Florida VA Benefits for FL Veterans. This page is devoted to benefits available to Florida veterans from the Florida Department of Veterans Affairs (FDVA). If you are looking for information on VA compensation and/or pension in FL I have a separate page on that subject.
Conventional Loan Debt-to-Income Ratios. Generally, the maximum debt-to-income ratio (DTI) for a conventional loan is 43%. However, exceptions can be made for DTIs as high as 50% with strong compensating factors like high credit and/or lots of cash reserves.
Debt to Income Ratio (DTI) â One of the first factorsa lender may consider when deciding how large amortgage loan you qualify for is your debt to incomeratio, or DTI. To calculate your DTI, add up yourcurrent monthly debt (credit card payments, car loans,etc.) and divide it by your total monthly pre-tax grossincome.