1 NSC for 5 years offers 8.5% interest rate only. 2  Maturity period: NSC is available for 5 year period and 10 year period. 3  KVP on the other hand has a maturity period of 8 Years 4 months (100 months). 4  Withdrawal before maturity: You cannot withdraw NSC before maturity.hy not to invest in new Kisan Vikas Patra. 1  Interest rates are low compared with other fixed income options like Bank FD Schemes which offers up to 9% interest rates. 2  There are no tax benefits u/s 80C like you get in the NSC or PPF. 3  Maturity amount is taxable.
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