If your 401k plan doesn't provide the fund diversity that you want, investigate other options. Individuals are allowed to make IRA and 401k contributions in the same year, but they must follow specific IRS guidelines. There are many IRAs to choose from, including deductible IRAs, non-deductible IRAs and Roth IRAs.s of 2010, the IRA maximum you may contribute to any IRA is $5,000, or $6,000 if you're 50 or older. IRAs are at least partially-deductible if you earn less than $109,000 adjusted gross income if you're married and filing jointly, and less than $66,000 if you're single.
Two Parts:Flushing the HeaterFinishing UpCommunity Q&A. Water heaters should be flushed every one to three years depending on the model and water source. This helps to control the buildup of mineral deposits. Your water heater will operate more efficiently and this will usually extend the life of the heater. Use this guide to flush your water heater.
Most storage-tank water heaters are fairly reliable, but once a tank leaks, it's time to replace the water heater since a repair isn't generally worth the cost. To keep your water heater from springing a leak and ensure that it's working efficiently, flush it a couple of times a year. The beginning and end of daylight-saving timeâwhich for 2010 starts this Sunday, March 14âare good opportunities to tackle this basic chore.