Age 59 1/2 Rule and Five-Year Rule. You can withdraw your contributions to a Roth IRA at any time under any circumstances. Earnings, however, are another story. You must reach the age of 59 1/2, and your Roth IRA must have been open for five years, before you can take out any earnings with no taxes or penalties. If you withdraw earnings before five years have passed, you will be subject to a 10 percent penalty plus ordinary income tax.
WHAT is a PONTOON BOAT? By definition - Pontoon boats are generally a flat deck on two or three round cylinders with enough buoyancy to float itself as well as a heavy load. The Pontoons may be used for recreational boats, rafts, barges or docks. Pontoons may support a platform, creating a raft.
Truth. The main physical difference between a pontoon and a deck boat is the shape and function of the hull. Deck boats typically have a V-shaped hull, while pontoons lie flat on the water with the deck balanced on two or three hollow aluminum tubes. The V-shaped hull on deck boats enables the boat to cut through the water and get up on plane at a high speed, creating a surf able wake.