Let&#x27;s say I&#x27;m a college graduate (with accompanying student loan debt) and you&#x27;re a high school grad.  We both get jobs at the same company and you&#x27;re paid 40k while I&#x27;m paid 60k.  If we both get raises to 70k, I am still stuck with my student loan debt while getting paid the same as someone who did not need to spend years in school or take on student debt.