Here are some key points about pneumonia. More detail and supporting information is in the main article. 1  Pneumonia is an infection of the lungs that can cause mild to severe illness in people of all ages. 2  It is the leading cause of death in children younger than 5 years of age worldwide.
How Age Affects Car Insurance Rates. As car insurance companies calculate your premiums, they may place a large stock in your age if you or another driver in your household is under 25 years old or over 65 years old.
The cost of insurance (ie. premiums) is determined by the claims experience of the company. This is why young drivers, who have a high claims rate, may pay higher car insurance premiums than drivers over 25 years of age. This is also why female drivers, who are considered a lower risk, may get cheaper car insurance than males. If claim numbers and the cost of claims increases, then so may insurance premiums.