I presume you&#x27;re talking about WeChat or AliPay payment.  The US has equivalents, but they&#x27;re not as advanced.<p>The closest US equivalent to WeChat payment is Venmo.  But I can use WeChat to pay in McDonald&#x27;s, not just to send money to friends.<p>The closest US equivalent to Alipay is Paypal.  But with Alipay I can not only pay for online purchases and pay utility bills, I can also see a list of utility bills I have yet to pay.