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For a cash-out refi on a home the borrower lives in, generally, the lowest credit score is 640, according to Fannie Mae's standards. But such a loan comes with caveats. The borrower can't have an LTV ratio higher than 75%, must have 6 months of reserves in the bank and a debt-to-income ratio of 36% or lower.
If you have all of the requirements, then all thatâs left to do is visit one of the many New Mexico TitleMax stores with those items and you could get the cash you need with a TitleMaxÂ® car title loan or motorcycle title loan in as little as 30 minutes.