Chickenpox (varicella) is a contagious illness that causes an itchy rash and red spots or blisters (pox) all over the body. Chickenpox can cause problems for pregnant women, newborns, teens and adults, and people who have immune system problems that make it hard for the body to fight infection.
In fact, your business may be legally required to have certain kinds of insurance. For example, if you have employees, your state may mandate that you carry workers' compensation coverage, or you may have to prove you have specific types of coverage in order to get a state or local business license.
There are occasions in which you can purchase life insurance on an individual even if you are not related. Many business relationships can be financially protected with life insurance. Key person life insurance is one example. Not only do you need to prove insurable interest to buy life insurance on someone, you also need their consent. It would be nearly impossible to buy life insurance on someone without them knowing because most insurance companies will require a medical exam from the insured.