Source on that?  I&#x27;d want to see some pretty convincing evidence before I&#x27;d even consider doing that.  For starters you&#x27;ll be paying interest by doing that, which I guess is a &quot;good&quot; quality from the lender&#x27;s point of view, but I&#x27;m certainly not going to start forking over interest in hopes that it&#x27;ll improve my credit score.