Replace your birth certificate. Find the vital records office in the state where you were born. Check to find out if you can obtain a certified copy of your birth certificate without any identification and follow the instructions.
Can I Start Taking Pension Benefits Early? Nope. While you can opt to tap your 401(k) at any time (though youâll pay a huge penalty to do so before age 59.5), you canât collect your pension until youâve reached the retirement age determined by your pension plan. Typically full retirement age 65, though many plans allow an early retirement that could start as soon as age 55.
Caution: If you apply for benefits more than 6 months after the month you reach full retirement age, we can only pay benefits for the previous 6 months. There is no additional benefit increase after you reach age 70, even if you continue to delay taking benefits.