An anecdotal counterpoint: I experimented with rent-per-minute cars in my local city last year. I learned that almost all my driving was commuting to work or sport practice, so I figured &quot;what would it actually cost to get rid of the car?&quot;<p>It turns out I paid appreciably less than the self-owned car model by getting an unlimited public transportation pass and using self-driving cars when I didn&#x27;t feel like riding a bus or tram. Something like 40% less, I don&#x27;t remember exactly now. I&#x27;d previously been driving a 7 year old Ford, so it&#x27;s not like I&#x27;m comparing it to something lux.<p>Also, you won&#x27;t have traditional car payments to be late on if it&#x27;s all Just in Time provisioning and service.<p>It&#x27;s all about overlapping layers of service though. Private ownership will make sense for some. Never owning will as well. Robust bus networks, trams&#x2F;trains in very dense established areas, self-driving (or at least shared economy) cars, and lastly private-owned vehicles all converge to provide a more accessible means of public transportation.