I have a private global (excluding USA) medical insurance that covers costs (no in-patient) up to 1M and it costs me $1k&#x2F;year. I&#x27;ve been hearing about Obamacare for years and always thought &quot;well, it&#x27;s good that more people will have insurance&quot;. But when my colleagues in US told me what their deductibles on a good insurance plan are (<i>thousands</i> of dollars. my deductibles are $375) I was floored.<p>The whole medical system in US is broken. This morning I had a strange thought... I need to prepare for trips to US the same way I&#x27;d prepare for going to a third-world country: by buying a special medical insurance! It&#x27;s one of the important TODO items when going to certain countries.<p>Fun fact: I can get a medical insurance that covers US with deductibles in low hundreds of dollars by doubling my not-so-high premium. As an expat. How crazy it is that I can get a better deal on insurance in US than local people?