What is it with you?Will all your home brew nonsense save your ass when your data is lost. I am basing all of my arguments on &quot;what is the statistically most likely to fail&quot; and &quot;given limited resources where would you store your authoritative copy&quot;. The answers to these are &quot;whatever you come up with will have a higher likelihood of failure&quot; and &quot;the authoritative copy goes into the cloud&quot;  You must be a terrible gambler. &quot;Will playing the odds save your ass if you lose your money on good bet&quot; no. But making good bets will increase your return regardless of the outcome of any given bet.