Even if you have a shorter time horizon, you will forgo significant savings opportunities by cashing out your TSP. For example, if you are 45, your $20,000 will grow to $53,855 in 17 years. Keep in mind that even if you really need the money, you may be better off borrowing from your TSP account.
Here, in NYS, rubber floor mats take a real beating during the winter. I use Hi-Temp tire cleaner (amazing stuff) and a brush to scrub the rubber, a procedure very similar to yours. Dressing-wise, I apply whatever looks good at the time, though, I've been really liking Tropi-Care's White Pearl as of late.
It is not a cleaner, so you will first need to clean the surface to be sprayed with some sort of cleaner (for example, Griot's Garage Interior Cleaner, Griot's Garage Rubber Cleaner). What it does is restore the finish of your vinyl and rubber surfaces, protect it from UV rays, and give your car a showroom look.otes. Remember that a little goes a long way, so don't over-do it. Since Griot's Garage products aren't available at retail stores, it'll be silly just to order the Dressing by itself (costs $10 for an 8-oz spray bottle), considering that the shipping cost for a $10 item is $5.