In geographical terms the Caribbean area includes the Caribbean Sea and all of the islands located to the southeast of the Gulf of Mexico, east of Central America and Mexico, and to the north of South America.
An HSA is a special, tax-advantaged savings account you can use to pay for qualified medical expenses. You deposit money in your HSA, where it earns interest tax-free. Funds are not taxed when withdrawn for qualified medical expenses.
When you have an expense paid from your HSA that is not filed with your health insurance carrier you will need to save the receipt. For example, dental and vision expenses are eligible expenses to be paid with HSA funds, yet they will generally not be covered by your health insurance plan. You could also choose to utilize health care services that are not covered by your health insurance plan such as acupuncture.