Another +1 to YNAB here. You can get the 30 trial and extend it another 30 days if you ask. Additionally, Steam will put it on sale during the holidays so it can be bought for a reduced price through that platform.<p>What I like most about YNAB is the flexibility. It can be hard at times to follow the rules they set, but that is one of the rules! &#x27;Roll with the punches&#x27;.