Exotic and lovely -- and much more distinctive now than Samantha or Tamara. In the U.S., Samara has been declining in popularity for some years; ranking well below its 2006 peak of Number 350. Samara is a city in western Russia as well as a bona fide first name.
How does a home equity loan work? A home equity loan lets you borrow money, using that equity you have built in your home as collateral. You receive a lump sum of money that is repayable over a fixed term, giving you the security of a locked-in rate and a consistent monthly payment. Plus, unlike most types of consumer loans, the interest on a home equity loan may be tax deductible 2.
With a home equity line of credit, you wonât receive a lump-sum payment like you would with a home equity loan. Interested in a HELOC? Find a lender on Zillow who can help How Do Home Equity Loans Work? The amount of money you can borrow with a home equity loan or second mortgage is partially based on how much equity you have in your home.