Your kids first. Studies have shown time and time again that despite all those &quot;Is it worth it?&quot; talk, having a college degree in anything still equals better earning prospects over a lifetime. Everyone I&#x27;ve talked to who proposed &quot;fewer people should go to college&quot; &#x2F; &quot;more people should go to trade schools&quot; has at least one kid in or graduated from a 4 year degree program.<p>So when people say &quot;fewer people should go to college,&quot; I hear, &quot;other people&#x27;s kids should earn less so my kid doesn&#x27;t.&quot;<p>It&#x27;s time we took a hard look at how we pay for college and its costs, most assuredly. But it&#x27;s not time to discourage people from getting an education, especially with all the predictions about automation.