Butterflies (Order: Lepidoptera) are brightly colored flying insects with two pairs of large wings that vary in color and pattern from species to species.
Clinard Insurance Group has vast experience insuring artisan contractors all across the state of North Carolina. We understand that just because you work in the construction industry doesnât mean that you have the same insurance needs and issues as every other type of contractor out there.
Whether a worker is an employee or independent contractor or an employee under NC workersâ compensation law is determined by a number of factors but generally comes down to the level of control exercised by the employer. It does not much matter what the parties call the relationship. A true independent contractor is usually not covered by workersâ comp in North Carolina. There are special rules that require certain subcontractors and truckers to be covered by workersâ comp even if they are independent contractors.