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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
Now, many lenders want to see a score of at least 720 to offer you the best deal. Generally, though, a credit score below 600 is considered quite poor. If you score between 650 and 699, you are considered to have be in the fair to good range.Some wonât have a problem with you when you have a score of between 620 and 700, but you probably wonât be offered the best terms.ow, many lenders want to see a score of at least 720 to offer you the best deal. Generally, though, a credit score below 600 is considered quite poor. If you score between 650 and 699, you are considered to have be in the fair to good range.