The standards for certification for audiology and speech-language pathology are established by audiologists and speech-language pathologists, respectively, who are members of ASHA's Council for Clinical Certification in Audiology and Speech-Language Pathology (CFCC) .
The NHS scheme provides benefits to your dependents in the event of your death following retirement. The benefits payable depend on your circumstances at the time of your death and on your service in the scheme.
Annuity death benefits are not often paid because most annuities are surrendered, transferred or annuitized for income prior to the death of the annuity owner or annuitant. The death benefit is often an afterthought, yet it is one of the more important components of the annuity contract.