Lapse also has distinct significance in the law of insurance contracts and wills. An insurance policy can lapse, or become void, if the insured fails to make payments on it. All states give insureds a grace period, which allows extra time to make a payment owed under a policy.
Kirsten Vangsness plays Penelope Garcia on Criminal Minds. (Photo: Cliff Lipson/CBS) When Criminal Minds returns tonight, the story will pick up right after the gunshot that rang out at the end of last weekâs episodeâaimed at Derek Morgan (Shemar Moore) and the mother-to-be of his child Savannah Hayes (Rochelle Aytes).
Kirsten Vangsness (Photo credit Elisabeth Caren) Season 11 of Criminal Minds, available today on DVD, was full of creepy serial killers, saw the departure of original cast member Shemar Moore (Derek Morgan), and ended with a major jailbreak that will carry over into Season 12.