Everybody wants a piece of the customer facing business.  That&#x27;s understandable because most people are familiar with banking through their own interaction as a customer; however, Silicon Valley is missing all the stuff that goes on behind the scenes.  Working in a bank is a technology nightmare.  If you could just liberate me and my colleagues from a few horribly designed yet highly used pieces of software, then so much more could get done.  You&#x27;d probably also save a life or two through the amount of stress better tools would eliminate.  I&#x27;d do it myself, and I have tried once before with a small undercapitalized team, but doing anything in the financial space is strictly against the terms of my employment.