anchor: The Secretary has found that without prompt guidance, some members of the regulated community would have difficulty complying with the requirements of the HIPAA and insured individuals will not understand the benefit to them of having a certificate of prior coverage to present upon entering the individual health insurance market.
positive: Without immediate guidance, it would be difficult to get certain members of the community being regulated to comply with HIPPA.
negative: Even without immediate guidance, all members easily comply with HIPPA.