What is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.hat is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.
Bank Penalties. If the CD hasn't matured, the bank can charge you an early withdrawal penalty even if you're taking a qualified distribution from your IRA. According to Bankrate.com, penalties average about three months of interest if the CD term is a year or less while longer CDs impose penalties of around six months of interest.
Any withdrawal from your IRA CD before you reach age 59 1/2 will be subject to an IRS tax penalty of 10 percent of the amount you withdraw.o take mandatory withdrawals from your IRA, you must plan the maturity dates of your CDs when you purchase them to avoid a bank penalty for early withdrawal. The same is true if you plan to transfer your money to another IRA account.