Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
The term does not include an insurance binder or policy form. Applicability of the Law. The law applies to certificates of insurance issued on property or casualty. operations or a risk located in Texas, regardless of where the certificate holder, policyholder, insurer, or. agent is located.