&gt; That said, your plan sounds pretty good. How does your plan change if you want to raise kids?<p>If I&#x27;d have kids (and wife) I&#x27;d need way more money of course. But I don&#x27;t want kids of my own. This opinion of me hasn&#x27;t changed in the last 10 years and I don&#x27;t think it&#x27;ll change in the future. I believe there are already plenty enough people on earth and more people wouldn&#x27;t make the world necessarily a better place.