When a borrower prepays a loan, the borrower saves a lot of interest. But that means the lender also misses out on all that interest. Accordingly, prepayment can sometimes come with a penalty, and this is disclosed in the loan documents. People who invest in pass-through securities are also frequently concerned about prepayment. That's because those securities that receive payments from an intermediary that collects payments from a pool of assets.
Let me explain. Traditional plant breeding: One of my jobs in the late 1960s was to take a small piece of 200 grit sandpaper folded into a small pointed trough and collect the pollen (male flower part) from certain alfalfa plants.I then transferred this pollen to the pistil (female flower part) of another alfalfa plant.et me explain. Traditional plant breeding: One of my jobs in the late 1960s was to take a small piece of 200 grit sandpaper folded into a small pointed trough and collect the pollen (male flower part) from certain alfalfa plants.
Original landrace and other heirloom strains are often lost in todayâs hyperkinetic world of breeding. By Rick Pfrommer, Director of Education, Harborside Health Center âLandraceâ refers to strains that are indigenous to an area, such as Red Congolese. âHeirloomsâ are strains that were collected worldwide during the 1970s and propagated in Hawaii and Northern California. Our constant desire for new strains leads breeders to continually cross and re-cross existing strains looking for the next big thing.