Use this to figure your debt to income ratio. A debt ratio greater than or equal to 40% is generally viewed as an indicator you are a high risk borrower. The number one rule of personal finance is to earn more money than you spend.
Adding solar panels can qualify you for a federal tax credit. In general, home improvements such as a roof replacement do not qualify as a tax deduction. However, installing solar panels or green technology on your roof will qualify you for federal and possibly state energy tax credits. An energy-efficient roof also means lower utility bills.
Some states have mandated alternate time coverage periods for parts of. your vehicle (e.g. seatbelts). Some states and/or local governments may require a tax on a portion of. warranty repairs. Where applicable law allows, the tax must be paid by. you, the owner of the vehicle.