The Springfield Citizen Police Academy is a ten week program that offcers citizens insight into how police officers performs their duties and how the department serves the community. Eveyone benefits from enhancing citizen understanding of the role and function of the police.
What most standard homeowners policies provide. 1  Dwelling coverage. 2  Pays to repair or rebuild your home-including electrical wiring, plumbing, and heating and air conditioning-if damaged by a covered cause of loss. 3  It's important to buy enough dwelling coverage to cover the cost to rebuild.ost homeowners insurance policies will cover damage caused by such perils as fire, windstorms, hail, lightning, theft or vandalism. There are other homeowners policies that cover additional perils as well.
Well, the list of mishaps you're protected against (perils in industry speak) is actually pretty broad. Here's a look at what the Insurance Information Institute says are some of the most common perils covered by a typical homeowners policy: Fire and smoke. A home, belongings and structures like a garage or shed are all usually protected against a fire (including smoke damage).