Framed Surname History and Coat of Arms. Find us on Facebook. The prestigious surname Saenz originated in Spain. The earliest forms of hereditary surnames in Spain were the patronymic surnames, which are derived from the father's given name, and metronymic surnames, which are derived from the mother's given name. Spanish patronymic names emerged as early as the mid-9th century and the most common patronymic suffix is ez.
A bankruptcy will remain on your credit report for 10 years, in the case of a Chapter 7 bankruptcy, or seven years, if you filed Chapter 13.
If you file bankruptcy under Chapter 7, it stays on your credit score for 10 years. Chapter 13 bankruptcy hangs around for 7 years. This means if you have a good credit score in the 700s now, you can expect a drastic drop â sometimes by 100 points or more.