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â¢ Insured Earnings is the earnings as. described in your policy and used to. calculate your employeeâs benefits. â¢ It can vary depending on the definition. you choose for each eligibility group. â¢ Changes to insured earnings become. effective at the Insured Earnings.
The WSIB sets an annual maximum for insurable earnings. For 2014, the annual maximum was $84,100. For 2015, the annual maximum is $85,200. For WSIB purposes, it is suggested that you keep payroll and other records for a period of 7 years.or 2014 the maximum insurable earnings ceiling is $84,100. For the 2014 year end reconciliation, use the 2014 annual maximum insurable earnings ceiling. The maximum insurable earnings ceiling for 2015 is $85,200. When closing an account in 2015, use the 2015 annual maximum insurable earnings.