I&#x27;ve stopped naysaying snapchat the third time they made me feel stupid.<p>The first time was when I first heard of it, &quot;that&#x27;ll never take off what a dumb fad app.&quot;<p>The second time was when they turned down the $40MM offer from facebook.<p>The third time was when they turned down the $3B offer from facebook.<p>They&#x27;re now valued at $16B. I don&#x27;t bash snapchat anymore.<p>Turns out snapchat isn&#x27;t just for messaging anymore, a lot of people watch the channels on it as if it was any other form of TV, and advertisers absolutely love it.<p>I&#x27;m sure it will be disrupted at some point, but I&#x27;ve stopped trying to &quot;call it.&quot;