The &#x27;communal pot&#x27; in the United States is actually &#x27;broad taxation of 5% GDP of one of the strongest, most stable economies in the history of the planet&#x27;. Social Security maybe won&#x27;t be as much as estimated today, but it assuredly will be around unless the United States economy totally collapses— and if that happens, all your savings will be for naught anyway.<p>Or, I suppose, if people listen to fearmongering about how &#x27;Social Security won&#x27;t be there&#x27; and get rid of it. But old people do vote a lot, so that&#x27;s relatively unlikely.