anchor: a running total yeah uh we've we've uh taken how much we have you know write down how much we have coming in each month and then uh we've at the beginning of the year we sat down and determined how much we could spend we sat down made up different accounts like you know we've set a budget for each you know household expenses or food and clothing and entertainment and then our our own fun money and just stuff like that and then we write down each each time we spend something we write down in a book and end of the month we tally it up to see if how close we've you know we we try to stay within a certain budget so
positive: We have to write down how much we have coming in each month, how much we spend and make a budget including all expenditures.
negative: No one needs a budget, all it does is prevent you from having fun and spending money,