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In addition to providing you with a method of fraud prevention on your account, the positive pay system can also double as a reconciliation tool. As a result of you providing the bank with a list of issued checks, the bank is able to generate month-end reports that can aid with the reconciliation process.
Reverse Positive Pay. Reverse Positive Pay is similar to positive pay, but the process is reversed, with you maintaining the list of items issued to take an active role in closing the âwindow of opportunityâ for criminals to embezzle company funds.