The One Step S.V.T. urine adulterant test strip is a semi-quantitative, color comparison screen for the detection of creatinine, nitrite, glutaraldehyde, pH, specific gravity, and oxidants/pyridinium chlorochromate (PCC) in human urine.
IRA Contributions. The absolute limit on IRA contributions, as of 2013, is $5,500, or $6,500 for those age 50 and above. A secondary limit is that you can only contribute compensation -- money you earn from work. Even if you've worked for years to earn Social Security, that doesn't count.
SEP IRA contribution limits are generous. The SEP IRA allows contributions up to 25% of compensation or $51,000 (whichever is less) for the 2013 tax-filing year. The maximum amount of compensation used in determining your contribution is $255,000 for the 2013 tax year.