Framed Surname History and Coat of Arms. Find us on Facebook. The prestigious surname Saenz originated in Spain. The earliest forms of hereditary surnames in Spain were the patronymic surnames, which are derived from the father's given name, and metronymic surnames, which are derived from the mother's given name. Spanish patronymic names emerged as early as the mid-9th century and the most common patronymic suffix is ez.
A bankruptcy will remain on your credit report for 10 years, in the case of a Chapter 7 bankruptcy, or seven years, if you filed Chapter 13.
It also depends on the type of bankruptcy you have filed. For instance, if you file for Chapter 7 bankruptcy, it will be reflected on your FICO credit report for the next 10 years. Whereas, when filing for Chapter 13, it will only affect your credit score for no more than 7 years. When you file for bankruptcy, your credit score will fall drastically which will then affect you in trying to get approved for a loan.