Elemental mercury is a shiny, silver-white metal that is a liquid at room temperature and is traditionally used in thermometers and some electrical switches. If not enclosed, at room temperature some of the metallic mercury will evaporate and form mercury vapours. Mercury vapours are colourless and odourless.
How much time need to pass for an AR account to be considered delinquent? The amount of time required to pass for an AR account to be  considered delinquent is 30 days.
Steve, the charge-off will remain on your credit report for 7 years. The Fair Credit Reporting Act states that negative items will remain on your credit report for 7 years from the first date of delinquency resulting in the charge-off. Typically, a debt is charged off once it is delinquent for 120 to 180 days. The original time frame for a loan -- such as 5 years, in the case of an auto loan -- has no bearing on the length of time the delinquency will be reported in your credit file.