Robert Horton, left, with Ward Bond in âWagon Trainâ in 1958. Robert Horton, a ruggedly handsome actor who found television stardom in 1957 as the scout Flint McCullough on âWagon Trainâ but who resisted being typecast in westerns as he pursued a parallel career as a singer, died on Wednesday in Los Angeles. He was 91.
DEFINITION: The deductible is the amount an individual must pay for health care expenses before insurance (or a self-insured company) covers the costs.Often, insurance plans are based on yearly deductible amounts.Related terms: coinsurance, copayment.eductible. DEFINITION: The deductible is the amount an individual must pay for health care expenses before insurance (or a self-insured company) covers the costs. Often, insurance plans are based on yearly deductible amounts. Related terms: coinsurance, copayment.
Using either simply to reduce premiums is foolish, and could prove to be very dangerous. A self-insured retention means that the insured carries a fixed amount of risk, including adjusting and legal expenses. The insurance policy, whether a primary or umbrella contract, is excess coverage above the SIR.