If disaster should befall the larger chick the parent can switch to feeding the youngest and it will exhibit a constant growth curve from the day of active feeding. From Wikipedia
Depends, a repo stays on credit for 7 years, and a bankruptcy stays for 11 years, after you have paid off a debt and they have received payment it should be taken of immediately, but you may want to get a free credit report and check and if it is still there call them and ask them about it.
It will help your credit report. Helpful to 13 out of 14 people. I've read in a number of reliable places that paying off a charge-off to the original creditor will halp your credit score/rating. After paying the debt give it 30-45 days to show up as a charge-off paid on your credit reports. Send the payment by certified mail w/signature.