While legal documents like terms and conditions can have surprising gotchas, they are not impossible to decipher for a layman and for a completely new website, it is absolutely reasonable and practical to spend an afternoon researching the gist of concepts and getting a sufficient understanding so you can create a T&amp;C that won&#x27;t cause you legal troubles.<p>That is, if you <i>want</i> to create a T&amp;C in the first place. Hacker News doesn&#x27;t have a T&amp;C. Facebook certainly didn&#x27;t have a T&amp;C when it first launched, and Apple didn&#x27;t sell their Apple I with a contract. You are very very unlikely to encounter any issues without a T&amp;C and privacy policy.