What you pay will vary depending on your balance, the interest rate and the way your finance charge is calculated. Here's an example that shows how much difference the interest rate can make in what you actually end up paying: 1  High-rate card-Suppose you charge $1,000 on a 23.99-percent credit card. Low-rate card-If you charge that same $1,000 on a 9.9-percent fixed-rate card, the minimum monthly payment will start at $50.41 and go down to $10. 2  You'll make 17 fewer payments, finishing in six years and paying $176 in interest. 3  This saves you almost $400!
Hyperkeratosis is thickening of the stratum corneum (the outermost layer of the epidermis), often associated with the presence of an abnormal quantity of keratin, and also usually accompanied by an increase in the granular layer.
Parakeratosis is defined as the presence of nucleated keratinocytes in the stratum corneum, and is thought to be due to accelerated keratinocytic turnover. Parakeratosis may occur in both benign skin diseases (such as various dermatitides) and malignant neoplasms (such as squamous cell carcinoma). It serves as a useful morphological feature in differentiating and classifying certain inflammatory skin diseases.