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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
Source: 401kCalculator.org. If you have a 700 credit score or higher, you probably figure you'll have few problems getting credit -- at least that was the case right up until you didn't qualify for the low-interest auto loan you were expecting.