McIntosh County, OK PO Box 110 County Courthouse Eufaula, OK 74432-0110 Phone: (918) 689-2362 Fax: (918) 825-2913
Hojicha (sometimes spelled houjicha) is a Japanese green tea that has been roasted at a high temperature. It is usually made of bancha, but it can also be composed of sencha or kukicha. The process of making hojicha first came about in Kyoto, during the 1920s. It is believed that roasting the leaves over charcoal was a way for merchants to make low grade tea more desirable. The leaves of this roasted tea have a crimson-brown colour, along with a strong, nutty aroma.
DEFINITION of 'Home Mortgage Disclosure Act-HMDA'. A federal act approved in 1975 that requires mortgage lenders to keep records of certain key pieces of information regarding their lending practices. This information includes the number of pre-approvals made, the number of mortgages granted, loan amounts, etc.