(White vinegar is 5% acetic acid and can be used as a substitute for the stronger solution.) It is a clear fluid that can be used to remove stains on silk and wool. It must be diluted with 2 parts water for use on cotton and linen (a pretest is recommended). It should not be used on acetate.
Improved property, zoned for your intended use, will be easier to get a loan for than unimproved property. Land purchased with immediate plans for construction is the easiest type of land loan to secure because the lender will be paid off when a mortgage is obtained on the structure.
You'll get a better interest rate, won't have to pay for private mortgage insurance, will qualify for a larger loan, and will save a bundle on interest. In fact, if you can afford it, there's nothing wrong with putting down more than 20%, as long as you still have enough free cash on hand for emergencies. The less you put down, the less the bank is willing to loan you. 2  That means your options will be more limited as far as what homes you can buy. 3  With a down payment -- any down payment -- you can get a bigger loan, and are more likely to be able to get the home you really want. 4  Harder to find the loan.