With wire-transfers you mean international wire-transfers?
I think it might be just an american thing, mexican banks usually don&#x27;t charge you anything for wire-transfers inside the country (in their &quot;use your credit&#x2F;debit card at least once each month plans&quot;) and well, it&#x27;s Mexico.
Though I think &quot;first world&quot;-something is quite the phrase just to describe consumer comfort: not advanced, not better (or worse), just &quot;it&#x27;s ok, I don&#x27;t mind&quot;.<p>---EDIT---<p>Wire-transfers between national banks are free if you wait a day; there&#x27;s a small fixed fee if you want them immediately. Transfers between different clients in the same bank are free and immediate. And it&#x27;s becoming very common to be able to pay a quite assorted list of services through your e-bank account (from utilities to departmental store accounts) without fees.