Nurse practitioners (NPs) work in a variety of settings. So do physician assistants (PAs). They can both be found in hospitals and clinics, from rural to urban practices. PAs care for a variety of conditions.So do NPs.tudents are taught by other NPs, according to the AANP. Like PAs, NPs can practice in a variety of specialty areas. In the end, both NPs and PAs are licensed and accredited by exam. NPs and PAs practice in all 50 states and Washington, D.C., though practice is regulated state-to-state.
Credit scores can range anywhere from 300 to 850, 550 is considered very negative, while 750 is exceptional. Anything below 629 is considered bad credit. However, fair credit, 630 to 689, may also require a cosigner.
Consider finding a cosigner if you have bad credit. Even if you have managed to establish a credit history, your score may not be strong enough for you to qualify for a loan with favorable terms. You may be denied a loan or will only be given one with a prohibitively high interest rate. If you are young or have just started your work history and have never applied for a credit card or loan before, you are unlikely to be able to secure a car loan by yourself. 2  Applying with a cosigner will make you less of a risk in your potential lender's eyes.