[ 2 syll. mon-tag, mo-nt-ag ] The baby boy name Montag is pronounced as MAHNT AE G â . Montag's origin is French. Montag is a variant form of the English name Montague.
The debt to credit ratio is the percentage of the total credit you have used up. Installment loans include student, car and home loans based on fixed amounts of money. Your debt to credit ratio is always 100% or 1:1 for these types of loans because you always use the maximum amount available for your expenses.
It's the comparison of amount of debt to the credit limit that is crucial. That ratio goes by several names -- credit utilization ratio, credit-limit-to-debt ratio, balance-to-limit ratio and debt-to-available-credit ratio among them -- but the math is simple. It's the percentage of how much you owe compared to the amount of your credit limit.