Framed Surname History and Coat of Arms. Find us on Facebook. The prestigious surname Saenz originated in Spain. The earliest forms of hereditary surnames in Spain were the patronymic surnames, which are derived from the father's given name, and metronymic surnames, which are derived from the mother's given name. Spanish patronymic names emerged as early as the mid-9th century and the most common patronymic suffix is ez.
A bankruptcy will remain on your credit report for 10 years, in the case of a Chapter 7 bankruptcy, or seven years, if you filed Chapter 13.
The truth is that the bankruptcy will stay on your credit report for up to 10 years. However, you can mitigate the negative effects of the bankruptcy and start rebuilding your credit soon after completing the bankruptcy process. Many sources say that after two years of positive credit behavior, you can earn a decent credit score.