In most jurisdictions, collision coverage is optional unless there is a lien holder on your vehicle. If you don't have collision coverage, you are going to be on the line for the costs to repair any damages to your vehicle in an accident caused by you, including damage to your side mirror.
Tactical planning is such an important part of a company's strategic planning process that management consulting companies are often hired to assist companies in preparing tactical plans. A company usually begins with its objectives and then develops strategies for how to carry out their objectives.
There are three major types of planning, which include operational, tactical and strategic planning. A fourth type of planning, known as contingency planning, is an alternative course of action, which can be implemented if and when an original plan fails to produce the anticipated result.