If your 401k plan doesn't provide the fund diversity that you want, investigate other options. Individuals are allowed to make IRA and 401k contributions in the same year, but they must follow specific IRS guidelines. There are many IRAs to choose from, including deductible IRAs, non-deductible IRAs and Roth IRAs.s of 2010, the IRA maximum you may contribute to any IRA is $5,000, or $6,000 if you're 50 or older. IRAs are at least partially-deductible if you earn less than $109,000 adjusted gross income if you're married and filing jointly, and less than $66,000 if you're single.
Two Parts:Flushing the HeaterFinishing UpCommunity Q&A. Water heaters should be flushed every one to three years depending on the model and water source. This helps to control the buildup of mineral deposits. Your water heater will operate more efficiently and this will usually extend the life of the heater. Use this guide to flush your water heater.
some of the benefits of flushing out your water heater include the process is simple turn the power and the water off to the water heater next drain the water from the tank either using a bucket or a hose finally fill the tank back up with water the time it takes to heat the water is improved once the layer of sediment is flushed out of your water heater you will have removed the barrier so that the water is able to be heated directly by the heat source lower your power bill when your water heater is able to heat more efficiently the amount of power that is used is lowered thus lowering your power bill