The Hourly Cost of Outages. A conservative estimate from Gartner pegs the hourly cost of downtime for computer networks at $42,000, so a company that suffers from worse than average downtime of 175 hours a year can lose more than $7 million per year.verage downtime costs vary considerably across industries, from approximately $90,000 per hour in the media sector to about $6.48 million per hour for large online brokerages.
The fractional banking system is also known as the fractional reserve banking system. This system is the way that virtually all modern day banks around the world operate. In a fractional reserve banking system, banks actually only maintain a small amount of their deposited funds in reserve forms of cash and other easily liquid assets. The rest of the deposits they loan out, even though all of their deposits are allowed to be withdrawn at the customersâ demand.
Finally, central banks instill confidence in the fractional reserve banking system by guaranteeing the deposits of the customers of the commercial banks. A significant amount of criticism has been leveled against this fractional reserve banking system.