&gt; (and also used in the other Scandinavian countries)<p>I&#x27;ve been living in Norway since 1986 and have never heard of them.<p>Although paying by invoice is quite common for services (builders, car mechanics, etc.) it is less so for goods unless you are a company.  Invoices and direct bank transfer used to be the usual way for pretty much everything but is, I think, becoming less common all the time except for high value goods like cars where most people&#x27;s credit cards would not have a high enough limit.