Be concerned.  Have a plan.<p>Consider attacking your living expenses.  Request a rent reduction from your landlord -- you&#x27;re a known entity, and they&#x27;re more likely to offer this if you ask than if you don&#x27;t, and them more they&#x27;ve heard that request.  Look at roommate situations.  Don&#x27;t make any big purchases.  <i>Do</i> put away an emergency stash.<p>One of the big problems the Bay Area faces right now is one that attacks its ongoing attractiveness as a tech hub:  technical labour is losing its flexibility.  Employment is contracting, slightly, but housing is <i>so</i> expensive that virtually nobody has any personal runtime if the paychecks stop.  A considerable exodus <i>from</i> the area may make it less attractive in future.  It&#x27;s one thing to take a new job down the street, or even switch between San Jose and SF or SF and Oakland.  It&#x27;s another to shuttle back and forth, with household wares, from Cleveland to Palo Alto, every 6-18 months.<p>It&#x27;s also an opportunity for a new low-cost hub to establish itself.  One with what makes SV tick, but doesn&#x27;t have its problems.<p>Unfortunately, most of the candidate destinations lack the legal environment, particularly labour law, which made SV so attractive.  It&#x27;s possible locations outside the US might emerge, though I&#x27;m not sure where that might be either.<p>I&#x27;m not calling the end of SV, that would be idiotic (until its not, at which point it will be inspired).  But the hub <i>is</i> entering a period of distinct vulnerability.