Considerations. If you have not filed a W-4 with your employer showing that you are exempt from federal tax withholding, the payroll department might have made an error. Check with your employer or someone in the payroll department as soon as possible to correct the error.f your employer shows you as exempt from federal taxes, it means that he is not withholding taxes from your paycheck. Although some employees are exempt, most are not.
The PhD in social work is strictly for research. You do not get more clinical training and thus the MSW is the terminal degree for professional practice. A social work PhD will not have any more clinical training than an MSW.
Master of Social Work. The Master of Social Work (MSW) is a master's degree in the field of social work. It is a professional degree with specializations compared to Bachelor of Social Work (BSW). MSW promotes macro-, meso- and micro-aspects of professional social work practice, whereas the BSW focuses more on direct social work practices in community, hospitals (outpatient and inpatient services) and other fields of social services.