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Get the registration number of the car and go on line and do an HPI check (RAC offer this service). It costs about Â£20 and it will tell you immediately if there is outstanding finance.It is extremely important that you do this before purchasing a used car.I did this the other day on a car I was thinking about buying and it had outstanding finance!est Answer: Go to www.rac.co.uk/web/vehicle-checks/car-dat... I have used this several times recently whilst looking for a car for my daughter and it has stopped me buying a couple of cars. It only costs Â£5.
the only issue will be how much equity you have in the car in other words if the car is worth $ 5000 and you owe $ 4000 you have $ 1000 in equity if the car is worth $ 5000 and you owe $ 6000 you have $ 1000 in negative equityou can t get the car back by any means other than getting the finance company to agree to something you do have a certain of days to pay it off in full but after than and other than that it s their car