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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
Here is the general scale and what the scores may mean: 700 and above: Excellent / Very Good Credit. You are considered a low credit risk by institutions and would generally qualify for the lowest interest rates and repayment terms. 680 -699: Good Credit.You will usually be approved for loans with favorable terms.620-679: Reasonable Credit. You are a moderate credit risk, and while you wonât usually be refused credit, you will not be able to borrow at the best rates.80 -699: Good Credit. You will usually be approved for loans with favorable terms. 620-679: Reasonable Credit. You are a moderate credit risk, and while you wonât usually be refused credit, you will not be able to borrow at the best rates.