For example, suppose you have a property that is worth $200,000 with a remaining mortgage balance of $100,000. If you refinanced that to a $120,000 mortgage, you would essentially keep $20,000 of the equity you've built. Compared to a home equity loan, refinancing typically has lower rates but higher closing costs.
They are quite different to the North American opossum. Possums live in trees hollows and logs in their natural habitat, which is bushland, wet sclerophyll forest and tall eucalypt forest, and temperate rainforest. Possums are also found in farming and urban areas within Australia.
Opossums are slow, but excellent climbers, and will live in attics. They will also live under sheds or decks. If the possums are in your attic or under your house or shed, inspect your house to identify the entry points - you'll need to seal these areas shut after the animals are gone.