There are two ways to turn liquid latex into the foam so prized for luxury mattresses: 1  Dunlop Latex: A historically older method, the Dunlop process is a simple construction process that can be achieved on-site with the right tools, rather than involving transport of the latex to a space-age laboratory.
Long-Term Disability - Voluntary Voluntary long-term disability insurance helps employers manage benefit costs and allows employees to buy benefits at work at group rates with the convenience of payroll deductions. Employee Choice lets employers create two different LTD designs. Employees select the design that meets their needs during enrollment.
Voluntary LTD insurance can go into effect after youâve been away from work for 180 days and can help you replace your income up until you are 65 years old, or even later, depending on your age of disability. How does voluntary LTD differ from noncontributory LTD? Voluntary LTD insurance is optional and paid for entirely by the employee.