Not to get into a tangent about social security and how the program manages money, but this isn&#x27;t quite an applicable comparison. Gov&#x27;t sponsored &#x27;ponzi schemes&#x27; can pretty safely be assumed to exist for about as long as the sponsoring government does (or, if they&#x27;re dissolved, one can pretty safely assume some kind of payout. At least in a revolution-fearing democracy).<p>If the government goes away, your investment into a pension program is probably a pretty low priority. A ponzi scheming company disappearing has a much more direct effect on the people who&#x27;ve invested in it.