You may focus on how much cash you can raise quickly, but your net worth takes much more than that into account. Once you understand the difference between cash you can raise quickly from liquid assets and your total net worth, you can use that information with lenders.
Definition of nightlife. : the activity of or entertainment provided for pleasure-seekers at night (as in nightclubs); also : establishments providing nightlife.
Popular entertainment that happens after dark is called nightlife. In your small town, the nightlife might be all about disco night at the Elks Lodge. Any social activity you take part in at night can be called nightlife, but the word usually describes things like dancing at clubs, big parties, and live music concerts. If you visit a large city, there is going to be more nightlife available than if you spend the summer in remote Alaska.