A CVT does not strictly require the presence of a clutch. Nevertheless, in some vehicles (e.g. motorcycles), a centrifugal clutch is added to facilitate a neutral stance, which is useful when idling or manually reversing into a parking space.
To avoid financial disasters such as bankruptcy or foreclosure, first-time home buyers should conduct thorough research on real estate prices, neighborhoods and financing options.
As a first time Buyer, I would choose a Lender first, find out what you qualify for, and then start searching about 2 1/2 - 3 months before you want to be in your new home. I would love to chance to speak with you and possibly assist you in your search. I have the Multiple Listing Service Listings link on my web site.hen you get 75 days out from your move in date, I would start actively touring the homes in the price range and area you like. In our area, if you start sooner those homes will be gone before you are ready to write a contract.