The combined loan-to-value (CLTV) ratio is calculated when financing a home with a first mortgage and a home equity line of credit. For example, if your first mortgage is 70% of your home's value and your home equity line of credit is 10% of your home's value, your CLTV ratio is 80%.
Hypothermia is a medical emergency that occurs when your body loses heat faster than it can produce heat, causing a dangerously low body temperature. Normal body temperature is around 98.6 F (37 C). Hypothermia (hi-poe-THUR-me-uh) occurs as your body temperature passes below 95 F (35 C).
98,6Â° F is the ideal body temperature for optimal health. That temperature is the guarantor for good blood circulation and is the mainstay for vitality and strong immune system strength. Low temperatures between 94.1Â°- 96,8Â° F is common with most patients with chronic illnesses. chef cannot prepare a meal without first heating water, bringing it to a boil. A person cannot be healthy without maintaining the bodyâs âoperating temperatureâ, and this temperature is approximately 98.6Â°F or, more precisely, the temperature range from 98.0Â°F to 99.1Â°F.