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If the office assistant earns $500 per week, the cost of insuring them is approximately $1.50 every week. The cost for Workers' Comp increases as the risks increase. So, if your client employs roofers or truck drivers, the cost might be $4 for every $100.
Professional Liability Insurance Cost Analysis. In 2017, we analyzed data from more than 18,000 businesses with 10 or fewer employees that applied for coverage through Insureon. We found that, regardless of industry or policy limits, the average yearly cost of Professional Liability Insurance for a small business is $1,735.60. The median yearly cost is $920.