A: A prenote is a test transaction a banking institution uses to make sure the provided account information is valid before setting up an Automated Clearing House, or ACH, transfer, according to the N.C. Office of the State Controller. Prenotes are optional zero-dollar transactions frequently used for pre-authorizing payroll direct deposit.
The Phoenix Metropolitan Statistical Area (MSA) (officially known as the Phoenix-Mesa-Glendale MSA), is one of 10 MSAs in Arizona, and was the 14th largest in the United States, with a total population of 4,192,887 as of the 2010 Census.
1 Maricopa County's population grew more than all but one other county in the nation last year, according to U.S. Census Bureau. 2  The census estimates that about 30,000 residents of the total increase in the Phoenix metro area was the result of natural growth. 3  About 51,000 is from people moving to the area.