Lapse also has distinct significance in the law of insurance contracts and wills. An insurance policy can lapse, or become void, if the insured fails to make payments on it. All states give insureds a grace period, which allows extra time to make a payment owed under a policy.
Kirsten Vangsness plays Penelope Garcia on Criminal Minds. (Photo: Cliff Lipson/CBS) When Criminal Minds returns tonight, the story will pick up right after the gunshot that rang out at the end of last weekâs episodeâaimed at Derek Morgan (Shemar Moore) and the mother-to-be of his child Savannah Hayes (Rochelle Aytes).
Press PLAY above for an exclusive peek at Plazaâs madwoman in action, and then scroll down to read my Q&A with the wickedly droll actress, during which she reveals, wellâ¦ how the hell she ended up on Criminal Minds (hint: Gubler, her co-star in 2014âs Life After Beth, played a key role).