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Defective mortgages are the source of numerous title claims. A mortgage may. be legally ineffective for a variety of reasons. The propertyâs legal description may be. missing or incorrect. Maybe the mortgage lacks an affidavit required by state law. Perhaps only one spouse has signed the mortgage even though they are joint owners. Whatever the reason, a defective mortgage can cause big headaches for title. insurers, lenders and their counsel.
Example Sentences for affiant. The signature should correspond exactly with the name of the affiant stated at the beginning. Where a corporation or firm is the claimant, the affiant should swear as agent. The signature of the affiant and of the notary and the seal are all necessary to validate the affidavit.