The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
Search For A Local Sell & Swap Group. Theyâre out there in the millions: groups of people wanting to sell/swap/donate stuff to other people. Facebook makes this kind of interaction really easy, so join a group of people who are selling or giving away stuff you want in your area.