Total disability in the legal sense does not require that the insured be incapable of all work activity, only that the medical condition is such that ordinary and reasonable prudence would dictate that that person is not fit enough to carry out the main duties of a job of occupation.
Explanation:Sinus tract, an abnormal channel leading from within bones or other structures to the skin surface; sometimes this type of passageway is termed a fistula. Sinus tracts may form after an infection or as a means of decompression of a synovial joint in rheumatoid arthritis or classic fistulous rheumatism.
Sinusitis (Sinus Infection). Sinusitis is an inflammation of the membranes lining the paranasal sinusesâsmall air-filled spaces located within the skull or bones of the head surrounding the nose. Sinusitis can be caused by an infection or other health problem, and symptoms include facial pain and nasal discharge.