Remember that the subject is never part of a prepositional phrase. The subject of a verb will never be part of a prepositional phrase. A prepositional phrase begins with a preposition [in, on, at, between, among, etc.] and ends with a noun, pronoun, or gerund.
Jumbo loan limits in California range from $417,000 to over $600,000. The median value of a home in California is more than double the median values of homes for United States as a whole, even though the median income is only slightly higher.
This week, Parkside Lending launched a new jumbo mortgage that only requires a five percent down payment. Yes, jumbos up to 95% LTV. Generally, jumbo loans require much larger down payments (20-30% or more) than conforming loan amounts because the loan amounts are larger and may put more risk on the lender.