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Lightning protection systems - What they do and don't do. A lightning protection system's only purpose is to ensure safety to a building and its occupants if lightning happens to hit it directly, a task accomplished by providing a good, safe path to ground for the lightning to follow.
Lightning current will produce significant damage to a house that is not equipped with a good protection system. Professionally-installed lightning protection systems are expensive and the risk of a direct strike is low, so most homes do not have them. Fire danger: The biggest danger lightning poses to a house is fire.