Fundamental misunderstanding of what money is. It&#x27;s an abstracted version of time and labour, allowing for transmission of from one person to another.<p>Example. I work x hours and get paid y tokens. y tokens thus equals x hours of my work. I now go and buy a cutlery set. That was produced by n people over m hours, and is sold with p profit. My y tokens is equal to n * m + p, which is equal to x * y.<p>Money exists to make the n * m + p = x * y things workable. It&#x27;s an abstracted barter system, where rather than having to work in Sony&#x27;s programming department to earn a new TV, I can write code for other people, get paid something, and then pay it to Sony, who can equate it to the cost of a TV.<p>The doing all the things you talked about in the second paragraph is a management and distribution of labour issue, which is down to society and governance. There&#x27;s many nations that manage those things fine, and have financial systems. The issue is with a society that isn&#x27;t able to provide those things, because the values held and the outcomes desired are fundamentally opposed.<p>If you want to fix something, get involved in local politics and make a difference.