In geographical terms the Caribbean area includes the Caribbean Sea and all of the islands located to the southeast of the Gulf of Mexico, east of Central America and Mexico, and to the north of South America.
An HSA is a special, tax-advantaged savings account you can use to pay for qualified medical expenses. You deposit money in your HSA, where it earns interest tax-free. Funds are not taxed when withdrawn for qualified medical expenses.
If you elect both an HSA and a LPFSA, the LPFSA will be used for dental and vision merchant codes only. All other merchant codes will be applied against your HSA account. Once the limited FSA has been exhausted, all future transactions will automatically be applied to your HSA account.