I think the critical phrase is &quot;tax masquerading as a service fee&quot;. This dovetails nicely with the &quot;debtor&#x27;s prison&quot; article by Alex Tabbarok, Aug 14 2014.<p>&quot;We&quot; want &quot;law and order&quot; ( in the Nixon-era sense of the term ) without paying for it. It&#x27;s oppression by administrative insouciance.