Phonological disorder is a type of speech disorder known as an articulation disorder. Children with phonological disorder do not use some or all of the speech sounds expected for their age group. News & Features. Word for Word/Of Little Brain; Ritalin to the Rescue: A Children's Story for Our Time.
The lender cannot be forced to issue a loan to someone who doesnât meet that financial institutionâs credit score requirements. VA Cash-out refinancing credit score requirements may start at 620 for some lenders, while other lenders may require a score of at least 660, etc.
For a cash-out refi on a home the borrower lives in, generally, the lowest credit score is 640, according to Fannie Mae's standards. But such a loan comes with caveats. The borrower can't have an LTV ratio higher than 75%, must have 6 months of reserves in the bank and a debt-to-income ratio of 36% or lower.