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In general, landlords breathe easier when a renter has a credit score over 700. However, a credit score over 650 generally is high enough to win over landlords. It all comes down to your competition, since a landlord may select an applicant with a better score over you.
Sure; there are some legit rent-to-own options out there, but a 625 credit score should qualify you for an FHA mortgage if you'd like to buy straightaway.There are also a number of great down payment assistance programs out there as well, if you'd like to save up a bit before going forward.ou can save for a down payment on your own. If you are dedicated to the idea of buying a home, create a savings plan. When you have enough for a down payment YOU get to decide on the price you're willing to pay for a home based on market conditions. With Rent To Own you're locked in to the house and to the price.