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Although there is no single definition for predatory lending, it generally occurs when a lending company, broker, or even home improvement contractor takes undue advantage of borrowers by deception, fraud, or manipulation.
Ned Jennison/Hemera/Getty Images. You may want to get out of an auto loan because the car is defective, or you're the victim of a predatory loan scheme. If so, you have the right to return the car and cancel the loan.Sometimes, however, the car and the loan terms are as promised, but your financial circumstances no longer support the car payments.ou may want to get out of an auto loan because the car is defective, or you're the victim of a predatory loan scheme.