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â¢ Insured Earnings is the earnings as. described in your policy and used to. calculate your employeeâs benefits. â¢ It can vary depending on the definition. you choose for each eligibility group. â¢ Changes to insured earnings become. effective at the Insured Earnings.
Definition of relation of earnings to insurance: A clause stating that if the insured's disability income exceeds the income he or she earns, upon disability the benefits will be reduced to the appropriate amount and premiums that were paid toward ...