Today, home care services through an agency cost roughly $14 to $28 per hour. On average, individuals from the general population use twenty hours of home care each week for about six months. Those with Long-term care insurance use thirteen months of care, on average, at about twenty hours per week. Consider these averages as you and your broker design your policy.
Definition of clod for Students. 1  1 : a lump or mass especially of earth or clay. 2  2 : a clumsy or stupid person.
Old English clud mass of rock, hill, related to clod. Metaphoric extension to raincloud, mass of evaporated water in the sky is attested by c.1200 based on similarity of cumulus clouds and rock masses. The usual Old English word for cloud was weolcan.