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For example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.However, if you retire at age 62 in 2015, your maximum benefit would be $2,025. If you retire at age 70 in 2015, your maximum benefit would be $3,501.or example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.
For someone Carlaâs ageâwho expects to retire around 65, with an income of about $40,000â$37,000 is a little low. Someone in this situation would be better prepared with savings in the mid-50s, Cathey explains. Survey Says: Men aged 25 to 54 admitted to having an average of $220,000 socked away for retirement.