Its forelegs are around 10 percent longer than the hind legs. It has a huge heart, which usually weighs around 22 pounds or 10 kilograms. It terms of length, its heart measures around 2 feet long or 60 centimeters. Its gestation period usually range from 400 to 460 days. Within a day, it only needs very little sleep, which usually last for only ten minutes to two hours.
Annual percentage yield (APY). Annual percentage yield is the amount you earn on an interest-bearing investment in a year, expressed as a percentage. For example, if you earn $60 on a $1,000 certificate of deposit (CD) between January 1 and December 31, your APY is 6%.
APR is annual percentage rate and might also ne called the nominal (named) rate. APY is annual percentage yield and might also be called the effective rate. The difference is compounding. For example $1,000.00 invested for one year at 5% APR compounded monthly will grow to $1,051.16 which is an APY of 5.116%. The more frequent the compounding the greater the difference between APR and APY. APY is best for comparing alternative investments as it reflects how much interest will actually be paid. In the case of loans where there are closing costs, etc. APY also takes that into account so that the lender can't trick you into paying more for a low rate than the low rate is actually worth.