I am also of the school of economic thought that there are always opportunities in the market.  I think it is a compelling argument that there may be even more opportunities in a &quot;down&quot; market.<p>I am sure the network of people in silicon valley is great.  However, I think most people are just out there trying to get a nice 120k job and chill.  When vc capital drys up, all of these people are going to leave.  The fact remains - many people are up to their eyeballs in debt and they cannot afford to sit around potentially not having a real job.  There may be holdouts like yourself who stick around and have money to pay the rent with - but all of the transient 120k people are going to leave.<p>The gist of what I am saying is that I think you overestimate the cash reserves of the average person.  When the jobs leave, the people leave.  Simple as that!  It doesn&#x27;t matter if they want to solve problems.  They have bills to pay.