Some cars assembled in the U.S. from largely American-made parts don't sell well, meaning fewer Americans are employed to build them. Cars.com's American-Made Index recognizes cars that are built here, have a high amount of domestic parts and are bought in large numbers by American consumers.
Most mortgages are preceded by both written and verbal VOEs. Once a lender receives the initial loan application, a Written Verification of Employment (Form 1005) is sent to all current and previous employers within the last two years listed on the application.
A mortgage is a lender's security interest in a borrower's home. There are generally two parties involved with a mortgage: the mortgagee and the mortgagor. Unlike in leases -- where there's a lessor (typically a landlord) and a leasee (tenant) -- a mortgagee isn't the entity paying on a mortgage.