When a plan is governed by ERISA, the preemption provisions of that law are intended to provide uniformity by preempting state laws that relate to the plan, thereby preventing inconsistent treatment of plans in multiple states. DaimlerChrysler Corp. Healthcare Benefits Plan v.
As a family child care provider, you have the flexibility of setting your own rates, fees and hours, explains the National Association for Family Child Care. Although you determine how much you charge clients for child care, your rates need to be competitive for your region.he average home day care income per child in most states ranges from $4,000 to $8,000. Providers in New York are the only other home-based child care workers who earn a five-digit average per infant.
By considering the costs listed below, you can begin to get a sense for how quickly long-term care expenses can add up. Nursing home care According to the 2015 New York Life Insurance Company (New York Life) Cost of Care Survey, the average annual cost of nursing home care in a private room was $99,736 per year 2. Assisted living care The NAICâs A Shopperâs Guide to Long-Term Care Insurance (2013) notes that in 2010, assisted living facilities charged an average of $3,293 per month nationally, though some residents with higher care needs pay more.