However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
If you claim Social Security early, between ages 62 and the current full retirement age of 66, but you continue to work, in 2015, you'll be able to earn $15,720 per year or $1,310 per month without penalty. After that, Social Security will reduce your benefit by $1 for every $2 you make above the limit.