In contrast, when a retention is involved, a policyholder must pay its portion of the. loss up front because that amount is not. covered by the policy at all. An insurerâs. coverage obligation begins and its limits. come into play only after the policyholder. satisfies this initial âretainedâ portion of.
The northern cardinal (Cardinalis cardinalis) is a North American bird in the genus Cardinalis; it is also known colloquially as the redbird or common cardinal.It can be found in southern Canada, through the eastern United States from Maine to Texas and south through Mexico.he northern cardinal is the state bird of seven states, more than any other species: Illinois, Indiana, Kentucky, North Carolina, Ohio, Virginia, and West Virginia.
Cardinals are known for their bright red color, but only the male is red. The female is a dull brown or olive color with dull red on her wings and tail. Range. The northern cardinal can be found in most parts of United States east of the Rocky Mountains. It is also found in parts of Arizona, California and New Mexico.