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The truth is that both of them are quite different from each other. A Medicare Supplemental Insurance policy is a private health insurance policy especially intended to fill in the gaps where Original Medicare falls short. Herein, the Medicare is the primary or the first payer. A Medigap insurance policy pays for the costs that are not covered in Medicare because of the limits or the insurance deductible amounts under the Medicare plan.
Yes, all Medigap plans cover all or part of your emergency and non-emergency Medicare Part B coinsurance, but remember only Medigap âCâ and âFâ cover your Part B deductible. So if you have âCâ or âFâ you wouldnât have any out of pocket costs for Medicare approved ambulance services.