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Cost of Car Insurance in Maine: by City. Below is the full list of 51 cities and towns included in our Maine study. They span in costs from $1,039 on the cheapest end to $1,224 on the most expensive end. The cities and towns with the five most affordable car insurance in Maine averaged an annual rate of $1,047 for our driver.
Car insurance costs are affected by several factors, such as driving record, where you live (state regulations as well as neighborhood crime rates), age, and the car itself (s â¦ ports cars will cost more to insure), however, the national average is $1,837 per year or $153 monthly.+ 22 others found this useful.rom the AAA In the US, according to the AAA, the cost of operation is an average of 56 cents per mile. AAA includes the cost of depreciation of a new car, more than $3,500 pe â¦ r year.