Type âPrincipal:â in cell A1, âInterest Rate:â in cell A2, âLoan Term:â in cell A3 and âMonthly Payment:â in cell A4. Highlight cells A1 through A4, then click the right-align button on the formatting ribbon. Enter the total loan amount in cell B1. Enter the interest rate in cell B2. Enter the loan term, expressed in months, in cell B3. To calculate the loan term in months, multiply the total number of years on the loan by 12.
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The study of 184 patients was published in a refereed scientific publication, the Journal of NeuroTherapy, by Dallas psychiatrist and neurotherapist, Dr.