The challenge forthe early 1990s is how to interpret these trends and what they portendfor the future of the HMO industry and the role HMOs play in the U.S.health care system.
And just a word of caution, if you are applying for passports for the very first time, give yourself an ample window by which to have everything in order and over to Disney Cruise Line for verification. They will ask you for you passport number 75 days prior to your cruise departure date.
1 The Passport Card can be used on cruises to the Caribbean and Bermuda, in addition to land border crossings to Canada and Mexico.  The US State Department started accepting applications for the Passport Card on February 1st, 2008.