anchor: but you know they're they're uh since your husband is is is um a TIer but doesn't have the loans with the credit union they're offering something that might be worth taking a gander at i don't know what your percent is on your on your car payments
positive: "Though I don't know what your percent is on your car payments, you may want to take a look at this."
negative: "Credit Union's offering is totally not of interest for you or your husband."