A CVT does not strictly require the presence of a clutch. Nevertheless, in some vehicles (e.g. motorcycles), a centrifugal clutch is added to facilitate a neutral stance, which is useful when idling or manually reversing into a parking space.
To avoid financial disasters such as bankruptcy or foreclosure, first-time home buyers should conduct thorough research on real estate prices, neighborhoods and financing options.
The FHA allows you to be considered a first-time homebuyer, even if youâve owned a primary residence within three years of your purchase, if your primary residence has not been permanently attached to anything, like a foundation.