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How Does a Short Sale Impact Your Credit Score? Since you didnât repay the full debt as agreed, a short sale may significantly impact your credit score. Even if your payments were never late, the mortgage will remain on your credit report seven years from the date it was reported settled or paid.
Usually 2- 3 weeka after appraisal to close, but then again it depends on the short sale approval date and what you have on contract. Seller could wait any where from 2-4 months... depending on who their bank is and if there is a 1st or 2nd.