Though a marinade can transform food from humdrum to yum, if not utilized with culinary care it can lead to food safety uncertainty. It won't matter how mouthwatering your meat, poultry, fish, veggies or other food is if it becomes a source of food poisoning.
Tax implications. With pensions you get tax relief up front on contributions so a contribution of Â£100 becomes Â£125 in your pension-and higher-rate tax payers can claim higher relief. As growth is on the higher sum, this gives pensions an important advantage, as there is no tax relief available on payments into an ISA.he popularity of ISAs has continued in recent years as more and more people take advantage of tax-efficient savings. Over the same time period many people have called into question the value of pensions, causing some to ask whether an ISA is actually a better bet when it comes to retirement saving.
For example, if you pay off a Â£40,000 mortgage in 15 years, rather than the normal 25 years, you'll have higher monthly payments for those 15 years, but you could save a staggering Â£20,000 in interest payments.Do the same sums for your circumstances on the mortgage calculator-and think what you could do with Â£20,000. interest only, which, as the name suggests, is where you only pay the monthly interest of the mortgage. 2  However, your lender will stipulate that you set up a repayment vehicle, such as an ISA, an endowment policy, or a pension plan which, when it matures, can be used to pay off the outstanding debt.