However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
There is yet another reason to delay drawing on your Social Security benefit past age 62. Social Security benefits are reduced if you earn more than $15,480 annually until the year you reach your full retirement age, which is between 66 and 67 years old, depending on your birth year.