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â¢ Insured Earnings is the earnings as. described in your policy and used to. calculate your employeeâs benefits. â¢ It can vary depending on the definition. you choose for each eligibility group. â¢ Changes to insured earnings become. effective at the Insured Earnings.
Business Income coverage seeks to make the insured whole in the event of a covered physical loss of property such that operations are impaired or must cease in the event of covered causes of loss such as fire, theft and vandalism.