The absence of a formal contract of employment does not preclude wrongful dismissal in jurisdictions in which a de facto contract is taken to exist by virtue of the employment relationship. Terms of such a contract may include obligations and rights outlined in an employee handbook.
The rate you receive for your private mortgage insurance will depend on your credit score, the amount of money you have for your down payment, and insurer. But typically the premiums for private mortgage insurance can range from $30-70 per month for every $100,000 borrowed. So, if you bought a home with a value of $300,000, you might pay about $150 per month for private mortgage insurance. On FHA loans, there is an up-front MIP (mortgage insurance premium) and annual premium which is collected monthly.
the result is a monthly payment (not including insurance and taxes) of $966.28. 1  The rate argument is 5% divided by the 12 months in a year. 2  The NPER argument is 30*12 for a 30 year mortgage with 12 monthly payments made each year. 3  The PV argument is 180000 (the present value of the loan).