Indirect procurement is the sourcing of all goods and services for a business to enable its activity. Or looking at it another way, the goods and services classified under the umbrella of indirect procurement are commonly bought for consumption by internal stakeholders (business units or functions) rather than the external customer or client.
Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was  65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount.
Your full retirement age is determined by the Social Security Administration based on when you were born. If your year of birth is 1943-1954, your full retirement age is 66. If you were born in 1960 or later, your full retirement age is 67. And if you were born between 1955 and 1959, your full retirement age falls somewhere in between.