For example, suppose you have a property that is worth $200,000 with a remaining mortgage balance of $100,000. If you refinanced that to a $120,000 mortgage, you would essentially keep $20,000 of the equity you've built. Compared to a home equity loan, refinancing typically has lower rates but higher closing costs.
They are quite different to the North American opossum. Possums live in trees hollows and logs in their natural habitat, which is bushland, wet sclerophyll forest and tall eucalypt forest, and temperate rainforest. Possums are also found in farming and urban areas within Australia.
The opossum (also called possum) is the only marsupial (female with a pouch) in North America. They are about the size of a cat, have black to gray fur, and long, pointed noses (pink in color). Opossums have many teeth, more than any other land mammal, and a prehensile tail, one that can grasp or hold.