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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
To have very good credit, your credit scores need to be at least 700. Youâve been using credit for a least a couple of years. In most cases, youâll get approved for most credit cards, provided you arenât overextended with too much debt or too many credit card accounts.o if you know your score is 665 (and thatâs about average), that doesnât help you if the credit card youâre applying for requires a 670 credit score. One of the things I try to do as a financial blogger is shed light on areas of finance that you wouldnât know about if this stuff isnât your job.