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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
550? 725? 680? What does your credit score mean? In this chart, we take a look at what goes into having excellent, very good, good, fair, bad and very bad credit. See what your credit score tells lenders and where you can improve. This useful guide to credit scores, compiled by Credit.comâs Credit Experts, is based on the most common credit scoring range used by FICO.