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â¢ Insured Earnings is the earnings as. described in your policy and used to. calculate your employeeâs benefits. â¢ It can vary depending on the definition. you choose for each eligibility group. â¢ Changes to insured earnings become. effective at the Insured Earnings.
The insured does not have to be a current employee of the financial institution as a condition for a policy to be in-force. The portfolio contains 163,960 BOLI policies on 68,121 individuals, where the weighted average age of the insureds is approximately 62.8. The aggregate cash surrender value (âCSVâ) of the portfolio is approximately $34.1 billion as of December 31, 2015.