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In general, landlords breathe easier when a renter has a credit score over 700. However, a credit score over 650 generally is high enough to win over landlords. It all comes down to your competition, since a landlord may select an applicant with a better score over you.
Score Requirements in a Nutshell. If you want to use a conventional mortgage loan to buy a house, you will probably need a credit score of 620 or higher. In 2015, we've been seeing some lenders set the bar even higher, at 640.When using a government-backed loan (such as an FHA or VA loan), you might get approved with a score below that range.o yes, you will need a certain credit score to buy a house. But these numbers are not written in stone. The lender might make an exception with your score if you shine in other areas.