Definition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.Also called specific reading disability, dyslexia is a common learning disability in children.Dyslexia occurs in children with normal vision and intelligence.efinition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.
HOEPA was enacted in 1994 to address abusive practices in refinancing loans and home-equity loans having high interest rates or high fees. Loans covered by HOEPA are subject to special disclosure requirements and substantive restrictions on loan terms.
An FHA streamline refinance requires 6 months of payments but otherwise Agency loans do not have a timetable. As has been mentioned, all loans have recapture penalties that vary from 90 days min. to 6 months. We may experience that issue in the near future, and hopefully customer and loan officer will stay in touch so loan officer can be involved if a refinance is prudent.