Yes it does and you&#x27;re splitting hairs.  Passbook was Apple&#x27;s mobile payment response to NFC, and why they didn&#x27;t adopt NFC in iPhones.  They were trying to build an app ecosystem using credits for their mobile payments, and it didn&#x27;t work so years later we see them catch up with Pay.<p>The entire context of this discussion was how Apple killed NFC adoption in 2012 by not supporting NFC and splitting the market with their own walled-garden solution.  Even your quote shows the surprise on Gizmodo&#x27;s part that they released some gift card substitute...