Why have police, or any sort of civil society? It&#x27;s impossible for most individuals to accurately or reliably evaluate risks or manage properly understood risks individually a social contract is required. This regulates the behaviour of actors so as to make transactions generally safer encouraging participation and economic activity. If a social structure (like a regulatory body) doesn&#x27;t step in then naïve players are exploited, sometimes to the extent that they end up dead.<p>We like living inside and eating regularly. Ditching these kinds of structures may lead back to the iron age, and wherever people have walked down the road of ditching them bad bad bad things have happened.