Energy Transfer Pads were designed to cool a patient by simulating water. immersion. The three-layered pads consist of an outer layer of insulated. foam, a middle layer of rapid water circulation, and a bottom hydrogel. layer which allows for safe skin application. Core body temperature is.
assignment clause. Provision in a life insurance policy that allows assignment of insurance to a third party (such as a lender) as a collateral. Life insurance policies are freely assignable, but casualty and property policies are not.
A professional credential earned by individuals who specialize in risk management and property-casualty insurance. The Chartered Property Casualty Underwriter, also called CPCU, credential is most likely to be earned by insurance agents and brokers, insurance claims representatives, risk managers, and underwriters. It is offered by the American Institute For Chartered Property Casualty Underwriters.