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â¢ Insured Earnings is the earnings as. described in your policy and used to. calculate your employeeâs benefits. â¢ It can vary depending on the definition. you choose for each eligibility group. â¢ Changes to insured earnings become. effective at the Insured Earnings.
Insurance Term - Net Premiums Earned. The adjustment of net premiums written for the increase or decrease of the companys liability for unearned premiums during the year is known as Net Premiums Earned. When an insurance companys business increases from year to year, the earned premiums will usually be less than the written premiums.