Some things to look for when purchasing a crib set: 1  Make sure the crib sheet is tight fitting. 2  Crib bumpers are another important part of the crib set. 3  The crib comforter or quilt is another key part of the crib set.  The crib skirt is alos important or sometimes called a dust 1  ruffle. The sleepsack is relatively  new.
Reserves (while not required on all mortgage types) are a key piece of many Arizona mortgage approval s. Borrowers are allowed to count retirement assets as reserves however there are a few very important restrictions that govern how much of the account balance can be used (see below for more).etermining if Retirement Funds are Accessible. Determining whether or not retirement funds are accessible is a key step in determining whether or not a Phoenix mortgage company will count retirement account funds as reserves.
0. May 4, '09 by jeckrn, BSN. your 6 prior years will only count for a reserve retirement, if you are going for a AD retirment the points will count but not the years. The 6 years will count for pay, so if you are going in as an O1 it will be O1 over 6 not an O1 under two which would be roughly $700 a month difference.. May 4, '09 by jeckrn, BSN. your 6 prior years will only count for a reserve retirement, if you are going for a AD retirment the points will count but not the years. The 6 years will count for pay, so if you are going in as an O1 it will be O1 over 6 not an O1 under two which would be roughly $700 a month difference.