Definition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.Also called specific reading disability, dyslexia is a common learning disability in children.Dyslexia occurs in children with normal vision and intelligence.efinition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.
HOEPA was enacted in 1994 to address abusive practices in refinancing loans and home-equity loans having high interest rates or high fees. Loans covered by HOEPA are subject to special disclosure requirements and substantive restrictions on loan terms.
Considerations. Lenders who originally provided the mortgage loan might refinance the mortgage in order to keep the business. Others cannot match the terms and rates available elsewhere, so shopping around for mortgages is a good idea. All terms on a refinance are potentially negotiable.enefits. Benefits of refinancing include saving money on monthly mortgage payments, which can free a homeowner from burdensome or sometimes unaffordable loans. The lower payments homeowners make after refinancing free up cash for them to save or spend on other necessities.