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700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.
1 In order to have a good credit score, generally you need to have both revolving lines of credit (credit cards) as well as installment loans (loans you pay a set amount on each month, like a mortgage or card loan). 2  Even a few credit cards used wisely can get you an excellent credit score â no installment loans necessary.ou can usually qualify for this unless your Credit Score is in the 500âs, (which was me 2 years ago) Iâve read the reviews and most people who had a 650 score were able to be approved for Credit Care.