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Veterans Group Life Insurance. Itâs important to consider which life insurance policy is best to ensure your familyâs financial security. When you separate from the military you have the option to convert your SGLI benefit over to VGLI. But, you have a limited time frame after separation to do so â 1 year and 120 days to be exact.
Close. 1  Lifetime coverage - Once obtained, you can keep your VGLI coverage for your entire life regardless of changes to your health or job status, as long as premiums are paid.  No medical questions - Apply within 240 days of your date of separation and no medical questions are asked.