Your credit will still be bad, so look for cards that are designed specifically for people in your situation. You'll see both secured and prepaid cards, but go for a secured card, since those lenders will usually report activity to the credit bureaus and you can re-establish your reputation with excellent use. Check to be sure the one you apply for does report to the bureaus.
The definition of a novice is a beginner, or a person at the start of something.
or naâ¢ive. Ã¯ve. 1 having or showing unaffected simplicity of; nature; unsophisticated. ingenuous. 2 having or showing a lack of, experience, judgment or; information. credulous. 3 marked by a simple style reflecting little or no formal: training naive. painting