This is exactly how negative interest rate central bank policy is designed to work.<p><a href="http:&#x2F;&#x2F;www.investopedia.com&#x2F;terms&#x2F;n&#x2F;negative-interest-rate-policy-nirp.asp" rel="nofollow">http:&#x2F;&#x2F;www.investopedia.com&#x2F;terms&#x2F;n&#x2F;negative-interest-rate-p...</a><p>&quot;A negative interest rate means the central bank and perhaps private banks will charge negative interest: instead of receiving money on deposits, depositors must pay regularly to keep their money with the bank. This is intended to incentivize banks to lend money more freely and businesses and individuals to invest, lend, and spend money rather than pay a fee to keep it safe.&quot;