If you are diagnosed with hypersomnia, your doctor can prescribe various drugs to treat it, including stimulants, antidepressants, as well as several newer medications (for example, Provigil and Xyrem).
You may have your 2015 RMD made payable directly to the charity (provided it meets the IRS definition of a qualified charity), and then designate it as a qualified charitable distribution on your tax return. You'll have satisfied your distribution requirement, and you won't have to pay income taxes on that money.
Such payments are made until your retirement plan is depleted. Generally the payments will be made from the lowest interest bearing account. INTEREST PAYMENTS FROM EACH ACCOUNT - A series of interest payments from your retirement plan. This option is not available on early. distributions (before age 59 Â½). MINIMUM REQUIRED DISTRIBUTION (RMD) - The smallest amount you can take from your retirement account without incurring IRS penalties.