LC rate was about 14% (average according to their terms) - they&#x27;ve since sent me mailers offering 8% or lower, not including the origination fee which was in the $400-500 range. This was on the 36-month loan that was paid off in 25 months so I&#x27;d have to do the math to tell you how much interest I actually paid.<p>Credit cards were 28.99% and 24.99%, so even with the origination fee quite a bit of savings.