&gt; ~$500&#x2F;yr in various fees (insurance) before gas. Add in a $120 set of tires and rims every other year (because you don&#x27;t buy new, you buy used). If you live in a blue collar neighborhood maintenance usually costs next to nothing because you trade services with your neighbors or church congregation or have relatives or close friends that will do things at cost.<p>So, 560$&#x2F;year without gas? 522.26$ a year is public transit for me.<p>So I’d save 40$ a year, plus all the gas.<p>And my commute times are lower, I’m never stuck in traffic, and even if the commute might be long on some days, I can continue working or browsing the web during it.