We have two groups -- entrepreneurs with money and entrepreneurs without money.<p>They are part of an overall group -- entrepreneurs.<p>Picture them as bacteria in a petri dish.<p>The article simply says that entrepreneurs with money tend to survive longer (by having the freedom to take the risks that allows that survival) in addition to this group entering the petri dish more often because people tend to have a pretty good understanding for their appetite for risk -- an appetite largely dependent on their built in food supply -- available cash.  It is not saying that people without money cannot become entrepreneurs or are not good entrepreneurs, just that the petri dish population tends to be covered more by those species that have advantages than those that don&#x27;t.