A link with the actual numbers would have helped.<p>&gt; <i>It doesn&#x27;t take much for a regular person to start a business.</i><p>Generally in the order of 50.000€ for your average starting business —even a simple bakery.  Not the end of the world for a Bay Area software engineer.  A moonshot for minimum wage workers.<p>Sure, you could ask for a loan.  But if you&#x27;re poor, you will likely not get it.