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It has to be deposited or cashed within 6 months of the date written on the check then it becomes void. If the company does not cash it within 6 months they can no longer cash it and a new check would have to be issued. Source(s): I used to work as a teller for Washington Mutual.
The check is mailed two days after a direct deposit would have been initiated, and the check still needs to move through the postal system. If it doesn't get lost, which is a possibility, you might be lucky to get it the next week. Finally, mailing a paper return adds an extra four weeks to the whole process.