How Cement is Made. Portland cement is the basic ingredient of concrete. Concrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.See an overview of the cement manufacturing process in this 7-minute animation.oncrete is formed when portland cement creates a paste with water that binds with sand and rock to harden. Cement is manufactured through a closely controlled chemical combination of calcium, silicon, aluminum, iron and other ingredients.
What happens to debts when someone dies? When someone dies, debts they leave are paid out of their 'estate' (money and property they leave behind). You're only responsible for their debts if you had a joint loan or agreement or provided a loan guarantee - you aren't automatically responsible for a husband's, wife's or civil partner's debts.
The good news is that in most cases, family members are not responsible for the individual debts of the deceased. For example, if your husband dies and he had a credit card with an outstanding balance of $5,000, you would not be responsible for the debt as long as this was only his card and not a joint card.he good news is that in most cases, family members are not responsible for the individual debts of the deceased. For example, if your husband dies and he had a credit card with an outstanding balance of $5,000, you would not be responsible for the debt as long as this was only his card and not a joint card.