If you are diagnosed with hypersomnia, your doctor can prescribe various drugs to treat it, including stimulants, antidepressants, as well as several newer medications (for example, Provigil and Xyrem).
You may have your 2015 RMD made payable directly to the charity (provided it meets the IRS definition of a qualified charity), and then designate it as a qualified charitable distribution on your tax return. You'll have satisfied your distribution requirement, and you won't have to pay income taxes on that money.
7. You can invest RMDs taken from your retirement account in a non-retirement account. The distribution from your IRA or retirement plan account is subject to voluntary income tax withholding because moving money from a retirement account to a non-retirement account is a taxable transaction.