The National Defense Authorization Act (NDAA) of 2017, in Section 641, signed by President Obama on December 23, 2016, amended the definition of disposable pay in the Uniformed Services Former Spousesâ Protection Act (USFSPA), 10 U.S.C. Â§ 1408-- In the case of a division of military retired pay as property (that becomes final prior to the date of a ...
2 Dispute a credit report error. If your credit report contains errors, you have the right to have them removed by writing to the credit bureau or the creditor who listed the account on your credit report. Errors can hurt your credit score more than you think.
Some of the easiest ways to increase your score include the following: 1  Check credit reports for errors and submit corrections. 2  Catch up any late payments or missed payments. 3  Pay down balances so that you owe 30% or less of your total credit available. 4  Get a secured credit card (if you have bad or no credit) to start a new, clean line.