A deductible is a fixed amount of money you have to pay before most, if not all, of the policy's benefits can be enjoyed. However, in many health insurance policies, you can use some services, like a visit to the emergency room or a routine doctor 's visit, without meeting the deductible first.
Even in the $15 range, there are plenty of good choices Jim Beam falls in that range, and Jim Beam is a wonderful whiskey. Even better, though, is Evan Williams hands down the best cheap liquor we tasted (and at 86 proof, the only one higher than the legal minimum of 80 proof).
Ciroc Vodka: a 1.75L bottle retails for $71.95 while Costco sells the same bottle for $45.89. The Costco price is 36% off the retail price! From this sample you can clearly see how Costco can save you anywhere from 21% to 45% off the retail price of your favorite distilled spirits.