&gt;&gt; It&#x27;s crazy but people use this and have no problem handling over the keys to their bank account.<p>Part of the problem may be that people don&#x27;t really understand where those keys are going. They put the information into their computer perhaps via keyboard. Beyond that they often don&#x27;t know where it goes or where it gets stored. Perhaps they think it&#x27;s stored locally in an app. For a while people didn&#x27;t get the distinction between an app and a web site, but I think that&#x27;s changing. People think Siri does voice recognition on their phone and freak out when you tell them all the recordings are sent to Apple and stored there.