What is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.hat is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.
Bank Penalties. If the CD hasn't matured, the bank can charge you an early withdrawal penalty even if you're taking a qualified distribution from your IRA. According to Bankrate.com, penalties average about three months of interest if the CD term is a year or less while longer CDs impose penalties of around six months of interest.
The dollar amount of the penalty is based on the amount withdrawn from the account. A $10,000 withdrawal will result in a penalty of $1,000, while a $50,000 withdrawal triggers a $5,000 early withdrawal tax. The simplest way to avoid the IRA early withdrawal penalty is to wait until age 59 Â½ to begin withdrawing money from your IRA. You can also avoid the tax if you use your early IRA distribution for specific purposes.