Chartered Retirement Planning CounselorSM or CRPCÂ®. Individuals who hold the CRPCÂ® designation have completed a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations.
the first line of defence â functions that own and manage risk. the second line of defence â functions that oversee or specialise in risk management, compliance. the third line of defence â functions that provide independent assurance, above all internal audit.
d. Validity Opinions. If you are accused of patent infringement, challenging the validity and/or enforceability of the asserted patent is often the first line of defense. We can provide an opinion on the validity or enforceability of a competitorâs patent.