The State Health Care Spending Project by the Pew Charitable Trusts and the MacArthur Foundation found that, on average, states require employees to pay 16 percent of their health insurance costs. Florida public workers pay 13 percent. In Florida, 54 percent of state workers are enrolled in zero-deductible plans compared with 45 percent nationwide. Florida doesn't offer any high-deductible plans, defined as $1,500 or more; nationally, 4 percent of public workers are enrolled in such plans, the report said.
I'm lactose intolerant, can I still take colostrum? Unlike conventional milk, colostrum actually contains little lactose. Generally, people who are lactose-intolerant should experience no problems when taking colostrum. In addition, some lactose-intolerant people have even reported an increase in tolerance to lactose after taking colostrum for approximately six to eight weeks.
Also, cheese made with goats milk does not contain a form of lactose likely to cause issues in those with lactose intolerance. All aged cheeses, including those made from cow's milk, sheep's milk, or goat's milk, contain very little lactose.