I see and agree to your point, taking that kind of cut in salary is an investment of that magnitude. However, there are not many people that could even afford to put 2k, let alone 10k into a company. For most, putting in the time to help a friend, possibly valuing the time at 10k and giving that to them for free, is a much easier and safer bet. I know that makes little sense in terms of dollars, but no-one I know of, save some very busy consultants, have anywhere near 10k to &#x27;invest&#x27;. However, most folk I know of have a few weekends and hour after work to &#x27;invest&#x27; and help a friend out, possibly worth 10k in time.