You may be able to avoid an early withdraw penalty in certain circumstances. Although money in a traditional IRA is meant to be preserved for retirement, the government does allow workers to tap into the fund, without penalty, for certain purposes.
exam. An exam or examination is an official test that shows your knowledge or ability in a particular subject. Exam is the word most commonly used. Examination is more formal and is used mainly in written English. I was told the exam was difficult.
The Vocabulary of Appraisal. A test is a sample of behavior, i.e., a series of tasks (e.g., items) used to obtain systematic observations presumed to represent attributes or characteristics. A test is used as a measurement tool. Measurement is the process of assigning numbers to human attributes or characteristics.