If you are married filing jointly, you can make a full contribution to a Roth IRA if your income is less than $181,000 ($181,000 - $191,000 for a partial contribution) in 2014 and $183,000 ($183,000 - $193,000 for a partial contribution) in 2015.. You must be at least 18 to open an IRA at Fidelity. 2. Full deductibility of a contribution for 2015 is available to active participants whose 2015 Modified Adjusted Gross Income (MAGI) is $98,000 or less (joint) and $61,000 or less (single); partial deductibility for MAGI up to $118,000 (joint) and $71,000 (single).
For the northern Californian wine region, see Carmel Valley AVA. Carmel Valley is an affluent car-dependent suburban planned community in the north-western corner of San Diego, California, USA. The community is composed of commercial offices, residential units, hotels, and retail stores and restaurants.
NEARBY - LIST. 1  Carmel Valley, California (3 mi / 6 km) 2  Seaside, California (9 mi / 15 km) 3  Del Rey Oaks, California (10 mi / 17 km)  Monterey, California (10 mi / 16 1  km) Spreckels, California (10 mi / 17  km)