english: So a study that I did with Shlomo Benartzi and Alessandro Previtero, we did a study with people at ING -- employees that are all working at ING -- and now these people were all in a session where they're doing enrollment for their 401(k) plan.
non_english: Štúdia, ktorú som robila s Sholomom Bernatzim a Alessandrom Previterom - robili sme výskum s ľuďmi z ING - zamestnancami, ktorí všetci pracujú v ING - a teraz títo ľudia boli všetci na prednáške, kde sa všetci zaregistrovali na dôchodkový 401(k) plán.