The One Step S.V.T. urine adulterant test strip is a semi-quantitative, color comparison screen for the detection of creatinine, nitrite, glutaraldehyde, pH, specific gravity, and oxidants/pyridinium chlorochromate (PCC) in human urine.
IRA Contributions. The absolute limit on IRA contributions, as of 2013, is $5,500, or $6,500 for those age 50 and above. A secondary limit is that you can only contribute compensation -- money you earn from work. Even if you've worked for years to earn Social Security, that doesn't count.
In 2014, spousal IRA limits remain unchanged from the year before. You can contribute a maximum of $5,500 to a spousal IRA in 2014, or $6,500 if you are age 50 or older. The extra allowance is due to a catch-up contribution, designed to help individuals save more as they near retirement age.