Notes: 1  When s is a string or Unicode string object the in and not in operations act like a substring test. 2  Values of n less than 0 are treated as 0 (which yields an empty sequence of the same type as s). 3  If i or j is negative, the index is relative to the end of sequence s: len(s) + i or len(s) + j is substituted.
The lowest credit score to buy a house or refinance your mortgage is 500. These new requirements for both FHA and VA went into effect in 2010. 1  Fannie Mae requires a minimum score of 620. 2  Freddie Mac requires a minimum score of 620. 3  FHA requires a minimum score of 500. 4  VA requires a minimum score of 500.
You may have to pay a little extra to obtain that number. Since lenders evaluate your creditworthiness based on these scores, it is in your best interest to see to it that this score is great. So your first step in meeting the first time home buyer qualifications is to have a credit score above 620.