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The amount of basic benefit paid ranges from $133 to over $3,300 per month, depending on your level of disability and number of dependents. Note: You may be paid additional amounts if: 1  you have very severe disabilities or loss of limb(s). 2  you have a spouse, child(ren), or dependent parent(s).
Depending on your policy, your long-term disability (LTD) plan will typically pay between 50% and 80% of your pre-disability earnings, up to a maximum. Pre-Disability Earnings Usually your pre-disability earnings consist solely of the monthly wages you were earning right before you became disabled, but some policies factor in other forms of compensation such as bonuses, commissions, and overtime. All LTD plans have a maximum monthly payment, which can range in between $4,000 per month to $25,000 per month.