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Lightning protection systems - What they do and don't do. A lightning protection system's only purpose is to ensure safety to a building and its occupants if lightning happens to hit it directly, a task accomplished by providing a good, safe path to ground for the lightning to follow.
Electronic equipment is far more susceptible to power surges or lightning damage than compressors or well pump motors. The possible exception would be if the insured has purchased a good surge protector for electronic equipment. 2. Find out if the neighbors have had damage due to lightning or a power surge. If lightning or a power surge came in on the power line, then all people off of the same utility transformer should have been affected. 3. Burned insulation on electric wiring is not necessarily an indication of a power surge due to lightning.