In geographical terms the Caribbean area includes the Caribbean Sea and all of the islands located to the southeast of the Gulf of Mexico, east of Central America and Mexico, and to the north of South America.
An HSA is a special, tax-advantaged savings account you can use to pay for qualified medical expenses. You deposit money in your HSA, where it earns interest tax-free. Funds are not taxed when withdrawn for qualified medical expenses.
Many U.S. employees have an FSA, HSA, or HRA to cover health expenses with income-tax-free accounts. The cost of laser eye surgery is an eligible expense for all these accounts. In addition, some people may deduct the cost of major medical expenses.