Your credit will still be bad, so look for cards that are designed specifically for people in your situation. You'll see both secured and prepaid cards, but go for a secured card, since those lenders will usually report activity to the credit bureaus and you can re-establish your reputation with excellent use. Check to be sure the one you apply for does report to the bureaus.
The definition of a novice is a beginner, or a person at the start of something.
trainee - someone who is being trained. 1  cadet, plebe - a military trainee (as at a military academy) 2  beginner, initiate, tiro, tyro, novice - someone new to a field or activity.