It&#x27;s interesting, I religiously categorize everything in Mint, but now that I think about it, I basically never use those categories for anything.<p>Maybe I should just categorize everything as &quot;spending&quot; and get over it.<p>(I can imagine ways that granularity should be helpful, like if one area got out of control, or for tax reasons if I ran a business or had a HSA, but they&#x27;ve just never come up.)