The title Esquire (often abbreviated as âEsq.) is a term typically used in the United States to designate a person who may practice law. The title Esquire, which may apply to a man or a woman, goes after the name of the person.
Real Estate Settlement Procedures Act RESPA Real Estate Settlement Procedures Act RESPA Law and Legal Definition The Real Estate Settlement Procedures Act (RESPA) is a consumer protection statute dealing with home buying transactions which is administered by HUD. RESPA requires that consumers receive USLegal Home
Under RESPA, the seller may not require you, as a condition of the sale, to purchase title insurance from any particular title company. Generally, your lender will require title insurance from a company that is acceptable to it. In most cases you can shop for and choose a company that meets the lenders standards.