Furthermore, the argument is that autonomous--under whatever conditions and in whatever environments they can operate in that mode--vehicles will be safer. Not that they will make driving cars manually less safe. (And if they do, such systems shouldn&#x27;t be allowed on the road.)<p>In that case, cars with various types of safety systems, including autopilots may have reduced rates. But I&#x27;m not sure what would make market insurance rates for manually driven vehicles higher than they are today just because cars with better safety systems are on the road (for which they&#x27;ll presumably get insurance discounts).