And insurance isn&#x27;t ever going to level the playing field completely. Some things are just too expensive. It was asked Why? I know its not a free market. And there&#x27;s a difference between luxuries and life-saving procedures&#x2F;medicines.  But some things cost a lot, and some folks will be able to afford them and some not. And that&#x27;s not a mistake or a problem with the system.