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On average, the annual cost of General Liability Insurance, regardless of policy limits, was just $741 (less than $62 per month), with a median price of $428 (about $36 per month). Most small-businesses owners (54 percent) paid between $400 and $600 for their policies. Another 21 percent paid less than $400.
Liability insurance (also known as Commercial General Business Liability) protects a companyâs assets and pays for obligations â medical costs, for example âincurred if someone gets hurt on your property or when there are property damages or injuries caused by you or your employees.