You may be able to avoid an early withdraw penalty in certain circumstances. Although money in a traditional IRA is meant to be preserved for retirement, the government does allow workers to tap into the fund, without penalty, for certain purposes.
exam. An exam or examination is an official test that shows your knowledge or ability in a particular subject. Exam is the word most commonly used. Examination is more formal and is used mainly in written English. I was told the exam was difficult.
The Optometry Admission Test (OAT) is a standardized examination designed to measure general academic ability and comprehension of scientific information. The OAT is sponsored by the Association of Schools and Colleges of Optometry (ASCO) for applicants seeking admission to an optometry program.