Age 59 1/2 Rule and Five-Year Rule. You can withdraw your contributions to a Roth IRA at any time under any circumstances. Earnings, however, are another story. You must reach the age of 59 1/2, and your Roth IRA must have been open for five years, before you can take out any earnings with no taxes or penalties. If you withdraw earnings before five years have passed, you will be subject to a 10 percent penalty plus ordinary income tax.
WHAT is a PONTOON BOAT? By definition - Pontoon boats are generally a flat deck on two or three round cylinders with enough buoyancy to float itself as well as a heavy load. The Pontoons may be used for recreational boats, rafts, barges or docks. Pontoons may support a platform, creating a raft.
Houseboats usually provide many of the amenities common to houses, such as running water, air conditioning, beds, and other modern conveniences. Your specific needs will determine the right type of pontoon boat for you. There are many pontoon brands available that offer a variety of models. The top five manufactures in the pontoon boat industry are Tracker, Bennington , Godfrey, Crest, and Premier. In summary, you should be aware of the many options that are available and weigh the advantages and disadvantages offered by each before purchasing a pontoon boat.