The One Step S.V.T. urine adulterant test strip is a semi-quantitative, color comparison screen for the detection of creatinine, nitrite, glutaraldehyde, pH, specific gravity, and oxidants/pyridinium chlorochromate (PCC) in human urine.
IRA Contributions. The absolute limit on IRA contributions, as of 2013, is $5,500, or $6,500 for those age 50 and above. A secondary limit is that you can only contribute compensation -- money you earn from work. Even if you've worked for years to earn Social Security, that doesn't count.
The maximum per-year IRA contribution is $5,000 as of 2012. Taxpayers age 50 or greater can contribute a catch-up contribution of $1,000, making their limit $6,000 per year. If you add more than the maximum in a given year, you will have to pay a 6 percent penalty tax on the amount of the overpayment, or excess contribution.