like really enormous. e.g Amazon would constantly have to be on the brink of imminent collapse. This is not the case.<p>If Amazon went out of business there is no chance at this point that the loss would be total and catastrophic. Its essentially a bank at this point. Its shutdown would be orderly.