It doesn&#x27;t. They use Plaid[1] as a gateway to your bank. Credentials never hit their system, only Plaid.[2]<p>[1]: <a href="https:&#x2F;&#x2F;www.plaid.com&#x2F;" rel="nofollow">https:&#x2F;&#x2F;www.plaid.com&#x2F;</a><p>[2]: <a href="http:&#x2F;&#x2F;www.asktrim.com&#x2F;security" rel="nofollow">http:&#x2F;&#x2F;www.asktrim.com&#x2F;security</a>