Elemental mercury is a shiny, silver-white metal that is a liquid at room temperature and is traditionally used in thermometers and some electrical switches. If not enclosed, at room temperature some of the metallic mercury will evaporate and form mercury vapours. Mercury vapours are colourless and odourless.
How much time need to pass for an AR account to be considered delinquent? The amount of time required to pass for an AR account to be  considered delinquent is 30 days.
However, if you fail to make payments and you are at least 270 days delinquent, you are considered in default and your lender may file a default claim with TG for repayment of your loan.