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Though most companies won't let you use regular credit cards like a debit card, you can use a prepaid credit card like a debit card. Prepaid credit cards work like debit cards, but they are accepted like credit cards.
Debit card. A debit card looks just like a regular ATM card, and you can use it at ATMs. The difference is that a debit card has a VisaÂ® or MastercardÂ® logo on its face. That means you can use a debit card wherever VisaÂ® or MastercardÂ® debit cards are accepted, for example, department stores, restaurants, or online. Credit card. A debit card is not a credit card. When you use a debit card, the money is deducted from your checking account. With a credit card, youâre borrowing money to be repaid later. ATM and debit cards allow you to use ATMs, a safe and convenient way to manage your money.