If disaster should befall the larger chick the parent can switch to feeding the youngest and it will exhibit a constant growth curve from the day of active feeding. From Wikipedia
Depends, a repo stays on credit for 7 years, and a bankruptcy stays for 11 years, after you have paid off a debt and they have received payment it should be taken of immediately, but you may want to get a free credit report and check and if it is still there call them and ask them about it.
The first thing you need to do is check your current credit report and history for any errors -- things like available credit limits or payment history. Any mistake will hurt your score, so getting credit report errors corrected is essential. The credit bureau will investigate the error usually within 30 days. credit complaint to a collection agency will take up to seven years to come off your report, but your credit score will go up with each timely payment you make.