During peacetime, hospitals can be indicated by a variety of symbols. For example, a white 'H' on a blue background is often used in the United States. During times of armed conflict, a hospital may be marked with the emblem of the red cross, red crescent or red crystal in accordance with the Geneva Conventions.
You can typically stop paying for mortgage insurance once your loan is paid down to 78 percent of the original value. In theory it should automatically cancel, but there are situations where it could take somewhat longer or even considerably shorter than that.
Filter a small percentage of your income into an emergency mortgage payment fund, as well, to protect yourself further. Options. The foreclosure process can be delayed or halted by working closely with your mortgage lender and collections agents. Do not avoid calls and neglect mail from your lender while in default. Do not hesitate to contact your lender and explain your financial situation.