When the one insured in a life insurance policy dies the proceeds go to the named beneficiary. If the beneficiary dies ahead of the insured, the proceeds will still be paid out. The insurance company will determine if there are primary co-beneficiaries named in the policy. If there are, the proceeds will be divided among these co-beneficiaries. When one of the co-beneficiaries dies, the remainder of the proceeds will be paid out to the surviving beneficiaries.
Cenozoic Era. The Cenozoic Era began 65 million years ago with an asteroid impact that killed off a majority of the dinosaurs and ends at the present day. The Cenozoic is commonly divided into three periods: Paleogene (65.5 to 23.03 million years ago) Neogene (23.03 to 2.6 million years ago) Quaternary (2.6 million years ago to present) KT Extinction
The Cenozoic began about 65 million years ago in the wake of the Cretaceous-Paleogene extinction event, and continues to the present. It is now subdivided into three geologic periods rather than two: the Paleogene, Neogene, and Quaternary.