1 They also work in consultation, research, education, and administration. 2  Certified registered nurse anesthetists (CRNA) â The oldest of the advanced nursing specialties, CRNAs administer more than 65 percent of anesthetics given to patients each year.
HSA vs HRA. The most significant difference between HSA and HRA is who funds and manages the account. The healthcare savings account can be started by an employee, an employer, both, or an individual who is self employed. A healthcare reimbursement account is only opened and accessed by the employer.
HSA Differences to IRA. 1  Money can be used at any age for qualified medical expenses and is tax-free when used for this reason. 2  For withdrawals that are not used for medical reasons, a 20% penalty tax applies up to age 65; With an IRA, it is a 10% penalty tax and it disappears at age 59 Â½.