I&#x27;ve never seen a country with more horrible banks than the UK. They get their profit from poor people. They make it easy to accidentally overdraw and then charge you a massive fee. Don&#x27;t pay the fee in time and you get another one because the fee kept you in overdraft. They also won&#x27;t give accounts to just anybody. You need a letter from your employer so you can&#x27;t open an account if you&#x27;re unemployed. Even with that, you have to wait a couple of weeks for an appointment to talk to somebody before they open your account. My T&amp;C even made it a requirement for my account to receive a regular minimum deposit each month. The phone staff are rude and unhelpful and the branches are usually closed when people need them the most (mornings and evenings) so the few useful times they do open (Sat morning), they&#x27;re overcrowded and people end up missing out.<p>This is a failure of the market though. People want free, so the banks have to provide free. But they also have to make money, so they only option is dirty tricks. A lot like games that pressure you into buying powerups