Surrounded by the beauty of the Texas Hill County, the City of Helotes is a vibrant community boasting a flourishing economy and a high quality of life.
Passive Investing. What is 'Passive Investing'. Passive investing is an investment strategy that aims to maximize returns over the long run by keeping the amount of buying and selling to a minimum. The idea is to avoid the fees and the drag on performance that potentially occur from frequent trading.
Active funds are run by experts -- some better than others -- who select stocks or bonds for you. It's kind of like having a personal shopper. They do the work. They also get paid a premium to pick out investments for you. Fees for an actively managed stock fund often run in the 0.6% to 1% range. You have to believe that your manager is going to outperform the market enough to justify the fees. Passive funds simply track an index (like the S&P 500) or a basket of companies.