Miserable credit score: Less than 500. At this point, your credit score is so bad that getting any type of financing is almost impossible. If you can get loans, they'll carry nearly punitive interest rates. If your credit report score is below 500, it's time for action.
Mechanicsville is an unincorporated community and census-designated place in St. Mary's County, Maryland. It is adjacent to the community of Charlotte Hall, which is known for its agriculture, Amish population, large farmers' market/flea market, and the Maryland Veterans Home. Mechanicsville has many small businesses and restaurants along Maryland Route 5 and Maryland Route 235. This community is served by the St. Mary's County Public Schools including Chopticon High School. As of the 2010 Census, Mechanicsville had a population of 1,508 people.
Washington County is a county located in the western part of the U.S. state of Maryland. As of the 2010 census, the population was 147,430. Its county seat is Hagerstown. Washington County was the first county in the United States to be named for the Revolutionary War general (and later President) George Washington. Washington County is one of three Maryland counties recognized by the Appalachian Regional Commission as being part of Appalachia.