In addition, there is an upfront mortgage insurance premium (UFMIP) required for FHA loans equal to 1.75% of the loan amount. FHA Streamline Refinance Program: Could you be paying less? You may be entitled to a partial FHA MIP refund if refinancing into another FHA loan within 3 years.
Glucose is the most common simple carbohydrate. Photo Credit: Image credit: Steven Berg. Carbohydrates are one of the four major classes of organic compounds in living cells. They are produced during photosynthesis and are the main sources of energy for plants and animals. The term carbohydrate is used when referring to a saccharide or sugar and its derivatives. Carbohydrates can be simple sugars or monosaccharides, double sugars or disaccharides, composed of a few sugars or oligosaccharides, or composed of many sugars or polysaccharides.
Beneath the skin lies a layer of fat called blubber. It serves as an energy reservoir and also as insulation. Whales breathe through blowholes, located on the top of the head so the animal can remain submerged. Baleen whales have two blowholes,while toothed whales have one.