In a tax context, you can use capital losses to offset an equivalent dollar amount of capital gains, or up to $3,000 in capital losses to offset ordinary income. In either case, the offset allows you to reduce the tax you owe. Further, banks have the right of offset if a borrower defaults on a loan.
Central Daylight Time (CDT) is 5 hours behind Coordinated Universal Time (UTC). This time zone is a Daylight Saving Time time zone and is used in: North America. This time zone is often called Central Daylight Time. See full time zone map.
Eastern Daylight Time is 1 hour ahead of Central Daylight Time. So 3:29 PM15:29 in EDT is 2:29 PM14:29 in CDT. 3:29 PM15:29 Eastern Daylight Time (EDT). Offset UTC -4:00 hours. 2:29 PM14:29 Central Daylight Time (CDT).