Max drag with yellowfins quickens fight time and prevents lactic acid buildup, which can affect meat quality. One other scenario that no angler asks to be a part of, but which does happen from time to time, calls for reeling in a marlin or swordfish that dies during the fight.
ENLARGE. James Kaczman. Donate appreciated stock to charity: You also can give appreciated stock to charity. If you've held it for more than one year you may take a charitable tax deduction for the market value of the stock, and neither you nor the charity has to pay capital-gains taxes when the stock is sold.ere are three tax-efficient ways to spread the wealth: Give appreciated stock to individuals: You can give up to $14,000 each to any number of recipients this year without incurring federal gift taxes.
For example, if your 401k is entirely invested in stocks and is worth $80,000 and you have $20k in a Roth IRA, you could put that money in bonds to achieve an 80/20 stock bond allocation.ou might have 80% stocks and 20% bonds in your 401k, the same ratio in your Roth IRA, and 50% bonds and 50% stocks in your taxable account (a more conservative allocation because you may use the money much sooner than retirement).