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For example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.However, if you retire at age 62 in 2015, your maximum benefit would be $2,025. If you retire at age 70 in 2015, your maximum benefit would be $3,501.or example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.
An additional $6,000 elective salary deferral is permitted for those age 50 and over. Can use age 50 catch-up for 457(b) and 403(b) in the same year. If within 3 years of planâs normal retirement age, employee is eligible for the greater of age 50 catch-up or enhanced limit (not both). Other âCatch-upâ Provisions For those with 15 or more years of service, up to an additional $3,000 elective salary deferral per year ($15,000 lifetime maximum).