We are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.e are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.
A hard inquiry will slightly ding your credit score. But it wonât last too long. Inquiries only remain on your credit report for 2 years, and hard inquiries only affect your credit score for 12 months.
A credit inquiry typically lowers your score by five points or less. In addition, credit inquiries stay on your credit report for 24 months, but are only calculated into your score for 12 months. Fair Isaac Corp. (FICO) does take into account that comparison shopping is a smart thing for consumers to do when obtaining credit for a car loan, mortgage or a credit card with better terms.