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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
Good credit: 680â749. To have very good credit, your credit scores need to be in the high 600s or low 700s. While our scale for âgoodâ goes as low as 680, youâll have a much harder time getting approved for credit card offers the further below 700 your credit score is.