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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
The higher your score, the better. The majority of scores are in the 600-700 range. Scores of 700 and above are considered prime and can get you much better interest rates on loans. Having a score below 700 does not mean you will be denied credit, but you'll pay more for it.