For example, suppose you have a property that is worth $200,000 with a remaining mortgage balance of $100,000. If you refinanced that to a $120,000 mortgage, you would essentially keep $20,000 of the equity you've built. Compared to a home equity loan, refinancing typically has lower rates but higher closing costs.
They are quite different to the North American opossum. Possums live in trees hollows and logs in their natural habitat, which is bushland, wet sclerophyll forest and tall eucalypt forest, and temperate rainforest. Possums are also found in farming and urban areas within Australia.
The koala is the only mammal, other than the Greater Glider and Ringtail Possum, which can survive on a diet of eucalyptus leaves. 'Habitat' refers to the types of bushland that koalas like to live in. They are found in a range of habitats, from coastal islands and tall eucalypt forests to low woodlands inland.