In geographical terms the Caribbean area includes the Caribbean Sea and all of the islands located to the southeast of the Gulf of Mexico, east of Central America and Mexico, and to the north of South America.
An HSA is a special, tax-advantaged savings account you can use to pay for qualified medical expenses. You deposit money in your HSA, where it earns interest tax-free. Funds are not taxed when withdrawn for qualified medical expenses.
An HSA is not just a savings account. It's a special tax advantaged account that is used with a high-deductible health plan (HDHP), and it allows you and your family to pay for various qualified medical expenses tax-free.