anchor: yes so yeah um i'm i'm like you i i use my only use my credit card for um you know when i you know i just use it whenever i feel like i don't want to write a check and then but i don't charge anything that i can't payoff at the end of the month
positive: You can use my credit card, but only within my budget
negative: No, you can't use my credit card, i have a bad credit score