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For example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.However, if you retire at age 62 in 2015, your maximum benefit would be $2,025. If you retire at age 70 in 2015, your maximum benefit would be $3,501.or example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.
The study also found most people start earning the average wage aged 30, rising to Â£40,000 a year by age 37 - and retirement should come at an optimistically youthful 60, as opposed to the government's preferred age of 65. If you haven't achieved those milestones, don't panic (yet).