However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
For any year of early retirement that is not the year you reach full retirement age, Social Security charges a $1 penalty for every $2 made in excess of $14,160. The year you reach full retirement age of 66 or 67, depending on your birth date, the Social Security penalty is $1 for every $3 made in excess of $37,680. Penalties stop the month you reach full retirement age, but income tax on Social Security benefits continues for those whose combined income figures are in excess of the ceiling. References Social Security Online: Effects of Working and Receiving Social Security Retirement Benefits