If disaster should befall the larger chick the parent can switch to feeding the youngest and it will exhibit a constant growth curve from the day of active feeding. From Wikipedia
Depends, a repo stays on credit for 7 years, and a bankruptcy stays for 11 years, after you have paid off a debt and they have received payment it should be taken of immediately, but you may want to get a free credit report and check and if it is still there call them and ask them about it.
The higher your credit score, the more likely you will be approved for a loan or other forms of credit and at a lower interest rate. If your credit score is low and you find yourself needing to get your score up quickly different measures will take different amounts of time, ranging from days to months. credit complaint to a collection agency will take up to seven years to come off your report, but your credit score will go up with each timely payment you make.