Some cars assembled in the U.S. from largely American-made parts don't sell well, meaning fewer Americans are employed to build them. Cars.com's American-Made Index recognizes cars that are built here, have a high amount of domestic parts and are bought in large numbers by American consumers.
Most mortgages are preceded by both written and verbal VOEs. Once a lender receives the initial loan application, a Written Verification of Employment (Form 1005) is sent to all current and previous employers within the last two years listed on the application.
We just touched on the three types of information that must be documented during the mortgage process: 1  You must document any income you wish to use to support your application. 2  You must document any assets you have that contribute to your net worth. 3  You must document your employment for at least the last two years.