A CVT does not strictly require the presence of a clutch. Nevertheless, in some vehicles (e.g. motorcycles), a centrifugal clutch is added to facilitate a neutral stance, which is useful when idling or manually reversing into a parking space.
To avoid financial disasters such as bankruptcy or foreclosure, first-time home buyers should conduct thorough research on real estate prices, neighborhoods and financing options.
Fixed-rate loans, ARMs, FHA loans, VA loans, jumbo loans-the list may seem long, but it may be in your best interest to become a knowledgeable first-time home buyer and understand your loan options.