Replace your birth certificate. Find the vital records office in the state where you were born. Check to find out if you can obtain a certified copy of your birth certificate without any identification and follow the instructions.
Can I Start Taking Pension Benefits Early? Nope. While you can opt to tap your 401(k) at any time (though youâll pay a huge penalty to do so before age 59.5), you canât collect your pension until youâve reached the retirement age determined by your pension plan. Typically full retirement age 65, though many plans allow an early retirement that could start as soon as age 55.
1 For example, if your pension provides for $1,000 per month payable beginning at age 65 and you decide to begin drawing payment at age 60, you'll receive $700 a month for the rest of your life if the applicable reduction is 0,5% per month early. Instead of receiving your pension, you may have the option of transferring the value of your accumulated benefits to a locked-in retirement account (LIRA), a life income fund (LIF), or other eligible vehicle, usually before the age of 55. 2  Some restrictions apply.