Lapse also has distinct significance in the law of insurance contracts and wills. An insurance policy can lapse, or become void, if the insured fails to make payments on it. All states give insureds a grace period, which allows extra time to make a payment owed under a policy.
Kirsten Vangsness plays Penelope Garcia on Criminal Minds. (Photo: Cliff Lipson/CBS) When Criminal Minds returns tonight, the story will pick up right after the gunshot that rang out at the end of last weekâs episodeâaimed at Derek Morgan (Shemar Moore) and the mother-to-be of his child Savannah Hayes (Rochelle Aytes).
Follow Criminal Minds. When it comes to Criminal Minds, no relationship can ever measure up to what Penelope Garcia had with Derek Morgan. The dynamic between the pair was so good that fans may never picture Penelope with another love interest -- even if Derek is no longer on the show.