During peacetime, hospitals can be indicated by a variety of symbols. For example, a white 'H' on a blue background is often used in the United States. During times of armed conflict, a hospital may be marked with the emblem of the red cross, red crescent or red crystal in accordance with the Geneva Conventions.
You can typically stop paying for mortgage insurance once your loan is paid down to 78 percent of the original value. In theory it should automatically cancel, but there are situations where it could take somewhat longer or even considerably shorter than that.
Shares & Saves. Save. When you cannot pay your mortgage payments or you need your lender to cash a check to cover the costs of repairs on your home because of an insurable claim, you'll need the lender to endorse the check you get from the insurance company.f the lender does not sign the check, this money won't be applied to your mortgage payments. Additionally, any unsigned homeowners insurance check won't be used to pay for home repairs. In this sense, the insurance carries a huge disadvantage.