Kind of a rant, sorry.<p>Chips are great, but in-store fraud transactions (from unauthorized purchases) have scaled downward, until...<p>Google Wallet, and Apple Pay.<p>In fact, it&#x27;s now easier to perform in-store credit card fraud, thanks to such technologies.<p>This is important because stores are becoming more and more complacent with chip tech, when what they should really be doing is not allowing transactions via Google Wallet, Apple Pay, or any similar technologies.<p>We&#x27;ll hear on the news that chips are a big deal — and don&#x27;t get me wrong, they are — but with new technologies comes new opportunities, and it&#x27;s now 100x easier to perform a fraudulent in-store transaction, it really makes me laugh how much of an afterthought we&#x27;re giving these technologies when all you have to say is &quot;chip&quot; and everyone&#x27;s like &quot;oh okay that&#x27;s safe.&quot;