&gt; &quot;It takes a lot more than a kickstarter campaign to fire up a card program like Osper or GoHenry.&quot;<p>No, it doesn&#x27;t. At our startup we managed to get on a prepaid program without funding (we are a London based startup). Infact, through negotiation we even got the sign up fees waived.<p>And, we did all that before we had ANY funding.<p>&gt; &quot;Give Marqeta a call and check out their fee structure.&quot;<p>We did call Marqeta but they&#x27;re not yet in the UK. Can&#x27;t discuss pricing because of the NDA they make you sign but I can tell you that we didn&#x27;t have to pay anything to Marqeta during development.<p>But, either way my issue is that they kept blaming their banking partners for the failure of their startup instead of taking an actual critical look at the mistakes they made.