Letters should follow guidelines set by the Department of Labor (See Resources). Premium Calculation. Calculate the former employeeâs premium by adding up to a 2 percent administration fee to the current premium rate. COBRA beneficiaries pay the full health insurance premium plus a 2 percent administration fee. If monthly premiums for employees with single coverage are $200, for example; the COBRA beneficiary pays 102 percent of that amount, or $204. Spouses and children also may be covered.
Heli-skiing. In Alaska, you donât need to be an expert skier or snowboarder in order to heli-ski. The season runs from late winter to spring, February through April, a time with prime snow conditions, increased daylight hours and safest flying conditions.
The best time to visit the mountains for the sake of the scenery and hiking is June through September . That is when the mountain lakes are thawed and the brilliant turquoise colour of their water can be enjoyed. The mountain resort towns of Banff , Lake Louise and Jasper tend to be crowded in July and August . So, if the traveler has the flexibility to avoid the busiest season, it is better to visit the area in June or September.