DMB Community Bank. A long-standing culture of community and entrepreneurship has allowed for multiple independent banks and credit unions in Madison, Wis., to prosper. Although,... Read more âº
Mine subsidence insurance costs $1 per thousand dollars worth of coverage a year. Private residences can be insured for $5,000 to $150,000. Other structures can be insured for up to $250,000. The insurance has a $250 deductible for residences and $500 for other structures. Only the structure can be insured, not its contents.
And insurance and workers comp. From contributor D: As a sub, you take all the risks on yourself, in exchange for the (potential) profit you can keep. It sounds like the employer is trying to transfer all the risks and expenses to you and your husband. You will need to cover your own expenses, health and liability insurance - everything the employer covers now.