The chance of death at a given age oughtn&#x27;t be a bell curve. The chance of me (33) dying at 60 are much higher than the chance of my coworker (65) dying at 60. There&#x27;s a shear drop off at the age in question. After that point you have 0 chance of dying at the particular age, it&#x27;s not a bell curve.<p>So I feel like I still don&#x27;t understand what you&#x27;re getting at in your example.