An annuity which begins payments without a deferral period is an immediate annuity. Valuation Valuation of an annuity entails calculation of the present value of the future annuity payments.
The next total solar eclipse will be on July 22, 2009. It will be visible from northern India through China. The next total solar eclipse visible in the United States will be on August 21, 2017. It will be visible from Oregon through South Carolina, but in Georgia it will be only visible as a total eclipse in the very northeastern corner of the state. Much of the rest of the USA will see a partial eclipse.
The best site to find out the next solar (or lunar) eclipse is at Goddard Space Flight Center http://eclipse.gsfc.nasa.gov/solar.html. In the continental US we will have total solar eclipses in 2017, 2024 and 2045 (see image at GSFC) and annular eclipses in 2023, 2046 and 2048, plus partial eclipses.