anchor: but all those you know just monthly payments and stuff that just go out the door and there's big chunks of your money to pay like the utilities and the gas and the groceries and stuff that you don't have tangible i mean the perishable kind of things that's gone used and gone
positive: Because of bills and food, quite a bit of money is taken out of the monthly payment.
negative: Although utilities and food are a monthly payment, luckily it's not a large amount.