Total disability in the legal sense does not require that the insured be incapable of all work activity, only that the medical condition is such that ordinary and reasonable prudence would dictate that that person is not fit enough to carry out the main duties of a job of occupation.
Explanation:Sinus tract, an abnormal channel leading from within bones or other structures to the skin surface; sometimes this type of passageway is termed a fistula. Sinus tracts may form after an infection or as a means of decompression of a synovial joint in rheumatoid arthritis or classic fistulous rheumatism.
Sinus infection or sinusitis facts. 1  Sinusitis or sinus infection is inflammation of the air cavities within the passages of the nose. 2  Sinusitis can be caused by infection, allergies, and chemical or particulate irritation of the sinuses.  Most people do not spread sinus infections to other people.