It means you have a decent amount of money in the bank, and you don't life paycheck to paycheck. It also means that you are not in debt, and that if you have any lines of credit out (loans, credit cards) you are able to make full payments monthly to avoid debt.
1 An associate's degree in HVAC Technology costs $15,000-$35,000 and can be completed in two years. 2  The Refrigeration School in Phoenix, AZ, offers HVAC training via a one-year certificate program for $19,125 or a two-year associate's degree for $29,420.
Jeff got three bids for the HVAC project, ranging from $3,500 to trade the old HVAC unit for a comparable model to $12,000 for a state-of-the-art system. (These price estimates are from the time of installation in 2005.)