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How to tell if there is outstanding finance on a car. Before you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen.If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.Our Car Passport can check the history of a vehicle and is thus a reliable way to avoid buying a car with outstanding finance.efore you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen. If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.
2. If your loan isn't upside-down, sell your car. Depending on how many payments you've made on your car and/or how your car's value has fluctuated, it may, in fact, be worth more than the amount you still owe on your loan. In this case, you can sell your car and use the profits to pay off the remainder of your loan.ince negative equity is the biggest, most common obstacle to getting out of a car loan, it's a good idea to begin by determining whether you have negative equity or not. To do this, you'll need to figure out what your car is currently worth.