Dietary fats are important because they are the ones that produce  energy for the body. Fats should be monitored since excessive fats  can be risky for your health.
Age last birthday: One method of insurance rating which rates people a their age as of their last birthday, with such rating held until the next birthday. If your policy is approved at your current age (prior to your next birthday), you will be rated at your current age (as opposed to age nearest birthday).
Age nearest birthday: A method use by some insurance companies to compute an insuredâs age as that nearest the closest birthday. Therefore, if the insured has passed six months after the last birthday, he or she is considered to be one year older (as opposed to age last birthday).