Trimming Toenails: The Basics. 1  Cut straight across: The nails shouldn't dig down on the sides, advises Mauser. Guide the clippers straight across the nail of each toe and avoid cutting nails into a curved shape.  Use appropriate toenail clippers.
Pre-Existing Conditions. Under the Affordable Care Act, health insurance companies canât refuse to cover you or charge you more just because you have a âpre-existing conditionâ â that is, a health problem you had before the date that new health coverage starts.ow, thanks to the Affordable Care Act, health insurance plans can no longer deny anyone coverage for their pre-existing condition, and so PCIP enrollees can transition to a new plan outside of the PCIP program. Learn more about your health insurance options at HealthCare.gov.
Time Frame. In many states, car insurance companies are not allowed to raise your rates for more than three years if that hike is the result of an accident and you have not been involved in another accident since. Insurers assess accident surcharges when an accident occurs, but they cannot continually apply them to your policy.