However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Benefit Reduction. You can start Social Security benefits when you turn 62, but your earned income can result in a reduction in the amount of your benefit when you take benefits before full retirement age. Full retirement age for people retiring in 2012 and 2013 is 66.