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Veterans Group Life Insurance. Itâs important to consider which life insurance policy is best to ensure your familyâs financial security. When you separate from the military you have the option to convert your SGLI benefit over to VGLI. But, you have a limited time frame after separation to do so â 1 year and 120 days to be exact.
I searched their website and could only find the bit about terminally ill patients being able to receive 50% of the total. I also searched the forums and could not find anything. VGLI is a term insurance policy that has no cash value so no, you can't withdraw from it or take a loan against it.