Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
Property & Casualty Requirements and Exam Information. The license exam is one of the requirements you will need to fulfill in order to become licensed as an insurance producer. To obtain a license to transact Property and Casualty/Liability insurance, you must pass an entry-level exam for the appropriate line of authority. The purpose of the examination is to test your knowledge of the general insurance concepts, insurance policies, provisions and contract law.