Step 3: Complete a Midwife Education Program. A student who wants to earn AMCB certification as either a CNM or a CM must complete a graduate degree program in midwifery that's been accredited by the Accreditation Commission for Midwifery Education (ACME).
A second loan, or mortgage, against your house will either be a home equity loan, which is a lump-sum loan with a fixed term and rate, or a HELOC, which features variable rates and continuing access to funds.
The FL HFA Preferred first mortgage loan may be used in conjunction with FL Housingâs second. mortgage program, the FL Assist. The FL Assist offers down payment and closing cost assistance in the. form of a second mortgage. The FL Assist offers up to $10,000 and is a 30 year, deferred, 0.00%. second mortgage loan.