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Inheriting an annuity can be a complicated process and can give you a hefty tax bill, or possibly even knock you into a higher tax bracket. If youâve inherited an annuity, your best bet is to talk to a qualified financial professional in Retirement HQâs network to see what your options are. Retirement HQ and their network of insurance and financial professionals do not offer tax or legal advice.
If you put your money into a variable annuity, you are generally buying risky stocks and bonds rather than an ironclad payment for the rest of your life. Yes, you can arrange to get a payment for the rest of your life, but the amount of the payment depends largely on how well your investments do.