In this situation, it's in the best interest of the merchant to verify the cardholder's information including the credit card number, expiration date, address and CVV value for accuracy and legitimacy. The only way of doing this today is by doing a $1.00 authorization (Visa refers to these as Ghost Authorizations).
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Restricted Stock Awards (RSAs). A restricted stock award (RSA) is a form of equity compensation used in stock compensation programs. An RSA is a grant of company stock in which the recipient's rights in the stock are restricted until the shares vest.