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Though most companies won't let you use regular credit cards like a debit card, you can use a prepaid credit card like a debit card. Prepaid credit cards work like debit cards, but they are accepted like credit cards.
However, you can also use your debit card without a PIN at most merchants, you will just sign the receipt like you would with a credit card. 1  A debit card is tied directly to your checking account. 2  It can be used where a credit card can be used. 3  Generally, you will use your PIN to complete the transactions.