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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
Once your credit score goes above 700, you will start receiving very good interest rates. This is because the delinquency rate for those in the 700-plus credit score range is about 5 percent. Those with a credit score of between 700 and 759 have great credit and can receive almost any type of loan.