&gt; You can argue that they should do pro-active refunds but a lot of addresses will have changed and it would be otherwise difficult and expensive. I&#x27;m honestly not convinced that&#x27;s a reasonable expectation.<p>If I owe my state or county taxes, or otherwise owe money, they will go through all sorts of hoops and efforts to track me down.  Why is it reasonable to not expect that same level of effort when they owe me money?