Life on our planet is made up of an incredible variety of carbon molecules, and, in essence, life processes are carbon chemistry. Conversely, the carbon cycle, which can be viewed as the movement of carbon atoms through various places of storage on Earth, called reservoirs, is intimately tied to life processes.xamples of reservoirs are the ocean, the atmosphere, the biosphere, the soil carbon, the carbonate sediments, and the organic carbon sediments.. The fluxes between them describe the rate at which atoms move from one reservoir into another.
A loan agreement is: 1  A borrower's written promise to repay a sum of money, or principal, to the lender.  A document that outlines the terms of a loan, including a repayment plan, between a lender and a borrower.
The document that evidences the terms under which parties agree to lend, borrow, and repay an amount of money is a note or promissory note. The note is a contract between the lender, typically a bank, and the borrower that outlines and defines each partyâs obligations with respect to that loan. In addition to stating the terms of repayment, the note typically indicates the different actions of the borrower that will be considered a default of the note. The Mortgage. As part of the borrowerâs obligation under the note, specifically identified property must be given as collateral for the loan. The document that identifies this property and evidences its use as collateral is a mortgage.