that plus they don&#x27;t necessarily restrict the loans with regards to the education you are receiving. it is one thing to go into a field that is experiencing good growth it is another to enter one that is saturated or quickly saturating.<p>It has always been my belief that if government is going to provide loans it should set limits on the cost of the education it is taking the risk for. It already sets limits on medical care through reimbursement rates, how hard would it be to limit course costs? The means test should be on what you are receiving, not necessarily who is receiving it.