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The below video will go over if Long Term Care Insurance tax deductible. There are several possible ways you may be able to deduct your Long Term Care Insurance premiums. One simple way is if you own a HSA or Health Savings Account. Here are 2015 and 2016 Federal Long Term Care Insurance Tax Deductible Limits. Source: https://www.irs.gov/pub/irs-drop/RP-12-41.pdf.
Generally speaking, benefits paid by a qualified long term care insurance policy are not taxable as income to the recipient, but benefits from a long term care insurance policy that is not qualified may be taxable as income. The government has yet to clarify this area of the law.