Ethics and virtue are a much debated and an evolving concept in ancient scriptures of Hinduism. Virtue, right conduct, ethics and morality are part of the complex concept Hindus call Dharma - everything that is essential for people, the world and nature to exist and prosper together, in harmony.
Home Equity Line of Credit â The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of June 18, 2015, the variable rate for home equity lines of credit ranged from 3.99% APR to 8.24% APR.
In this case, the lender looks at your ratio of total monthly debt payments (including mortgage, credit card payments, auto loans, student loans and other debt obligations). The ratio typically should be 36 percent or less.