I personally never ever use PayPal for payment, always a credit card. My wife paid $700 to the vendor who closed shop right before the wedding (but after taking the money!). She called PayPal and they came up with an excuse why this wasn&#x27;t covered (something along the lines that she paid in one payment and not in installments, I don&#x27;t remember exactly anymore). Luckily we discovered that it was paid &quot;through PayPal&quot; on the credit card. Credit card promptly refunded the money. I will never use PayPal after this again.