anchor: and uh even if uh if you hang on to it for five years put a little bit of uh uh money into it you're going to get it back again with uh with premium just like putting money in a bank it's forced forced savings
positive: If you hang onto for five years and just put a little bit of money into it you will get the money back with a premium.
negative: If you don't put any money into it you will get money back regardless.