Too many options for me.  Analysis paralysis.  When it was one new phone model, plus the discounted previous version, it was easy. Go to store, hand VISA to guy in red shirt, walk out with new phone.<p>Now, I stare at the internet for hours, worry about which one will work best for me.  Go to store, worry more, walk out without buying.<p>And with the 5S being fast enough for most things, the main reason to upgrade is camera (but I have a Canon S100). And with carriers going to up-front retail pricing, what used to look and feel like a $99 purchase (pocket-change, even if it wasn&#x27;t) is now a $700 purchase (def. not pocket-change - I can take a short vacation for that).<p>Same with the iPads. It doesn&#x27;t help that my iPad Mini Retina still works fine for it&#x27;s primary use (reading), so no compelling reason to upgrade.