(White vinegar is 5% acetic acid and can be used as a substitute for the stronger solution.) It is a clear fluid that can be used to remove stains on silk and wool. It must be diluted with 2 parts water for use on cotton and linen (a pretest is recommended). It should not be used on acetate.
Improved property, zoned for your intended use, will be easier to get a loan for than unimproved property. Land purchased with immediate plans for construction is the easiest type of land loan to secure because the lender will be paid off when a mortgage is obtained on the structure.
Typically, a line of credit has little or no closing costs. In contrast, a home equity loan will have similar closing costs to your first mortgage. However, home equity loans have the advantage of providing you money in a lump sum that you repay with a fixed interest rate for a fixed term, usually 10 or 15 years.