There are two ways to turn liquid latex into the foam so prized for luxury mattresses: 1  Dunlop Latex: A historically older method, the Dunlop process is a simple construction process that can be achieved on-site with the right tools, rather than involving transport of the latex to a space-age laboratory.
Long-Term Disability - Voluntary Voluntary long-term disability insurance helps employers manage benefit costs and allows employees to buy benefits at work at group rates with the convenience of payroll deductions. Employee Choice lets employers create two different LTD designs. Employees select the design that meets their needs during enrollment.
Long-Term Disability Insurance. Long term disability (LTD) insurance, also known as disability income insurance, provides wage replacement to individuals who become disabled and unable to work. LTD insurance may be distinguished from short term disability insurance, which provides similar coverage for the first six months of a disability.