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â¢ Insured Earnings is the earnings as. described in your policy and used to. calculate your employeeâs benefits. â¢ It can vary depending on the definition. you choose for each eligibility group. â¢ Changes to insured earnings become. effective at the Insured Earnings.
Payments are based on the insured worker's Social Security earnings record. The program is set to pay out almost $124 billion in benefits this year. By contrast, Supplemental Security Income (SSI) is financed through general revenues rather than by taxes specifically paid into the Social Security system.