If a majority of your answers were âGââYour aura is predominantly violet. If your answers are evenly divided between two or three colors, this means your aura color fluctuates between those particular colors, or you may always have a combination of those colors in your aura.After taking the test, if you feel it was personally inconclusive, take heart.eeing an Aura. If this is your first time attempting to see someoneâs aura, position the person in front of a white background. Concentrate on one spot of the personâs face, preferably the middle of the forehead, for at least 60 seconds.
Six Good Reasons to Avoid PMI. 1  Cost-Private mortgage insurance typically costs between 0.5% to 1% of the entire loan amount on an annual basis. 2  On a $100,000 loan this means the homeowner could be paying as much as $1,000 a year, or $83.33 per month-assuming a 1% PMI fee. On a $100,000 loan this means the homeowner could be paying as much as $1,000 a year, or $83.33 per month-assuming a 1% PMI fee. ( 2 Calculated as: $100,000 x 1% = $1,000 / 12 = $83.33) By itself that's a pretty hefty sum.
Most borrowers now pay the PMI premium as part of the monthly mortgage payment. The PMI rate is figured as a percentage, usually around 1 to 2 percent, of the outstanding principal amount of the loan, divided into twelve monthly payments. On a loan amounting to $150,000 in principal, the annual premium at the PMI rate of 1 percent is $1,500, or $125 a month.