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Best Answer: HPI is a company that keep track of vehicle history. HPI Clear means that the vehicle has a clean history. It basically means that it would cost more to repair your vehicle than the retail value of the car. The insurance company will not spend that money and will total the car and offer you a settlement for the appraised value of the car before the accident. Good luck! Hpi What Does It Mean.
The elements of the HPI â 2 are: 1  Longevity - having a long and healthy life, and the specific indicator for this is the probability at birth of not surviving to the age of 60; 2  Knowledge â the percentage of adults lacking functional literacy skills;