Attempting to reconcile the verbal descriptions with actual species is a challenging task. and has been an impetus to my personal contemplation with the nature of perception. I. have come to the conclusion that, no matter how outlandish a description may be, it is. what the person perceived about the snake.
Best Answer: It goes under your collision coverage on your policy, if you have it. You would just have to pay the deductible. In insurance, collision is defined as running into something, whether it's stationary or not.
However, if you drive drunk and cause a car accident, your car insurance policy will pay for damages you cause -- up to the liability limits of your policy. This means your insurance would pay for damages to the light pole you damage or cover the medical bills of someone you injure.