The standards for certification for audiology and speech-language pathology are established by audiologists and speech-language pathologists, respectively, who are members of ASHA's Council for Clinical Certification in Audiology and Speech-Language Pathology (CFCC) .
The NHS scheme provides benefits to your dependents in the event of your death following retirement. The benefits payable depend on your circumstances at the time of your death and on your service in the scheme.
The enhanced death benefit options offered by insurance companies come at an additional expense typically ranging from 0.05% to 0.50% on top of the regular annual expenses. Furthermore unlike a death benefit from a life insurance policy, the death benefit associated with an annuity does not transfer to the beneficiaries income tax free. That said, you donât have to qualify for the annuity death benefit either. To make certain that you fully understand the death benefit option, and pick the very best one for you and your family, contact an Annuity FYI Expert. For more information on death benefits and other variable annuity features, see www.VariableAnnuitiesFYI.com.