In the United States, most home buyers borrow money in the form of a mortgage loan, and the mortgage lender often requires that the buyer purchases homeowner's insurance as a condition of the loan, in order to protect the bank if the home is destroyed.
Gottlob Frege. Friedrich Ludwig Gottlob Frege (b. 1848, d. 1925) was a German mathematician, logician, and philosopher who worked at the University of Jena. Frege essentially reconceived the discipline of logic by constructing a formal system which, in effect, constituted the first âpredicate calculusâ.
(1689-1755). The French political philosopher Montesquieu developed the theory that governmental powers should be divided between executive, legislative, and judicial bodies. In the late 1780s his theory became a reality when it was adopted as one of the fundamental principles of the U.S. governmental system.