However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Full retirement age is 66 for most individuals anticipating retirement in 2011. Those born between 1943 and 1954 reach full retirement age at 66. If you wait until full retirement age to collect your Social Security benefits, you get the full benefit with no penalty.