With a $5,000 deposit, you can earn approximately $62 dollars in this savings account in just one year. Compare that to a 0.01% interest rate from Bank of America with a regular savings account. After a year with that savings account your $5,000 deposit will have earned 50 cents.
LMS stands short for Learning Management System. Learning, because you use it to deliver education courses or training programs. Management, because it helps you organize these courses (create them, change them, assign them to students, grade them, etc). System, last but not least, is just a fancy word that translates to software. An LMS is a computer program. Just like Word helps you write documents and Gmail helps you manage your emails, an LMS is a software program that helps you create, manage and deliver eLearning courses. An LMS is the engine that powers eLearning, and in the most common form it consists of two separate parts: - A server component that performs the core functionality (creating, managing and delivering courses, authenticating users, serving data and notifications, etc.)
When you have to access any AMT capabilities on the local machine you have to go through the HECI driver to access the Management Engine. LMS is an abstraction that sits on top of the HECI driver (and the ME) that interacts with the ME using standard interfaces. Let us say you want to read/write data to the third party data store (3PDS) then your application uses the storage library API to accomplish the task.