If you are diagnosed with hypersomnia, your doctor can prescribe various drugs to treat it, including stimulants, antidepressants, as well as several newer medications (for example, Provigil and Xyrem).
You may have your 2015 RMD made payable directly to the charity (provided it meets the IRS definition of a qualified charity), and then designate it as a qualified charitable distribution on your tax return. You'll have satisfied your distribution requirement, and you won't have to pay income taxes on that money.
Required Minimum Distributions, often referred to as RMDs, are amounts that the US federal government requires you to withdraw annually from traditional IRAs and employer-sponsored retirement plans.ny amount withdrawn ABOVE the minimum required amount will be eligible for rollover within 60 days of the distribution. Income tax must be withheld from that portion if the rollover option is not elected. Employer-sponsored qualified retirement plans, such as 401(k) plans, require the same distributions that IRAs do.