1 Heating pads and hot water bottles can be used on larger surfaces needing heat.  Moist warmth. Towels or washcloths can be soaked in warm water, wrung out, and placed on the area. Moist warmth is more effective in relieving muscle pain than dry warmth.
The average cost of Texas home insurance is about $1,409 a year, but because the most common nationwide policy (the HO-3) is not available in Texas, the average home insurance rates of states that might otherwise be similar appear to be much, much lower.he average cost of an HO-3 policy in California, for example, is $937 a year; while this seems like a markedly more affordable market, the fact that Californians have different policy forms to choose from than Texans do skews the comparison dramatically.
What is the average renters insurance cost in Texas?   Depends on where you live, but for $30,000 of property coverage $100,000 liability and 1% deductible you are looking at $15-$20 per month.he cost for renters insurance in Florida starts at as little as $10 per month, but depends on the amount of coverage, the type of property you are renting and other factors.