The One Step S.V.T. urine adulterant test strip is a semi-quantitative, color comparison screen for the detection of creatinine, nitrite, glutaraldehyde, pH, specific gravity, and oxidants/pyridinium chlorochromate (PCC) in human urine.
IRA Contributions. The absolute limit on IRA contributions, as of 2013, is $5,500, or $6,500 for those age 50 and above. A secondary limit is that you can only contribute compensation -- money you earn from work. Even if you've worked for years to earn Social Security, that doesn't count.
Contribution Limits for Spousal IRAs in 2013. Exactly how much you can contribute changes over time with inflation. In 2013, the limit for spousal IRAs is $5,500. If you are older than age 50 (or will be by the end of 2013), you can add another grand for a limit of $6,500.