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Propensity is defined as a natural tendency. An example of propensity is an inborn love for writing. pl. -Â·ties. 1  a natural inclination or tendency; bent.  Obs. favorable inclination; bias (for)
Propensity and proclivity both just mean tendency: Propensity: a natural inclination or tendency: a propensity to drink too much. Proclivity: natural or habitual inclination or tendency; propensity; predisposition: a proclivity to meticulousness. So while propensity and proclivity are close synonyms, and interchangeable, predilection means something different, and should not be used as a synonym. There is one major difference between propensity and proclivity, and that is popularity: Proclivity to me sounds more scholarly than propensity, maybe just because not many people use it.