Rio Grande: State: NJ [New Jersey] Counties: CAPE MAY, NJ: Multi County: No: City Alias(es): Rio Grande: Area Code: 609: City Type: P [Post Office] Classification: [Non-Unique] Time Zone: Eastern (GMT -05:00) Observes Day Light Savings: Yes: Latitude: 39.017188: Longitude:-74.870632: Elevation: 19 ft: State FIPS: 34: County FIPS: 009: Region: Northeast: Division: Middle Atlantic: Intro Date:
Policy Implications of Medicare Coverage. Since outpatient prescription drug use is not covered by Medicare, it is a major source of out-of-pocket expenditures for the elderly. By one estimate, severely disabled elderly persons spend more than half their out-of-pocket health expenditures on outpatient prescription drugs.
Medigap plans are intended to fill the âgapsâ in Medicare insurance. Since most long term care for seniors is not covered by Medicare, this is a considerable âgapâ. However, even the most comprehensive of the Medigap plans does not cover long term care needs for the elderly. These policies do not pay for assisted living, Alzheimer's, custodial or adult day care.