The standards for certification for audiology and speech-language pathology are established by audiologists and speech-language pathologists, respectively, who are members of ASHA's Council for Clinical Certification in Audiology and Speech-Language Pathology (CFCC) .
The NHS scheme provides benefits to your dependents in the event of your death following retirement. The benefits payable depend on your circumstances at the time of your death and on your service in the scheme.
It's a limited accidental death and dismemberment (AD&D) insurance policy. In many instances, the supplemental life insurance that your employer offers you is in reality an AD&D insurance policy, and shouldn't be confused with a standard life insurance policy. While an AD&D policy provides benefits to your beneficiaries when you die, the caveat is that your death must be caused by an accident. Although AD&D benefits will vary among insurers, most will also payout benefits if you were to lose a limb, your eyesight, or hearing as a direct result of a covered accident ...