Pacific Kelp Forest Urchins. Photo by Paul Banko. This lovely photograph shows the three common urchins found in eastern Pacific kelp forests. Red = Strongylocentrotus franciscanus; Purple = Strongylocentrotus purpuratus; White = Strongylocentrotus droebachiensis.ereocystis luetkeana often dominates northeastern Pacific kelp forests. It has a long stipe that is attached often to a small rock and is kept aloft by a gas-filled float. The fronds extend from the float. This makes for a very unstable arrangement and strong storms often uproot the plant.
Although payments aren't due during the grace period, some student loans still accrue interest during this time, increasing the total amount owed. One of the most common misconceptions in the world of student loan repayment may be that repayment does not have to start until six months after graduation.
All Discover Student Loans provide you with a grace period - a period of time when you are not required to make your full (principal + interest) monthly payments, which begin when you enter repayment. Depending on your loan type, full monthly payments are not due until 6 or 9 months after you graduate or your enrollment status drops below half-time. For borrowers who opted to make $25 fixed monthly payments while in school, the $25 monthly payment is still required during the grace period. The chart below provides information about your grace and repayment periods so you can project when your first payment begins and how long you will be making payments.