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A mathematical model that uses financial ratios and eight variables to identify whether a company has manipulated its earnings. The variables are constructed from the data in the company's financial statements and, once calculated, create an M-Score to describe the degree to which the earnings have been manipulated.
A credit score  is a tool used by lenders to help them make lending decisions. A  credit score is determined by the information in a credit report.  While credit scores dep â¦ end on specific scoring systems used,  ultimately they represent the risk level that you represent to a  potential lender.Using the PLUS Score, one educational scoring  model, a good credit score is between 700 and 725.  credit score is determined by the information in a credit report.  While credit scores dep â¦ end on specific scoring systems used,  ultimately they represent the risk level that you represent to a  potential lender. Using the PLUS Score, one educational scoring  model, a good credit score is between 700 and 725.