Answers from James M. Steckelberg, M.D. The shingles vaccine (Zostavax) is recommended for adults age 60 and older, whether they've already had shingles or not. Although the vaccine is approved for people age 50 and older, the Centers for Disease Control and Prevention isn't recommending it until you reach age 60. The shingles vaccine is a live vaccine given as a single injection, usually in the upper arm. The most common side effects of the shingles vaccine are redness, pain, tenderness, swelling and itching at the injection site, and headaches. Some people report a chickenpox-like rash after getting the shingles vaccine.
Americans' average new-car loan payment hit a record $482 the fourth quarter, and car buyers were paying an average 4.56% for loans, according to researcher Experian Automotive.
On an $18,000 loan for a used car (roughly the average amount borrowed) at a 17.72% rate with a six-year repayment period (a typical duration), the monthly payment is $407.70, compared with $365.24 for the same loan on a new car with a 13.41% rate.redit analysts say used-car buyers tend to have poorer credit â which is why they end up paying more. Borrowers who signed up for a used-car loan in the second quarter had an average credit score of 660, versus an average score of 749 for new-car loans, according to Experian.