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The amount of basic benefit paid ranges from $133 to over $3,300 per month, depending on your level of disability and number of dependents. Note: You may be paid additional amounts if: 1  you have very severe disabilities or loss of limb(s). 2  you have a spouse, child(ren), or dependent parent(s).
1 Expect to pay between 1 percent and 3 percent of your annual salary for a good disability plan, according to DisabilityQuotes.com. 2  That works out to $600-$1,800 for someone earning $60,000 a year. Disability insurance provides income to help pay your living expenses if you are unable to work for a significant length of time because of injury or illness. 2  Generally benefit payments are 60 percent of your total salary.