&gt; There are almost 47 million people living in poverty in the US<p>Look at the definition of poverty and you&#x27;ll agree it&#x27;s certainly a form of poverty, but again compared to the majority of the planet doesn&#x27;t really cut it.<p>Living paycheck to paycheck is generally an unfortunate choice or lack of education, but the point remains that there&#x27;s a paycheck.<p>And I can certainly agree that the culture of credit&#x2F;debt isn&#x27;t the best.<p>&gt; Just because the average American has it much better than the average African doesn&#x27;t mean their situation is necessarily very good.<p>I completely agree, it&#x27;s not good at all. I think this underlies my point at the beginning that we need to give even if we don&#x27;t have $45B. Our ability to generate the paycheck or our ownership of assets on average outstretches the vast majority of the planet.