A CVT does not strictly require the presence of a clutch. Nevertheless, in some vehicles (e.g. motorcycles), a centrifugal clutch is added to facilitate a neutral stance, which is useful when idling or manually reversing into a parking space.
To avoid financial disasters such as bankruptcy or foreclosure, first-time home buyers should conduct thorough research on real estate prices, neighborhoods and financing options.
Thinking of buying your first home? You'll need to save at least as much for the down payment and closing costs. But there are also a host of thingsâfederal and state grants, tax credits and other optionsâyou can explore that are designed to make it easier for first-time buyers to afford their first home. In fact, even if you've owned a home in the past, you may qualify for these programs if you meet certain guidelines.