It&#x27;s totally possible that $20k would have been safe, but everyone&#x27;s virtue has some price, and half a million would be too much temptation for <i>lots</i> of people.<p>I don&#x27;t recall David the diesel mechanic ever being introduced in the videos as &quot;the guy into whose personal account we&#x27;ll transfer your money&quot;. That would have raised some questions, I think. Did Rylan not have a bank account? Why wasn&#x27;t obtaining a bank account his first priority after raising this much money?