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For example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.However, if you retire at age 62 in 2015, your maximum benefit would be $2,025. If you retire at age 70 in 2015, your maximum benefit would be $3,501.or example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.
Beginning in 2013, the monthly reduction for starting your pension pre-65 is 0.54%, versus a 0.7% bonus after 65. Although the CPP rates for 2013 have yet to be announced, I estimate a maximum annual pension for a 60-year old in January 2013 to be about $8,164.