english: But it will be very difficult to explain why you have so much more wealth inequality than income inequality with a pure life cycle model, so you need a story where people also care about wealth accumulation for other reasons.
non_english: A težko bo le s cikličnim modelom razložiti, zakaj toliko večja neenakost premoženja od neenakosti prihodkov, zato potrebujemo zgodbo, v kateri je kopičenje premoženja za ljudi pomembno iz drugih razlogov.