Get Your Credit Report and FICO Score. IMPORTANT INFORMATION. When you order your $1 Credit report and FICOÂ® Score 8, you will begin your 7-day trial membership in Experian CreditWorksSM. If you don't cancel your membership within the 7-day trial period*, you will be billed $21.95 for each month that you continue your membership.
Ultimate guide to retirement. A SEP IRA is a type of traditional IRA for self-employed individuals or small business owners. (SEP stands for Simplified Employee Pension.) Any business owner with one or more employees, or anyone with freelance income, can open a SEP IRA.
Your SEP Limit. You can contribute up to 20 percent of your adjusted net earnings from self-employment to a SEP IRA or the yearly dollar limit, whichever is less. Suppose your net earnings total $200,000. Multiply by 92.35 percent to find the adjusted net earnings of $184,700.