SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply. Borrow from $5k-$100k at fixed rates that start at 5.49% APR (with AutoPay). No origination fees or pre-payment penalties.
A cloture is a method for ending a debate and taking a vote. In the  U.S., invoking cloture requires a three-fifths vote of the entire  Senate.
A filibuster is a tactic in the legislative process sometimes used in the U.S. Senate by opponents of a bill to block its passage. A Senator, once granted permission to speak by the presiding officer, may continue to speak indefinitely in an effort to delay or prevent a final vote on the bill. To halt the filibuster, the Senate must pass a cloture resolution by a three-fifths majority (60 votes). Filibusters are not allowed in the House of Representatives because House rules limit the time allowed for debate on bills. Bills considered in the Senate under the  budget reconciliation  process are not subject to filibusters.