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How to tell if there is outstanding finance on a car. Before you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen.If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.Our Car Passport can check the history of a vehicle and is thus a reliable way to avoid buying a car with outstanding finance.efore you buy a used car, you should carry out a car registration check, which will tell you if any money is owed on the vehicle, and also if it has ever been involved in an accident or if itâs stolen. If youâre buying from a dealer, you can ask if they have carried out these checks or you can do your own.
When you pay off your settlement agreement you are paying off the car's value plus no more interest as you are finishing the agreement early. As such, you need to use a rule to figure out how much of what you have already paid off was just paying off the annual interest and how much was paying off the value of the car.ettlement Agreement. The first step to getting out of your finance agreement is to get a settlement figure from the finance company itself. You can either do this yourself or if you are selling to a dealership they may be able to do this for you.