Trimming Toenails: The Basics. 1  Cut straight across: The nails shouldn't dig down on the sides, advises Mauser. Guide the clippers straight across the nail of each toe and avoid cutting nails into a curved shape.  Use appropriate toenail clippers.
Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer. They cannot limit benefits for that condition either.Once you have insurance, they can't refuse to cover treatment for your pre-existing condition. Learn more about coverage for pre-existing conditions.ow, thanks to the Affordable Care Act, health insurance plans can no longer deny anyone coverage for their pre-existing condition, and so PCIP enrollees can transition to a new plan outside of the PCIP program. Learn more about your health insurance options at HealthCare.gov.
And that one year can make a big difference in the cost of your policy. For the most part, life insurance premiums increase as you get older. So having a life insurance age change during underwriting is most likely going to result in a higher final premium when the policy is issued. To prevent this change in premium, a policy may be backdated to save the previous age of the applicant.