What's in a toner? âMost toners are water-based liquids composed of specific active ingredients including plant extracts and essential oils, tailored to address a variety of skin types. Mainly there are hydrating toners, calming and soothing toners, and astringent toners.
DEFINITION of 'Ombudsman'. An official who investigates complaints (usually lodged by private citizens) against businesses, financial institutions and/or the government.
The Ombudsmanâs decision in a case is called a âdeterminationâ. They may order the landlord to do something to put things right. The Ombudsman can order your landlord to pay compensation for anything that has been lost because of what the landlord has done wrong.he Financial Ombudsman Service will look at the complaint and advise how it could be sorted out. If a satisfactory outcome is not achieved, the Financial Ombudsman Service will start a formal investigation. The final decision given at the end of this investigation is binding on the company.