Actually you can think of it this way, 100 is the IQ of an Average person. So for a genius, I would say that an IQ of 140 would qualify. The person with the highest IQ was actually Marilyn vos Savant who has an IQ of 228.
Guaranteed Acceptance Life Insurance (GALI) (Policy Form (NY-GIWL2112PMM) is a level-premium, non-participating permanent life insurance policy and is issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001, in New York.
Mass Mutual has a range of life insurance products, both permanent and term, with many different options to suit every need. Mass Mutualâs whole life insurance offers permanent coverage with a guaranteed death benefit and steady premium. The policy also includes a cash accumulation account that can be added to the death benefit or borrowed against if needed. Like most Mass Mutual policies, whole life offers the opportunity to earn dividends.