Science and academia. 1  Deep geological repository for radioactive waste. 2  Institutional repository, an archive of an institution's scholarly publications. 3  Disciplinary repository, an archive of scholarly publications in a particular subject area.
One More Option: Refinancing. Homeowners may have another option to get rid of PMI: refinancing. If you think your home's value has appreciated, a new loan may account for less than 80% of the home's value, meaning you will not have to pay PMI.
1 Another way of computing PMI according to Michaelbluejay.com is to divide the loan amount by 1300, 1500, 2300, or 3700 for loans with down payments of 3%, 5%, 10%, or 15% respectively. 2  For example, say you decide to purchase a home for $200,000 and put down a 5% down payment. Cheapinsurancehq.com tells us that the PMI premium is between $50 to $80 per month on the average for a home priced at $159,000, according to Mortgage Companies of America.