Texts reveal that a teen pressured her friend into committing suicide. Before you go, we thought you'd like these... After 18-year-old Conrad Roy III died of carbon monoxide poisoning in his car, prosecutors released text messages that allegedly show Roy's friend, Michelle Carter, pressuring Roy to kill himself.
The fastest way to raise your credit score is by reducing your balance to credit ratio. For example, if you have a $5000 limit credit card, but owe $4900, that will kill your score. Reducing that balance down to 0 or even $1000, would likely cause a jump of 40+ points or more in your score.
âThe best way to improve your score is to use credit responsibly,â says Cynthia Saltzman, head of the Department of Economics at Widener University. âSome advisors recommend that you have a revolving account (credit card) and you do not charge more than 30 to 40% of your credit limit, with 10% being even better.