How Cement is Made. Portland cement is the basic ingredient of concrete. Concrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.See an overview of the cement manufacturing process in this 7-minute animation.oncrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.
What happens to debts when someone dies? When someone dies, debts they leave are paid out of their 'estate' (money and property they leave behind). You're only responsible for their debts if you had a joint loan or agreement or provided a loan guarantee - you aren't automatically responsible for a husband's, wife's or civil partner's debts.
Mortgage After Death. Mortgage loans are secured by the properties purchased with them. Almost every mortgage loan contains a promissory note that provides a specific claim to the property securing that loan. When a property owner with a mortgage dies, the promissory note gives the lender the right to immediate loan repayment. If a deceased person's estate isn't able to fully repay that person's mortgage loan the lender can instead move to sell the mortgaged property for repayment.