I would assume there is a big difference between your dad giving you a loan and investors who don&#x27;t have social ties with you since childhood.<p>The assumption is that the dad will be less stringent on due diligence, more forgiving in what he gets in return, and most importantly, will have brought you up all your life in such a way that you are primed for handling those kinds of money.<p>The wider point is that someone who grew up in a trailer park, doesn&#x27;t even have access to investors in the first place. For example: how are you going to get an investment, if you can&#x27;t afford to to schmooze with investors? What if a $50 dinner is completely out of your price range? What if buying someone a $5 coffee is a big deal financially?<p>And then there&#x27;s the issue of safety net. There&#x27;s a big difference between your venture failing meaning you end up living on the streets, or in your parents&#x27; garage.