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Facts about Renters Insurance in Georgia. The average cost of a renters insurance policy in Georgia works out to only $218 per year. Georgia Renters insurance is a must for people renting an apartment home, townhome, condo or living on a college campus.o need to worry because you can find affordable renters insurance quotes on the web. The average cost for an Georgia renters quote is $218 which works out to be $18 per month. This is a small cost of purchase renters insurance for your home or apartment in Georgia.
Renters Insurance Statistics. As you begin thinking about your renters policy and how much youâll be spending on coverage, it might be helpful to consider some statistics. 1  In 2010, the average cost of a rental insurance policy in the U.S. was $185 a year.2  Renter insurance costs are highest in Mississippi, Louisiana and Oklahoma.dditional coverage will affect the cost of your policy, but renters insurance costs are still typically very reasonable even with full coverage. There are several steps involved in deciding how much renters insurance you need. 1  Decide how much coverage you need for your personal property.