I haven&#x27;t mentioned Bitcoin at all. No, the fee structure tied to CC (and also PayPal since it&#x27;s largely based on CC) is so multi-tiered, that it needs to be redone without up to 5 tiers (PayPal, Visa, Issuing bank etc) making money on a transaction.<p>EFTPOSin Europe e.g. has way lower transaction costs and there is absolutely no reason why this shouldn&#x27;t apply for credit card transactions. Some european countries have been regulating the visa&#x2F;master card interchange fee already, I hope there is more to come.