Which is the key point. In Africa mobile payments have done more to boost the economy than almost anything else.<p>Arguably PayPal has done the same thing, but so many people have bad experiences with PayPal there would be a lot of love for a good alternative.<p>And of course it would lead to more Apple device lock-in. Tim Cook isn&#x27;t going to hate that idea.<p>Maybe we should just sell the entire economy and everything in it to Apple and be done with it?