Page 1 of 4. The other day on Twitter, I wrote that I was using my noise-canceling headphones because the wind was so loud. The wind in Reno is so loud that I'm using my noise canceling headphones to do the audio editing on my podcast today.
Details of a bankruptcy order in the UK will stay on your credit file for 6 years. 7 to 10 years depending on the state you live in. Most lenders will consider loans after 2 years. If information is still on you credit history after this time frame you need to dispute with all three major credit bureau agencies.
The bankruptcy itself, listed in the public record information section of a credit report, remains for either 7 years from the filing date if it was a Chapter 13, or 10 years from the filing date if it was a Chapter 7, 11 or 12. A bankruptcy can be removed from your credit report.