Dividends: A whole life product has dividends, and the dividends are paid out much like they would be to a stockholder of a company. Those dividends can be used to reduce the premium, or they can be used to build up the cash inside the policy and the face amount. Term life insurance has little or no dividends.
COMPOSITE VOLCANOES. Composite volcanoes are constructed from multiple eruptions, sometimes recurring over hundreds of thousands of years, sometimes over a few hundred. Andesite magma, the most common but not the only magma type forming composite cones, produces lava more brittle than basaltic lava because of its higher viscosity. Although andesitic composite cones are constructed dominantly of fragmental debris, some of the magma intrudes the cones as dike or sills.
Composite Volcano. Geologists have identified 3 major types of volcanoes. Thereâs the shield volcano, formed from low viscosity lava that can flow long distances. There are cinder cone volcanoes, which are made by the eruption of lava, ash and rocks that build up around a volcanic vent. But the last type is the composite volcano, and these are some of the most famous volcanoes (and most dangerous) in the world. A composite volcano is formed over hundreds of thousands of years through multiple eruptions. The eruptions build up the composite volcano, layer upon layer until it towers thousands of meters tall. Some layers might be formed from lava, while others might be ash, rock and pyroclastic flows.