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(on Archives.gov) Passed on May 20, 1862, the Homestead Act accelerated the settlement of the western territory by granting adult heads of families 160 acres of surveyed public land for a minimal filing fee and 5 years of continuous residence on that land.
Protects up to $500,000 for those who file for homestead protection; Allows both spouses to file; Clarifies that there is no need to re-file after refinancing; Provides coverage for homes kept in trusts and much more . Forms. Declaration of Homestead for Homes Owned by Natural Persons , Mass. Secretary of Commonwealth.