Vesicles can form naturally, for example, during the processes of secretion (exocytosis), uptake (phagocytosis and endocytosis) and transport of materials within the cytoplasm. Alternatively, they may be prepared artificially, in which case they are called liposomes.
A time deposit ( also known as a certificate of deposit in the United States , a term deposit , particularly in Canada , Australia and New Zealand ; a bond in the United Kingdom ; Fixed Deposits in India , Sri Lanka , Malaysia and in some other countries ) is a money deposit at a banking institution that cannot be withdrawn for a specific term or ...
a transaction account checking account or demand deposit account is a deposit account held at a bank or other financial institution it is available to the account owner on demand and is available for frequent and immediate access by the account owner or to others as the account owner may direct access may be in a variety of ways such as cash withdrawals use of cheques and debit by electronic transfer