Snails can have a long life. The life span for snails depends on their habitat and the species. Some of them only live for about 5 years. However, others in the wild are believed to be up to 25 years old in unusual occasions. 3.
Facultative means optional or discretionary (antonym obligate), used mainly in biology in phrases such as: 1  Facultative anaerobe, an organism that can use oxygen but also has anaerobic methods of energy production. It can survive in either environment. Facultative biped, an animal that is capable of walking or running on two legs as well as walking or running on four limbs or more, as appropriate.
To provide the coverage, the primary insurer submits to the risk to the reinsurer to facilitate (allow) the coverage. If the reinsurer agrees, coverage is written and a facultative reinsurance contract is created.Treaty Reinsurance: A pre-negotiated agreement between the primary and the reinsurer. good example of the use of facultative reinsurance is a property risk with a very high total insurable value (TIV, or Maximum Possible Loss). The primary insurer does not have the capacity itself to provide the requested limits.