Notes: 1  When s is a string or Unicode string object the in and not in operations act like a substring test. 2  Values of n less than 0 are treated as 0 (which yields an empty sequence of the same type as s). 3  If i or j is negative, the index is relative to the end of sequence s: len(s) + i or len(s) + j is substituted.
The lowest credit score to buy a house or refinance your mortgage is 500. These new requirements for both FHA and VA went into effect in 2010. 1  Fannie Mae requires a minimum score of 620. 2  Freddie Mac requires a minimum score of 620. 3  FHA requires a minimum score of 500. 4  VA requires a minimum score of 500.
Minimum Credit Score for Mortgage Loans. Your credit score is a major factor lenders use in determining your eligibility for a home loan. Maintaining a credit score of 720 or better will earn you the most favorable mortgage rates. If your credit score is not 720 or better you can still get approved but might now qualify for today's lowest rates.