How Cement is Made. Portland cement is the basic ingredient of concrete. Concrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.See an overview of the cement manufacturing process in this 7-minute animation.oncrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.
What happens to debts when someone dies? When someone dies, debts they leave are paid out of their 'estate' (money and property they leave behind). You're only responsible for their debts if you had a joint loan or agreement or provided a loan guarantee - you aren't automatically responsible for a husband's, wife's or civil partner's debts.
Credit life and credit disability pay on your loan if you die or cannot work due to becoming disabled. â¢ Credit life pays the remainder of your loan in the event you die before the loan is repaid. â¢ Credit disability makes payments if you become sick or disabled and are unable to work.