Losing money in bank is not theoretical. I have to pay income tax, just because I receive money through bank account.<p>Using bank means paying<p>- income tax and insurance<p>- debt collectors<p>- fines<p>Any mistake can result in astronomical fines and wipe all savings.<p>If I earn less than minimum wage, I have to pay 100% tax or more. That&#x27;s because there is minimum monthly social benefits contribution.<p>With cash and bitcoin they never know if I have money.<p>Maybe foreign bonds and offshore accounts are good solution for storing money.