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Get the registration number of the car and go on line and do an HPI check (RAC offer this service). It costs about Â£20 and it will tell you immediately if there is outstanding finance.It is extremely important that you do this before purchasing a used car.I did this the other day on a car I was thinking about buying and it had outstanding finance!est Answer: Go to www.rac.co.uk/web/vehicle-checks/car-dat... I have used this several times recently whilst looking for a car for my daughter and it has stopped me buying a couple of cars. It only costs Â£5.
2. If your loan isn't upside-down, sell your car. Depending on how many payments you've made on your car and/or how your car's value has fluctuated, it may, in fact, be worth more than the amount you still owe on your loan. In this case, you can sell your car and use the profits to pay off the remainder of your loan.ince negative equity is the biggest, most common obstacle to getting out of a car loan, it's a good idea to begin by determining whether you have negative equity or not. To do this, you'll need to figure out what your car is currently worth.