The rate is determined at closing, and your monthly mortgage payments remain the same throughout the term of the loan. The most common fixed-rate mortgages have either a 15- or 30-year duration, and account for 75 percent of all home loans.
4. Craigslist. You can sell lots of valuable items on Craigslist, but perhaps the most popular is furniture. Craigslist is perfect for getting rid of large, heavy furniture because the buyers are local; theyâll come to you and take it off your hands. The only fingers youâll have to lift are the one that take the money.
Part of what makes Amazon such an attractive place to sell your stuff is that your used stuff goes right up for sale next to the new versions of the same productsâso anyone shopping for, say, a Nintendo 3DS, will see your offer under New and Used right next to the price for the same item new.mazon also takes a big chunk out of your sale price, and other prices severely limit how much you can make on your used stuff. Plus, Amazon's shipping credits are never enough to really ship an item, so you wind up losing some money either way.