Total disability in the legal sense does not require that the insured be incapable of all work activity, only that the medical condition is such that ordinary and reasonable prudence would dictate that that person is not fit enough to carry out the main duties of a job of occupation.
Explanation:Sinus tract, an abnormal channel leading from within bones or other structures to the skin surface; sometimes this type of passageway is termed a fistula. Sinus tracts may form after an infection or as a means of decompression of a synovial joint in rheumatoid arthritis or classic fistulous rheumatism.
Your sinuses are air pocketsâeight of themâthat are located above, behind, and below the eyes and are connected to the inside of the nose. Sinusitis is an inflammation of one or more of these cavities, usually because of a bacterial or viral infection or owing to allergies. Sinusitis typically starts off as an acute condition, but it can become chronic, lasting for months or even years if not treated adequately.