Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
A: A CPCU (or Chartered Property Casualty Underwriter) designation is a credential earned by insurance professionals who complete a series of four foundation courses, one elective course and three courses in personal or commercial insurance. Eight national exams must be passed to receive the CPCU designation.