The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
eBay and Other Online Auction Sites. Most people think of eBay as a great place to buy products for personal use or a great place to sell products, not necessarily as a venue to buy new products for resale purposes. But eBay provides great opportunities to buy new products wholesale at a discount.