Definition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.Also called specific reading disability, dyslexia is a common learning disability in children.Dyslexia occurs in children with normal vision and intelligence.efinition. Dyslexia is a learning disorder characterized by difficulty reading due to problems identifying speech sounds and learning how they relate to letters and words.
HOEPA was enacted in 1994 to address abusive practices in refinancing loans and home-equity loans having high interest rates or high fees. Loans covered by HOEPA are subject to special disclosure requirements and substantive restrictions on loan terms.
A stream-lined refinance; In my opinion this is the best types of refinance. I have done two of them with Wells FG. You stay with the same lender, only paying a small processing fee (no closing costs). Loan modifications are totally different then a refinance. Today to qualify for a loan mod two things need to happen, there is a verifiable hardship, and you make enough money to support the loan at the lowest interest rate. If you have a conventional loan rates can be as low as 2%, if you have a FHA loan, interest rates can go down to 5%.