A: If you want to become a pharmacist you should have a PharmD or doctorate of Pharmacy degree. Students should earn a passing score in the Pharmacy college admission test and complete two years of their undergraduate program to enroll in a four year pharmacy program.
Application - A statement of information made by a person applying for life insurance. It helps the life insurance company assess the acceptability of risk. Statement made in the application are used to decide on an applicant's underwriting classification and premium rates. Beneficiary - The person named in the policy to receive the insurance proceeds at the death of the insured. Anyone can be named as a beneficiary. Bonus Rate Annuity - An extra percent of interest credited to an annuity during the first year that it is in force.
In insurance, riders change the contract, or policy, between the purchaser and the insurance company. Also known as endorsements, they can either expand or restrict the benefits provided by the policy. Thus, for example, personal automobile insurance policies generally cover only typical use of the vehicle.