1 Contact both the credit reporting agency and the company that provided the information to the CRA.  Tell the CRA, in writing, what information you believe is inaccurate. Keep a copy of all correspondence.
Self-direction is also referred to as âconsumer-directionâ and âparticipant-. directionâ when referring to specific programs. This Handbook uses the terms. self-direction and participant-direction unless referring to programs that use. other terms.
Self-efficacy is defined as people's domain-specific perceptions of their ability to perform the actions necessary to achieve desired outcomes. The concept of self-efficacy was first proposed by Albert Bandura in 1977 in an attempt to provide a unified theory of behavior change. Bandura suggested that the effects of psychological treatments on behavioral change are mediated by self-efficacy beliefs.