The standards for certification for audiology and speech-language pathology are established by audiologists and speech-language pathologists, respectively, who are members of ASHA's Council for Clinical Certification in Audiology and Speech-Language Pathology (CFCC) .
The NHS scheme provides benefits to your dependents in the event of your death following retirement. The benefits payable depend on your circumstances at the time of your death and on your service in the scheme.
1 Find out the name of the viatical settlement provider if you negotiate through a viatical settlement broker. Call the Department to make sure both the provider and broker are licensed.  Realize that after your death the policy may not pay your beneficiaries any death benefit.