How Cement is Made. Portland cement is the basic ingredient of concrete. Concrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.See an overview of the cement manufacturing process in this 7-minute animation.oncrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.
What happens to debts when someone dies? When someone dies, debts they leave are paid out of their 'estate' (money and property they leave behind). You're only responsible for their debts if you had a joint loan or agreement or provided a loan guarantee - you aren't automatically responsible for a husband's, wife's or civil partner's debts.
When a person dies, his or her credit card debt is not automatically wiped out. Whether a credit card company can recover its debt depends on state law, the amount of property in the decedentâs estate, and if anyone else cosigned the obligation.Read on to learn more about what happens to credit card debt after death.(For more articles on credit card debt, see Dealing With Credit Card Debt .).epending on state law, when a person passes away, creditors have a certain amount of time to file a claim against the assets in his or her estate. If the decedentâs estate does not have sufficient assets to pay the debt, the credit card company is usually out of luck.