Winford AI helps institutional credit investors monitor their loan portfolios and make better underwriting decisions. Our AI automatically extracts data from financial reporting packages and legal documents, helping portfolio managers invest in the right businesses and saving analysts hours every week.
AI-Powered Underwriting and Monitoring for Institutional Credit Funds
Title: Winford AI: AI-Powered Underwriting and Monitoring for Institutional Credit Funds | Y Combinator

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### AI-Powered Underwriting and Monitoring for Institutional Credit Funds

Winford AI helps institutional credit investors monitor their loan portfolios and make better underwriting decisions. Our AI automatically extracts data from financial reporting packages and legal documents, helping portfolio managers invest in the right businesses and saving analysts hours every week.



Winford AI

Founded:2024

Team Size:3

Location:New York

### Active Founders

### Jacob Tucker, Co-Founder, CEO

Jacob brings several years of investment experience to Winford AI, where he is excited to build the next generation of software tools for investors. He was previously a credit investor at Blackstone, where he helped originate financing solutions for companies through the firm’s direct lending and opportunistic credit vehicles. Prior to Blackstone, Jacob received an M.S. in Computer Science and a B.A. in Business Economics from the University of Chicago.



### Rohan Prashant, Co-Founder, CTO

Rohan is building Winford AI, software that uses AI to empower institutional credit investors to make better underwriting decisions and easily monitor loan portfolios. He was previously a Software Engineer at Microsoft and studied Computer Science at the University of Michigan (Go Blue!).



### Company Launches

[### Winford AI - AI tools for institutional credit investors](

**tl;dr:** If you're a credit investor or finance professional who has ever been frustrated by tedious tasks or curious about how AI can help your investment fund, [Winford AI]( is designed for you. Get in touch at [founders@winford.ai](mailto:founders@winford.ai)

### **The Team:**

[Jacob]( (Co-Founder & CEO) spent several years as a private credit investor at Blackstone, where he was involved in the underwriting of new deals and management of existing positions.

[Rohan]( (Co-Founder & CTO) was previously a software engineer at Microsoft and NASA.



### **What are Institutional Credit Funds?**

Institutional credit funds provide financing solutions to companies. Two verticals within credit investing include:

*   **Private Credit**: Bypasses traditional banks by providing tailored debt financing directly to companies with flexible terms.
*   **Opportunistic Credit**: Investing in high-yield opportunities in special situations, such as distressed assets or market dislocations.

### **The Problem:**

Institutional credit investors often face the daunting task of navigating complex legal documents and dealing with imperfect financial reporting. The highly competitive nature of new deals and opportunities requires swift decision-making, while expanding portfolios make it challenging to efficiently and accurately track existing investments.

### **The Solution:**

Our platform addresses pain points for investors across the firm:

*   **Investment committees**: Make better underwriting decisions and effortlessly monitor loan portfolios.
*   **Investment leaders**: Gain the upper hand in deal negotiations and opportunity analyses by using AI to easily compare proposed legal documents and diligence materials with historical data.
*   **Junior investors**: Save hours each week by extracting data from reporting packages and diligence materials, and automatically spreading financials into customized Excel templates.

### **Demo:**

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### **Our Ask:**

*   **Introductions:** If you or someone you know is an institutional credit investor that would find our solution useful, or wants to understand how AI can help your investment fund, we’d love to connect. Please feel free to reach out or make an introduction at [founders@winford.ai](mailto:founders@winford.ai) or through [LinkedIn](
