Notes: 1  When s is a string or Unicode string object the in and not in operations act like a substring test. 2  Values of n less than 0 are treated as 0 (which yields an empty sequence of the same type as s). 3  If i or j is negative, the index is relative to the end of sequence s: len(s) + i or len(s) + j is substituted.
The lowest credit score to buy a house or refinance your mortgage is 500. These new requirements for both FHA and VA went into effect in 2010. 1  Fannie Mae requires a minimum score of 620. 2  Freddie Mac requires a minimum score of 620. 3  FHA requires a minimum score of 500. 4  VA requires a minimum score of 500.
Standard FHA-insured mortgages require the home buyer to put up a down payment of at least 3.5 percent of the purchase price. This is one of the lowest down payment levels available for mortgages. To get an FHA loan with a 3.5 percent down payment, the home buyer must have a FICO credit score of at least 580. HUD increased the minimum score for a minimum down payment FHA loan from 500 to 580 in January 2010. Approved FHA loan home buyers with credit scores below 580 are required to make a down payment of 10 percent or more of the home's purchase price.