The heart has two upper and two lower chambers. The upper chambers, the right and left atria, receive incoming blood.The lower chambers, the more muscular right and left ventricles, pump blood out of your heart. The heart valves, which keep blood flowing in the right direction, are gates at the chamber openings.he heart has two upper and two lower chambers. The upper chambers, the right and left atria, receive incoming blood.
If the bank is a California state-chartered bank, it is licensed by the California DBO and the Federal Deposit Insurance Corporation (FDIC). A California state-chartered bank may also be a member of the Federal Reserve Bank. DBO licenses and regulates: state-chartered banks. state-chartered credit unions.
Their role in business and industry are important to the economy and to our own personal well-being. Maintaining the integrity of financial services remains our primary mission as the industry continues to grow. The Credit Union Division of DBO licenses and regulates state-chartered credit unions. The Credit Union Division is charged with the execution of the laws of this state relating to credit unions or the credit union business. As a result, the Credit Union Division conducts periodic examinations of all California state licensed credit unions.