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By greenwoodinsurance | Published March 12, 2013. Any establishment that sells, serves, or assists in the purchase or use of liquor (i.e. dram shop) opens its doors for a liability claim as a consequence of someone getting drunk to the extent that injuries or property damages are the result. This includes restaurants, bars, nightclubs, and taverns.
Underage or Under the Influence. influence. dram shop or alcohol control statute. whether liability is imposed by common law or statute. the second clause of the exclusion. even in the absence of any statutorily imposed liability. exclusion is intended to apply even if dram shop or alcohol control statutes do not.