A deductible is a fixed amount of money you have to pay before most, if not all, of the policy's benefits can be enjoyed. However, in many health insurance policies, you can use some services, like a visit to the emergency room or a routine doctor 's visit, without meeting the deductible first.
Even in the $15 range, there are plenty of good choices Jim Beam falls in that range, and Jim Beam is a wonderful whiskey. Even better, though, is Evan Williams hands down the best cheap liquor we tasted (and at 86 proof, the only one higher than the legal minimum of 80 proof).
Johnnie Walker has a new, limited-edition Blue Label called Ghost and Rare, which includes whiskies from silent distilleries (though one, Brora, wonât be silent for much longer). It costs $400 and comes in a gift-ready box. Jameson is launching a new expression of Caskmates, its beer barrel-finished whiskey.