solar energy is... the sun's rays (solar radiation) that hit the earth is the definition of solar energy. Two categories passive and active. Passive: Passive solar produces heat and provides lighting for structures.
Retirement Insurance Benefits. Retirement Insurance Benefits (abbreviated RIB) or old-age insurance benefits are a form of social insurance payments made by the U.S. Social Security Administration paid based upon the attainment of old age (62 or older).
The RIB is reduced every month that it is taken prior to reaching Full Retirement Age. Example: if your full retirement age is 66 and you file for retirement at the age of 62 your basic benefit will be reduced by a certain percentage for each of the 48 months you filed early.