Science and academia. 1  Deep geological repository for radioactive waste. 2  Institutional repository, an archive of an institution's scholarly publications. 3  Disciplinary repository, an archive of scholarly publications in a particular subject area.
One More Option: Refinancing. Homeowners may have another option to get rid of PMI: refinancing. If you think your home's value has appreciated, a new loan may account for less than 80% of the home's value, meaning you will not have to pay PMI.
The lender also must return any premiums you paid beyond what you really owed. You must be informed, in writing, when you close on your house that you have private mortgage insurance. Lenders must explain PMI, and when you can cancel it. Your lender must notify you annually about when you can cancel your PMI. The law applies to mortgages taken out as early as July 29, 1999.