I think I was turned off because I envisioned a much grander future for blockchain tech than a glorified clearinghouse for big banks.<p>Banks will never use a public network (like Bitcoin) to manage inter-bank transfers. They&#x27;ll take the underlying technology and create a custom, private network where they can tweak protocols to their liking.<p>The hard part will be for the banks to form a board to oversee the network, because they&#x27;ll each have to contribute members and those members will have to work together and trust each other not to make sneaky or unfavorable changes to the underlying codebase of the private network. There will be lots of politics based on relative bank size and power within the network. Should be interesting to see how it plays out.