Page 1 of 4. The other day on Twitter, I wrote that I was using my noise-canceling headphones because the wind was so loud. The wind in Reno is so loud that I'm using my noise canceling headphones to do the audio editing on my podcast today.
Details of a bankruptcy order in the UK will stay on your credit file for 6 years. 7 to 10 years depending on the state you live in. Most lenders will consider loans after 2 years. If information is still on you credit history after this time frame you need to dispute with all three major credit bureau agencies.
In terms of your credit report, bankruptcies may be reported for 10 years from the filing date, though discharged Chapter 13 bankruptcies are generally removed after 7 years. A bankruptcy is part of the public record, however, and it can show up on a background check.