How much of the industry retention problem is that the high pay scale allows for early retirement or early semi-retirement for many?<p>I&#x27;m in my mid-40s and could retire today if I wanted to. I don&#x27;t because I really enjoy the challenge and stimulation of my work, but I could.<p>To the extent that&#x27;s the root cause of low industry retention, I&#x27;d consider it a feature not a bug.