Don Wetzel, Tom Barnes and George Chastain developed the ATM cards, cards with a magnetic strip and a personal ID number to get cash. ATM cards had to be different from credit cards (then without magnetic strips) so account information could be included. 1  Don Wetzel-The ATM.
Par 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.It is the largest, heaviest organ in the horseâs body. Its healthy condition is of vital importance to health and survival. The epidermis is made up of several stratified layers of tough, non-vascular cells that vary in thickness.ar 8 9 THE SKIN The skin is a highly organised, complex system of nerves, tissue and cells designed to harmonise the horseâs metabolism with his internal and external environment. Structurally, the skin consists of the epidermis and the dermis.
â¢ Horses with one long whorl line (also called a 'feather mark' and is the equivalent of a human hair part) are people-friendly and Linda says that a horse with this type or whorl who isn't friendly should be investigated as itâs likely they are in pain or being abused.horls can be found on other areas of the horse's body such as the neck, chest, belly and in front of the stifles. Part of the breed standard for Exmoor ponies lists facial whorls as being desirable as they help divert water away from the eyes.