At some point a judge may decide the terms of legal and physical custody. Legal custody means the legal right and responsibility to raise a minor child and to make decisions on her or his behalf. Joint, split, and shared legal custody require both parentsâ approval for all major decisions. Physical custody means possession and it defines the physical location of the child.
Private mortgage insurance (PMI) protects the lender in the event that you default on your mortgage payments and your house isn't worth enough to entirely repay the lender through a foreclosure sale. Unfortunately, you foot the bill for the premiums, and lenders almost always require PMI for loans where the down payment is less than 20%.
Report Abuse. There's now a law saying that fireworks can only be let off on Nov 5th and a period of some 5 days either side, I think. I'm not sure whether Divali is exempt from that ruling-it may well be-or whether you're just suffering from the twats who let them off at any time of year to be honest.indus, Jains and Sikhs alike regard it as a celebration of life and use the occasion to strengthen family and social relationships. For Jains it is one of the most important festivals, and beginning of the Jain year. Jains celebrate Diwali because Lord Mahavira achieved Moksha.