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â¢ Insured Earnings is the earnings as. described in your policy and used to. calculate your employeeâs benefits. â¢ It can vary depending on the definition. you choose for each eligibility group. â¢ Changes to insured earnings become. effective at the Insured Earnings.
earnings insurance. A type of business interruption insurance that uses a monthly limit on loss recovery in lieu of a coinsurance clause. The declarations show both a total limit of insurance and the portion of that total limit (expressed as a fraction: one-third, one-quarter, etc.) applicable to loss in each month following the direct damage loss.