Death of Louis XIV. On September 1, 1715, four days before his 77th birthday, Louis XIV died of gangrene at Versailles. His reign had lasted 72 years, longer than that of any other known European monarch, and left an indelible mark on the culture, history and destiny of France. His 5-year-old grandson succeeded him as Louis XV.
Aggregate self-only coverage considered unaffordable-Two or more family members' aggregate cost of self-only employer-sponsored coverage exceeds 8 percent of household income, as does the cost of any available employer-sponsored coverage for the entire family.
Using either simply to reduce premiums is foolish, and could prove to be very dangerous. A self-insured retention means that the insured carries a fixed amount of risk, including adjusting and legal expenses. The insurance policy, whether a primary or umbrella contract, is excess coverage above the SIR.