Ethics and virtue are a much debated and an evolving concept in ancient scriptures of Hinduism. Virtue, right conduct, ethics and morality are part of the complex concept Hindus call Dharma - everything that is essential for people, the world and nature to exist and prosper together, in harmony.
Home Equity Line of Credit â The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of June 18, 2015, the variable rate for home equity lines of credit ranged from 3.99% APR to 8.24% APR.
BACK END RATIO. The back end ratio is the combination of the monthly mortgage payment and all of your monthly debts (i.e. credit cards, school loans, car payment, alimony, child support, etc.). Most lenders desire a 41% back end ratio for FHA & USDA loans, 36% for conventional loans, and 41% for VA mortgages.