We are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.e are a Professional Membership Association of commissioned civil law notary publics, who've joined together to promote continuing education and ethics in all acts where a notary public is involved.
A hard inquiry will slightly ding your credit score. But it wonât last too long. Inquiries only remain on your credit report for 2 years, and hard inquiries only affect your credit score for 12 months.
Hard inquiries generally occur when a financial institution, such as a lender or credit card issuer, checks your credit report when making a lending decision. They commonly take place when you apply for a loan, credit card or mortgage, and you typically have to authorize them. Hard inquiries could lower your credit score by a few points and may remain on your credit report for two years. Fortunately, as time passes, the damage to your credit score usually decreases or disappears, often even before the hard inquiry falls off your credit report.