Yes, they have <i>a</i> single point of failure -- but, more importantly, this is the <i>only</i> point of failure.<p>Write your password on a piece of paper and store it safely (what constitutes &#x27;safely&#x27; may vary. For most people, an envelope in the bottom of a drawer is plenty safe.). Put the actual password database on Dropbox and make sure it&#x27;s replicated in a couple of locations.<p>&gt; they&#x27;re not the &#x27;ultimate solution&#x27;<p>Nobody said that, so your quote-marks are out of place. The GP said that there is no better solution today.