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Get the registration number of the car and go on line and do an HPI check (RAC offer this service). It costs about Â£20 and it will tell you immediately if there is outstanding finance.It is extremely important that you do this before purchasing a used car.I did this the other day on a car I was thinking about buying and it had outstanding finance!est Answer: Go to www.rac.co.uk/web/vehicle-checks/car-dat... I have used this several times recently whilst looking for a car for my daughter and it has stopped me buying a couple of cars. It only costs Â£5.
1 You trade in your old car with an outstanding loan balance to the dealer. 2  The dealer is supposed to obtain a loan payoff figure and payoff the loan in 10 days. 3  The dealer should then add that payoff amount to your new car purchase. 4  Keep in mind you will now be paying off new car and the remaining balance on the old car.