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Though most companies won't let you use regular credit cards like a debit card, you can use a prepaid credit card like a debit card. Prepaid credit cards work like debit cards, but they are accepted like credit cards.
March 31, 2011. When you apply for a debit card, the bank sets up a personal identification number, or PIN, that allows you to use the card. This number may be one that you have selected or that has been randomly assigned to you. If you lose this number, your bank's policy dictates how you go about getting a replacement PIN.