This guy&#x27;s advice applies to people who have a higher risk tolerance.  The advice is given in an off-the-cuff manner that really only applies to a small sub-set of the population.<p>TLDR; &quot;You don&#x27;t need to save money, just fund your 401k.  If crap hits the fan, just pull money out of 401k.  Just wait until your start-up is successful, then you will have cash and an emergency fund!&quot;