An independent practice association (or IPA) is a US term for an association of independent physicians, or other organization that contracts with independent physicians, and provides services to managed care organizations on a negotiated per capita rate, flat retainer fee, or negotiated fee-for-service basis.
'Forbes' Billionaire List: JK Rowling Drops From Billionaire To Millionaire Due To Charitable Giving. Even Harry Potter's wizardry couldnât have prevented this blow. JK Rowling, the first female novelist billionaire, recently lost her exclusive status because of some very good deeds. Forbes, which has produced an annual list of billionaires for the past 25 years, said that the Harry Potter author dropped from billionaire to millionaire due to Britain's high taxes and her charitable giving.
Stop complaining â out loud and in your head â if you want to improve your finances.Dan Kitwood/Getty. Much of what separates wealthy people from average people is mental â rich people simply think, act, and make choices differently than the rest of us. In Secrets of the Millionaire Mind, author and self-made millionaire T. Harv Eker identifies a seemingly harmless daily habit average people engage in that the rich refuse to: complaining. Complaining is the absolute worst possible thing you could do for your health or your wealth, Eker writes.