Compassion â Your heart health is our number one priority, and we believe the uncompromising care with a personal touch that we provide is an important part of your overall treatment plan. Convenience â Located in the heart of Bay Area Houston, The Heart & Vascular Hospital is easy to get to, with close parking to the building, as well as easy access to our Main Hospital via skywalk bridge or vehicle.
Letâs start with the basics. A âwrapâ plan document is legal document that combines and incorporates, by reference, all group insurance policies and contracts that provide welfare benefits to employees. A summary plan description (SPD) is not a wrap plan document. Most welfare benefit plans are subject to the requirements of the Employee Retirement Income Security Act (ERISA). In fact, ERISA language clearly requires that all welfare benefit plans must be established and maintained pursuant to a written document.
What is a wrap-around mortgage, and who is it good for?. A wrap-around mortgage is a loan transaction in which the lender assumes responsibility for an existing mortgage. For example, S, who has a $70,000 mortgage on his home, sells his home to B for $100,000. B pays $5,000 down and borrows $95,000 on a new mortgage.