Show me popular schools. A mortgage loan consultant, also known as a mortgage broker, mortgage loan originator, or loan officer, assists individuals and businesses in need of loans to buy or refinance a house or other real estate property.
When did the first humans live on earth? The Human species evolved 200,000 years ago, the modern division of the Human race is claimed by random scientists who don't know what they're talking about 10,000 years ago. â¦  We are Homo Sapiens, scientists call the last 10,000 years of us Homo Sapiens Sapiens.
The Sumerians are thought to have formed the first human civilization in world history. They lived in southern Mesopotamia, between the Tigris and Euphrates Rivers in the Middle East. Cradle of Civilization. Many historians think that cities and towns were first formed in Sumer around 5000 BC.