Surplus Lines Insurance. A policy that protects against a financial risk that is too high for a regular insurance company to take on.
Guam is the southernmost island in the Mariana Islands chain. The Chamorro people and their language are indigenous throughout the archipelago. Location and Geography. Guam, the largest island in Micronesia, is fifteen hundred miles southeast of Tokyo and six thousand miles west of San Francisco. It has an area of 212 square miles, (550 square kilometers). A high limestone plateau forms the northern regions.
Guam is south of Japan, east of the Philippines, north of Indonesia and just far, far away from everything, located in the western Pacific about 13 degrees north of the equator. It's the southernmost and largest island of the Marianas Island Arc. The island chain forms part of the eastern margin of the Philippine Sea.