Don Wetzel, Tom Barnes and George Chastain developed the ATM cards, cards with a magnetic strip and a personal ID number to get cash. ATM cards had to be different from credit cards (then without magnetic strips) so account information could be included. 1  Don Wetzel-The ATM.
Par 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.It is the largest, heaviest organ in the horseâs body. Its healthy condition is of vital importance to health and survival. The epidermis is made up of several stratified layers of tough, non-vascular cells that vary in thickness.ar 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.
Skin is the soft outer tissue covering vertebrates. Other animal coverings, such as the arthropod exoskeleton, have different developmental origin, structure and chemical composition. The adjective cutaneous means of the skin (from Latin cutis, skin). In mammals, the skin is an organ of the integumentary system made up of multiple layers of ectodermal tissue, and guards the underlying muscles, bones, ligaments and internal organs. Skin of a different nature exists in amphibians, reptiles, and birds.