Science and academia. 1  Deep geological repository for radioactive waste. 2  Institutional repository, an archive of an institution's scholarly publications. 3  Disciplinary repository, an archive of scholarly publications in a particular subject area.
One More Option: Refinancing. Homeowners may have another option to get rid of PMI: refinancing. If you think your home's value has appreciated, a new loan may account for less than 80% of the home's value, meaning you will not have to pay PMI.
Your loan doesnât qualify. On the other hand, if you can prove that you have at least that much equity in your home, your lender should be able to drop your PMI payments, without you having to refinance your mortgage. Give your lender a call and ask what the procedure is to drop PMI.osted on February 28, 2001 by Ilyce R. Glink. Q: I closed on my house in July, 1993. I want to know if Iâm at the point at which the lender can automatically drop my private mortgage insurance (PMI). Iâve been told that if Iâm at a loan-to-value ratio of 78 percent, or less, PMI can be dropped without refinancing.