I&#x27;m still stunned that people use Venmo.  Letting paypal or any of their ilk -- and I&#x27;m one of the many people with a very negative paypal experience -- have access to your bank account sidesteps many or most of the consumer protections that credit cards give you.  It&#x27;s all fine until it isn&#x27;t, and when it goes wrong, Venmo has possession of your money and can suck funds straight out of your checking account.  Your cc doesn&#x27;t and can&#x27;t.  If something goes wrong between you and your cc, they have to go to court to get their hands on your cash and you have a whole set of protections, ranging from general consumer laws to the courts themselves, the FDCPA, and the CFPB.<p>viz <a href="http:&#x2F;&#x2F;www.slate.com&#x2F;articles&#x2F;technology&#x2F;safety_net&#x2F;2015&#x2F;02&#x2F;venmo_security_it_s_not_as_strong_as_the_company_wants_you_to_think.html" rel="nofollow">http:&#x2F;&#x2F;www.slate.com&#x2F;articles&#x2F;technology&#x2F;safety_net&#x2F;2015&#x2F;02&#x2F;...</a>