I definitely like it. Because I like Civilization, and because I like when you think about the direction and velocity of your (net worth, savings, call it what you want) rather than &quot;what rules should I put in place and follow?&quot;<p>I&#x27;ve been tracking my spending (cash not withstanding) since 2003, and my favorite part is looking at net worth changes per month, and how they change over time. For example, if I look at 7 years, I see that I&#x27;ve got a rate of $xxx but if I just look at the past 12 months it&#x27;s now a much better rate of $xxxx! Occasionally, a single day looks awful... every three months I track changes to investment values and dividends paid out. And the past year and a half or so has been negative almost every time! Those days &quot;suck&quot; but I can still look at &quot;how it&#x27;s going in the big picture&quot; and know we&#x27;re doing alright. We&#x27;re headed in the right direction.<p>I hope more people try approaches like yours.