During peacetime, hospitals can be indicated by a variety of symbols. For example, a white 'H' on a blue background is often used in the United States. During times of armed conflict, a hospital may be marked with the emblem of the red cross, red crescent or red crystal in accordance with the Geneva Conventions.
You can typically stop paying for mortgage insurance once your loan is paid down to 78 percent of the original value. In theory it should automatically cancel, but there are situations where it could take somewhat longer or even considerably shorter than that.
1 Contact your lender for the correct loan amount to do your calculations. 2  Note that when the mortgage is paid down to 78 percent of the loan amount, the monthly insurance premium can be dropped, provided there are five years of payment history.. The first calculation is for the up front mortgage insurance premium. Multiply the loan amount by 2.25 percent. Example from above: $96,500 multiplied by .0225 equals $2,171.25. This is added to the loan amount, making the loan amount $98,671.25).