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How to tell if there is outstanding finance on a car. Before you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen.If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.Our Car Passport can check the history of a vehicle and is thus a reliable way to avoid buying a car with outstanding finance.efore you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen. If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.
If you are trying to buy a vehicle and find out that there is a current lien on it, the process becomes more complicated. 1  With a lien on the title, you may not be able to: 2  Transfer the title into your name. 3  Register or insure the car. 4  Obtain a loan for the car purchase. An auto lien gives the leinholder the legal right to take possession of a car while a debt is owed on it until the loan is paid in full and discharged. When a lien is in place on a car title, that typically means that there is an outstanding loan on the vehicle. A lender will not be able to place their own lien on the car as collateral for the loan if a lien is in place.