What is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.hat is Bex. Bex stands for beat extraction. We assume that it is in principle possible to locate a beat with certain auditory, and hence audio, events. As originally implemented, beats are identified in the speech signal in order to study rhythmicity in speech.
Bank Penalties. If the CD hasn't matured, the bank can charge you an early withdrawal penalty even if you're taking a qualified distribution from your IRA. According to Bankrate.com, penalties average about three months of interest if the CD term is a year or less while longer CDs impose penalties of around six months of interest.
-- Jenny JunctureDear Jenny,Since you're well past age 59 1/2, the early withdrawal penalty is one levied by the bank, not by the IRS. Banks sometimes don't charge a penalty on required minimum distributions, or RMDs, out of an IRA CD.Bankrate's CD Early Withdrawal Survey goes over the pros and cons of cashing in a CD early.ear Jenny, Since you're well past age 59 1/2, the early withdrawal penalty is one levied by the bank, not by the IRS. Banks sometimes don't charge a penalty on required minimum distributions, or RMDs, out of an IRA CD. Bankrate's CD Early Withdrawal Survey goes over the pros and cons of cashing in a CD early.