New credit or inquiries from creditors show on your Experian credit report for two years, but only the last year impacts your FICO Score. Sometime opening several credit accounts in a short period of time represents a greater risk to lenders-especially if there isn't also an established credit history on record.
PCBs are mainly broken down either by the effect (direct or indirect) of sunlight or by microorganisms. In general, the persistence of PCB congeners increases with the number of chlorine atoms. Sunlight can play a role in the breakdown of PCBs present in air, water and surface soil. In the atmosphere, PCBs that are present in the atmosphere tend to react with ozone and water under the effect of sunlight.
With less ozone in the atmosphere, more ultraviolet radiation strikes Earth, causing more skin cancer, eye damage, and possible harm to crops. The main causes of ozone depletion are chlorofluorocarbons (CFC's), such as coolants, aerosols, and fire extinguishers. When CFC's are released, they rise into the ozone layer.