AirBnB, Uber, etc all use third party payment processors like Stripe Connect.  They don&#x27;t ever touch the money in the marketplace. They just instruct their payment processors to move the money. This allows the startup to stay outside of financial regulation while letting the processor handle all that.<p>If you&#x27;re a marketplace startup, focus on your customers and your startup and outsource the highly regulated parts to third parties.<p><a href="https:&#x2F;&#x2F;stripe.com&#x2F;connect" rel="nofollow">https:&#x2F;&#x2F;stripe.com&#x2F;connect</a>