Get Your Credit Report and FICO Score. IMPORTANT INFORMATION. When you order your $1 Credit report and FICOÂ® Score 8, you will begin your 7-day trial membership in Experian CreditWorksSM. If you don't cancel your membership within the 7-day trial period*, you will be billed $21.95 for each month that you continue your membership.
Ultimate guide to retirement. A SEP IRA is a type of traditional IRA for self-employed individuals or small business owners. (SEP stands for Simplified Employee Pension.) Any business owner with one or more employees, or anyone with freelance income, can open a SEP IRA.
For self-employed people with no employees, first, compare a SEP to an Individual 401(k) plan to decide which plan is best for you. The Individual 401(k) may allow you to switch between Roth 401(k) (after-tax) and Regular 401(k) (pre-tax) contributions based on your tax bracket.