For example, if you get a kidney transplant that continues to work for 36 months, your Medicare coverage will end. If after 36 months you enroll in Medicare again because you start dialysis or get another transplant, your Medicare coverage will start right away.
Climax is the term used to refer to the part of story or play where the tension or action reaches its highest part. Sometimes, the climax is a crisis point in the plot. Sometimes, it is just where things come to a head and something happens or the main character must make a decision that will lead to one outcome or another. Those who analyze literature often represent the plot of a story with the diagram below. The climax is represented by the high point, and the action of the story begins to fall from there, until problems are resolved.
And then, when you finally get to the end, it's rewarding for the listener. That big moment at the end is the climax, the decisive moment in the story that all the action builds up to. This is often expressed in a diagram called a plot pyramid.