In contrast, when a retention is involved, a policyholder must pay its portion of the. loss up front because that amount is not. covered by the policy at all. An insurerâs. coverage obligation begins and its limits. come into play only after the policyholder. satisfies this initial âretainedâ portion of.
The northern cardinal (Cardinalis cardinalis) is a North American bird in the genus Cardinalis; it is also known colloquially as the redbird or common cardinal.It can be found in southern Canada, through the eastern United States from Maine to Texas and south through Mexico.he northern cardinal is the state bird of seven states, more than any other species: Illinois, Indiana, Kentucky, North Carolina, Ohio, Virginia, and West Virginia.
As forests were cleared for development, the habitat became more suitable for cardinals, and by the late 1800s, cardinals could be found throughout the state. Six other states also have the cardinal as their state bird: Illinois, Indiana, Kentucky, North Carolina, Virginia, and West Virginia. APPEARANCE: The northern cardinal, a mid-sized songbird, generally has a body length of 7.9 to 9.3 inches, has a wingspan ranging from 9.8 to 12.2 inches, and weighs between 1.19 and 2.29 ounces, with an average weight of 1.58 ounces.