&gt; you will receive an invoice with the product - so you don&#x27;t pay until you have it. Furthermore, they&#x27;ll give you 30 day credit, and can even split the payment over several months (3, 6, 12, 24 or 36) for an extra fee.<p>How is this different and better for me than a credit card? Using a credit card I don&#x27;t have to pay until the end of the credit cycle, which usually is after I receive the product, and pay over a longer term for the &#x27;extra fee&#x27; of interest. The credit card company also reverses charges for items I don&#x27;t receive, protects me from fraud (over $50), and provides a host of other services such as frequent flier miles, insurance, etc.<p>Also, what are their interest rates?