I&#x27;m curious about Dodd-Frank and the mutualization of swaps.  It seems like that could have some serious implications but this isn&#x27;t something I know enough about.  As I understand it, Treasuries have been attractive because no one thinks the US Government is going bankrupt.  It sounds like now under Dodd-Frank, people don&#x27;t care if JPM or the like go bankrupt either (implied guarantee?)  Can you suggest avenues for learning more about these changes?