If you are diagnosed with hypersomnia, your doctor can prescribe various drugs to treat it, including stimulants, antidepressants, as well as several newer medications (for example, Provigil and Xyrem).
You may have your 2015 RMD made payable directly to the charity (provided it meets the IRS definition of a qualified charity), and then designate it as a qualified charitable distribution on your tax return. You'll have satisfied your distribution requirement, and you won't have to pay income taxes on that money.
Taking Your First Required Minimum Distribution. You can withdraw the RMD from your traditional IRA anytime during the year that you turn 70Â½. But the rules are different if you're giving your RMD to charity. By Kimberly LankfordSee my bio, plus links to all my recent stories., June 25, 2016.