Florida VA Benefits for FL Veterans. This page is devoted to benefits available to Florida veterans from the Florida Department of Veterans Affairs (FDVA). If you are looking for information on VA compensation and/or pension in FL I have a separate page on that subject.
Conventional Loan Debt-to-Income Ratios. Generally, the maximum debt-to-income ratio (DTI) for a conventional loan is 43%. However, exceptions can be made for DTIs as high as 50% with strong compensating factors like high credit and/or lots of cash reserves.
Loans which don't use DTI for approval. Mortgage lenders use Debt-to-Income (DTI) to determine whether homes are affordable for a U.S. home buyer. They verify income and debts as part of the process. However, there are several high-profile mortgage programs which ignore the DTI calculation.