If you are diagnosed with hypersomnia, your doctor can prescribe various drugs to treat it, including stimulants, antidepressants, as well as several newer medications (for example, Provigil and Xyrem).
You may have your 2015 RMD made payable directly to the charity (provided it meets the IRS definition of a qualified charity), and then designate it as a qualified charitable distribution on your tax return. You'll have satisfied your distribution requirement, and you won't have to pay income taxes on that money.
$ 45,000. As shown, John only contributes his RMD amount but he could instead to decide to do the QCD with $100,000 taken from this IRA which could reduce his future tax liability. To qualify as a QCD, the IRA trustee must make the distribution directly to the qualified charity.