Puff piece by a guy trying to get people to use his startup. I think it&#x27;s actually way worse to use his technology to automatically move money around your accounts. I like to be on top of where my money is.<p>And &quot;emergencies&quot; happen several times a year. In a few month span I had to replace a water heater, then a dishwasher, then tires on my car. Several thousand bucks of expenses in a couple months. Having to withdraw from a 401k for life&#x27;s unexpected issues is insanity.