The reality here is is Fidelity is getting ahead of the curve. Chances are pretty good interest rates are going to rise in Dec. Some money will follow to these risk free interest instruments (savings, Bonds) Why take such a risk on on a start up with say a 1 in 50 chance of payout, when you can get 1% return on investment at no risk?<p>Unicorns can only exist in ZIRP. (Zero interest Rate Policy)<p>In laymen&#x27;s terms it&#x27;s called a bubble.