I don&#x27;t think it&#x27;s bad at all. You&#x27;re right that it does exactly what it says it does and that&#x27;s cool, but that doesn&#x27;t make it impressive.<p>It&#x27;s not particularly well designed, I don&#x27;t know why there&#x27;s a social dimension to it, etc. I don&#x27;t think every product needs to be impressive and I don&#x27;t mean it as a dig on Venmo. Just that if there IS a way to fill this niche in an &quot;impressive&quot; way, Venmo isn&#x27;t it.<p>Edit: Actually Square Cash is pretty damn impressive. Emailing cash instantly with no need for accounts? That&#x27;s baller.