However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Re: Birthdate and first social security payment. Note that the commencement of benefits rules are coordinated with the early retirement penalties. Therefore, if you do not turn 62 on the 1st or 2nd of the month, you don't get paid for the month you reach 62. Accordingly, for an age 66 NRA your penalty is based on 47 months instead of 48. You would get 75.58% of your NRA benefit instead of 75%.