Another interesting part of the equation is BAföG.<p>From Wikipedia:<p>&gt; The Bundesausbildungsförderungsgesetz (mostly known as BAföG, its abbreviation) is the Federal Training Assistance Act for students at secondary schools and universities in Germany. The law, which regulates student loans in the country, is often referred to by students who simply say they receive &quot;BAföG&quot;.<p>Especially if a student&#x27;s parents aren&#x27;t well off, there&#x27;s a good chance he&#x2F;she can get a 0% loan from the government (and 50% of that loan is given as a gift).