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â¢ Insured Earnings is the earnings as. described in your policy and used to. calculate your employeeâs benefits. â¢ It can vary depending on the definition. you choose for each eligibility group. â¢ Changes to insured earnings become. effective at the Insured Earnings.
An additional insured is a party who is covered under your liability policy because he or she has a business relationship with you, and that relationship makes him or her vulnerable to lawsuits. 1  Actions you take, or fail to take, while operating your business may generate claims against him or her.