When Combined Property Tax and Mortgage Payments are Required. If you hold less than 20% of the property (LTV > 80%) or you are a first-time homebuyer, most lenders will require that you pay your property taxes through them, especially if they are offering competitive rates.
Homesteading is a spectrum. Ultimately, the broadest definition is that it is a lifestyle with a commitment to self-sufficiency. This can encompass growing and preserving food; providing your own electricity with solar, wind or water; and even making your own fabric and clothing.
An extension of the Homestead Principle in law, the Homestead Acts were an expression of the Free Soil policy of Northerners who wanted individual farmers to own and operate their own farms, as opposed to Southern slave-owners who wanted to buy up large tracts of land and use slave labor, thereby shutting out free white men.