The National Defense Authorization Act (NDAA) of 2017, in Section 641, signed by President Obama on December 23, 2016, amended the definition of disposable pay in the Uniformed Services Former Spousesâ Protection Act (USFSPA), 10 U.S.C. Â§ 1408-- In the case of a division of military retired pay as property (that becomes final prior to the date of a ...
2 Dispute a credit report error. If your credit report contains errors, you have the right to have them removed by writing to the credit bureau or the creditor who listed the account on your credit report. Errors can hurt your credit score more than you think.
The solution to improve your credit score: Gather up all those credit cards on which you have small balances and pay them off, Ulzheimer says. Then select one or two go-to cards that you can use for everything. That way, you're not polluting your credit report with a lot of balances, he says.he optimum: 30 percent or lower. To boost your score, pay down your balances, and keep those balances low, says Pamela Banks, senior policy counsel for Consumers Union. What you might not know: Even if you pay balances in full every month, you still could have a higher utilization ratio than you'd expect.