Assumptions.  1 Base model has an efficiency that just meets the national minimum standard for gas and electric water heaters. 2  Lifetime energy cost is the sum of the discounted value of the annual energy costs based on assumed water heater life of 13 years. Lifetime energy cost is the sum of the discounted value of the annual energy costs based on assumed water heater life of 13 years.
Some Employment Practices Liability Insurance (EPLI) policies have âthird-partyâ coverage included. âThird-partyâ coverage refers to claims made by non-employees, usually customers, who allege that an employee engaged in wrongful conduct such as sexual harassment or discrimination.
What is 'Third-Party Insurance' Third-party insurance is a policy that protects against the actions of another party. One of the most common types is third-party automobile insurance, which offers insurance coverage that protects against claims of damages or losses incurred by a driver who is not the insured, the principal, and is not covered in the insurance policy.