Indirect procurement is the sourcing of all goods and services for a business to enable its activity. Or looking at it another way, the goods and services classified under the umbrella of indirect procurement are commonly bought for consumption by internal stakeholders (business units or functions) rather than the external customer or client.
Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was  65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount.
Social Security: What Is My Full Retirement Age? The full retirement age for social security depends on when you were born and will determine when you can begin collecting social security. If you were born in 1937 or earlier, your full retirement age is 65. If you were born 1960 or later, your full retirement age is 67. The Social Security Administration has provided this chart for figuring out when your full retirement age is (clicking on the year will take you to the SSAâs page for that age group, breaking down the rules even more clearly).