1. General: Specific ability of an entity (person or organization) or resource, measured in quantity and level of quality, over an extended period. 2. Banking: Borrower's ability to repay a debt on a timely basis, determined by deducting total cash outflows from the borrowers total income during (usually) a month.
Many people go through difficult times in their lives. Sometimes the end result is hitting rock bottom. For some, hitting rock bottom is the wake-up call needed to begin steering life in a more positive direction. When you have hit rock bottom, there is nowhere to go but up. Recognizing some of the common signs is an important part of getting back on your feet. Losing your job. Whether you are struggling with substance abuse or dealing with a financial crisis, losing your job can be a sure sign of hitting rock bottom.
This build-up is most common on the leeward sides of mountains. Cornices are extremely dangerous and travelling above or below them should be avoided. When a cornice collapses, it breaks in from the cornice to the top of the peak; even being on the snow on top of rock exposes the alpinist to hazard in this situation. The best practice in mountaineering is to stay far enough back from the edge so as not to be able to see the drop, as an approximate metric of exposure.