The Bench-Bar Conference has kept our legal community a close-knit one in which both lawyers and judges have treated each other withrespect and professionalism. Over the years there has been a steady give and take between our lawyers and judges.
banknote, [[File:CHF Banknotes.jpg|thumb|The current banknotes of the Swiss franc series possess at least eighteen security features.]] A banknote (often known as a bill, paper money, or simply a note) is a type of negotiable instrument known as a promissory note, made by a bank, payable to the bearer on demand.
By contrast bank notes are printed paper (or polymer), and typically have a higher cost of issue, especially in larger denominations, compared with coins of the same value. # Wear costs. Banknotes lose economic value by wear, since, even if they are in poor condition, they are still a legally valid claim on the issuing bank.