Hereâs how Michiganâs no-fault auto insurance works. Michigan is the only state that does it this way, with a catastrophic claims association. Every car in Michigan has to have no-fault auto insurance. And when you pay your premiums, $186 goes into a medical fund for major car crash victims. Itâs administered by the Michigan Catastrophic Claims Association.
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Water (chemical formula: H2O) is a transparent fluid which forms the world's streams, lakes, oceans and rain, and is the major constituent of the fluids of organisms.ater is a liquid at standard ambient temperature and pressure, but it often co-exists on Earth with its solid state, ice; and gaseous state, steam (water vapor). It also exists as snow, fog, dew and cloud. Water covers 71% of the Earth's surface. It is vital for all known forms of life.