This fee pays the person arranging your new loan, the loan officer. Average closing costs vary here, because this fee most often equals one point, but can be higher. This is usually how your loan officer is paid. A point in mortgage lending equals 1% of the total amount of money you are borrowing (not paying). So, if you need to actually borrow $200,000, one point equals $2,000.
Fremont, California. For the unincorporated community in Yolo County, California, see Fremont, Yolo County, California. Fremont (/ËfriËmÉnt/ FREE-mont) is a city in Alameda County, California, United States. It was incorporated on January 23, 1956, from the merger of five smaller communities: Centerville, Niles, Irvington, Mission San Jose, and Warm Springs. The city is named after American explorer John Charles FrÃ©mont.
Drawbridge (formerly Saline City) is a ghost town with an abandoned railroad station located at the southern end of the San Francisco Bay on Station Island, now a part of the city of Fremont, California, United States.rawbridge is now part of the Don Edwards San Francisco Bay National Wildlife Refuge and is no longer open to the public due to restoration efforts, though it can still briefly be viewed from Altamont Commuter Express, Capitol Corridor, and Coast Starlight trains.