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Recumbent bikes, in particular, are an excellent option for those with low back pain as the bike provides added support for the back. Recumbent bikes are also good for those who are new to cycling. The bottom line: a recumbent bike can provide a cardiovascular workout for users of virtually all ability levels.
The upright and recumbent bike can burn fat but at a lower pace than many other things. What you have to remember is to lose 1 pound of fat you must burn 3500 calories or be in a deficit of 500 calories per day.