1 The technology is destined for oblivion. 2  The names of the people who lived here long ago have faded into oblivion. 3  His theories have faded into scientific oblivion. 4  Her work was rescued from oblivion when it was rediscovered in the early 1900s.
Student loan consolidation is the process of merging multiple student loans into one new loan with one easy monthly payment, rather than multiple payments each month. Essentially, the new loan pays off your old student loans when you consolidate. Because your old student loans are paid off, the consolidation process is not reversible.
Citizen's Bank is one of the last of the major banks offering student loan consolidation. The rates are not terrible; but better options exist. Updated on 8/7/16 to include the latest interest rate information. Charter One Bank, along with parent company Citizens Bank, recently jumped into the student loan consolidation/refinancing market. Though these are technically two different entities, the loan rates and terms appear to be exactly the same.