&gt; Did you see the interest rates cited in the article?<p>Yes. Did you?<p>article: Branch charges between 6% and 12% interest—based on the borrower’s creditworthiness—and loans are usually repaid between three weeks and six months later... Traditional microlending tends to be far more expensive—interest rates often exceed 25%<p>So we&#x27;re talking somewhere between 13% and 19% less interest (a 52% - 76% decrease in interest rate)... which sounds like a large improvement, though I agree it would be nice to see more discussion re: transaction fees.<p>What am I missing?