SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply. Borrow from $5k-$100k at fixed rates that start at 5.49% APR (with AutoPay). No origination fees or pre-payment penalties.
A cloture is a method for ending a debate and taking a vote. In the  U.S., invoking cloture requires a three-fifths vote of the entire  Senate.
The Senate's cloture rule originally required a supermajority of two-thirds of all senators present and voting to be considered filibuster-proof. For example, if all 96 Senators voted on a cloture motion, 64 of those votes would have to be for cloture for it to pass; however if some Senators were absent and only 80 Senators voted on a cloture motion, only 54 would have to vote in favor.