&gt;yet only 20% of Harvard&#x27;s undergraduate class pays no fees<p>Unfortunately I think this is mostly an issue of exposure. It is probably harder for most Andover Academy students to get into an Ivy than it would be for a similar student from a rural school, but most rural students don&#x27;t know that. If the guidance counselors at high schools educated their students about their options many more of them would likely apply to top tier schools.