Typically, when you have credit cards with high balances, they are included in your Chapter 7 or 13 filing and the debt is either repaid or written off through a Chapter 7 discharge.
Best Answer : Most of the time a person in an office will generate about 400-500 btu , ,for a person at a walk you need about 600-800 btu and for vigorous exercises your up into the 1500-2000 btu for short periods..Generally speaking its accepted that 600 btu is the output for a person on a load calculation sheet..I know this wasn't the question but ...
1 If the room is heavily shaded, reduce capacity by 10 percent. 2  If the room is very sunny, increase capacity by 10 percent. 3  If more than two people regularly occupy the room, add 600 BTUs for each additional person. 4  If the unit is used in a kitchen, increase capacity by 4,000 BTUs. 5  Consider where you install the unit.