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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
600 â Adding 100 points to a credit score of 600 will open a lot of financial doors. Once your score hits 700, youâll be able to qualify for credit cards that require good credit. This is great news, because these cards tend to come with rewards programs (unlike most of the cards for people with poor credit).