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â¢ Insured Earnings is the earnings as. described in your policy and used to. calculate your employeeâs benefits. â¢ It can vary depending on the definition. you choose for each eligibility group. â¢ Changes to insured earnings become. effective at the Insured Earnings.
FDIC-Insured Banks: Q4 Earnings Strong, Revenues Escalate. Federal Deposit Insurance Corporation (FDIC)-insured commercial banks and savings institutions reported fourth-quarter 2016 earnings of $43.7 billion, up 7.7% year over year. Notably, community banks, constituting 93% of all FDIC-insured institutions, reported net income of $5.3 billion, up 10.5% year over year. Banksâ earnings were driven by higher revenues, loan growth and lower loan-loss provisions. Moreover, improved trading revenue remained another positive.