However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
At full retirement age, no income restrictions apply. There is no penalty for additional income earned, says Gaito. If you plan on working beyond age 62 and anticipate earning more than $15,480 per year, strongly consider putting off Social Security benefits.