1 Contact both the credit reporting agency and the company that provided the information to the CRA.  Tell the CRA, in writing, what information you believe is inaccurate. Keep a copy of all correspondence.
Self-direction is also referred to as âconsumer-directionâ and âparticipant-. directionâ when referring to specific programs. This Handbook uses the terms. self-direction and participant-direction unless referring to programs that use. other terms.
According to Albert Bandura, self-efficacy is the belief in oneâs capabilities to organize and execute the courses of action required to manage prospective situations.. In other words, self-efficacy is a personâs belief in his or her ability to succeed in a particular situation.