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For example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.However, if you retire at age 62 in 2015, your maximum benefit would be $2,025. If you retire at age 70 in 2015, your maximum benefit would be $3,501.or example, if you retire at full retirement age in 2015, your maximum benefit would be $2,663.
1 The full retirement age will increase gradually each year until it reaches age 67 for people born in 1960 or later. 2  If you were of full retirement age or older in 2012, there is no limit on your earnings.  If you are younger than full retirement age, for every $2 over the limit of $15,120, $1 is withheld from benefits.