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Defective mortgages are the source of numerous title claims. A mortgage may. be legally ineffective for a variety of reasons. The propertyâs legal description may be. missing or incorrect. Maybe the mortgage lacks an affidavit required by state law. Perhaps only one spouse has signed the mortgage even though they are joint owners. Whatever the reason, a defective mortgage can cause big headaches for title. insurers, lenders and their counsel.
An affidavit is a sworn statement or statements made under oath and under penalty of perjury. The person making the statements in the form is called the affiant.When you sign an affidavits form, you affirm that the statement are made with personal knowledge or according to information and belief.Affidavit forms are signed before a notary, who asks the affiant to affirm that any statement made is true to the best of the affiant's knowledge.S Legal Forms has all the forms you may require for all your legal needs. If you need a sworn affidavit form, whether it is a financial, small estate, general, or other affidavit, US Legal Forms has the professionally drafted form to meet your needs. A free sample form may be previewed before downloading.