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Cost of Car Insurance in Maine: by City. Below is the full list of 51 cities and towns included in our Maine study. They span in costs from $1,039 on the cheapest end to $1,224 on the most expensive end. The cities and towns with the five most affordable car insurance in Maine averaged an annual rate of $1,047 for our driver.
Limits on policies vary widely and are based on state requirements as well as consumer choice. The average auto insurance expenditure rose from $798 in 2011 to $815 in 2012, according to a December 2014 report from the National Association of Insurance Commissioners.he 2012 average expenditure was up 2.1 percent from $798 in 2011. Cost of Auto Insurance by State. The following chart is based on the latest data from the National Association of Insurance Commissioners on 2010-2012 premiums.