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Inheriting an annuity can be a complicated process and can give you a hefty tax bill, or possibly even knock you into a higher tax bracket. If youâve inherited an annuity, your best bet is to talk to a qualified financial professional in Retirement HQâs network to see what your options are. Retirement HQ and their network of insurance and financial professionals do not offer tax or legal advice.
Anyone nearing retirement should consider buying an immediate annuity, which is about as close as you can come to creating your own pension. An annuity pays out a guaranteed monthly stream of income for the rest of your life.The first thing youâll have to get past is the name. Many investors hear the word annuity and start running faster than Usain Bolt.nyone nearing retirement should consider buying an immediate annuity, which is about as close as you can come to creating your own pension. An annuity pays out a guaranteed monthly stream of income for the rest of your life.