A lot of it could go away with better consumer protection laws and enforcement. I&#x27;m not sure why this country puts up with deceptive negative-option rebills. They should just show the sales funnel to 100 random citizens, and ask them how much they think they are going to be charged after going through it. If more than 50 people get the answer wrong, what you are doing is obviously deceptive (Yes this would include things like mortgages and credit card fees).