Remember that the subject is never part of a prepositional phrase. The subject of a verb will never be part of a prepositional phrase. A prepositional phrase begins with a preposition [in, on, at, between, among, etc.] and ends with a noun, pronoun, or gerund.
Jumbo loan limits in California range from $417,000 to over $600,000. The median value of a home in California is more than double the median values of homes for United States as a whole, even though the median income is only slightly higher.
Jumbo rates are usually a bit higher than conforming mortgage rates. The rate difference is tied to the higher risk to your lender in taking on a larger loan. For example, if the current conforming mortgage fixed rate is 5 percent, you can expect to find jumbo loans priced at 5.25 to 5.375 percent.