The Springfield Citizen Police Academy is a ten week program that offcers citizens insight into how police officers performs their duties and how the department serves the community. Eveyone benefits from enhancing citizen understanding of the role and function of the police.
What most standard homeowners policies provide. 1  Dwelling coverage. 2  Pays to repair or rebuild your home-including electrical wiring, plumbing, and heating and air conditioning-if damaged by a covered cause of loss. 3  It's important to buy enough dwelling coverage to cover the cost to rebuild.ost homeowners insurance policies will cover damage caused by such perils as fire, windstorms, hail, lightning, theft or vandalism. There are other homeowners policies that cover additional perils as well.
Nationwide, a 2006 survey by insurance-services firm Marshall & Swift/Boeckh estimated that 58 percent of homeowners are underinsured and covered only enough to rebuild about 80 percent of their home. A standard homeowner's insurance policy should cover these four areas of your home and home life: The structure of your home. Standard policies will typically pay for damage caused by fire, hurricane, hail and lightning, but other disasters, such as a flood or earthquake, are not covered unless you specifically ask for it.