Today, home care services through an agency cost roughly $14 to $28 per hour. On average, individuals from the general population use twenty hours of home care each week for about six months. Those with Long-term care insurance use thirteen months of care, on average, at about twenty hours per week. Consider these averages as you and your broker design your policy.
Definition of clod for Students. 1  1 : a lump or mass especially of earth or clay. 2  2 : a clumsy or stupid person.
clavÂ·iÂ·cle. (klav'i-kÄl) [TA] A doubly curved long bone that forms part of the shoulder girdle. Its medial end articulates with the manubrium sterni at the sternoclavicular joint; its lateral end with the acromion of the scapula at the acromioclavicular joint. Synonym(s): clavicula [TA] , collar bone.