In geographical terms the Caribbean area includes the Caribbean Sea and all of the islands located to the southeast of the Gulf of Mexico, east of Central America and Mexico, and to the north of South America.
An HSA is a special, tax-advantaged savings account you can use to pay for qualified medical expenses. You deposit money in your HSA, where it earns interest tax-free. Funds are not taxed when withdrawn for qualified medical expenses.
Remember that you may also use your HSA debit card to withdraw funds from ATMs, if you prefer to pay for qualified medical expenses in cash, or you need to reimburse yourself for medical expenses paid out-of-pocket. We do not charge you a fee to use your card at an ATM within the USA.