Indirect procurement is the sourcing of all goods and services for a business to enable its activity. Or looking at it another way, the goods and services classified under the umbrella of indirect procurement are commonly bought for consumption by internal stakeholders (business units or functions) rather than the external customer or client.
Social Security's full-benefit retirement age is increasing gradually because of legislation passed by Congress in 1983. Traditionally, the full benefit age was  65, and early retirement benefits were first available at age 62, with a permanent reduction to 80 percent of the full benefit amount.
Many retirement plans define age 65 as the full retirement age, and as a result, many Americans (incorrectly) believe this is also the full retirement age for Social Security. However, your Social Security retirement age is actually age 66, 67, or somewhere in between, depending on when you were born.