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For example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.However, if you retire at age 62 in 2015, your maximum benefit would be $2,025. If you retire at age 70 in 2015, your maximum benefit would be $3,501.or example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.
The full retirement age will increase gradually each year until it reaches age 67 for people born in 1960 or later. If you were of full retirement age or older in 2012, there is no limit on your earnings. If you are younger than full retirement age, for every $2 over the limit of $15,120, $1 is withheld from benefits.