Instead, you can leave the money for the child's benefit to a reliable adult; set up a trust to benefit the child and name the trust as the beneficiary of the policy; or name an adult custodian for the life insurance proceeds under the Uniform Transfers to Minor Act. Consult an estate attorney to decide the best course.
The time when fall starts is between summer and winter. As with the other seasons, its commencement differs and is based on the hemisphere you are in. In astronomical terms the season begins on September 22 up to November 22 in the Northern Hemisphere.
Fall begins Sept. 23. In the northern hemisphere, the season of fall begins with the autumnal equinox, which falls on Wednesday, Sept. 23, 2015. The equinox is defined as when day and night are the same length, approximately 12 hours each. Fall, also known as autumn, is one of four seasons during the year, occupying the space between summer and winter.