Assumptions.  1 Base model has an efficiency that just meets the national minimum standard for gas and electric water heaters. 2  Lifetime energy cost is the sum of the discounted value of the annual energy costs based on assumed water heater life of 13 years. Lifetime energy cost is the sum of the discounted value of the annual energy costs based on assumed water heater life of 13 years.
Some Employment Practices Liability Insurance (EPLI) policies have âthird-partyâ coverage included. âThird-partyâ coverage refers to claims made by non-employees, usually customers, who allege that an employee engaged in wrongful conduct such as sexual harassment or discrimination.
Compulsory Third Party (âCTPâ) insurance is personal injury insurance that is mandatory for every motor vehicle registered in Australia. CTP insurance indemnifies vehicle owners and drivers who are legally liable for personal injury caused to any other party in the event of a motor vehicle accident.ompulsory Third Party (CTP) insurance is provided by an authorised insurer and the applicable CTP insurance premium for your vehicle is listed on your renewal notice. This premium includes the Goods and Services Tax (GST).