Definition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.Also called specific reading disability, dyslexia is a common learning disability in children.Dyslexia occurs in children with normal vision and intelligence.efinition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.
HOEPA was enacted in 1994 to address abusive practices in refinancing loans and home-equity loans having high interest rates or high fees. Loans covered by HOEPA are subject to special disclosure requirements and substantive restrictions on loan terms.
You can refinance your mortgage as often as you like, however, many lenders require that you have lived in the property (âseasonedâ) the property for at least one year before granting a new loan. Lenders may also require that you hold a loan one year before refinancing to a new loan. You will want to carefully read the âPrepayment Clauseâ in your mortgage documents, to determine if you will have a penalty to pay if you pay off the old loan before the maturity or due date of the loan.