Vesicles can form naturally, for example, during the processes of secretion (exocytosis), uptake (phagocytosis and endocytosis) and transport of materials within the cytoplasm. Alternatively, they may be prepared artificially, in which case they are called liposomes.
A time deposit ( also known as a certificate of deposit in the United States , a term deposit , particularly in Canada , Australia and New Zealand ; a bond in the United Kingdom ; Fixed Deposits in India , Sri Lanka , Malaysia and in some other countries ) is a money deposit at a banking institution that cannot be withdrawn for a specific term or ...
The Basics. CDs are a form of time deposit. In other words, you promise to keep your cash with the bank for a specified amount of time (6 months, 18 months, or a few years). In return for that promise, the bank agrees to pay you more than youâd get from a savings account â you get a higher annual percentage yield (APY).