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The truth is that both of them are quite different from each other. A Medicare Supplemental Insurance policy is a private health insurance policy especially intended to fill in the gaps where Original Medicare falls short. Herein, the Medicare is the primary or the first payer. A Medigap insurance policy pays for the costs that are not covered in Medicare because of the limits or the insurance deductible amounts under the Medicare plan.
Home health care can be covered under either Medicare Part A or Part B. There are no deductibles or coinsurance associated with home health care except for durable medical equipment in which case Medicare will pay 80 percent and the patient or other insurance will pay the remaining 20 percent.