I&#x27;m 30 years old, and my rent is about $1200&#x2F;month (I&#x27;m married, which helps cut down on costs).<p>After taxes, $250k becomes $150k. After rent, food, staying alive, some travel, etc., I&#x27;m left with about $100k disposable per year. Like most of you, I don&#x27;t really have nice things, fancy clothes, etc.<p>I would continue to max out contributions to retirement accounts, though! You can invest in startups via IRAs and Roth-IRAs (I have done it).