Umm, most of the rest of the first world uses chip and pin. This is more a US problem than anything more general.<p>FWIW, South Africa started moving to C&amp;P 6 years ago - <a href="http:&#x2F;&#x2F;www.bizcommunity.com&#x2F;Article&#x2F;196&#x2F;182&#x2F;34015.html" rel="nofollow">http:&#x2F;&#x2F;www.bizcommunity.com&#x2F;Article&#x2F;196&#x2F;182&#x2F;34015.html</a> - as did Nigeria - <a href="http:&#x2F;&#x2F;www.atmmarketplace.com&#x2F;news&#x2F;postilion-drives-africas-migration-to-emv-chip-and-pin&#x2F;" rel="nofollow">http:&#x2F;&#x2F;www.atmmarketplace.com&#x2F;news&#x2F;postilion-drives-africas-...</a> . And Kenya is further along on the migration than the US - <a href="http:&#x2F;&#x2F;www.foxnews.com&#x2F;tech&#x2F;2014&#x2F;02&#x2F;10&#x2F;chip-and-pin-future-credit-cards.html" rel="nofollow">http:&#x2F;&#x2F;www.foxnews.com&#x2F;tech&#x2F;2014&#x2F;02&#x2F;10&#x2F;chip-and-pin-future-c...</a> .