Though a marinade can transform food from humdrum to yum, if not utilized with culinary care it can lead to food safety uncertainty. It won't matter how mouthwatering your meat, poultry, fish, veggies or other food is if it becomes a source of food poisoning.
Tax implications. With pensions you get tax relief up front on contributions so a contribution of Â£100 becomes Â£125 in your pension-and higher-rate tax payers can claim higher relief. As growth is on the higher sum, this gives pensions an important advantage, as there is no tax relief available on payments into an ISA.he popularity of ISAs has continued in recent years as more and more people take advantage of tax-efficient savings. Over the same time period many people have called into question the value of pensions, causing some to ask whether an ISA is actually a better bet when it comes to retirement saving.
Stocks & shares ISAs explained. You can also use your ISA for investing. This type of account is called a stocks & shares ISA, where you can invest in funds (shares or bonds from various companies pooled into one investment), bonds (basically a loan to a company or a government), and shares in individual companies.plit the allowance between cash and stocks & shares ISAs. You get to choose! If you wanted to, you could invest 1,500 in a cash ISA, and 13,740 in a stocks & shares ISA. Or do it the other way around. The only rule is that, combined, your tax free ISA savings in the 2015/16 tax year don't exceed 15,240.