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A loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower. loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower.
1 find out whether your loan is approved within 30 days of submitting your completed application. 2  If your application is rejected, the lender must tell you in writing. 3  specific reasons why your application was rejected.