Inheritance of Acquired Characteristics. Lamarck's second broad claim was, acquired traits are inherited by offspring. Lamarck's second tenet is that this evolution of species occurs by the inheritance of acquired characteristics (like Ms. Intergalactic's strength). We now know that this is incorrect, but let's examine what Lamarck meant by 'acquired characteristics.'.
It depends on the company making the refund... but I've waited no longer than 2 days. Usually between 24 hours to 5 working days. on average, a 'credit' to your debit card takes just as long a 'debit' on your card. but it does depend on the merchant or store thats processing the transaction. I've waited up to two weeks.
Your credit card company can close your account at anytime for any reason; Generally if your account is over-limit or past due for 90 days it's automatic **However** They may not let you go that long depending on how much of a risk they think you are. You *really* want to avoid going over limit and being late.