The 5-year holding period for Roth IRAs starts on the earlier of the date you: 1  First contributed directly to the Roth IRA.  Rolled over a Roth 401(k) or Roth 403(b) to the Roth IRA.
The Neurologist is a specialist who will probably charge around $100 to $200 for an office visit. Any tests they order like a CAT scan would be extra - a few hundred more. If you live near a medical school or state funded hospital it can be cheaper to go to one of their outpatient clinics.
The national average charge for a neurotherapy session is between $125 and $150 per session (typically scheduled in 20-minute blocks of time) and is dependant on demographics. Most clinics do not offer insurance. Insurance reimbursement varies greatly from state to state and is not yet available in many states.