Vaginal atrophy may be associated with vaginal dryness, itching, irritation, and/or pain during sexual intercourse. Hormone therapy can be effective in treating vaginal atrophy and other menopausal symptoms, but hormone therapy carries its own risks.
DEFINITION of 'Umbrella Personal Liability Policy'. A type of insurance policy that provides excess coverage above and beyond the liability coverage amounts in a standard insurance policy. The umbrella policy provides extra protection in the event that a lawsuit exceeds the basic level of coverage in the standard policy. Next Up.
An umbrella policy will most likely protect you in several different scenarios, such as: 1  A third party sues you for damages your tenants cause. 2  A visitor is injured in a fall due to a broken step or handrail. 3  A guest is injured in your workout or pool facilities.