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For example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.However, if you retire at age 62 in 2015, your maximum benefit would be $2,025. If you retire at age 70 in 2015, your maximum benefit would be $3,501.or example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.
Maximum Social Security Spousal Benefits. If your spouse is qualifying based on your earnings record, he or she will receive 50% of your monthly benefit. The maximum spousal benefit then for your spouse at age 66 (primary spouse retired, also age 66), would then be $1,183 per month. A spouse can qualify either under a spousal benefit, or based on his or her own earnings record.