However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
If you draw disability at age 62, you have the option to start taking early retirement; however, the retirement benefit will still be reduced permanently. If you start early retirement and then become disabled, Social Security will make up the difference between the reduced and full benefit amount.