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The entire application, underwriting and funding process could take anywhere from 30 â 60 days. If it takes less than 30 days, youâve got a highly efficient mortgage team. If it takes longer than 60 days, thereâs some kind of problem slowing things down.n reality, the FHA process starts long before the loan application â or at least, it should. Here are the steps I recommend people take when applying for an FHA loan. 1. Set up a budget before talking to the lender.
by wybert85 Â» Thu Dec 06, 2012 1:38 pm. It will take the appraiser a couple of days to write up the appraisal and send it to the loan processor. The loan processor finishes up the file and sent it to the underwriter.....another 2 days.Depending on how busy the underwriter it will take a 2 days to 5 days.If the underwriter calls out conditions the length of time would depend how long it takes you to provide the information or meet those conditions....another 2-5 days.y wybert85 Â» Thu Dec 06, 2012 1:38 pm. It will take the appraiser a couple of days to write up the appraisal and send it to the loan processor. The loan processor finishes up the file and sent it to the underwriter.....another 2 days.