This adjustment to the rules became effective as soon as your health insurance plan renewed in 2016. It will continue to be the case going forward unless the rules change again. An example illustrates how this works: Let's say the aggregate deductible for your 2017 family plan is $12,000.
Scottish Meaning: The name Lachlan is a Scottish baby name. In Scottish the meaning of the name Lachlan is: Warlike. Land of Fjords (referring to the Vikings).
Killian, as a given name, is an Anglicized version of the Irish name Cillian. One possible meaning for the name is Church of John, cill meaning church and Ian being the Gaelic version of John. The Rev. Patrick Woulfe wrote that Cillian is the 'pet' diminutive of Ceallach which means war or strife.