The median lifetime earnings in the US is $1.7 million or so [1]. $84 thousand is 5% of that. 5% of all the money you will ever make is a lot, considering that most of that money is already accounted for by college tuition, housing, and transportation. Also consider that this is a lump sum, that you weren&#x27;t planning for it, and that this may happen in the middle of your life when you&#x27;ve only made a fraction of all the money you will ever make.<p>[1] <a href="https:&#x2F;&#x2F;cew.georgetown.edu&#x2F;wp-content&#x2F;uploads&#x2F;2014&#x2F;11&#x2F;collegepayoff-complete.pdf" rel="nofollow">https:&#x2F;&#x2F;cew.georgetown.edu&#x2F;wp-content&#x2F;uploads&#x2F;2014&#x2F;11&#x2F;colleg...</a>