Hoarseness, an abnormal change in your voice, is a common condition thatâs often experienced in conjunction with a dry or scratchy throat. If your voice is hoarse, you may have a raspy, weak, or airy quality to your voice that prevents you from making smooth vocal sounds.
One way to minimize interest rate risk is to buy short-term bonds that take less time to mature. It's less painful to be stuck with a low-paying bond for five years than a low paying bond for 20 or 30 years. Another way to minimize risk is to hold the bond until maturity.
The short-term bond fund categoryâshown in blue on the charts belowâwere the only fund category we examined that delivered positive returns in each of the past three cycles. Bonds with shorter durations are generally less sensitive to rising or falling interest rates than those with longer durations. It's similar for short-term bond funds, which initially saw their price, also known as net asset value, decline, but then experienced rising returns as coupons climbed.