If you have Social Security credits in both the United States and Canada, you may be eligible for benefits from one or both countries. If you meet all the basic requirements under one countryâs system, you will get a regular benefit from that country.
Settled accounts are potentially negative and remain for seven years. Settled accounts stay on your credit report for seven years. Settling an account for less than the full balance owed is considered potentially negative because you did not repay the entire debt as agreed under the original contract.
Seven-Year Debts. If you get in trouble with a credit card or other loan, it'll stay on your credit report for at least seven years. Late payments stay for seven years, while delinquencies, which happen when your account goes into collections, stay for seven years and 180 days from your original delinquency date.