Chartered Retirement Planning CounselorSM or CRPCÂ®. Individuals who hold the CRPCÂ® designation have completed a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations.
the first line of defence â functions that own and manage risk. the second line of defence â functions that oversee or specialise in risk management, compliance. the third line of defence â functions that provide independent assurance, above all internal audit.
Possible responses to a security threat or risk are: 1  reduce/mitigate â implement safeguards and countermeasures to eliminate vulnerabilities or block threats. 2  assign/transfer â place the cost of the threat onto another entity or organization such as purchasing insurance or outsourcing.