One significant difference between Sanibel/Southwest Florida beaches and the Florida/Southeast coast beach towns in January is water temperature. The water temperature on Sanibel is at least 5 - 10 degrees colder than for example Palm Beach, which is directly accross the peninsula on the East coast at the same latitude.This makes a big difference in terms of swimming during the day and evening temperatures along both of those coasts.he water temperature on Sanibel is at least 5 - 10 degrees colder than for example Palm Beach, which is directly accross the peninsula on the East coast at the same latitude. This makes a big difference in terms of swimming during the day and evening temperatures along both of those coasts.
Definition of forward for Students. 1  1 : near, at, or belonging to the front part a ship's forward deck. 2  2 : moving, tending, or leading to a position in front He made a sudden forward movement. 3  3 : lacking proper modesty or reserve.
What are Forward Rates? Forward rates can be defined as the way the market is feeling about the future movements of interest rates. They do this by extrapolating from the risk-free theoretical spot rate. For example, it is possible to calculate the one-year forward rate one year from now. Forward rates are also known as implied forward rates.