Yes, yes, no. (NYC)<p>I didn&#x27;t win the rent regulated lottery and so face higher costs in the unrestricted market due to constriction of supply. It&#x27;s an incumbent protection mechanism at a cost to newcomers. Those new housing restrictions you don&#x27;t like are the same thing for owners.<p>Finally, as I understand it SF is different than New York in that it is physically small and only contains a small fraction of the MSA. Thus when you say you couldn&#x27;t live in the city, the upshot is closer to saying you couldn&#x27;t live in Manhattan.