In contrast, when a retention is involved, a policyholder must pay its portion of the. loss up front because that amount is not. covered by the policy at all. An insurerâs. coverage obligation begins and its limits. come into play only after the policyholder. satisfies this initial âretainedâ portion of.
The northern cardinal (Cardinalis cardinalis) is a North American bird in the genus Cardinalis; it is also known colloquially as the redbird or common cardinal.It can be found in southern Canada, through the eastern United States from Maine to Texas and south through Mexico.he northern cardinal is the state bird of seven states, more than any other species: Illinois, Indiana, Kentucky, North Carolina, Ohio, Virginia, and West Virginia.
They are common visitors to bird feeders. The Symbol. Illinois schoolchildren chose the Cardinal as the state bird from a list: Cardinal 39.226 votes; Blue Bird 30,306; Meadowlark 16,237; Quail 15,843; Oriole 15,449. Six other states chose the Cardinal as their state bird: Indiana, Kentucky, North Carolina, Ohio, Virginia, and West Virginia.