Remember that the subject is never part of a prepositional phrase. The subject of a verb will never be part of a prepositional phrase. A prepositional phrase begins with a preposition [in, on, at, between, among, etc.] and ends with a noun, pronoun, or gerund.
Jumbo loan limits in California range from $417,000 to over $600,000. The median value of a home in California is more than double the median values of homes for United States as a whole, even though the median income is only slightly higher.
Location Exceptions. The jumbo loan limit is higher in a few areas of the country because the average market value of the homes is much greater than other locations. These higher limits are applied to an entire county. Many counties in California have extended limits, such as San Francisco County's rate of $625,500.