Here are some examples of non-cancer prostate problems: Benign prostatic hyperplasia, or BPH, means your prostate is enlarged, but is not cancerous. It is very common in older men. An enlarged prostate may make it very difficult to urinate or cause dribbling after you urinate.
Back to Buying a Home. Although the terms sound similar, there is a big difference between loan pre-qualification and loan pre-approval. With pre-qualification, a lender reviews information about your income, debt and assets to come up with a ballpark loan estimate. A pre-qualification is easily done via phone or online. With a pre-approval, a lender reviews your credit history in detail to determine a specific mortgage amount for which youâre approved. A pre-approval is verification that a lender is willing to loan you a certain amount of money for a home purchase.
By proving you have your bank's backing, a mortgage pre-approval can help you negotiate on price - and it can be a deciding factor for sellers who receive multiple bids. One note on timing: Don't apply for a pre-approval until you're fairly certain you'll want to buy a home within the next 90 days. Unlike getting prequalified, a pre-approval involves requesting a copy of your credit history and an examination of your application information and the documents you provide. A pre-approval will show as an inquiry on your credit report, and it's only good for a certain amount of time.