Vaginal atrophy may be associated with vaginal dryness, itching, irritation, and/or pain during sexual intercourse. Hormone therapy can be effective in treating vaginal atrophy and other menopausal symptoms, but hormone therapy carries its own risks.
DEFINITION of 'Umbrella Personal Liability Policy'. A type of insurance policy that provides excess coverage above and beyond the liability coverage amounts in a standard insurance policy. The umbrella policy provides extra protection in the event that a lawsuit exceeds the basic level of coverage in the standard policy. Next Up.
A Commercial Umbrella\Excess Liability policy can be issued to the owner or operator. of a business when underlying commercial liability coverage for premises and. operations, products/completed work, professional liability, etc. is provided by AAIS. forms GL-200, GL-100, or other comparable liability forms.