Never make a decision when you are hungry. The hormone ghrelin -- that is released before meals and known to increase appetite -- has a negative effect on both decision making and impulse control. Such were the results of a recently conducted study at Sahlgrenska University.
The loan origination fee is calculated as a percentage, or point, of the total loan amount. For example, letâs assume you are getting a $100,000 mortgage for the purchase of a house. The loan origination fee is 1.5%.
Sales TaxâMost states in the US collect sales tax for auto purchases. Document FeesâThis is a fee collected by the dealer for processing documents like title and registration. Typically, they run between $150 and $300. Title and Registration FeesâThis is the fee collected by states for vehicle title and registration.