In most policies, the insurance company has the right to investigate and settle claims in its discretion, as long as the settlement is within the limits of the policy coverage and is paid entirely by the carrier.
Depending on the severity of the symptoms the person has to be hospitalized urgently. Causes : Loss of body fluids and blood can happen due to many factors. Persistent diarrhea, less intake of water/fluids, sudden sweating, and large burns caused by trauma can cause hypovolemia. Intake of diuretic medications (given for controlling blood pressure) can considerably reduce the urine output.
It can happen due to accident or any medical condition like internal bleeding. Even diarrhea can dehydrate the body causing intense loss of fluids. Taking diuretic drugs, excess of sweat and lack of adequate fluid in the body can also cause hypovolemia.