I&#x27;d like a response to the last part of my statement. You do this in my state, and some other driver &#x27;accidentally&#x27; cuts you off, they&#x27;re not liable because you shouldn&#x27;t have been there and they had no [legal] expectation that a two wheeled vehicle <i>would</i> be there. They get off, you&#x27;re injured and out a whole motorcycle, and your insurance is paying for the damage to their vehicle.