anchor: it really is it it really is you know uh that was always a a major problem in our marriage what i have always identified is i am basically good with money it i don't really need a budget to tell me not to spend it i think that comes from never having enough you know i'm always afraid of  i'm going to need some and where will it be
positive: I have no need for a budget to tell me not to spend money.
negative: I always need a budget to stop me from spending too much.