A $4,000 annual maintenance and repair budget is $333 per month. If you bought a $300,000 home with 20% down and a 30-year fixed-rate loan at 4.75%, your $240,000 mortgage would cost $1,252 a month, according to the Mortgage Loan Calculator.A $333 monthly maintenance and repair budget would equal nearly 27% of your principal and interest payment.f you bought a $300,000 home with 20% down and a 30-year fixed-rate loan at 4.75%, your $240,000 mortgage would cost $1,252 a month, according to the Mortgage Loan Calculator. A $333 monthly maintenance and repair budget would equal nearly 27% of your principal and interest payment.
A Naysayer is a counterclaim, or any criticism that goes against your argument. If you incorporate the criticism or objections to your claim your writing becomes stronger, more interesting and credible. It is the easiest way to improve your writing.
Shiloh is told in the first person in main character Marty Preston's voice. The prose has perceptible grammatical errors and a bucolic tone. Arlene Perly Rae of Toronto Star wrote that the novel is written in the uncomplicated style for which Naylor is distinguished.n Shiloh, Naylor does not impart an explicit meaning of honesty to her juvenile readers, journalist Nancy Gilson observed. Instead, she conveys how confusing and unanswerable morality is using main character Marty's ethical predicaments and plot twists.