It means you have a decent amount of money in the bank, and you don't life paycheck to paycheck. It also means that you are not in debt, and that if you have any lines of credit out (loans, credit cards) you are able to make full payments monthly to avoid debt.
1 An associate's degree in HVAC Technology costs $15,000-$35,000 and can be completed in two years. 2  The Refrigeration School in Phoenix, AZ, offers HVAC training via a one-year certificate program for $19,125 or a two-year associate's degree for $29,420.
Those who want to become HVAC technicians must complete a six-month to two-year vocational training program. They can expect to earn a median annual salary of $45,110. You should look for a career that makes good use of your soft skills, and has requirements you are willing to meet, and a salary you find acceptable.