When you're lactose intolerant it can be challenging to avoid milk products, especially if you really enjoy them. The key is to choose alternatives that taste good and provide the same or similar nutrients. Here are five ways to replace dairy in your diet.
A municipal bond is a bond issued by a local government, or their agencies. The term municipal bond is commonly used in the United States, which has the largest market of such trade-able securities in the world estimated at $3.7 Trillion in 2011.
What it is: Term loans are the standard commercial loan, often used to pay for a major investment in the business or an acquisition. The loans often have fixed interest rates, with monthly or quarterly repayment schedules and a set maturity date. Bankers tend to classify term loans into two categories: intermediate- and long-term loans.