A $4,000 annual maintenance and repair budget is $333 per month. If you bought a $300,000 home with 20% down and a 30-year fixed-rate loan at 4.75%, your $240,000 mortgage would cost $1,252 a month, according to the Mortgage Loan Calculator.A $333 monthly maintenance and repair budget would equal nearly 27% of your principal and interest payment.f you bought a $300,000 home with 20% down and a 30-year fixed-rate loan at 4.75%, your $240,000 mortgage would cost $1,252 a month, according to the Mortgage Loan Calculator. A $333 monthly maintenance and repair budget would equal nearly 27% of your principal and interest payment.
A Naysayer is a counterclaim, or any criticism that goes against your argument. If you incorporate the criticism or objections to your claim your writing becomes stronger, more interesting and credible. It is the easiest way to improve your writing.
from The Century Dictionary and Cyclopedia. 1  Tending or intended to depreciate or deteriorate, as the sense of a word; giving a low or bad sense to. 2  n. In grammar, a word that depreciates or deteriorates the sense: thus, poetaster is a pejorative of poet, criticaster of critic.