Sure, and they probably will. But long before we have 100% autonomous cars every &quot;manual&quot; car will be semi-autonomous - you will be able to drive it, but it will detect and avoid most dangerous situations automatically(while not being advanced enough to actually drive without human input). It&#x27;s already happening in some vehicles, where they brake automatically for anything on the road - it&#x27;s just a matter of time before this technology comes to even the cheapest of cars. So it&#x27;s not that obvious that rates for &quot;manual&quot; drivers will go up since their cars will be extremely difficult to crash. As for people driving &quot;antics&quot; - well, we will guess how the market reacts, it&#x27;s really hard to predict.