Sensory processing disorder is a condition that exists when multisensory integration is not adequately processed in order to provide appropriate responses to the demands of the environment. It is still debated as to whether SPD is actually an independent disorder or the observed symptoms of various other, more well-established, disorders. The senses provide information from various modalitiesâvision, audition, tactile, olfactory, taste, proprioception, interoception and vestibular system ...
4. Using the IRA as a Security for a Loan. Unlike your regular savings account, you are not allowed to use your IRA as collateral for a loan as the amount you pledge as security will be deemed a distribution by the IRS.
Collateral Substitution. A borrower under a secured debt can only provide substitute collateral with the secured creditor's consent and release. A secured creditor may be willing to agree to a substitution of collateral as long as the substitute collateral is of equal or greater value than the original. The creditor is not likely to agree to a substitution that degrades the value of the debt by providing for lower value collateral.