Credit Limit-- How much total money can be charged to a credit card account, for example $5,000 (also known as a credit line). Credit monitoring service -- A service that monitors credit card accounts for suspicious or out-of-pattern activity and sends an alert to the card member if such activities occur.
While Richard Trevithick managed to build his first steam locomotive in 1804, lack of marketing and the will to continue innovating enabled other inventors to step in and try their luck. In early 1800s he started working in a mine that had one of the early examples of stationary steam machines built by James Watt.
Railroads in America can be traced back to 1815 when Colonel John Stevens gained the first charter in North America to build the New Jersey Railroad Company, although it was not constructed until 1832. The NJRR later went on to become part of the Pennsylvania Railroad's far-reaching network. Colonel Stevens also tested the first type of steam locomotive in 1826, when he showcased his Steam Waggon (basically a steam-powered horse carriage) on a small circular track he had built at his estate in Hoboken, New Jersey.