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Inheriting an annuity can be a complicated process and can give you a hefty tax bill, or possibly even knock you into a higher tax bracket. If youâve inherited an annuity, your best bet is to talk to a qualified financial professional in Retirement HQâs network to see what your options are. Retirement HQ and their network of insurance and financial professionals do not offer tax or legal advice.
Supplement your retirement. You can use life insurance to make sure your retirement savings lasts as long as you do. An annuity is like a do-it-yourself pension plan â you put an amount of money into a life insurance product and in return you get a guaranteed stream of income month after month, for as long as you live.