If your 401k plan doesn't provide the fund diversity that you want, investigate other options. Individuals are allowed to make IRA and 401k contributions in the same year, but they must follow specific IRS guidelines. There are many IRAs to choose from, including deductible IRAs, non-deductible IRAs and Roth IRAs.s of 2010, the IRA maximum you may contribute to any IRA is $5,000, or $6,000 if you're 50 or older. IRAs are at least partially-deductible if you earn less than $109,000 adjusted gross income if you're married and filing jointly, and less than $66,000 if you're single.
Two Parts:Flushing the HeaterFinishing UpCommunity Q&A. Water heaters should be flushed every one to three years depending on the model and water source. This helps to control the buildup of mineral deposits. Your water heater will operate more efficiently and this will usually extend the life of the heater. Use this guide to flush your water heater.
Quick Answer. The amount of time it takes to drain a hot water heater ranges from 15 minutes to one hour depending upon tank size and the amount of debris in the tank. A hot water tank should be drained once every year to remove sediment buildup. Continue Reading.