How to buy a home in the US is weird and baffling to me, everything is different from what I&#x27;m used to.<p>The interest rate discussion is one thing, I don&#x27;t understand why everyone here is only talking about a long-term fixed rate mortgage, where I&#x27;m from, everyone advertises the lowest variable rate. Coincidentally, Stockholm has a crazy housing bubble, so there&#x27;s that.