But any mailing that tells you to call a company and pay money to get your loans forgiven is a waste. It's not exactly as scam. But they're charging you to sign you up for income based repayment plans that you already qualify for. Call your servicer and/or read the links in the sidebar for more details.
You don't have to reject any prospective tenants outright or cite reasons for doing so. Be careful if you choose to give reasons for denying tenant applications (we don't recommend doing it at all) - Never quote illegal reasons such as race, color, religion, sex and nationality.
If you remain in your apartment without permission from your landlord after your lease or tenancy at will agreement ends or your landlord terminates your tenancy, you are a tenant at sufferance.6 Technically, under the law, you do not have a tenancy because your landlord does not agree to your having possession of the apartment.