When the one insured in a life insurance policy dies the proceeds go to the named beneficiary. If the beneficiary dies ahead of the insured, the proceeds will still be paid out. The insurance company will determine if there are primary co-beneficiaries named in the policy. If there are, the proceeds will be divided among these co-beneficiaries. When one of the co-beneficiaries dies, the remainder of the proceeds will be paid out to the surviving beneficiaries.
Cenozoic Era. The Cenozoic Era began 65 million years ago with an asteroid impact that killed off a majority of the dinosaurs and ends at the present day. The Cenozoic is commonly divided into three periods: Paleogene (65.5 to 23.03 million years ago) Neogene (23.03 to 2.6 million years ago) Quaternary (2.6 million years ago to present) KT Extinction
During the Paleozoic Era (300 to 500 million years ago), seas covered the region, leaving layers of marine sediment and the fossils of many types of marine animals. The present landscape was shaped between 5 million and 35 million years ago, during the Cenozoic Era.