With an average of five semesters needed to complete a two-year occupational therapy program, thatâs a cost of just $15,000 for in-state residents attending UNM, and $47,500 for out of state residents. Of course, keep in mind that there are many financial aid options at your disposal.
Experience period is a time period used to calculate the premium for an insurance policy. When an insurance adjuster is preparing a premium rate for a customer, he refers to the customer's history during his unique experience period in order to evaluate risk and return.
Experience modifier or experience modification is a term used in the American insurance business and more specifically in workers' compensation insurance. It is the adjustment of annual premium based on previous loss experience. Usually three years of loss experience are used to determine the experience modifier for a workers' compensation policy.