The QSEN competency for safety lists the knowledge, skills, and attitudes students need to know to practice safely. Table 2 lists the components of the competency, including the elements of a culture of safety, types of healthcare errors, why errors occur, and how to make care safer.
FSA would provide a downpayment loan of $80,000 (40% of the purchase price) at 4% interest to be paid in 15 annual equal installments of $7,195. The $100,000 remainder of the purchase price would be financed by a commercial or private lender, and rates and terms will vary.
FY 2016 begins October 1, 2015 and the new upfront guarantee fee will change from 2 percent of the loan amount to 2.75 percent of the loan amount. The annual fee (monthly PMI) of .50% will remain unchanged. The upfront guarantee fee is a one-time fee that is charged by all government mortgage programs ( USDA, FHA, VA) and commonly rolled into the borrowers total loan amount. Current guarantee fee on a $150,000 loan = $3,000.00. Total adjusted loan amount with guarantee fee = $153,000. New guarantee fee on a $150,000 loan starting 10/1/2015 = $4,125.00. Total adjusted loan amount with new guarantee fee = $154,125. Increase of $1,125 in this example.