Meaning: Causing or capable of causing harm. Context examples: too much sun is harmful to the skin / harmful effects of smoking. Similar: counterproductive (tending to hinder the achievement of a goal) damaging; detrimental; prejudicial; prejudicious ((sometimes followed by 'to') causing harm or injury) ill (resulting in suffering or adversity)
Definition of 'Exclusions'. Definition: Exclusions are the cases for which the insurance company does not provide coverage. These are the conditions excluded from the insured event to avoid losses to the company. Description: Life insurance contracts have certain specified provisions and clauses which have to be fulfilled so that the claim can be considered valid.
An exclusion clause is a term in a contract that seeks to restrict the rights of the parties to the contract. Traditionally, the district courts have sought to limit the operation of exclusion clauses.