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Wild Rats. In the wild, the life expectancy for a rat is much lower: 95 percent of wild rats die before they reach their first birthday. A 1-year-old rat would be around 30 years old in human terms. The most common cause of death in wild rats comes from predators, such as owls, hawks and foxes.
A captive raccoon can live for more than 20 years. But, most of the raccoons in the world are not in captive, so what about the others? The average life expectancy of a raccoon in the wild is 1.8 to 3.1 years. That is a huge decline in life expectancy from their captive counterparts. The reasons for this is mainly traffic, hunting and weather severity. Road kills and raccoon hunting can account for up to 90% of all deaths in some places.