Total disability in the legal sense does not require that the insured be incapable of all work activity, only that the medical condition is such that ordinary and reasonable prudence would dictate that that person is not fit enough to carry out the main duties of a job of occupation.
Explanation:Sinus tract, an abnormal channel leading from within bones or other structures to the skin surface; sometimes this type of passageway is termed a fistula. Sinus tracts may form after an infection or as a means of decompression of a synovial joint in rheumatoid arthritis or classic fistulous rheumatism.
Sinuses is a word heard almost every day of the year; most people use it in reference to a sinus infection but the truth is that we all have sinuses. It is only when the sinuses become infected do they pose a problem. Sinuses are paired air cavities/spaces (pockets) found in the cranial (head) bones. Sinuses are also referred to as paranasal sinuses. They are connected to the nose on the facial part of the skull where air passes and mucus drains.