Framed Surname History and Coat of Arms. Find us on Facebook. The prestigious surname Saenz originated in Spain. The earliest forms of hereditary surnames in Spain were the patronymic surnames, which are derived from the father's given name, and metronymic surnames, which are derived from the mother's given name. Spanish patronymic names emerged as early as the mid-9th century and the most common patronymic suffix is ez.
A bankruptcy will remain on your credit report for 10 years, in the case of a Chapter 7 bankruptcy, or seven years, if you filed Chapter 13.
Many consumers assume that, since your credit report will list a bankruptcy for ten years, theyâll be unable to obtain any kind of credit at all. It is true that youâll deal with the effects of bankruptcy for as long as it stays on your recordâ¦ but it wonât be as bad as you think.