The Springfield Citizen Police Academy is a ten week program that offcers citizens insight into how police officers performs their duties and how the department serves the community. Eveyone benefits from enhancing citizen understanding of the role and function of the police.
What most standard homeowners policies provide. 1  Dwelling coverage. 2  Pays to repair or rebuild your home-including electrical wiring, plumbing, and heating and air conditioning-if damaged by a covered cause of loss. 3  It's important to buy enough dwelling coverage to cover the cost to rebuild.ost homeowners insurance policies will cover damage caused by such perils as fire, windstorms, hail, lightning, theft or vandalism. There are other homeowners policies that cover additional perils as well.
Depending on where you live, you may need to purchase additional coverage for insurance from floods and earthquakes, as these potentially devastating events are not covered in most basic policies. Homeowner's insurance also protects you from liability in the event someone is injured in your home.deally, you'd have both a home warranty and homeowner's insurance, but if you can only afford one, homeowner's insurance is probably the way to go, as it offers more coverage.