anchor: you know and then we have that you know if you can't stay if something comes up and you can't stay within it then we have uh you know a budget for you know like we call our slush fund or something and something unexpected unexpected comes up then you're not
positive: Having a slush fund helps to pay for things that are not in the budget in case of emergencies.
negative: You shouldn't set money aside for emergencies, just give up something in your budget.