(1 + c)/(r + e + c). The money multiplier (also called the credit multiplier or the deposit multiplier) is a measure of the extent to which the creation of money in the banking system causes the growth in the money supply to exceed growth in the monetary base.
A buzzing light switch could mean the fixture is wearing out, causing an arc of electricity behind the wall plate. If this is the case, the potential for an electrical fire may exist.
This is a series circuit using an AC source of electricity. Notice that the light bulb still lights but the electron current is constantly reversing directions. The change in direction of the current flow happens so fast that the light bulb does not have a chance to stop glowing.