Population of the United States by Race and Hispanic/Latino Origin, Census 2000 and 2010. .2. NOTE: Percentages do not add up to 100% due to rounding and because Hispanics may be of any race and are therefore counted under more than one category.
The real estate agents involved in the sale transaction and the lender are often the best people to coordinate the closing arrangements. Most lenders require at last 3 to 5 days advance notice of the closing date in order to prepare the loan documents and get them to the closing agent. There are standard documents and exhibits that are commonly required for a loan closing, regardless of jurisdiction.
The consumer must receive the Closing Disclosure at least three business days prior to consummation. â¢ Lenders must keep copies of the Loan Estimate for three years after consummation, and retain copies of the Closing Disclosure, in addition to all Closing Disclosure-related documents, for five years after consummation. â¢ Defining what constitutes an application: The removal of the seventh catch-all item.