Might be a good idea to start specializing in controlling your costs. :P<p>Half-joking, but remember that there are two sides to financial security: your earning and your expenses. If you are making $200k but living paycheque-to-paycheque, you aren&#x27;t much better off than living frugally on $75k. And the magic of compound interest means you are better off staving while you are young.