Elizabeth Warren makes similar observations in presentation at UC Berkeley in 2007<p><a href="http:&#x2F;&#x2F;www.uctv.tv&#x2F;shows&#x2F;The-Coming-Collapse-of-the-Middle-Class-Higher-Risks-Lower-Rewards-and-a-Shrinking-Safety-Net-with-Elizabeth-Warren-12620" rel="nofollow">http:&#x2F;&#x2F;www.uctv.tv&#x2F;shows&#x2F;The-Coming-Collapse-of-the-Middle-C...</a>