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Best Answer: HPI is a company that keep track of vehicle history. HPI Clear means that the vehicle has a clean history. It basically means that it would cost more to repair your vehicle than the retail value of the car. The insurance company will not spend that money and will total the car and offer you a settlement for the appraised value of the car before the accident. Good luck! Hpi What Does It Mean.
What is in an HPI report Does it still belong to someone else? Lots of people buy vehicles using some form of finance from a finance company. Standard finance agreements work in a similar way to mortgage agreements â the lender/finance company own the vehicle until the debt is settled. That means the person selling the car may be the registered keeper, but NOT the owner of the vehicle.