&gt;The current requirements for equity crowd funding include either 1 Million in non-residential assets, or a reliable 200k annual income (based on 2 years of income, and it&#x27;s 300k if you have a spouse).<p>Actually that&#x27;s not the case under equity crowdfunding. You&#x27;re citing the definition of &quot;accredited investor&quot; in Regulation D of the Securities Act of 1933 (as amended in 1982); offerings to such investors have long had certain exemptions from standard registration requirements (VCs generally use Reg D exemptions, though obviously there were VCs long before Reg D).<p>You may be confused because title II of the JOBS Act pertained only to accredited investors (it allowed &quot;general solicitation&quot; to such investors).<p>The whole point (arguably) of titles III and IV of the JOBS Act — the so called &quot;equity crowdfunding&quot; titles — is that they allow investment by unaccredited investors in certain offerings. Hence &quot;crowd.&quot;