âMiranda Goshawk's overview of the Patronus Charm. The Patronus Charm (Expecto Patronum) is the most famous and one of the most powerful defensive charms known to wizardkind. It is an immensely complicated and extremely difficult spell that evokes a partially-tangible positive energy force known as a Patronus (pl. Patronuses) or spirit guardian.
UMR stands for :United Medical Resources, Inc. is a national managed care administrator headquartered in Cincinnati, Ohio. UMR processes your health care claims, answers que â¦ stions related to your benefits, and provides you with information to assist you in making informed health care decisions. A team of UMR associates is dedicated specifically to the Grand Valley State University account.
Global healthcare powerhouse UnitedHealthcare purchased UMR, United Medial Resources, in 2005. UMR is a network of more than 1,400 business, including hospitals. The company provides service to more than 2 million members. The service levels are unmatched in the industry. The customer service team handles close to 5 million calls every year.