Texts reveal that a teen pressured her friend into committing suicide. Before you go, we thought you'd like these... After 18-year-old Conrad Roy III died of carbon monoxide poisoning in his car, prosecutors released text messages that allegedly show Roy's friend, Michelle Carter, pressuring Roy to kill himself.
The fastest way to raise your credit score is by reducing your balance to credit ratio. For example, if you have a $5000 limit credit card, but owe $4900, that will kill your score. Reducing that balance down to 0 or even $1000, would likely cause a jump of 40+ points or more in your score.
Generally, you should keep utilization below 30%, but those with the best credit scores keep this number below 10%, according to credit bureau Experian. If youâre working to improve your credit score quickly, start by paying down balances as much as possible each month, rather than just making minimum payments.