A rotator cuff 'injury' can include any type of irritation or overuse of those muscles or tendons, and is among the most common conditions affecting the shoulder.
Legal expenses insurance provides more affordable coverage for the legal fees charged (including expenses incurred) by a lawyer representing the policyholder in usually unforeseen legal matters.n addition to liability insurance against certain kinds of legal liability, legal expenses insurance can also offer coverage for predictable events such as the drafting of a will or power of attorney, and simple legal advice.
Your excess liability policy would cover the rest (including associated legal fees) up to the one million dollar policy amount that you had purchased. Most companies require that you carry certain limits on your primary insurance policies (homeowners, auto and boat) in order to receive excess liability coverage.