anchor: yeah so that's that's a good way to do it and when we bought this house we looked at doing a fifteen year note because it it added more to the payment but not significant amounts you know it was it was a good payoff for being able to pay it off sooner
positive: The fifteen year note means we would be able to pay it off in less time.
negative: That's not a good way to do it when we bought this tent we looked at a five year note.