anchor: and after that we either what we want to do is begin doubling up our car payment um they'll pay  our car payment is equivalent to both of our student loans so what we want to do is next year keep driving the same cars and um pay on the student loans split that car payment in half and pay you know double up payments on both our loans and it'll work out perfect
positive: We want to begin doubling up our car payment
negative: We want to begin tripling up our car payment