However, few brilliant minds challenge the conventions and completely redesign these everyday use products. Check out these 30 There are countless gadgets and products that we use everyday and we take their design for granted.
Step 2. If you're out of work or in financial trouble, take the money as soon as you can. The earliest you can collect benefits is age 62. You'll pay a penalty of 25% or more in your monthly benefits by filing before full retirement age.
Working After 62. Social Security places a cap on benefits, in effect, if you work, draw a retirement check and are younger than full retirement age. The agency reduces the retirement benefit by $1 for every $2 you earn. The more you earn, the smaller your benefit; eventually, with more earnings, your retirement benefit goes to zero.