Chartered Retirement Planning CounselorSM or CRPCÂ®. Individuals who hold the CRPCÂ® designation have completed a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations.
the first line of defence â functions that own and manage risk. the second line of defence â functions that oversee or specialise in risk management, compliance. the third line of defence â functions that provide independent assurance, above all internal audit.
Some of these decisions will be potentially life-changing or even life-saving! As a parent, you are the first line of defense to help keep your children safe. Your children are the last line of defense, so give them all the knowledge and skill sets needed to help them make the best decisions possible.