If you are planning on transferring to a 4 year college, and you have questions about navigating your transfer options, are experiencing transfer issues, or your having problems with transferring Ivy Tech credits to Indiana colleges and universities, call 1-888-IVY-LINE or contact your local campus Transfer Advocate, Clifton Mominee (room 108 and phone: 812-492-0322).
Dear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.ear Richard, The default will stay on your credit report for six years from the default date, so it should disappear sometime during 2012. While lenders tend to concentrate on your most recent credit history when assessing new credit applications, a four-year-old default might still cause you problems.
If, for example, you default for four years and then make one payment, the loan will fall off 7.5 years after this payment, not 7.5 years from the original date. Private student loans that are not in default continue to remain on the credit report until the loan is paid off or 7.5 years after they enter default.rivate student loans remain on the credit report for 7.5 years, while federal student loans can be reported indefinitely. Note that a payment on a loan may restart the clock on credit reporting.