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For example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.However, if you retire at age 62 in 2015, your maximum benefit would be $2,025. If you retire at age 70 in 2015, your maximum benefit would be $3,501.or example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.
By doing so, these early retirees settle for a monthly benefit that right now is 25 percent less than what they would receive at their full retirement age (currently 66). For today's recipient eligible for the maximum monthly benefit, that's the difference between $19,665 and $26,220 a year.