For children and youth in schools, occupational therapy works to ensure that a student can participate in the full breadth of school activitiesâfrom paying attention in class; concentrating on the task at hand; holding a pencil, musical instrument, or book in the easiest way; or just behaving appropriately in class.
Gaps can mean you wonât have enough years of National Insurance contributions to get the full State Pension (sometimes called âqualifying yearsâ). You may get gaps in your record if you donât pay National Insurance or donât get National Insurance credits, eg youâre unemployed and donât get any benefits.aps can mean you wonât have enough years of National Insurance contributions to get the full State Pension (sometimes called âqualifying yearsâ). You may get gaps in your record if you donât pay National Insurance or donât get National Insurance credits, eg youâre unemployed and donât get any benefits.
In that case, provided the income comes from a registered pension scheme or an income product bought with savings from a registered pension scheme, you won't have to pay National Insurance. In terms of tax, whether you have to pay any will depend on your other sources of income. wish to retire and live on my private pensions, even though I haven't yet reached my state pension age. I'm have 44 years of NI contributions and am due to get my state pension in four years, but have decided to not continue working and cash in my pensions, which will provide an income of under Â£10,000-a-year.