Chartered Retirement Planning CounselorSM or CRPCÂ®. Individuals who hold the CRPCÂ® designation have completed a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations.
the first line of defence â functions that own and manage risk. the second line of defence â functions that oversee or specialise in risk management, compliance. the third line of defence â functions that provide independent assurance, above all internal audit.
In rural areas the first line of defense is to maintain land cover and prevent soil erosion in the first place. The second line of defense is to trap the material before it reaches the stream network (known as sediment control).n rural areas the first line of defense is to maintain land cover and prevent soil erosion in the first place. The second line of defense is to trap the material before it reaches the stream network (known as sediment control).