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A loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower. loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower.
How long does it take to get approved for an FHA-insured mortgage loan? If youâre talking about the entire process â from the initial application to the final approval and closing â it might take anywhere from two weeks to two months.nce you have a signed purchase agreement for an eligible property, the approval process could take anywhere from two to three weeks (on the short end), or two to three months (on the long end). There are many variables involved.