As such, underwriters review new or renew applications for insurance coverage, both for individuals and companies. With the help of computer programs, underwriters determine the risk involved in insuring a particular person or company and calculate the appropriate premiums for the amount of coverage requested.
In 1849, Californians sought statehood and, after heated debate in the U.S. Congress arising out of the slavery issue, California entered the Union as a free, nonslavery state by the Compromise of 1850. California became the 31st state on September 9, 1850.
As the number of settlers grew they came to covet the lands and property of the missions. California became part of Mexico in 1821. There was considerable support in Mexico City to end the mission system and the control of these valuable properties by the Catholic Church.Finally in 1831-32 the missions were secularized by the Mexican government.Land was distributed to the Indians (most of who were quickly hoodwinked out of their holdings).y 1830s the mission controlled lands covered about 1/3 of the future state, and the total population had grown to about 30,000 - in the missions, presidios and towns that were formed (the most prominent of which would become Los Angeles).