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Definitions for Doctrine of lapse. Doctrine of lapse. The Doctrine of Lapse was an annexation policy purportedly devised by Lord Dalhousie, who was the Governor General for the East India Company in India between 1848 and 1856.
Life insurers, not advisers, are to blame for high lapse rates: Centrepoint. High rates of life insurance policy lapses and âchurningâ are largely the fault of product manufacturers, not financial planners, says the head of a large non-aligned dealer group. âThe definition of a lapse is still unclear.