What is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.hat is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.
Bank Penalties. If the CD hasn't matured, the bank can charge you an early withdrawal penalty even if you're taking a qualified distribution from your IRA. According to Bankrate.com, penalties average about three months of interest if the CD term is a year or less while longer CDs impose penalties of around six months of interest.
Liquidation. You can liquidate your CD IRA at maturity and report the account proceeds as taxable income. Aside from paying federal and possibly state income tax on both the principal and earnings, you may have to pay a 10 percent tax penalty if you access the money before reaching the age of 59 1/2.rokerage CDs are bank or investment firm issued CDs that usually terminate upon maturity. You must hold a brokerage CD IRA within an IRA holding account. When the CD matures, the investment firm deposits the CD proceeds into the IRA holding account.