However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Social Security benefits can start as early as age 62 if someone would like, but two things must be considered if one is to take retirement benefits prior to full retirement age. First, one must consider the reduction based on when they begin drawing.In 2014, full retirement age is 66 or older.If someoneâs full retirement age is 66 and they choose to begin Social Security retirement benefits at age 62, they will receive approximately a 25 percent reduction in the benefit amount they would have received at age 66, and this reduction continues for their life.or 2014, anyone who draws Social Security retirement benefits while under their full retirement age and earns over $15,480 for the entire year, they will have their benefits reduced by $1 for every $2 over that limit.