Easier than having it automatically installed on your phone, already aware of your contacts and payment details, and able to recognize nearby iphones and offer them as Payee&#x27;s?<p>This service will push adoption of apple pay as well as benefit as people start to use it; I predict it&#x27;ll take off here in exactly the same way that Paypass and similar took off in Australia when they were introduced. Lots of skepticism tied to a huge acceleration in uptake.