However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Early Retirement. You can take Social Security retirement as early as age 62. If you take Social Security retirement prior to your full retirement age, you incur penalties for your earned income if you earn in excess of $14,160. The penalty for every $2 you earn in excess of $14,160 is $1.ou can wait until age 70 to collect your Social Security retirement and the monthly amount increases to about 130 percent of your full retirement age benefit. If your earnings after you retire are one of your highest years, Social Security recalculates your benefit.