&gt; I do not accept the concept of “trust”, I don’t know those guys, why should I trust them? On the other hand, with BTC trust is not even considered to be a factor.<p>This is a strange argument to me. There&#x27;s plenty of community credit unions around. For trust you can walk right in and speak to the manager. Some of them are older than dirt.<p>However there&#x27;s nothing really new in these fears (especially after 1929). The solution has always been to keep your money locked up in a safe. Pay for things in cash or cashiers check.