Dietary fats are important because they are the ones that produce  energy for the body. Fats should be monitored since excessive fats  can be risky for your health.
Age last birthday: One method of insurance rating which rates people a their age as of their last birthday, with such rating held until the next birthday. If your policy is approved at your current age (prior to your next birthday), you will be rated at your current age (as opposed to age nearest birthday).
For example, an individual is age 35 nearest birth date from the time he or she is 34 years and six months of age until the time he or she is 35 years and six months of age. Insurance premiums are usually based on the ages nearest birthday of the individuals affected. Internal Revenue Service 1.