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A loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower. loan approval process should take anywhere from 1 day to 1 month, depending on the size and type of loan applied for, as well as the credit risk and underwriting needed for the borrower.
That three-day turnaround was unusual, but so was the time it took roughly two months to get mortgage approval. Mortgage approval is a multi-step process, but the more consumers do from the beginning, the more likely it is to go quickly.