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A stipend is a form of salary, such as for an internship or apprenticeship.tipend has a specific, different, use in the Church of England, meaning the salary of a stipendiary minister, one who receives payment directly from the diocese (as opposed to other forms of disbursement such as free use of a house in return for clerical duties, known as house-for-duty).
The Pharm.D. offers qualifications for a specific career, and like most professional degrees, scholarship and funding is limited and possibly unavailable. Students are expected to fund their studies through their own savings or through loans. The Ph.D., on the other hand, is an academic degree. Most students typically receive a stipend and have tuition and fees expenses waived. In the case of the University of Maryland, Ph.D. students receive a $25,000 per year stipend for their studies.