This adjustment to the rules became effective as soon as your health insurance plan renewed in 2016. It will continue to be the case going forward unless the rules change again. An example illustrates how this works: Let's say the aggregate deductible for your 2017 family plan is $12,000.
Scottish Meaning: The name Lachlan is a Scottish baby name. In Scottish the meaning of the name Lachlan is: Warlike. Land of Fjords (referring to the Vikings).
It is of Irish and Hebrew origin, and the meaning of Siobhan is God is gracious. Variant of Joan, which is a feminine form of John. Phonetic forms of this name are a blend of the Sha-prefix with Yvonne. Actress Siobhan McKenna.