That&#x27;s a big and dangerous assumption.<p>Take the Bay Area...many people living here now that will likely never be able to buy a home if prices stay even close to where they are (let alone ever pay it off if they did).  So then they have large mortgages or high rents.<p>There&#x27;s also increased risk of major medical expenses, the baggage of paying for things like divorces, college, etc.