During peacetime, hospitals can be indicated by a variety of symbols. For example, a white 'H' on a blue background is often used in the United States. During times of armed conflict, a hospital may be marked with the emblem of the red cross, red crescent or red crystal in accordance with the Geneva Conventions.
You can typically stop paying for mortgage insurance once your loan is paid down to 78 percent of the original value. In theory it should automatically cancel, but there are situations where it could take somewhat longer or even considerably shorter than that.
âAutomating is the best way to save, because youâre taking it out of your hands and letting your bank take it for you,â said Rosenberg, who recommends paying 20 percent of the homeâs cost as a down payment to avoid paying for mortgage insurance from your lender.