Melatonin may affect blood pressure. Caution is advised in people taking drugs, herbs, or supplements that affect blood pressure. Melatonin may affect blood sugar levels. Caution is advised in people with diabetes or low blood sugar and those taking drugs, herbs, or supplements that affect blood sugar.
Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was 65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount.
If your full retirement age is 67 and you begin collecting Social Security at age 62, for example, your benefits are reduced by about 30 percent. The reduction drops to 25 percent if you wait until youâre 63, and so on.