text: In Scotland , the bank operates as Lloyds TSB Scotland Plc. Following the acquisition of HBOS in 2008 , the parent Lloyds TSB Group was renamed Lloyds Banking Group .
simplified: In 2009 Lloyds TSB merged with HBOS ( Halifax Bank of Scotland ) to make Lloyds Banking Group , this now uses three brands on the high street , Lloyds TSB , Halifax and Bank of Scotland .