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Get the registration number of the car and go on line and do an HPI check (RAC offer this service). It costs about Â£20 and it will tell you immediately if there is outstanding finance.It is extremely important that you do this before purchasing a used car.I did this the other day on a car I was thinking about buying and it had outstanding finance!est Answer: Go to www.rac.co.uk/web/vehicle-checks/car-dat... I have used this several times recently whilst looking for a car for my daughter and it has stopped me buying a couple of cars. It only costs Â£5.
When you pay off your settlement agreement you are paying off the car's value plus no more interest as you are finishing the agreement early. As such, you need to use a rule to figure out how much of what you have already paid off was just paying off the annual interest and how much was paying off the value of the car.ettlement Agreement. The first step to getting out of your finance agreement is to get a settlement figure from the finance company itself. You can either do this yourself or if you are selling to a dealership they may be able to do this for you.