&gt; he has two very well-educated and successful daughters. They are, in a sense, his retirement plan: Barring extenuating circumstances, they will be in a position to care for him and his wife in their later years. We should all be so lucky.<p>I&#x27;m not quite sure how saddling my children with the cost of my care and feeding in my twilight years is a better choice than letting them go to public school and state universities. Seems like that&#x27;s just passing the buck on who has to pay that particular bill.