Definition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.Also called specific reading disability, dyslexia is a common learning disability in children.Dyslexia occurs in children with normal vision and intelligence.efinition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.
HOEPA was enacted in 1994 to address abusive practices in refinancing loans and home-equity loans having high interest rates or high fees. Loans covered by HOEPA are subject to special disclosure requirements and substantive restrictions on loan terms.
A mortgage-refinancing option offered by the Federal Housing Administration (FHA). An FHA streamline refinance requires the mortgage to be FHA insured and not delinquent. The refinance must result in a reduction in the homeownerâs interest and principal payment, and no cash can be taken out of the refinanced mortgage.