One significant difference between Sanibel/Southwest Florida beaches and the Florida/Southeast coast beach towns in January is water temperature. The water temperature on Sanibel is at least 5 - 10 degrees colder than for example Palm Beach, which is directly accross the peninsula on the East coast at the same latitude.This makes a big difference in terms of swimming during the day and evening temperatures along both of those coasts.he water temperature on Sanibel is at least 5 - 10 degrees colder than for example Palm Beach, which is directly accross the peninsula on the East coast at the same latitude. This makes a big difference in terms of swimming during the day and evening temperatures along both of those coasts.
Definition of forward for Students. 1  1 : near, at, or belonging to the front part a ship's forward deck. 2  2 : moving, tending, or leading to a position in front He made a sudden forward movement. 3  3 : lacking proper modesty or reserve.
Definition of forward rate. The term forward rate is commonly used in both bond and currency trading to express today's expectation of the future value of either a currency or a bond. In bond trading the forward rate is an implied rate calculated from current interest rates on various bond maturities. In theory, it would allow an investor to buy a five year Treasury bond and hold it to maturity, or to buy a one year Treasury and hold it to maturity and repeat the process every year for five years.