The APR is accurate for a fixed rate home mortgage loan of $50,000. LTV great than 80% requires private mortgage (PMI) insurance. The monthly principal and interest payment on $50,000 for a 15 year loan is $351.33, 20 year loan is $296.44, and a 30 year loan is $238.71. Geographic and income restrictions apply.
Tundra Biome Flora. There are also quite a few types of plants found in the tundra biome. They include Arctic Willow, Arctic Moss, Caribou Moss, and Tufted Saxifrage. In this particular biome, the bitter cold makes it hard for most types of plants to survive.undra Biome Flora. There are also quite a few types of plants found in the tundra biome. They include Arctic Willow, Arctic Moss, Caribou Moss, and Tufted Saxifrage. In this particular biome, the bitter cold makes it hard for most types of plants to survive.
Some animals in the tundra are adapted to the climate by breeding and raising their young in the summer. Many animals hibernate, or sleep during the worst part of winter to minimize energy loss. Because animals of the tundra are generally migratory, this biome's population is constantly changing. Resident animals have to change what they are hunting and eating as the seasons change. The food chain in the Arctic Tundra consists of predators such as owls, foxes, wolves, and polar bears at the top of the chain.