Science and academia. 1  Deep geological repository for radioactive waste. 2  Institutional repository, an archive of an institution's scholarly publications. 3  Disciplinary repository, an archive of scholarly publications in a particular subject area.
One More Option: Refinancing. Homeowners may have another option to get rid of PMI: refinancing. If you think your home's value has appreciated, a new loan may account for less than 80% of the home's value, meaning you will not have to pay PMI.
When you can cancel your private mortgage insurance. As more people buy homes with less than a 20 percent down payment, the frequency of Private Mortgage Insurance (PMI) policies grows. PMI covers the lender, not you, in case you default on the mortgage. PMI was created to reassure lenders, who traditionally refused to approve mortgages with down payments of less than 20 percent. PMI protects lenders from the increased risk they face, when they finance more than 80 percent of a homes purchase price.