(White vinegar is 5% acetic acid and can be used as a substitute for the stronger solution.) It is a clear fluid that can be used to remove stains on silk and wool. It must be diluted with 2 parts water for use on cotton and linen (a pretest is recommended). It should not be used on acetate.
Improved property, zoned for your intended use, will be easier to get a loan for than unimproved property. Land purchased with immediate plans for construction is the easiest type of land loan to secure because the lender will be paid off when a mortgage is obtained on the structure.
If you are looking to make changes to your home but didn't think you could afford it, look into a home improvement loan. I've tried to give you an overview of the most popular types of loans, but dig deeper and you likely find something that is even more closely tailored to your needs.