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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
To get a credit score close to 700, you will need to have been using credit for at least three years without any late payments. Youâll have a good chance of credit card approval provided you arenât overextended with too much debt or too many credit card accounts.