Earth's mantle extends to a depth of 2,890 km, making it the thickest layer of Earth. The upper mantle is divided into the lithospheric mantle and the asthenosphere. The upper and lower mantle are separated by the transition zone. The lowest part of the mantle next to the core-mantle boundary is known as the Dâ³ layer.
Flagstar Bankâs cetificates of deposit include regular CD rates, Smart Choice CD Rates and a 24 month Rising Rate Internet CD rate. Regular certificates of deposit are available in terms ranging between 6 months to 5 years. Flagstar Direct is current offering a 6 month CD rate at 1.24 percent with an APY of 1.25%. That CD rate and CD yield is one of the highest 6 month CD rates available right now. Flagstar Direct;s 12 month certificate of deposit currently has a CD interest rate of 1.54 percent with an APY of 1.55 percent. Flagstar Bank is also a member of the Certificate of Deposit Account Registry Service (CDARS) network.
Top national 5-year CD rates pay 2.27%. For savers shopping worthy 5-year CD rates, 2016 has been a year of dashed hopes. Though the Federal Reserve raised interest rates in December 2015, the top yields in the major CD terms didn't just fail to rise â some actually dropped. Searching Bankrate's extensive database of the day's best CD rates shows that 60-month yields have been hit especially hard, sitting almost two-tenths of a percentage point lower now than in December 2015.