Making and Using Page Turners February 2008 By: MaryAnn Demchak Page turners and page fluffers are both simple adaptations that make it easier for an individual to turn pages. This tip sheet focuses on page turners. (An earlier Tips for Home and School sheet focused on page fluffers. You can access that
2. Contact local banks and credit unions to find out the terms and interest rates they are offering on used car loans. 1  Many lenders offer 5 year loans, as long as the car you are purchasing is less than 5 years old.
Enter the monthly payment you can afford, and choose to finance the balance over 48 months, as the 20/4/10 rule suggests. Use 4.14% for the interest rate, which is right at the average cost of a 4-year new-car loan. Or search Bankrate's database of the best car loans in your area, and use that rate instead.