lsseckman had it right.  I&#x27;m comparing it with a non-bitcoin cenralized little app.  In an edit I added &quot;by comparing it with a centralized version&quot; to my first sentence.  crud is this - <a href="https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Create,_read,_update_and_delete" rel="nofollow">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Create,_read,_update_and_delet...</a><p>I&#x27;m comparing it with, basically, a spreadsheet&#x2F;database at a bank (i.e. if trust isn&#x27;t an issue).  to put into perspective the scale of the difference.