The National Defense Authorization Act (NDAA) of 2017, in Section 641, signed by President Obama on December 23, 2016, amended the definition of disposable pay in the Uniformed Services Former Spousesâ Protection Act (USFSPA), 10 U.S.C. Â§ 1408-- In the case of a division of military retired pay as property (that becomes final prior to the date of a ...
2 Dispute a credit report error. If your credit report contains errors, you have the right to have them removed by writing to the credit bureau or the creditor who listed the account on your credit report. Errors can hurt your credit score more than you think.
There are several ways to improve your debt-to-credit ratio, which is probably the fastest way to improve your credit score. Here are a few to try: 1  Ask for a credit increase. 2  This improves your debt-to-credit ratio without paying an extra dime on your outstanding debt. 3  Move credit card balances.