During peacetime, hospitals can be indicated by a variety of symbols. For example, a white 'H' on a blue background is often used in the United States. During times of armed conflict, a hospital may be marked with the emblem of the red cross, red crescent or red crystal in accordance with the Geneva Conventions.
You can typically stop paying for mortgage insurance once your loan is paid down to 78 percent of the original value. In theory it should automatically cancel, but there are situations where it could take somewhat longer or even considerably shorter than that.
Prevention/Solution. There are a number of options available to a homeowner who wants to stay in her home but can't pay the current mortgage amount. Chapter 7 or Chapter 13 bankruptcy, depending on the situation, will temporarily allow the homeowner to remain, but she must still pay the mortgage.