De Facto Custody Can Change. At the temporary custody hearing, itâs very important to challenge the other parentâs de facto custody and ask for a change. This may be your only chance to challenge the de facto custody before the permanent custody hearing.
A credit score helps lenders evaluate a credit report because it is a number that summarizes credit risk, based on a snapshot of a credit report at a particular point in time. It is important to understand that not every credit score offered for sale online is a FICOÂ® Score. How scoring helps me.
Why is my credit report necessary? What purpose does it serve?When you apply for credit (a mortgage or car loan, even a new credit card), lenders need a way to gage whether or not youâre a safe bet. Your credit report includes a record of your financial reliability. The information on your credit report is, for the most part, private. Creditors donât get to sift through every detail of your history. Instead, theyâre given a credit score, which is a number that represents your credit average. A score of 750 or higher is the equivalent of getting an A in school.