Not only do I not think that is true, I think there&#x27;s real danger that people conclude that more risk is better. SV is in many ways risk averse. The days when any kid could get a million dollars are over. Almost every success story seems to happen on a background of brand name colleges, companies, incubators or investors. What I think people mean when they talk about risk is really &quot;hype&quot;. People move to SV to work in the tech industry because that is THE place to be. You don&#x27;t have that in London, Berlin or even New York. The pure momentum of the industry simply overshadows any health care, housing, dating problems in the bay area.