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For example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.However, if you retire at age 62 in 2015, your maximum benefit would be $2,025. If you retire at age 70 in 2015, your maximum benefit would be $3,501.or example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.
If you were born between 1943 and 1954, you will reach full retirement age at 66. In the year prior to your 66th birthday, the Annual Income Test remains at $14,160, with a be â¦ nefit reduction of $1.00 for every $2.00 you earn over the limit. Can earn $1,180 per month for remainder of first year, if taking early retirement. 2  Can earn $37,680 per year until birth month if you reach full retirement age during your retirement year. 3  No income cap and no penalty if you have already reached full retirement age.