&gt; Whether it&#x27;s a good strategy is besides the point<p>It is my point that this may be a good strategy.<p>&gt; it&#x27;s still a luxury in that your wife had the means to live for 8 months without a substantial income<p>Spending 10k Euro on an audio system is a luxury, spending 10k Euro to get a better job is an investment with a pretty good ROI.<p>&gt; Some people don&#x27;t have the safety net to be able to do that, even if they knew it would put them in a better position in the long run.<p>Since for almost anything there will be people who can&#x27;t afford it, so this argument makes everything a luxury.