You may be able to avoid an early withdraw penalty in certain circumstances. Although money in a traditional IRA is meant to be preserved for retirement, the government does allow workers to tap into the fund, without penalty, for certain purposes.
exam. An exam or examination is an official test that shows your knowledge or ability in a particular subject. Exam is the word most commonly used. Examination is more formal and is used mainly in written English. I was told the exam was difficult.
Certification refers to the confirmation of certain characteristics of an object, person, or organization. This confirmation is often, but not always, provided by some form of external review, education, assessment, or audit. Accreditation is a specific organization's process of certification. According to the National Council on Measurement in Education, a certification test is a credentialing test used to determine whether individuals are knowledgeable enough in a given occupational area to be