Description. The CELL function returns information about the formatting, location, or contents of a cell. For example, if you want to verify that a cell contains a numeric value instead of text before you perform a calculation on it, you can use the following formula: = IF(CELL(type, A1) = v, A1 * 2, 0).ormat. Text value corresponding to the number format of the cell. The text values for the various formats are shown in the following table. Returns - at the end of the text value if the cell is formatted in color for negative values.
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A one-time fee charged to an account holder if he/she transfers or cancels an IRA. The termination fee is levied by the brokerage or bank that manages the IRA and must be spelled out in the agreement that created the account. Some brokerages and banks do not charge a termination fee. See also: Prepayment penalty.