Money is a tool, sure, but it is the Universal Tool.  It can be applied toward nearly every problem in business.  Can people still mess up and misuse the tool?  Sure.  It success a better bet if you have access the Universal Tool?  Most definitely.<p>We can come up with counterexamples all day long, but the question is not whether an individual can succeed without much money or can fail with a ton of money -- I know people that fall into both camps as well -- the question is <i>in aggregate</i> does more money shift the overall curve toward success in entrepreneurship over time?<p>I&#x27;d bet big that it does.