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Todayâs Prime Rate. The prime rate today is 3.25%. This prime rate has been in effect since the Fed Funds rate was lowered to 0%-0.25% back in December of 2008. So, 0.25% + 3% = 3.25% (todayâs prime rate). This is the longest period of prime rate stability in history.
United States Prime Rate: The Current U.S. (Fed) Prime Rate is: 4.50% January 31, 2018: The FOMC has voted to leave the target range for the fed funds rate at 1.25% - 1.50%. Therefore, the United States Prime Rate remains at 4.50%. The next FOMC meeting and decision on short-term interest rates will be on March 21, 2018. Prime Rate Definition