Ethics and virtue are a much debated and an evolving concept in ancient scriptures of Hinduism. Virtue, right conduct, ethics and morality are part of the complex concept Hindus call Dharma - everything that is essential for people, the world and nature to exist and prosper together, in harmony.
Home Equity Line of Credit â The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of June 18, 2015, the variable rate for home equity lines of credit ranged from 3.99% APR to 8.24% APR.
Some highlights from the report: 1  Average credit card debt among indebted households: $15,263. 2  Average credit card interest rate: 14.95% APR. 3  Average mortgage debt: $147,591.  Average outstanding student loan balance: $ 1 31,646. Average auto loan debt: $30,738.  Only 59 percent of Americans have at least $500 in a savings account saved.