Soak time. The length of time you marinate food depends on both the food and the marinade. Delicate fish, shellfish, and fruit usually soak for a shorter period of time (from 20 minutes to a few hours), while meats can go longer (up to a day or two).
Having your taxes and insurance included in your mortgage payment is actually very convenient. Instead of having to pay an annual insurance premium and half of your annual taxes on April 30th and the second half on October 31st, the lender establishes an automatic savings plan for you.
Shares & Saves. Save. When you cannot pay your mortgage payments or you need your lender to cash a check to cover the costs of repairs on your home because of an insurable claim, you'll need the lender to endorse the check you get from the insurance company.f the lender does not sign the check, this money won't be applied to your mortgage payments. Additionally, any unsigned homeowners insurance check won't be used to pay for home repairs. In this sense, the insurance carries a huge disadvantage.