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While SSI is a federal program (administered by the Social Security Administration), and the federal government pays a standard base rate of $735 per month, most SSI recipients receive more or less than the federal benefit rate.
1 SSDI is a program based on your work history. 2  The monthly benefit for SSI is based on need and tops out at $710. SSDI monthly benefits are based on how much you worked and how much money you made.  You can only apply for SSI over the phone or in person at your local Social Security office.