For Skype for Business Online organizations, you can use the Remote PowerShell in Office 365 to enable your Skype for Business users to use the Skype for Business client or the Skype for Business (Lync) client user interface. The default setting is for users to use the Skype for Business client user interface.
Yes you do - all of it, but under most circumstances, not until after you graduate college (or leave school for other reasons). Under normal circumstances when you graduate or drop below a certain # of units of attendance, you will be expected to begin paying back your student loan 6 months later. For subsidized student loans, this is when the interest will start accruing as well.
Stages of a Student Loan. There's a six-month period between when you leave school and when you are required to start paying back your student loans. This is called your grace period. The grace period is intended to help you adjust to life beyond school and figure out your finances before you begin making payments. This is the time to review the repayment plan you chose during exit counseling and begin factoring your payments into your budget.