When you're lactose intolerant it can be challenging to avoid milk products, especially if you really enjoy them. The key is to choose alternatives that taste good and provide the same or similar nutrients. Here are five ways to replace dairy in your diet.
A municipal bond is a bond issued by a local government, or their agencies. The term municipal bond is commonly used in the United States, which has the largest market of such trade-able securities in the world estimated at $3.7 Trillion in 2011.
Please choose one of the above to proceed! LOADING PDF: If there are any problems, click here to download the file. Direct bank loans to municipalities are on the upswing and may be supplanting tradition bonds in municipal finance in certain situations. While proper loans are not subject to the Federal securities laws, just calling something a loan does not mean it is not a security. This client alert discusses the factors that determine whether a loan is really a security.