Ryan wants to end Obamacare cost protections for sick consumersWASHINGTON (Reuters) - U.S. House of Representatives Speaker Paul Ryan called on Wednesday for an end to Obamacare’s financial protections for people with serious medical conditions, saying these consumers should be placed in state high-risk pools.  In election-year remarks that could shed light on an expected Republican healthcare alternative, Ryan said existing federal policy that prevents insurers from charging sick people higher rates for health coverage has raised costs for healthy consumers while undermining choice and competition. The rule, a cornerstone of President Barack Obama’s Affordable Care Act, has been praised by patient advocates for providing access to medical care for people who previously could not afford private health insurance. The Affordable Care Act also bars insurers from excluding coverage for pre-existing conditions. “Less than 10 percent of people under 65 are what we call people with pre-existing conditions, who are really kind of uninsurable,” Ryan, a Wisconsin Republican, told a student audience at Georgetown University.  “Let’s fund risk pools at the state level to subsidize their coverage, so that they can get affordable coverage,” he said. “You dramatically lower the price for everybody else. You make health insurance so much more affordable, so much more competitive and open up competition.” Charging the same rates to individuals regardless of their medical history is also a key part of group health plans in the private sector. House Republicans, after repeated votes to repeal Obamacare, have promised to produce their own alternative to the Affordable Care Act as part of a broader policy agenda intended to attract voters in the Nov. 8 presidential election. The policy document is expected just ahead of the Republican presidential nominating convention in July. High-risk pools, which existed before the healthcare law, are state-level entities that guarantee coverage for people with health problems. Analysts say they can be prohibitively expensive and offer less than optimal health coverage.  Republicans have proposed state-based risk pools as an Obamacare alternative in the past. Last week, the conservative Republican Study Committee recommended risk pools as part of the House policy agenda, saying premiums should be capped at 200 percent of a state’s average.  politicsNews
ryan wants end obamacare cost protections sick consumerswashington reuters house representatives speaker paul ryan called wednesday end obamacare financial protections people serious medical conditions saying consumers placed state pools in remarks could shed light expected republican healthcare alternative ryan said existing federal policy prevents insurers charging sick people higher rates health coverage raised costs healthy consumers undermining choice competition the rule cornerstone president barack obama affordable care act praised patient advocates providing access medical care people previously could afford private health insurance the affordable care act also bars insurers excluding coverage conditions less percent people call people conditions really kind uninsurable ryan wisconsin republican told student audience georgetown university let fund risk pools state level subsidized coverage get affordable coverage said you dramatically lower price everybody else you make health insurance much affordable much competitive open charging rates individuals regardless medical history also key part group health plans private sector house republicans repeated votes repeal obamacare promised produce alternative affordable care act part broader policy agenda intended attract voters presidential election the policy document expected ahead republican presidential nominating convention july pools existed healthcare law entities guarantee coverage people health problems analysts say prohibitive expensive offer less optimal health coverage republicans proposed risk pools obamacare alternative past last week conservative republican study committee recommended risk pools part house policy agenda saying premiums capped percent state average politicsnews
Your task is to classify the provided input as real or fake news. Label 0 is meant for fake news, Label 1 is for real news. TEXT: Ryan wants to end Obamacare cost protections for sick consumersWASHINGTON (Reuters) - U.S. House of Representatives Speaker Paul Ryan called on Wednesday for an end to Obamacare’s financial protections for people with serious medical conditions, saying these consumers should be placed in state high-risk pools.  In election-year remarks that could shed light on an expected Republican healthcare alternative, Ryan said existing federal policy that prevents insurers from charging sick people higher rates for health coverage has raised costs for healthy consumers while undermining choice and competition. The rule, a cornerstone of President Barack Obama’s Affordable Care Act, has been praised by patient advocates for providing access to medical care for people who previously could not afford private health insurance. The Affordable Care Act also bars insurers from excluding coverage for pre-existing conditions. “Less than 10 percent of people under 65 are what we call people with pre-existing conditions, who are really kind of uninsurable,” Ryan, a Wisconsin Republican, told a student audience at Georgetown University.  “Let’s fund risk pools at the state level to subsidize their coverage, so that they can get affordable coverage,” he said. “You dramatically lower the price for everybody else. You make health insurance so much more affordable, so much more competitive and open up competition.” Charging the same rates to individuals regardless of their medical history is also a key part of group health plans in the private sector. House Republicans, after repeated votes to repeal Obamacare, have promised to produce their own alternative to the Affordable Care Act as part of a broader policy agenda intended to attract voters in the Nov. 8 presidential election. The policy document is expected just ahead of the Republican presidential nominating convention in July. High-risk pools, which existed before the healthcare law, are state-level entities that guarantee coverage for people with health problems. Analysts say they can be prohibitively expensive and offer less than optimal health coverage.  Republicans have proposed state-based risk pools as an Obamacare alternative in the past. Last week, the conservative Republican Study Committee recommended risk pools as part of the House policy agenda, saying premiums should be capped at 200 percent of a state’s average.  politicsNews
Your task is to classify the provided input as real or fake news. Label 0 is meant for fake news, Label 1 is for real news. TEXT: ryan wants end obamacare cost protections sick consumerswashington reuters house representatives speaker paul ryan called wednesday end obamacare financial protections people serious medical conditions saying consumers placed state pools in remarks could shed light expected republican healthcare alternative ryan said existing federal policy prevents insurers charging sick people higher rates health coverage raised costs healthy consumers undermining choice competition the rule cornerstone president barack obama affordable care act praised patient advocates providing access medical care people previously could afford private health insurance the affordable care act also bars insurers excluding coverage conditions less percent people call people conditions really kind uninsurable ryan wisconsin republican told student audience georgetown university let fund risk pools state level subsidized coverage get affordable coverage said you dramatically lower price everybody else you make health insurance much affordable much competitive open charging rates individuals regardless medical history also key part group health plans private sector house republicans repeated votes repeal obamacare promised produce alternative affordable care act part broader policy agenda intended attract voters presidential election the policy document expected ahead republican presidential nominating convention july pools existed healthcare law entities guarantee coverage people health problems analysts say prohibitive expensive offer less optimal health coverage republicans proposed risk pools obamacare alternative past last week conservative republican study committee recommended risk pools part house policy agenda saying premiums capped percent state average politicsnews