I&#x27;m not sure why they couldn&#x27;t have used Stripe&#x27;s &quot;send money to debit card&quot; feature [1]. Or they could have integrated with Paypal&#x27;s API.  Or they could have integrated with Square Cash, for near-instant debit card to debit card transfers [2].<p>Finally, they could have simply kept track of a kid&#x27;s balance for their parents, and made a button to send mom and dad a push notification that they would like their money the next time they are together.  That probably would have been the most useful of all these things.<p>They certainly didn&#x27;t have to let the fact that they couldn&#x27;t do things exactly as seamlessly as they wanted be a startup killer.  I have had this attitude in the past, but then I would look around and discover people doing similar things with great success, using the alternative methods around roadblocks that I had dismissed as unacceptable.<p>If they really wanted to pursue this project, they could have done it.<p>[1] <a href="https:&#x2F;&#x2F;stripe.com&#x2F;blog&#x2F;send-money-to-debit-cards" rel="nofollow">https:&#x2F;&#x2F;stripe.com&#x2F;blog&#x2F;send-money-to-debit-cards</a><p>[2] <a href="https:&#x2F;&#x2F;cash.me" rel="nofollow">https:&#x2F;&#x2F;cash.me</a>