Chartered Retirement Planning CounselorSM or CRPCÂ®. Individuals who hold the CRPCÂ® designation have completed a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations.
the first line of defence â functions that own and manage risk. the second line of defence â functions that oversee or specialise in risk management, compliance. the third line of defence â functions that provide independent assurance, above all internal audit.
A. The first line of defense for your Wi-Fi network is encryption, which encodes the data transmitted between your PC and your wireless router. Unfortunately, most routers ship with encryption turned off, and many users don't turn it on, leaving themselves completely exposed.